August 2022


Chef Joey Hilty has a field day at the Lawrenceville cafe


After 2 and a half years of pandemic gloom, chef Joey Hilty was ready for a little light indulgence.

So the owner of Lawrenceville’s The Vandal has partnered with PPartner company, a boutique developer and operator of community real estate projects, tor create field day. The co-working place, restaurant and community center are located at 3706 Butler St.

Think back to your elementary school field day; that glorious respite from the traditional school routine that, while structured, gave you a sense of fun and freedom. Now imagine doing that as a responsible adult. That’s the idea behind Field Day.

As Director of Food and Beverage, Hilty runs The Cafe. Located on the ground floor of the 30,000 square foot building, it’s a casual place where food is served from 9 a.m. to 3 p.m. Doors open at 8 a.m., when people can grab a coffee and set up their laptops at a table. or in one of the comfortable lounges until 4 p.m. There’s also a retail area out front where you can buy fresh bouquets, houseplants, and other home items from local vendors.



Hilty wanted to offer daytime crowds the same kind of high fare they’d find in the neighborhood after the sun goes down and popular restaurants (like The Vandal) heat up.

“It’s a market-driven menu with an emphasis on sandwiches, salads and cereal bowls; quick lunch-type stuff, but with a much higher quality of supply than you’d expect,” says Hilty, who started offering unpretentious dishes in August. “We have a lot of freedom to play with things.”

The menu will evolve with the seasons and the availability of fresh, local ingredients. On my recent visit there were seven sandwiches and a variety of pastries for breakfast.

I opted for the BLTA, a new take on the classic bacon-lettuce-tomato sandwich that features avocado and grilled corn aioli on thick slices of toast. It was a deliciously messy meal. Apologies to the people working around me while I swallowed it.

Fig toast


For dessert, I had yet another piece of toast, but this one was topped with cream cheese and fresh figs that reminded me of little Demogorgons from “Stranger Things.” My pop culture nerdism doesn’t take a lunch break; it becomes lunch.

Other sandos I’ve seen enjoyed include Spanish tuna, boiled egg, salsa verde, capers and red onions on a baguette. Roast pork is Cuba’s version of Hilty: a gooey mix of ham, Swiss cheese, pickles and Dijon mustard.

Earlier this month, Hilty hosted a sandwich-making class focusing on the Italian sub. For two hours in the kitchen on the second floor, he talked about the origins of the hero, his regional differences and his ingredients.

These types of small (between 10 to 20 people) educational food events take place monthly. Keep an eye on Field Day social media channels for updates.

The smell of freshly brewed coffee wafts through the open garage door, drawing passers-by to Butler Street. Field Day serves a local coffee roaster KLVN and based in Portland Puffed coffee.

“We love the idea of ​​featuring something you won’t find here as well as Pittsburgh favorites,” says Zachary Ciccone, Field Day partner and co-founder of Beauty Shoppe, the network of coworking spaces around Pittsburgh that s turned into Lawrenceville Field Day. .

field day


Hilty and Ciccone planned to collaborate on a food concept several years ago, but the pandemic shattered those dreams. Business partners are excited to expand Field Day’s culinary offerings in the future.

For people who want a little more privacy than The Cafe has to offer, public reservations and day passes are available for the private offices, workstations, conference rooms and lounge areas of the second floor. Field Day also has different levels of membership.

For $250 per month, Social Members get unlimited 24/7 access to all Field Day facilities and amenities, priority booking for workshops and events, sports clubs and wellness, conference room catering and house accounts.

Workplace members also benefit from 24/7 use of facilities, hospitality amenities and services, kitchen supplies, conferencing technology, and packing and handling services. mail. These subscriptions cost between $375 and $500 per month, depending on the private studio and the size of the team.

All Field Day members can use showers and lockers, indoor bicycle parking and a 12-space garage, also open to public commuters.

There are currently 160 members.

During the warmer months, the rooftop is lined with communal tables, umbrellas, and plants for outdoor business meetings and yoga classes with a bird’s eye view. Over the summer, Field Day partnered with Brewing trace and Creative drinks on a series of happy hour parties. A new series of rooftop events will launch in spring 2023.

“Our club is rooted in workplace, food and beverage and lifestyle programs,” Ciccone says. “All of our programs are currently free and our cafe is open to the public. Our mission is to be as inclusive as possible, so we try to break down barriers. It’s the future of the workplace. Food and drink are the base.

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Central NJ restaurants backtrack on rebuilds and closures

Take a look at Summer Ville Homemade Ice Cream in Somerville today and it’s hard to imagine that a year ago 3-4 feet of flood water from the remnants of Hurricane Ida filled the nautical-themed ice cream shop, ruining “everything,” owner Elio DeFranco said.

That’s because after the $215,000 rebuild, of which $170,000 was recovered by insurance, it looks “nearly identical,” he said; minus one or two misplaced plastic marlins.

“I even put most of the decorations back in the same places, except for a few because I forgot where they were,” DeFranco said.

You can’t blame him for forgetting. He was finally able to reopen the shop at the end of March, almost seven months after Ida ravaged it. Half of the plasterboard was destroyed. The sealed freezers began to float and then flipped over, shattering and spilling their ice cream contents onto the floor.

“There was so much ice cream on the floor it was unbelievable,” DeFranco said.

The situation was equally dire elsewhere in Somerville. The usually calm stream that runs through the heart of the county seat has become a raging torrent. Cars at the Brookside Gardens apartment complex were swept away by the flash flood. Some of the cars were still in the middle of Mercer Street the next day. One car had rolled over on its roof, another nearly slipped into the stream and got stuck on the bank, and another ended up on top of another car.

It took two weeks just to remove all the ice from the floor at Summer Ville Homemade Ice Cream. The store had to be aired out for two weeks, then its floors, plasterboard, and electrical and plumbing systems had to be redone. All equipment had to be replaced, some of which DeFranco rebuilt himself when certain items were unavailable due to supply chain issues.

Summer Ville Homemade Ice Cream after Hurricane Ida.

Since reopening — which DeFranco said was “fantastic” — it hasn’t been easy either. Supplies and ingredients have increased by at least 50% due to inflation, and the store has seen a slowdown in business that DeFranco also attributes to the economy.

Looking back:Somerset County food businesses reeling from Ida destruction

Despite the shortfall and the cost of rebuilding, DeFranco does not regret reopening.

“It was tough, but I knew I had to do it,” he said. “I like to keep busy, I like business and it’s fun, so it wouldn’t have mattered what it would cost.”

Reopening surrounded by devastation

Another ice cream shop across Hunterdon County, which tied Somerset with the most storm-related deaths of counties in the state with five, also battled to reopen after immense damage to Ida. Its opening was also not easy.

Owowcow Creamery after Hurricane Ida.

Nearly two months after the storm, Owowcow Creamery in Lambertville has reopened after “everyone on deck” completed the rebuild, said general manager Shira Tizer Wade. It cost $150,000 and only $15,000 was recovered from insurance. Floors were poured, walls were built, storage units were installed and freezers were found while battling supply chain obstacles. However, the reopening – just in time for Lambertville’s iconic Halloween party – was bittersweet.

NJ has had 30 Ida-related deaths.Here’s what we learned about the people we lost

“Reopening has been difficult because this part of Lambertville hasn’t fully recovered yet,” Wade said. “People have just started to come back over the past few months. It was not an easy winter for us because nobody wanted to go down to that part of Lambertville and I think it was because there were a lot of bad memories for people.”

After Ida, Owowcow Creamery was filled with 6 feet of water, and its 1,000-pound ice cream case was “floating on top of the water like a boat,” Wade recalls. Everything from gear to t-shirts was lost.

“Literally everything you could touch was gone,” Wade continued. Additionally, the shop had to rebuild its floors and walls, as well as its electrical and HVAC systems.

Owowcow Creamery after necessary reconstruction due to Hurricane Ida.

Lambertville went from scenic to chaotic on September 1 when 11 inches of rain fell there. Streams flowing at both ends of the city have swelled, causing the worst flash flood in living memory.

A community mobilizes:Lambertville will host a benefit concert for the victims of Ida

Owowcow Creamery took advantage of the reconstruction to modernize its Lambertville store by revamping the lighting and installing updated counters, walls and floors with new color palettes and decor. He looked at other insurance options and created a plan to mitigate future flood damage by storing items higher and putting more items on wheels for easy transfer.

A closure after 30 years of activity

However, not all of the businesses ravaged by Ida – and there were many, especially in central Jersey, which has seen some of the greatest storm devastation in the state – have found lifeboats. .

The European Deli after Hurricane Ida.

Maria Mikiewicz, owner of European Deli in Manville, decided earlier this year to make the grocery store’s closure permanent after Ida, ending a more than 30-year legacy of offering fresh kielbasa, 13 types of pierogi and other European specialties. Today, the old storefront remains vacant, like many others in the borough.

In Manville, the Raritan River, on the northern border of the borough, reached 27.66 feet. The Millstone River, on the borough’s eastern border, hit another record: 23.73 feet. Walmart’s parking lot on North Main Street was under 2 feet of water and City Hall was also under water.

It would have cost Mikiewicz around $100,000 out of pocket to rebuild after recovering insurance. Cost, time to rebuild and material shortages all factored into the decision not to reopen. It would also have marked the third major reconstruction Mikiewicz has had to do following storms, following Hurricane Irene in 2011 and Hurricane Floyd in 1999.

“It was not an easy decision for the family, for any of us,” said Jan Chwiedosiuk, Mikiewicz’s nephew and co-owner of the Jersey Cyclone Brewing Company. “Much of my life, including my childhood, was spent there with my family.”

Three feet of water filled the charcuterie. Fifty percent of its products were destroyed or had to be thrown away, in part because most of the refrigeration was destroyed and all the air conditioning stopped working. Most cabinets and wall light fixtures were gone. All the plasterboard below the waterline should have been replaced.

Preparing for the future: “I just don’t know when”

Sherban’s Diner, a 63-year-old South Plainfield cornerstone, was able to reopen weeks after 2 feet of water from Ida destroyed her $50,000 boiler and caused an additional $10,000 damage to her venue private reception for 120 people.

Sherban's Diner event room after Hurricane Ida.

Much of Middlesex County was spared the worst of Ida, however, some areas – such as parts of South Plainfield – bore the brunt of the storm’s wrath. Nine inches of rain fell on the borough, home to Spring Lake and Bound Brook, the latter neighbor of Sherban’s Diner.

Insurance didn’t cover anything for Sherban’s Diner because he doesn’t have flood insurance.

“Our boiler takes care of the steam table, so you can’t have hot food without it, which means it’s not something where you can say, ‘Oh, maybe I’ll repair next month,” said Kateina Ganiaris, co-owner of the family business. “Flood insurance is very expensive, so at the moment I have to wait and see if business presents itself and if I can get allow it, I will get it.”

Sherban's Diner's event hall was rebuilt after Hurricane Ida.

Things haven’t been easy for the family since COVID-19 hit. When they reopened six months after the pandemic, business was down 50%. Now, with inflation, lingering pandemic concerns and a loss of corporate customers, it’s down 30%, but they hope to be able to offer flood insurance for the restaurant as soon as possible.

“Of course, I’m concerned that this kind of storm damage will happen again,” Ganiaris said. “Five years from now I will definitely have some kind of flood insurance because I think a storm like this will happen again. I just don’t know when.

Jenna Intersimone.

Jenna Intersimone has been a staff member of the USA Today Network New Jersey since 2014, having become a blogger-turned-journalist after founding her award-winning travel blog. To get unlimited access to her food, drink and fun stories, please subscribe or activate your digital account today.

Contact: [email protected] or @JIntersimone.

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Heroes’ Cafe is holding a protest for female veterans on September 15 in Lynnwood

The Hero Cafe is hosting an event on Thursday, September 15 for female veterans, hosted by the Snohomish County Homeless Veterans Outreach Committee.

Known as the stand down, the event will take place from 9 a.m. to 3 p.m. on September 15 at New Life Church, 6519 188th St. SW, Lynnwood. This is a women-only event, aimed at providing a safe and secure facility for female veterans to come together, share and receive sensitive support for their physical and emotional/mental scars.

The Homeless Veterans Team recruits a wide variety of medical and dental resources and will provide clothing, personal care items, footwear, access to VA Benefits Counsellors, Social Services Representatives from the county, lunch and take-out items.

“They are one of the toughest and most dedicated groups in our area coordinating services for our homeless veteran community,” Heroes’ Cafe manager Gary Walderman said of the committee. outreach to homeless veterans. “Working with them, we helped get veterans off the streets and into temporary housing until permanent housing could be offered. No veteran should ever be homeless. The fight is on to put an end to this atrocity.

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Chongqing in China escapes the heat wave in cave restaurants


World War II air-raid shelters have become a popular summer retreat for many in China’s interior southwest, as locals and tourists flock to underground bunkers and cave restaurants to escape the sweltering heat this summer.

In past summers, Chongqing has opened up part of the underground space from June to September, with stools, drinks, board games and TV projectors, for residents to get away from the heat. This year, most shelters have been closed in line with China’s “zero covid” policy, even though the city is experiencing the fiercest heat wave since Beijing set official weather records in 1961.

China’s summer heat wave breaks all records

But some restaurants, cafes and shops converted from these facilities are allowed to open as long as there is no major outbreak, and they find locals and tourists arriving in droves. Chongqing and neighboring Sichuan Province are facing a power shortage, which has forced factories to shut down production and left many of Chongqing Municipality’s 32 million people without air conditioning, with temperatures reaching 113 degrees Fahrenheit. (The Yangtze River that Chongqing straddles has reached an all-time high, decreasing the hydropower generation the region depends on.)

The most popular underground hotspots are “cave hot pot” restaurants, converted from former air-raid shelters to serve the Chinese hot pot – a simmering bowl of broth in which diners dip slices of raw meat and vegetables to to cook. Chongqing is known for its spicy hot pot, which uses beef fat, red chili peppers and numbing Sichuan peppercorns in the broth.

Cave Pavilion Hotpot, established in 1989, has garnered a cult following following recent media hits. Plastic tables and chairs line two long, narrow tunnels connected by a dimly lit hallway.

Diners can expect long queues outside and poor ventilation inside, according to customer reviews on China’s largest review site Dianping. Water leaks are a common problem, and a local restaurant chain told The Washington Post it suspended in-person dining at an underground outlet after reports of slippery floors last month.

As part of a campaign to use retired air-raid shelters, Chongqing has turned some places into museums, shops and other venues since the 2010s, according to the China National Defense Daily. As an important military base during World War II, Chongqing had built more than 1,600 shelters by 1942 to counter the Japanese invasion, according to an estimate by local researchers.

“I see the most customers in the summer because my house is insulated from the heat and the underground location gives you a different vibe,” said Chen Huanwen, owner of Stone House cafe. “It’s an experience in itself.”

Chen, an art curator and Van Gogh fan, rented and redecorated the space with his friends and installed plumbing and ventilation systems. They painted a starry night sky on the arched roof and marked tables as train seats, with Van Gogh-inspired picture blocks on the wall showing “views outside the train window”.

“A headache is that the water keeps dripping from the ceiling, and there’s not much we can do about it,” Chen said, adding that this hasn’t deterred visitors drawn to the cool weather.

To compensate for the closure of cooling shelters, Chongqing has designated 99 air-conditioned subway stations as summer rest areas for residents to “escape the scorching heat”, the official Xinhua news agency reported.

China’s innovative — and disturbing — efforts to control the weather

Temperatures have largely dropped after rain on Monday, made possible by artificial cloud seeding by the government, and local authorities expect this heat wave to end on Tuesday.

High temperatures may return in early September and drought may continue, but the risk of another large-scale extreme heat wave will be “quite low”, Zhang Yan, deputy chief of the Chongqing meteorological department, told reporters on Friday.

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Ames Pride and Big Wigs Bar host block party – Iowa State Daily

Pride of Souls

Ames Pride and Big Wigs Bar will host a Block Party with Tiffany and Leslie Hall on September 4.

Ames Pride will be hosting a block party in association with Big Wigs Bar in lieu of the cancellation of Pridefest as a result of COVID-19.

Planning for Ames Pridefest begins every year in winter, meaning Ames Pride was unable to plan Pridefest due to COVID-19 conditions in January 2022.

“When we opened last year, I contacted [Ames Pride] about what they were doing for Pride this year, and because COVID was still ongoing, they decided they weren’t going to do anything for Pride this year as far as a festival,” Vanessa Taylor said, owner of Big Wigs Bar. “I said, ‘Well, that changes my whole conversation, then, because I still want to do something in our parking lot.'”

According to Ames Pride, “Due to the changes with COVID, we were able to plan a fall event in the absence of a festival.”

“I want to put this [Block Party] because something like that wasn’t done to Ames in a bar,” Taylor said.

The “Ames Pride Presents: Big Wigs Block Party” will take place from 5 p.m. to 10 p.m. Sunday in the parking lot of the Big Wigs Bar located at 6008 W. Lincoln Way.

Block party admission tickets are $20. Persons under 18 must be accompanied by an adult.

Ames Pride and Big Wigs are set to provide a free shuttle to block parties which will run from 5 p.m. to midnight. The shuttle will run every 30 minutes from the McFarland West Ames Clinic at 3600 Lincoln Way to the venue.

The block party will begin at 5 p.m. with food for sale by Hungry Boys Taqueria and homemade ice cream by Marmalade Moon. You will also have time to visit the Big Wigs bar and nightclub.

“People who haven’t been here yet will get to see the site and have a great time,” Taylor said.

Local YouTube sensation Leslie Hall will perform at 7 p.m. as the opening act for ’80s pop superstar Tiffany, who will perform and meet at 8 p.m.

A ticket will also allow you to attend a drag show after the Block Party.

Tickets can be purchased up until the day of the event through Eventbrite.
To learn more about the event, visit the Ames Pride website.

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United States: best clubs in the United States


The coolest nightclubs

Americans are known for their extravagant party culture. Although they have a long work week and a competitive spirit, Americans are known for their extravagant party culture. Some cities even have entire neighborhoods dedicated to it.

New Orleans has the French Quarter; Las Vegas has the Strip; Miami has South Beach. The way they celebrate is influenced by the culture of the city. Special holiday celebrations and music festivals that last for weeks express different aspects of each city’s character. There are many nightclubs that can offer you a variety of entertainment options, such as a show or a dance party.

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L.I.V., Miami

LIV is a megaclub that’s been seen on TV and heard in the rap lyrics of everyone from Kanye West to Drake. The LIV is a luxurious and extravagant club located in the lobby of the Hotel Fontainebleau. This hotel has served as the backdrop for major films such as scarface Where The golden finger. Afrojack, Martin Garrix, and Laidback Luke have monthly residencies at the EDM powerhouse. They also host a regular schedule featuring huge DJs and rap artists. The stars also come forward to worship. You could run into Lil Wayne, Floyd Mayweather, or a Kardashian any Sunday.

XS, Las Vegas

XS, located in the Wynn Hotel on the Vegas Strip, is the perfect blend of elegance and extravagant extravagance. XS is a poolside club that has a beach party during the day and a nice dance party and electronic lounge the main lounge was my favourite. It surrounds a neon-lit swimming pool and a giant gazebo, where DJs perform outdoors.

Avalon, Los Angeles

Avalon, one of LA’s oldest nightclubs still in operation, opened in Hollywood in 1927. It retains its glamorous 1920s look and is a great venue for events featuring some of the most notable acts in contemporary history. Avalon is featured in Rolling Pierre and USA Today.

Hakkasan, Las Vegas

The five-tier MGM Grand casino behemoth is Vegas glitz at its finest. It’s sticky, outrageous and irresistible. The dance floor is regularly filled with top artists including Afrojack, Questlove and Calvin Harris. You can relax at Ling Ling Club, where you can relax and enjoy the cool atmosphere. If you get hungry, head to Hakkasan Restaurant, which serves delicious but expensive Cantonese cuisine.

The Echo, Los Angeles

The Eastside crowd is drawn to this complex of twin clubs for electronica, dub, reggae and indie rock. Club nights at the Echo are as good as its live music lineup. Part Time Punks, a group that has been turning Sunday nights into a post-punk dance party for over a decade, are at the Echo. Raw Soul Funky Sole takes you to Funkytown every weekend. Dub Club, a true roots reggae club, takes over the Echoplex on Wednesday evenings.

The Bath at the Standard, New York

This place has it all. Bain & The Rooftop is located at The Standard High Line in the Meatpacking District. It offers spectacular views of midtown Manhattan, high-quality cocktails, vibrant music, and even a jacuzzi. You can relax outside on comfortable lounge furniture with artificial grass while watching the sun set over Hoboken. Then, as the temperature drops, you can step into a traditional nightclub vibe with black tiled walls and leather sofas.

The Saloon, Minneapolis

It’s no secret that gay bars often host some of the city’s most popular dance parties. The Minneapolis Saloon is no different. The Saloon’s mission is to be inclusive and low key, with everyone having fun on the dance floor. The club has a full schedule, including karaoke, drag queen nights, contests and charity events. Sunday night shower contest with huge grand prize; DJ performances every night and a happy hour that lasts from noon to 9 p.m.


STORY is Miami Beach’s most famous nightclub, and it’s owned and operated by LIV. This also made my list. STORY is a large venue that includes five bars and a main dance floor that can accommodate up to 1000 people. It also features a whimsical and colorful interior design. The main room features a two-story ceiling decorated with multicolored globe-shaped lights. A mapping projection covers the stage and the DJ booth. This creates stunning visual entertainment.

top clubs in usa

Good Room, Brooklyn

The Good Room, which opened in October 2014, is located in the former Club Europa bottle service location in Poland. It was designed by Steve Lewis, a nightlife entrepreneur. The main room was designed for DJs. Expect a well-placed DJ booth, solid sound system, and ample dance space. The bar is large and square, with friendly bartenders. A third room, the Bad Room, houses a vinyl wall and another DJ setup for different tracks.

Cat’s Meow, New Orleans

The Cat’s Meow, an internationally renowned karaoke and cocktail lounge located in the French Quarter of New Orleans. The French Quarter is known for its quirky atmosphere. The mezzanine of the Cat’s Meow on the top floor allows you to see the block party every night from up there. Cocktails are a classic example of alcoholic liquor and provide the perfect spirit to get you singing along with your friends.


Ohio Nightlife – Which State Has The Best Nightlife?

Buckeye State is home to a number of major cities, including the largest city, Columbus. Despite the city’s reputation as a college town, Columbus has a vibrant nightlife. It has more than four bars per 100,000 inhabitants, which is good news for students. However, it is not the noisiest state, with a high rate of binge drinking.

What is the number 1 nightclub in the world?

Last year’s winner, Echostage, falls one spot out of two on the list this year. The United States has reclaimed its title as the world’s premier clubbing nation, with 16 clubs on the list this year, including four new additions. Zouk Las Vegas, the newest location from the owners of Zouk in Singapore and Kuala Lumpur, is one of the most notable new entries on the list.

Which US city has the best nightlife?

Las Vegas, Nevada has the best nightlife in the United States, with a plethora of bars, clubs and restaurants. Visitors can take advantage of the many entertainment options across the city, or they can head to just one club for an exciting night out. The city attracts tourists and it’s easy to see why Las Vegas is one of the best places to party in the world. Its Prohibition history has served it well in the century since, and the town does a damn good Old Fashioned.

What is the most popular nightclub in the United States?

In the United States, a nightclub can be considered one of the most popular if it is large. In Los Angeles, Avalon is a popular destination. It features the best DJs from around the world and is one of the best known clubs in the country. Here you can enjoy an evening with friends and family or go out on a date.

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2023 Kawasaki Z900RS CAFE hits global markets

2023 Kawasaki Z900RS CAFE hits global markets

August 28, 2022, 12:15 a.m.
2 minute read

The 2023 Kawasaki Z900RS CAFE gets traction control (Photo credit: Kawasaki)

Japanese automaker Kawasaki has unveiled the 2023 version of the Z900RS CAFE bike for global markets. It should also make its way to India.

On the strength side, the two-wheeler sports a retro-inspired look and offers many features, including a traction control system.

It runs on a 948cc inline-four engine that produces a maximum power of 109hp.

Why is this story important?

  • Barring minute cosmetic changes, the 2023 Kawasaki Z900RS CAFE looks nearly identical to its predecessor. This should attract the attention of many buyers in the world markets.
  • The motorcycle is also expected to arrive in India as a fully built unit (CBU) in limited numbers. Once launched, the competition in the segment will be raised.

The bike has 17 inch wheels and gold stripes

The 2023 Kawasaki Z900RS CAFE sits on a high-tensile steel trellis frame. It sports Metallic Diablo Black paint, a gold Kawasaki logo and two gold stripes on the bubble fairing and fuel tank.

The bike has a round headlight and semi-digital dash and rolls on 17-inch wheels.

It can store 20.4 liters of fuel and tips the scales at 216 kg.

It is backed by a 109 hp and 948 cc engine

The new Kawasaki Z900RS CAFE is powered by a 948cc, 4-stroke, DOHC, 16-valve, liquid-cooled engine that generates a maximum power of 109hp and a maximum torque of 98.5Nm. The engine is mated to a gearbox 6-speed gears.

There are disc brakes at both ends

To ensure rider safety, the Kawasaki Z900RS CAFE is equipped with disc brakes on the front and rear wheels, as well as dual-channel ABS and traction control for better handling on the roads.

Suspension duties on the bike are taken care of by inverted telescopic forks up front and a rear-linked horizontal swingarm in the rear.

2023 Kawasaki Z900RS CAFE: Pricing and Availability

In the United States, the 2023 version of the Kawasaki Z900RS CAFE has a price tag of $12,399 (about Rs. 10 lakh). The high-end two-wheeler is expected to arrive in our country next year.

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Old Spanish Sugar Mill De Leon Florida’s Most Iconic Restaurants

A historic restaurant known for its pancakes here in Volusia County has been featured on a popular travel website.

Trips To Discover, created for readers to find vacation destinations and ideas, included the Old Spanish Sugar Mill Grill and Griddle in De Leon Springs State Park in its recently published article “12 Most Iconic Restaurants in Florida.”

With a hot plate at each table, the breakfast restaurant has been home to the “make your own pancakes” destination for over six decades.

Pancakes can be topped with apples or banana slices, blueberries, applesauce, pecans, peanut butter, or chocolate chips. For those who don’t like flapjacks, the Sugar Mill offers a classic egg and bacon breakfast plate, French toast, burgers, hot dogs and salads.

Restaurant news:Daytona Beach restaurant has an air date for Guy Fieri’s “Diners, Drive-Ins and Dives” episode

More restaurant news: Rooftop bar, restaurant with Atlantic Ocean views opens in New Smyrna Beach

Hunger? Where to Find the Best Cuban Sandwiches in the Daytona Beach Area

Restaurant inspection:31 Volusia and Flagler County restaurants get high priority violations, 1 ace inspection

Old Spanish Sugar Mill Grill and Griddle House at DeLeon Springs State Park, which is scheduled to close September 12, pictured August 9, 2022.

The local staple will close in September after the family business‘s contract with the state was not renewed due to outbidding by another supplier, The News-Journal reported Aug. 9. The iconic spot is set to reopen in October, but it’s unclear whether the make-your-own pancakes will return.

Trips to Discover also featured another local restaurant, Flagler Fish Company, in its list of Florida’s Top 15 Seafood Restaurants in June.

Flagler Fish Company has been serving fresh seafood to Volusia-Flagler County residents as well as visitors since 2005. Patrons can dine on-site and have “food that knocks your flops down” or take home cuts fresh fish fillets, shellfish and side dishes to cook yourself with the restaurant’s house seasonings.

Good to lick your fingers: Where to find the best chicken wings near Daytona Beach

Breast or ribs? Where to Find the Best BBQ Restaurants in Volusia and Flagler Counties

Restoration Guide:10 Fun Dog-Friendly Restaurants, Bars, and Ballpark in the Daytona Beach Area

In June, four Volusia-Flagler restaurants landed on Yelp’s first-ever list of Florida’s Top 100 Restaurants. Red Bud Café in Daytona Beach ranked highest, landing at No. 13. The popular review site also ranked Millie’s Restaurant and Catering in Daytona Beach Shores at No. 71 and Santorini in DeLand at No. 87. Rounding out the list at No. 100 was La Crèperie Kafè in Palm Coast.

Moreover, Millie’s Restaurant was also honored recently thanks to the visit of the famous chef Guy Fieri. The restaurant will be featured in an upcoming episode of Diners, Drive-Ins and Dives.

Restaurant news: Huge waterfront bar and grill in Port Orange announces new opening date

Long live a good deal! The best restaurants and bars for happy hour in Daytona Beach

The Spanish Sugar Mill is located at 601 Ponce De Leon Blvd., De Leon Springs and can be reached at 386-985-5644 or The restaurant is open Monday to Friday from 9 a.m. to 3 p.m. and weekends and public holidays from 8 a.m. to 3 p.m.

Caroline Hebert is the food and dining editor for The Daytona Beach News-Journal. Originally from New Orleans and passionate about food, she can be reached at [email protected] Follow her on Instagram, Facebook and Twitter. Support local journalism by subscribing.

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Oak Lawn bar liquor license suspended after DUI accident kills mother and injures son

A suburban family mourns the death of their mother, while an Oak Lawn bar’s liquor license is suspended after officials say overserved customers caused a fatal accident.

Maria Anita Chacon, 66, was killed early Sunday morning in the crash near 110th and Cicero. Her 30-year-old son, Tomas Chacon, suffered serious injuries and remains hospitalized with a head injury.

“I have no words,” said Rosio Chacon, the victim’s daughter. “They were inseparable.”

Relatives say that last Saturday, the mother and son attended a family cotillion. On the way back, they stopped for a bite to eat.

“When they came out of the restaurant, the accident happened,” said Rosio Chacon.

It was just before 2 a.m. when investigators said a Dodge Charger and a Honda Accord were traveling at high speed. The Charger struck the rear of Cachon’s Lincoln, sending it flying into oncoming traffic, where it collided head-on with a pickup truck.


The Honda left the pavement and hit a bench, rolling several times before coming to a stop in a nearby parking lot.

Maria Anita was killed, while Tomas was seriously injured. He is currently intubated in the hospital.

Investigators say Steven Bradford, 39, of Harvey drove the Charger while Joann McNary, 32, of Chicago drove the Honda Accord. Bradford and McNary were both charged with one count of aggravated DUI involving death and one count of reckless homicide.

“Because of their negligence, my family is suffering,” said Rosio Chacon.

Officials say Bradford and McNary came from the Gaslight Bar & Grill, which has been the source of problems and complaints, according to the Village of Oak Lawn.

The Village of Oak Lawn Liquor Commissioner, Mayor Terry Vorderer, suspended the bar’s liquor license this week, but relatives of the victims say it’s not enough.

“I feel it’s too late, it’s good that they did it, but it’s too late. They’re not going to give my mother back to me,” Rosio Chacon said.

The bar’s license will remain revoked pending a hearing next week.

“We have tried to work with the owners and managers of the bar, but there is clearly a disconnect, and we are not going to risk another tragedy as a result,” Vorderer said.

The Chacon family started a GoFundMe page to help cover the cost of their mother’s funeral and their brother’s medical bills.

Maria Anita Chacon will be taken to her hometown in Mexico for her funeral.

Felicia Phillips is the current owner of Gaslight Bar & Grill. On Friday night, Phillips’ attorney David Courtright released the following statement to FOX 32 Chicago:

“Ms Phillips is emotionally devastated by the events leading up to the instant suspension. Felicia is a kind-hearted woman who struggled to open a new restaurant kitchen from the Gaslight. She was heartbroken to recently learned that a car accident resulted in the loss of life.”

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Cham-pain: Vancouver nightclubs could run dry with premium booze

If you’re planning on hitting a nightclub or bar this weekend, you might be in for some good old-fashioned beer, as high-end liquor options might be in short supply in Vancouver.

The strike by the British Columbia General Employees Union (BCGEU) has been in effect for about two weeks, and pressure measures have affected the British Columbia liquor distribution branch (LDB).

Although the impacts have been felt the hardest by the cannabis sector, supply issues could impact operations in venues such as high-end bars and nightclubs as early as this weekend.

Daily Hive spoke to Jeff Guinard of the Alliance of Beverage Licensees (ABLE BC) in British Columbia, who says the group is already seeing big holes in the shelves.

Guinard suggests that products like premium vodka and champagne are hard to come by, which is a huge deal for places like nightclubs. He thinks the situation is similar for bars.

“They will have to steer people towards beer,” Guinard told The Daily Hive.

Otherwise, these people will just have to find other things to do instead of heading to higher-end alcohol options, which will have a huge impact on the business of these Vancouver sites and probably other establishments of the province.

Guinard fears that things will get really bad if the industrial action extends beyond the next Labor Day, but due to a media blackout, the BC government and the BCGEU are not speaking out. not publicly on the matter.

We spoke to Ritish Maisuria, a local promoter of events at venues like nightclubs.

“It’s difficult because some of our managers go to three or four different liquor stores every day to try to find what’s left. And for a club like ours, where people are used to high-end brands, eventually we will have to sell them off-brand alcohol. We haven’t had to do that yet,” Maisuria said.

He added that if the strike does not end soon, that will definitely be a problem.

Daily Hive also heard from Ian Tostensen of the BC Restaurant and Foodservices Association. Things are looking a bit more optimistic for restaurants at the moment.

“We’ll have enough product to get through one way or another,” Tostensen said.

“I think the moment of truth will definitely come next week.”

He added that supplies are not replenished and the middle of next week will start to be a problem.

On the BCGEU side, the most recent update of the union is that it has accepted the BC government’s offer to return to the bargaining table, with the logistics still being confirmed.

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Downtown ABQ Cafe sports buds, beans – and finally, beer

From left, Buds & Beans owner Jonathan Joiner and general manager Lisa Taj McCellon. The couple are launching a new drinks menu on Friday after receiving their liquor license. (Adolphe Pierre-Louis/Journal)

When Jonathan Joiner opened his business, Buds & Beans Cafe, in March, he planned to serve beer.

Joiner “isn’t the bar type,” but he wanted to provide another kind of place for Albuquerque residents to drink, eat and relax.

“I thought about maybe creating a space where, you know, you can have someone (drinking) coffee, someone having wine, someone having CBD mocktails – just kind of something for everything the world,” Joiner said.

However, delays in obtaining a liquor license have limited Buds & Beans to serving only brews – coffee brews, that is.

But, starting Friday, Buds & Beans will launch a new menu that includes wine, beer, mimosas and specialty CBD mocktails. The cafe, located at 119 Gold SW, will also be opening new hours; For the past five months, Buds & Beans has closed at 4 p.m. But on Friday, the restaurant will be open until 8 p.m., with happy hour from 4 p.m. to 7 p.m. Three of the beers are from the Marble Brewery.

General manager Lisa Taj McCellon said they just received the hard copy of their liquor license on Tuesday.

“It’s just kind of an exit that we finally got,” Joiner said. “It’s as if new doors were opening. See what travel brings us.

Buds & Beans Cafe barista Sabrina Zamora makes a cold honey lavender latte. (Adolphe Pierre-Louis/Journal)

Joiner decided to move to Albuquerque when the military veteran was driving across the country from Florida to California. He stayed in the city for only one night. But it was enough to get Joiner hooked.

“I fell in love with Albuquerque,” Joiner said. “And when I got to downtown, I had this kind of feeling that something was different from other downtowns.”

The “buds” in the name are short for “buddies,” a reflection of the sense of community that McCellon and Joiner want to create in the restaurant. The walls are lined with works by local artists, and Joiner has let artists and creators set up booths in the restaurant for free. They frequently host community events, including a silent disco – in addition to paying the DJ, all proceeds go to charity. The restaurant even includes a “take a plant, leave a plant” wall, where customers can drop plant cuttings to propagate in a new home.

The company recently received $35,000 from the Metropolitan Redevelopment Agency.

An LGBTQ+ owned and operated business, inclusivity is fundamental to Buds & Beans. The menu revamp will include more vegan, vegetarian and gluten-free options to increase options for customers with dietary restrictions. Joiner and McCellon included mocktails so guests could order soft drinks with beer and wine.

“It’s important that there are some secondary schools in the area who can come here and sit and study and feel safe. UNM students can come here and study and feel safe no matter who they are, who they love, what they look like. It’s a big part of what we do,” McCellon said.

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The El Arroyo Sign That Saved Texas Restaurants

Image for article titled The El Arroyo sign that saved Texas restaurants

Photo: El Arroyo

Ellis Winstanley and his wife are real-life restaurant lifeguards. They have earned a reputation in Texas for saving traditional restaurants who has fallen on hard times for one reason or another. “A lot of times things have just lost their way a bit and there’s no major change,” said Winstanley. “JJust a thousand incremental improvements and you’re constantly doing it better and better and it takes off.”

Sometimes it means changing organization of physical space; other times, is making small adjustments to the recipe ingredients and not finished-preparation, Chopped off down on the waste. In the case of El Arroyo, it was about refining the voice of the brand through a physical sign outside the restaurant.

The Winstanleys bought the El Arroyo restaurant in Austin, Texas in 2012 (one of four restaurants they currently own) and haven’t had to change much about the well-known place’s food. loved, who opened in 1975. Early efforts focused on connecting with people through fun, sometimes uplifting (often taco or margarita-related) signs outside the restaurant that said things like “Yes, I know that guac is awesome but so am I” and “It’s OK if you break down sometimes / tacos fall apart and we still love their.”

“The sign was still there in El Arroyo,” Winstanley says. “When we bought it, the sign didn’t have much consistency in its message. It was funny normally, but sometimes it was rude funny, sometimes it was mean fun, and sometimes it was soft fun, and it was just all over the place. We gave him more voice and it was about uplifting people, making them feel better, and so he gradually gained followers on social media, and then in COVID was in a really good place to contribute.

Photos of the signs quickly started going viral and now El Arroyo is known on the internet. I sat down with Ellis Winstanley to discuss how he used signs to raise money for restaurantschange liquor laws in Texas and connect people around the world.

The Takeout: During the pandemic, we have seen many restaurants close and lose their way. How did you work to save restaurants in your community back then?

Ellis Winstanley: El Arroyo held the first live fundraiser, the first live concert of the El Arroyo sign. Someone on our team had a relationship with Robert Earl Keen and arranged this, then organized with the Texas Restaurant Association and the office of the governor, which, political or not, it was about helping people. The Texas Restaurant Association set up something called the Texas Restaurant Relief Fund, the TRRF, and so it was in the beginning, all the big companies kept their money, nobody really knew what was going to happen, but it was really about helping independent restaurants. We raised $27,000, so not a huge amount of money compared to some of the other efforts, but it was the very first effort.

We also got through the pandemic, we didn’t lay off anyone in any of our stores, so we focused all of our energy on El Arroyo. We said, “If we’re going to fight this, we’re going to have a spear point and that’s where we’re going to do it.” So all of our employees from the other restaurants came to work at El Arroyo, whatever they wanted. In fact, we hired anyone in the restaurant industry who wanted to work. We had scooter companies bringing in 40 pre-loaded scooters and various packaged food companies coming in to supply products.

In the early stages of the pandemic, we put up a sign that said, “Now would be a good time to legalize margarita delivery,” so we used the sign to get that message across, and then we realized we could be a delivery business. We basically found in the law a way to become a delivery company. We worked with the governor’s office and the restaurant association to get it passed into law so all restaurants could do it. We basically put up the “Now would be a good time to legalize margarita delivery” sign and a few days later we said “Holy shit, I’m not even kidding, margarita delivery” with our phone number and our phones crashed immediately.

TO: I have to admit that when I started seeing the sign all over social media with so many posts, I assumed it was a photoshopped meme because of the number of different versions I have seen.

EW: It’s super interesting to see people’s reactions when they find out it’s real. Lots of people pass by on any given day, people drive by, stop, get out and put their arm around him, take a picture of him like an old friend.

TO: How did the billboards start to get attention online?

EW: When we first bought it, some local people were posting it a lot just for their own social pages, and we had a Facebook page that had 3,000 followers and that was it. I remember lying in my bed at night inviting to all those who liked the publications to like the page, and after increasing it from 3,000 to 60,000 subscribers, we realized there was a Javascript automation that costs $18 (after I already put a thousand hours into it). We just somehow gradually gained more and more followers.

You get a lot of messages from people saying “just so you know, I was going through a terrible time in my life and this really helped me.” Tthe hat is pretty cool.

TO: Is there a sign that stuck out to you from the start that was part of a big online pop?

EW: There are many. They do a lot of brand partnerships, we did a brand partnership with Netflix which was for weird eye when that revived, and it got a lot of traction. But also one of my favorites was “I don’t always roll a joint, but when I do, it’s my ankle.

TO: This is the one a lot of my friends sent me because I have really bad ankles.

EW: For sure-when you connect with him, you connect with him. There are many like that. Obviously, there are some who are more serious, like that of Uvalde. There was the one we did on Ukraine who said, “So it turns out that one comedian’s courage can rally an entire planet.” It’s interesting because most of them are funny, but some say “I don’t know how many tacos it takes to be happy, but right now it’s not 23.” From different angles, different people connect.

There’s a whole bunch of people running it, but a lot of them are now user-submitted. So we started about four years ago encouraging people following the page to send signs and now we’re getting some really good ones – two, three days a week, that’s the user –stuff submitted.

TO: How do you see this online popularity translate to the restaurant itself in terms of customer numbers and financial support?

EW: There are many people who come to the restaurant because they know the sign. Ihe’s a traffic driver, for sure. Originally we wanted to publish a book of signs, and publishers were saying, “It’s too specialized a product, nobody’s going to buy it.””So we did it ourselves. We ended up selling twice that first Christmas. Once we finally received all the books to fill those orders, we shipped them all, then my wife put the rest in her car and drove around San Antonio, Houston and dallas do business with retailers as she could. And it took off, so they launched more products and now it’s hundreds of product biases which are sold at retailers in 48 states and Canada, shipped all over the world. It’s amazing how this connection can be developed, and it all started with a brand voice that connected with people.

TO: Do you think there’s a difference in you creating this physical sign before it goes live, as opposed to just posting smart tweets every day?

EW: I guess I don’t know how to know if there is or not. I think with anything brand consistency is important so we look at the sign itself because it obviously has personality and funk it’s different it’s a consistent delivery medium , but the voice is what people really connect to. I think it’s easy to say “oh, it’s that sign, it works”, but it’s really the voice.

TO: From your experience, what can you say about how restaurants act as gathering places for communities?

EW: What’s really fascinating about restaurants is that they are the first place people go in their community for help. It’s the first place people ask to sponsor their little league jerseys or give them a raffle card for the organization they’re trying to raise money for.. And they are also normally the first to intervene in case of a problem.

So be it like COVID and restaurants turning to selling groceries, or even the frosts that happened in Texas – I know of at least three restaurant workers who drove to cook every morsel of food in their cooler because hospitals couldn’t get food delivered and there were all these stranded patients there – IThese are the kinds of decisions that restaurants make every day. Eespecially in times of disaster, it’s always the first to respond and the first place to go, and I think it’s become hyper focus during COVID. It’s easy to take what you have in restaurants for granted. Jhey’re the glue of the community.

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Assembly rejects keeping San Francisco bars open after 2 a.m.

SAN FRANCISCO, Calif. (KRON) — For San Franciscans who love to party until dawn, a California State Assembly vote on Wednesday was party poo.

SB 930, a bill that would allow San Francisco, Palm Springs and West Hollywood to extend liquor sales in bars, nightclubs and restaurants until 4 a.m. on weekends and 3 a.m. weekday morning, was rejected by the assembly.

Sen. Scott Wiener (D-San Francisco) and Assemblyman Matt Haney (D-San Francisco) released the following statement after the vote:

“Senate Bill 930 is a limited pilot program allowing 3 cities – each of which has requested to be included – to work with local stakeholders, including law enforcement, to make local decisions about extending hours of nightlife. SB 930 is a local control bill that allows cities to decide what nightlife works best for their communities and small businesses. We are disappointed that SB 930 did not get votes today in the Assembly after a series of misleading speeches from members representing areas that would not have been affected by the bill,” wrote Wiener and Haney.

Wiener said the bill is intended to help bar owners recoup lost profits during the COVID pandemic.

The end of liquor service, commonly referred to as a bar’s “last call,” varies widely from state to state. Maine has last call at 1 a.m., while Nevada allows alcohol to be sold 24 hours a day.

The California Highway Patrol Association spoke out against extending its ‘last call’ to San Francisco, writing: ‘With bars closing close to (am) commute time, there will be more more drivers on the road and the likelihood of drink-driving accidents will increase dramatically.”

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Long Beach Council Denies JP23 Nightclub’s Business License Application, Reverses Hearing Officer’s Decision

The Long Beach City Council voted unanimously to overturn a decision by a hearing officer allowing nightclub JP23 to do business in the city and ultimately denied the owner’s business application Tuesday night.

The decision is the final act in the saga of JP23 in Long Beach, after nearly four years of renovations, landlord requests and appeals, which coincided with security breaches and non-compliance issues from the disco.

The denial letter, which was released March 14 and confirmed by the board on Tuesday, said “the plaintiff has consistently refused to comply with the rules and regulations of the City of Long Beach.”

During the two years that JP23 was in residence, there were eight criminal citations, two security breaches, four letters notifying the company of non-compliant activity, and one cease and desist order. Commercial Services Manager Amanda Hall also cited residents’ complaints of music disruptions, fights, drunk people in public, parking and other instances that resulted in more than 30 calls to the police department. from Long Beach.

On May 25, a hearing officer presided over the case for five days and ultimately ruled in favor of JP23 owner Jacob Poozhikala. The hearing officer’s closing statement acknowledged “the numerous past violations and citations” and said that “the plain language of Long Beach Municipal Code 3.80.421.5 simply does not contemplate that these past violations and citations be taken into account in the refusal or approval of the request”.

The city council hired independent outside legal counsel to preside over city staff’s decision before giving its final say. Best & Krieger’s Christopher Pisano advised the board to deny the hearing officer’s decision and uphold the denial of JP23’s commercial license.

“What he [the hearing officer] was basically saying that the history of violations should be ignored,” Pisano said. “That struck me as odd, and we looked at your code very carefully.”

Attorney Christopher Pisano presented this slide of the hearing officer’s statement to Long Beach council members on August 23, 2022. (Long Beach City Council)

Owner Jacob Poozhikala was on hand to plead his case to the council and argue that “the city has bent over backwards” to prevent his business from succeeding.

“I put $3 million into this place…and a lynching mob was created to make sure I didn’t open this business,” Poozhikala said. “No one could tell me why I couldn’t get a business license; I need transparency.

Employees at the Long Beach and Fullerton sites responded to public comments to vouch for Poozhikala’s character, while concerned residents, mostly women, cited the nightclub’s history of drug and rape incidences.

A timeline of JP23’s time in Long Beach

Poozhikala applied for a site-to-site, person-to-person transfer of a liquor license in January 2018 to open a nightclub in downtown Long Beach at 110 E Broadway. He said he wanted the venue to be “a little house of the blues” and quickly invested over $1 million renovating the space in the first two years.

In August 2021, a woman claimed to have been sexually assaulted in downtown Fullerton. It was not the first time JP23 was related to an incident of sexual assault, and Poozhikala insisted that was what ultimately led to his denial of a business license in Long Beach.

On September 1, 2021, the city began receiving complaints from residents that JP23 was advertising to hold a grand opening party on September 3-4. At the time, JP23 had yet to submit a full business license application and the location was still under construction. Hall called the situation “very unusual” and said several departments had contacted Poozhikala.

Poozhikala said he was publicizing the event in hopes that the license would be approved by then. Once he realized that wasn’t possible, he said he canceled the event and “took the $60,000 cost” of entertainment fees he had already paid. City staff confirmed that JP23’s social media accounts announced a change of venue to the Fullerton site.

On Sept. 3, the Long Beach Fire Department and LBPD responded to a call to JP23 “just before 4 a.m.” for a false fire alarm, according to Hall. City staff say the grand opening event took place despite warnings to the company.

On September 16, Poozhikala submitted a completed business license application to the city. The following day, the club received a cease and desist order for all public use and two violations for occupancy without approval. JP23 responded by submitting a temporary occupation permit on September 24, which was granted to them on October 11.

From October 2021 to February 2022, there were eight misdemeanor citations, two letters from the city, and two virtual meetings held with Poozhikala on “process and entertainment licensing regulations.”

A meeting in November granted JP23 a conditional commercial license, which Hall said was “an act of good faith to help this company become part of the community.”

Long Beach Municipal Code 3.80.421.1 states that during the 180-day period that a conditional license is active, “the applicant may be disqualified for failing to comply with applicable laws and regulations at any time.”

The complete Long Beach Municipal Code 3.80.421.1 (B) which was presented by Christopher Pisano to council on August 23, 2022. (Long Beach City Council)

Poozhikala council claimed the conditional license was outside the scope of the city’s director of financial management, who it said should “perform the ministerial function of issuing the license”.

He argued that since JP23 had received approval from the planning, construction, fire and health departments, the CFO had no reason to deny approval. He cited Long Beach Municipal Code 3.80.110, which states that the role of the chief financial officer “is not intended to be regulatory.”

The city rejected JP23’s business license application on March 14 and received an appeal from Poozhikala on March 23. Between the time of the appeal and the hearing, the city conducted an inspection of JP23 and found an unauthorized mezzanine and stage, which they were advised to stop using.

In April, the board referred to a hearing officer, who issued its final decision on July 15 to license the company. Pisano’s independent report concluded that the city should reject the hearing officer’s findings.

Poozhikala asked the board to give him a trial period to do business in Long Beach to “prove how great we are for the city.”

“You are here for working class people, you know how stressful it is to have 80 people who don’t know if they have a job or not,” Poozhikala said.

The board voted unanimously to reject JP23’s application.

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Eatery Business

What are unsecured loans?

The most common type of loan is unsecured business loansbut what exactly are unsecured loans, how do you apply for them and how likely are you to be approved?

In short, unsecured business loans are a type of loan agreement that do not require collateral. The lender sends cash and proposes you an agreement to pay it back with interest. The loan is not secured by anything, but a personal guarantee may be required and interest rates are usually higher to make up for the lack of security.

Flexibility vs Cost

An advantage of unsecured business loans is that they tend to be quicker than other types of loans and can be used flexibly for any business need. Whether you need to buy equipment, hire new employees, or pay for other business expenses, unsecured business loans are available to you.

Generally used for any purpose, unsecured loans are a smart way to pay off expenses while raising capital for your business – without providing real estate security, which is one of the biggest risks secured loans.

Startups and unsecured loans

It can be difficult for startups to acquire unsecured business loans as they typically do not have much previous financial management information or credit histories for lenders to assess, which can be considered lender risk.

However, this does not mean that it is impossible. As long as you have a decent credit history (although it’s not much) and can negotiate an agreement with your lender within a certain amount of time, getting a loan shouldn’t be too difficult.

The application process

When applying for an unsecured loan, applicants must have bank statements from the last six months, company accounts and the personal information of the director to hand. Without these, it is difficult to proceed with the application.

With unsecured business loans, you can usually end your contract early without incurring any additional fees or penalties as long as you make the appropriate payments on your loan to reduce monthly obligations.

The most important thing banks or lenders will consider is your credit score, as this usually determines your ability to keep up with monthly repayments. As an entrepreneur, however, you should always have the necessary documents ready, as well as a clear business plan that explains the reason for the loan and a repayment plan.

Since no collateral is required for unsecured business loans, this type of loan can be considered one of the safest and quickest ways to get cash for your business as there is no processing time for your application. However, because of this “no collateral agreement”, lenders try to reduce their risk by requiring business assets or personal guarantees.

Additionally, interest rates are becoming increasingly competitive in the unsecured space, making flexibility a key factor in determining which option is best for your business.

Unsecured loans are a great, flexible way to secure finance that can help boost your business that you can talk to industry experts to help you understand if this is the best option for your business.

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Homey Duncanville restaurant Kim & Jenny’s Cafe gets a second life

A Duncanville restaurant that’s been in business for over 31 years has a new owner ready to give it a boost.

Called Kim and Jenny’s Cafe, it’s a breakfast and lunch spot at 450 E. Wheatland Rd. recently taken over by Bryan Kaeser, owner of two other Duncanville establishments: Mudhook Bar & Kitchen, and Black & Bitter Coffee and Books. Kaeser was also one of the founding owners of Dallas Beer Kitchen, a craft beer spot on Greenville Avenue, which closed in 2018.

Kim & Jenny’s is a classic home cooking cafe with breakfast, chicken fried steak, cookies and gravy, club sandwiches, pies and desserts. It was founded by sisters-in-law Kim Johnson and Jennifer Jones, who sold it to Moiz Syamshi in 2005 and opened another location in Midlothian.

Kaeser juggled with a desire to modernize the Duncanville restaurant while keeping its original DNA.

“Apart from the menu modernization and remodeling, it has remained the same so far,” he says. “Currently the hours are Monday-Saturday 7am-2pm, and I look forward to opening Sundays and adding some nighttime hours in the not too distant future.”

Welcome changes included replacing the funky old carpet with new plank floors to give it a cleaner, more modern feel.

“One thing I’m proud of is that we kept the whole back of the house and increased their salary by 35% on average,” Kaeser says.

The menu contains new items such as:

  • pot roast, served on Texas toast with carrots, celery and mashed potatoes, and gravy, which will be a regular lunch feature
  • fried chicken and waffles with pepper sauce
  • avocado toast with toasted almonds and diced tomatoes
  • Cinnamon brioches

Kim & Jenny’s is in Wheatland Plaza, a center near the intersection of 67 and I-20 that’s being redone by pioneering developer Monte Anderson, famous for revitalizing landmarks such as the Belmont Hotel in Dallas.

“That’s how I discovered coffee,” says Kaeser. “I was there with Monte and the owner said he would like to move on. I jumped on it, to keep it going after so long here.”

For the restaurant’s solid core of regulars, Kaeser has instituted an irresistible advantage.

“We took pictures and made personalized coffee mugs, where they get free coffee,” he says. “I want Kim & Jenny’s to still feel like home, but also appeal to a younger audience.”

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Ford plans to open themed restaurants in Memphis

MEMPHIS, Tenn. (WMC) – As Ford Motor Company continues to build its multi-billion dollar BlueOval City complex in Stanton, the company has also set its sights on Memphis for the expansion of its burger and craft beer restaurant franchise, inspired by Henry Ford himself.

Ford’s Garage plans to open two to three of its vintage garage and Prohibition-era themed restaurants in the metro area.

Each restaurant will occupy approximately 7,5000 square feet of land and employ approximately 100 people.

“After two years of confinement and restrictions, consumers are starting to go out with family and friends again, and they are looking for entertainment. They are looking for good food and great energy in a cozy, unpretentious and unique restaurant in a casual dining space,” said Steve Shlemon, President of Ford Garage.

“Turns out Ford Motor Company’s rich history as one of America’s premier manufacturing companies also translates into a pretty cool dining experience. We’re excited to bring the Ford’s Garage experience to the Tennessee.

Ford’s Garage’s St. Augustine, Florida, with a vintage Ford model hanging above the bar.(Ford Garage)

Each restaurant is sculpted to look like a 1920s gas station and is filled to the brim with Ford memorabilia, including vintage vehicles, light fixtures and gas pumps, plus a Model T or Model A car suspended above the central bar.

To take the theme further, waiters are dressed as mechanics, blue shop towels are used as napkins, and bathroom sinks are made from tires and fuel pump nozzles. Even the bars inside the restaurants are decidedly vintage, mixing prohibition-style elements like brickwork, richly colored woods, and a hand-hammered copper bar top.

When the Florida-based chain debuted near Henry Ford’s winter home in Fort Myers, it had no association with Ford Motor Company other than its name.

But when the automaker learned of its existence, it embraced the idea of ​​collaborating on a licensing deal and allowed Ford’s Garage to use the company’s iconic blue oval logo and other imagery. Mark.

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Eatery Business

9 personal loans in the same day | Fox business

Our goal here at Credible Operations, Inc., NMLS number 1681276, hereinafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote products from our partner lenders that reward us for our services, all opinions are our own.

If you need money fast, check out these 9 lenders that offer same-day personal loans. (Shutterstock)

If you need quick money, you have many options without taking out a high-interest payday loan.

Some online personal loan lenders can send your loan funds same day or next business day. to Get a same day personal loanall you have to do is make sure you qualify and apply to get funding fast.

If you need a same-day loan, visit Credible View your prequalified personal loan rates from different lenders, all in one place.

9 personal loans in the same day

Same day personal loans are loans that a lender can process and fund once approved on the same day. Many banks, online lenders, and credit unions offer same-day personal loans.

These nine credible partner lenders offer personal loans with same or next day financing:


Avant offers debt consolidation, installment, emergency, and home improvement loans with repayment periods of two to five years.

  • Loan Amounts: $2,000 to $35,000
  • Minimum creditworthiness: 550
  • Time to fund: Next Business Day (if approved by 4:30 p.m. Central Time on a weekday)

Axos bench

Axos Bank offers personal loans with repayment periods of three to six years and best-in-class interest rates for borrowers with excellent credit ratings.

  • Loan Amount: $10,000 to $50,000
  • Minimum creditworthiness: 700
  • Time to fund: Next working day

best egg

Best Egg is an online loan marketplace offering deals from a large network of secured and unsecured lenders. The loans have terms of two to five years.

  • Loan Amount: $2,000 to $50,000
  • Minimum creditworthiness: 600
  • Time to fund: 1-3 business days after successful verification


Discover has personal loans with terms ranging from three to seven years and no processing fees. You can complete a competition interest rate, depending on your credit rating.

  • Loan Amount: $2,500 to $35,000
  • Minimum creditworthiness: 660
  • Time to fund: The next working day after acceptance


LendingPoint uses technology to improve the lending experience for people, despite their credit-worthiness. The loans have repayment periods of two to six years and are available in all states except Nevada and West Virginia.

  • Loan Amount: $2,000 to $36,500
  • Minimum creditworthiness: 580
  • Time to fund: Next working day

Luminous flux

LightStream, Truist Bank’s online lending division, offers personal loans of up to $100,000 with repayment periods of two to seven years (12 years for home loans). LightStream also guarantees you’ll have the best credit experience, or they’ll pay you $100 in cash.

  • Loan Amount: $5,000 to $100,000
  • Minimum creditworthiness: 660
  • Time to fund: Same workday

One Main Financial

You can use a OneMain Financial personal loan for many purposes, including debt consolidation. The terms are between two and five years. Its interest rates are higher than other lenders, but it also accepts lower credit scores.

  • Loan Amount: $1,500 to $20,000
  • Minimum creditworthiness: none
  • Time to fund: Same day when you visit a local branch


Upgrade offers fixed rate personal loans for refinancing credit card debt, consolidation, home improvement and other large purchases. The terms are between two and six years.

  • Loan Amounts: $1,000 to $50,000
  • Minimum creditworthiness: 560
  • Time to fund: Within 1 day of approval of required reviews


Upstart offers flexible personal loan amounts with no upfront fees and terms ranging from three to five years. The lender says 99% of approved loan applications are funded by the next business day.

  • Loan Amounts: $1,000 to $50,000
  • Minimum creditworthiness: 580
  • Time to fund: A business day

Go to Credible Compare personal loan rates from these and other lenders without hurting your credit score.

How to apply for a loan same day

Applying for a same day loan is now easier than ever. Follow these steps to apply for a same-day loan:

  1. Check your credit score. First, check your credit score to see where you stand. Check that all of the information on your credit report is correct and make sure all of your accounts have updated balances. Depending on where you check your credit, you might even get tips on how to improve your credit score.
  2. be prequalified. Many lenders allow you to prequalify online by filling out a short form that takes less than five minutes. This saves time during the application process and also lets you take a look at loan offers and interest rates that you might qualify for.
  3. Select a loan offer. Review your loan offers and terms to see what best suits your needs. Consider factors such as interest rate, repayment period, maximum credit limit, and any restrictions on the use of credit. If you are looking for a same day personal loan, you should also confirm how quickly you can get the money.
  4. Apply. Once you have selected a loan offer, submit a formal application. Some lenders allow you to apply entirely online, while others may require you to come to a local branch to complete your application. You must provide detailed information about your employment, bank details, and other debts. You may need to submit additional documentation to verify your information, e.g. B. Salary slips, bank statements or proof of residence such as your identity card. The lender will also check your credit with a hard credit deduction, which may temporarily lower your score by a few points.
  5. receive credit funds. If you are approved for a same-day personal loan, the lender will send you a loan agreement to sign. Once you have signed, you can receive your loan that day or the next business day depending on the lender, usually by direct deposit into your bank account.

When you’re ready to apply for a loan, Credible will help you quickly and easily Compare personal loan rates so you can find one that best suits your needs.

Same day loans vs payday loans

Although both types of loans offer quick financing, same day loans are very different from payday loans.

payday loan

Payday loans are small, short-term loans that you usually have to pay back by your next payday. These loans typically have higher fees and interest rates, which can be as high as 400% APR, according to the Consumer Financial Protection Bureau. This makes them very expensive to manage and you should avoid them if possible.

The loan amounts for payday loans are small because the repayment periods are short. Some states have capped fees and interest rates on payday loans, while others have banned this type of lending altogether.

If you apply for a payday loan, you may qualify with a lower credit score and get your money fast. But you run the risk of not being able to repay the loan given the high fees and interest. Another disadvantage is that the maximum loan amounts are lower compared to same-day personal loans.

Same day personal loans

Same day personal loans have larger loan amounts, lower interest rates, and more flexible repayment schedules.

You can also check out different lenders to ensure you get the best loan terms for your situation. Even if you have bad credit, several lenders specialize in bad credit loans. Your interest rate will be higher than someone with good credit, but still much lower than the interest rate you would get on a payday loan.

Reputable online lenders can release your money the same day, so you can still get the money you need quickly with a flexible repayment schedule.

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DirecTV to Stream Amazon Prime Video’s ‘Thursday Night Football’ to Bars and Restaurants

DirecTV and Amazon, as expectedannounced a multi-year deal to provide Prime Video Thursday night football streams to fans in 300,000 sports bars, restaurants, hotel lounges, casinos, sportsbooks and other venues nationwide.

Amazon’s Prime Video and Twitch streaming services will provide exclusive streaming of NFL Thursday Night Football games starting this season as part of an agreement signed last year with the league.

Many bars and restaurants are already set up to receive satellite service, but fewer are equipped for streaming and Amazon has no relationships with retail sites.

Financial terms were not announced.

DirecTV is also entering its final season as provider of the NFL’s out-of-market gaming package, which is also delivered to bars, restaurants and other venues by DirecTV. Google, Apple TV and Disney bid to stream Sunday Ticket and could also strike a deal with DirecTV to continue serving retail outlets.

“The sports media landscape continues to evolve rapidly, and our focus on delivering an exceptional experience to our entire range of customers must remain central to this evolution,” said Rob Thun, Director of content from DirecTV. “This deal between Amazon and DirecTV for Business comes at an important time when more and more streaming companies are getting exclusive rights to big-name sports programming and fans want to cheer on their teams at home and in bars, restaurants and other businesses with friends, family and colleagues.”

Any current DirecTV for Business customer who subscribes to Business Entertainment, Business Xtra, Commercial Entertainment, Commercial Xtra, Commercial Choice Plus and the Commercial Mas Ultra in Spanish will automatically receive this new Prime Video TNF stream at no additional cost, DirecTV said.

The first one TNF The game available for business accounts through DirecTV for Business is the final NFL preseason game on Aug. 25 between the San Francisco 49ers and Houston Texans. The agreement covers the 15 Thursday night football regular season contest, starting Sept. 15 when the Los Angeles Chargers travel to face the Kansas City Chiefs. ■

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Arizona nightclub wins $1.6 million in COVID-19 lockdown lawsuit

The operators of a Tucson, Arizona, nightclub have won a $1.6 million settlement against the owner who barred them from their business during the pandemic.

The Arizona Daily Star reported that a Pima County Superior Court jury sided with the Congress Street Clubs, the owners of the Zen Rock nightclub.

On August 5, they awarded the landlords over $1 million to cover the value of the remaining terms of the lease and over $500,000 for the cost of renovations and equipment.

A lawyer for the owner declined to comment to the newspaper on the decision or a possible appeal.

In the lawsuit, the owners say they closed in March 2020 in accordance with Gov. Doug Ducey’s executive order requiring bars and restaurants to close. They were unable to reopen for several months due to social distancing restrictions, staff with COVID-19, and then another shutdown in June 2020.

Adam Peterson, a lawyer for the Congress Street Clubs, said they weren’t obligated to pay rent during that time under a “force majeure” clause in their lease. This clause relieves tenants inconvenienced by acts beyond their control such as government restrictions.

The owner had argued that the clause was too vague. In July 2020, the owner locked out the owners of the club and seized $150,000 worth of equipment.

Copyright 2022 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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Café Liv community cafe opens in Ypsilanti in time for the fall semester

Ypsilanti-produced fresh baked goods await students this fall at the brand new Cafe Liv, owned by Eastern Michigan University alumnus William Sloan.

Named after Sloan’s daughter, Café Liv, sits in North Washington and Washtenaw in space previously occupied by A1 Quality Auto Repair & Transmission. Buying the building about three years ago, after the auto shop closed, Sloan got the idea to open a different kind of business.

“Around the time the tenant moved out and the closing started, my wife and I had our first daughter Olivia,” Sloan said.

Not only is the shop named after her daughter, but there’s also a latte named Liv, which features lavender and rose.

Another latte, named Chloe, is named after a friend of Sloan’s who runs the nonprofit dance studio Fun Girl Dance. One day she walked into the store and asked if there was any pistachio syrup and told Sloan he had to bring rose and pistachio.

So, Sloan named the pistachio, pink latte after Chloe.

But coffee isn’t the only thing on the menu. The shop also offers kombucha on tap and baked goods from local vendors Milk and Honey and Bird Dog Bakery.

“Two good companies and good people,” Sloan said. “They’re hyper local, what I’ve tried to focus on is making sure all the produce, the coffee and everything we get is as local as possible.”

Sloan finally opened the cafe on July 11 after spending the previous year learning all about coffee, ordering produce, painting the building and getting ready.

“I just wanted a place for people to come hang out and relax and have a nice cup of coffee and meet new people,” Sloan said. “It’s been a good experience so far.”

Prior to his idea of ​​opening a cafe, Sloan was not a coffee drinker and had no experience as a barista, but took on the challenge of quickly learning everything there is to know about creating and coffee consumption.

“I’m the kind of person who likes to dive deep, and so I looked up barista schools, coffee training, something like that and there’s actually a place in Ann Arbor, it’s called BD Barista School so I reached out to them, took an eight-week course on just about everything,” Sloan said.

The BD Barista School taught Sloan a range of knowledge about how to be a coffee entrepreneur, the history of coffee, how to pull off the perfect espresso and use different types of equipment, as well as how to create beautiful latte art. .

“It was really invaluable to me personally because I didn’t even like coffee until a year and a half ago,” Sloan said. “I didn’t drink coffee at all, I always drank tea.”

Going forward, Sloan primarily wants Café Liv to be a good place for people to come and hang out.

“I want to have events, I know there’s been like an absence of community events because Cultivate closed,” Sloan said.

Sunday morning yoga, live music and art workshops are just a few of the many ideas that are in the air and could come to fruition at Café Liv.

“I’ve also met tons of artists who would be interested in hanging up, displaying art on that back wall,” Sloan said. “I went to the East and have a BFA in the East, so maybe helping students get their work out there would be nice too.”

Students and community members can currently visit the space daily from 8 a.m. to 2 p.m., times that may change in the future depending on demand.

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Oppenheimer analysts cut earnings estimates for BJ’s Restaurants, Inc. (NASDAQ:BJRI)

BJ’s Restaurants, Inc. (NASDAQ:BJRI – Get Rating) – Oppenheimer equity researchers cut their third-quarter 2022 earnings per share (EPS) estimates for BJ’s Restaurants stock in a note released to investors on Thursday August 18. Oppenheimer analyst B. Bittner now expects the restaurateur to earn ($0.36) per share for the quarter, down from his previous estimate of ($0.35). The consensus estimate of BJ’s Restaurants current annual earnings is ($0.03) per share. Oppenheimer also released estimates for BJ’s Restaurants earnings for fiscal year 2022 at ($0.12) EPS and earnings for fiscal year 2023 at $0.78 EPS.

Other stock analysts have also released reports on the company. Citigroup raised its price target on BJ’s Restaurants from $24.00 to $26.00 in a Friday, July 22 report. Piper Sandler cut her price target on BJ’s Restaurants from $38.00 to $29.00 and set an “overweight” rating for the company in a Friday, July 22 report. Wedbush raised its price target on BJ’s Restaurants from $24.00 to $25.00 and gave the company a “neutral” rating in a Friday, July 22 research note. Barclays reduced its price target on BJ’s Restaurants from $21.00 to $17.00 and set an “underweight” rating for the business in a Friday July 22 research note. Finally, Benchmark reduced its price target on BJ’s Restaurants to $32.00 in a Friday, July 22 research note. One analyst rated the stock with a sell rating, six issued a hold rating and five assigned the company a buy rating. According to, BJ’s Restaurants currently has an average rating of “Hold” and a consensus price target of $35.09.

Stock performance of BJ’s Restaurants


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BJRI shares opened at $26.67 on Monday. BJ’s Restaurants has a 12-month minimum of $20.15 and a 12-month maximum of $47.20. The company has a market capitalization of $625.52 million, a price-earnings ratio of -121.23 and a beta of 1.89. The company has a 50-day simple moving average of $23.38 and a 200-day simple moving average of $26.29. The company has a debt ratio of 0.15, a current ratio of 0.43 and a quick ratio of 0.36.

BJ’s Restaurants (NASDAQ:BJRI – Get Rating) last reported quarterly results on Thursday, July 21. The restaurateur reported earnings per share of $0.01 for the quarter, missing analyst consensus estimates of $0.23 per ($0.22). BJ’s Restaurants posted a negative return on equity of 1.08% and a negative net margin of 0.42%. The company posted revenue of $329.70 million for the quarter, versus analyst estimates of $328.02 million. In the same quarter a year earlier, the company posted earnings per share of $0.26.

BJ’s Restaurant Institutional Trade

A number of hedge funds have recently changed their holdings in BJRI. Allspring Global Investments Holdings LLC purchased a new stake in shares of BJ’s Restaurants during the fourth quarter for a value of $316,000. Northwestern Mutual Wealth Management Co. increased its stake in BJ’s Restaurants by 56.2% during the fourth quarter. Northwestern Mutual Wealth Management Co. now owns 1,070 shares of the restaurateur valued at $37,000 after buying 385 additional shares last quarter. American Century Companies Inc. increased its stake in BJ’s Restaurants by 24.7% during the fourth quarter. American Century Companies Inc. now owns 826,238 shares of the restaurateur valued at $28,547,000 after buying an additional 163,907 shares last quarter. Trillium Asset Management LLC increased its stake in BJ’s Restaurants by 3.3% during the fourth quarter. Trillium Asset Management LLC now owns 99,404 shares of the restaurateur valued at $3,434,000 after buying 3,207 additional shares last quarter. Finally, Bank of America Corp DE increased its stake in BJ’s Restaurants by 0.9% during the fourth quarter. Bank of America Corp DE now owns 67,594 shares of the restaurateur valued at $2,335,000 after buying 601 additional shares last quarter. Hedge funds and other institutional investors own 99.15% of the company’s shares.

About BJ’s Restaurants

(Get an evaluation)

BJ’s Restaurants, Inc owns and operates casual dining restaurants in the United States. The company’s restaurants offer pizza, craft and other beers, appetizers, entrees, pastas, sandwiches, specialty salads and desserts. As of April 19, 2022, it operated 213 restaurants in 29 states. The company was founded in 1978 and is based in Huntington Beach, California.

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Earnings History and Estimates for BJ's Restaurants (NASDAQ:BJRI)

This instant news alert was powered by MarketBeat’s storytelling science technology and financial data to provide readers with the fastest and most accurate reports. This story was reviewed by MarketBeat’s editorial team prior to publication. Please send questions or comments about this story to [email protected]

Before you consider BJ’s Restaurants, you’ll want to hear this.

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While BJ’s Restaurants currently has a “Hold” rating among analysts, top-rated analysts believe these five stocks are better buys.

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Small Sydney restaurants and bars are feeling the bite of ingredient price hikes

Joe Soglimbene has worked in the hospitality industry for 40 years.

Ten years ago he opened Pappardelle, an Italian restaurant in Sydney’s western suburb of Haberfield.

He’s been through many tough times for a business, including the closings of the past two years.

But it was the recent spike in the cost of ingredients and the shortage of staff that forced him to close the restaurant. Pappardelle will serve its last pasta on Sunday.

Crucial ingredients in Italian cuisine, including tomatoes, olive oil and zucchini, have all risen up to four times their usual price.

The cost of ordering products from Mr. Soglimbene has increased from around $3,000 per week to $9,000 per week.

Joe Soglimbene says rising costs and lack of staff make it difficult to enjoy running a restaurant.(ABC Radio Sydney: Declan Bowring)

“I can assure you that not many people in our food industry make money because of the cost of food,” Mr Soglimbene told ABC Radio Sydney Breakfast presenter James Valentine.

“The restaurateurs, they no longer have the joy they had before.

“Actually, we don’t socialize. We don’t enjoy our restaurant, but we have to work from 10 a.m. to 11 p.m. Who likes that?”

It was a similar story for Lou in Manly. She told ABC Radio Sydney she closed the fish and chips shop she ran with her husband after 28 years of service after the price of cooking oil doubled.

“My husband was working six days a week to lose money,” she said.

“Each crate of food is more expensive: tomatoes [and] salad. We all know lettuce.”

Tomatoes on display in a grocery store
Ingredients like tomatoes have become expensive for restaurants like Joe’s.(ABC: Bec Whetham)

Food prices rose 2.1% this quarter while fruit and vegetables rose 4.8%, according to the latest data from the Australian Bureau of Statistics.

Lou also said they were unable to pass the cost on to customers.

“People weren’t happy to pay 50 cents more for fish and chips. So we’re just going back.”

“A Perfect Storm”

The stories of Mr Soglimbene and Lou are “too common” according to Wes Lambert, who is the director of the Australian Foodservice Advocacy Body.

What bites the most is the shortage of workers throughout the supply chain, which has affected the industry since October 2021, according to Mr. Lambert.

“It doesn’t matter how many working holidaymakers the government says have arrived or how many international students or people wanting to get back into the industry or be skilled and trained, or even the unemployment figures,” Mr Lambert said.

“We don’t see these people going back into hospitality, we don’t see these jobs being filled.”

Mr Soglimbene said travelers on working holiday visas who usually worked in the hospitality industry were no longer coming, mainly because they could not afford to come to Australia.

Skills and Training Minister Brendan O’Connor told ABC Radio Sydney the government recognizes the problem and has promised to speed up the process for workers to enter the country.

Brendan O'Connor speaks to reporters outside Parliament regarding the Racial Discrimination Act 18c
Skills Minister Brendan O’Connor said the government must speed up the country’s temporary migration scheme.(ABC News: Matt Roberts)

“We have a crowded application process that we need to speed up,” Mr O’Connor said.

The minister also said they needed to attract people to Australia after a flight of temporary visa holders departed during the pandemic.

“Employers couldn’t keep employing them because they had never received any form of support. Even when, as we know, there was a lot of support in the economy,” Mr O’Connor said.

Landlords have also raised rents for hotel businesses, adding more financial headaches to already struggling businesses.

Alex Fenshan runs The Temperance Society bar in Summer Hill and said their landlord has raised rent by $200 a week, even though their average turnover has fallen.

“Make rent commensurate with this kind of hot fool [property] market does not represent what small businesses are capable of,” Fenshan said.

The exterior of a small bar
Alex Fenshan says he doesn’t see himself passing on the rising cost of beer to his customers.(ABC Radio Sydney: Declan Bowring)

Mr Lambert said businesses were facing rent increases of up to 10%.

Other costs businesses face are taxes due the previous year, which Lambert said were due now.

“This is the first time we’ve had a severe labor shortage, we’ve had rental resets and such high inflation,” he said.

“It’s a perfect storm, but we’re going to have to weather it.”

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Why is everything so expensive?

Prepare for higher prices

Mr Lambert said current coffee and food prices were unsustainable given rising costs due to supply chain issues and inflation.

“If you’re a hospitality business, or you’re along the supply chain, and you haven’t raised your prices, 5-15% at the start of this fiscal year, you better get on with it. very, very quickly.

“You’re going to be behind the curve in inflation and behind the curve in those rent increases this year.”

A middle-aged man with a beard stands behind beer taps behind a bar.
Alex Fenshan worries about the future of small bars in Sydney.(ABC Radio Sydney: Declan Bowring)

The rise in the excise tax on alcohol further compounds the pain of rising expenses. The alcohol tax rose 3.84% on August 1 for pure beer, the biggest increase in 20 years.

Mr Fenshan said the increase would drive up the cost of beer by $2.50 a liter and he could not imagine trying to pass the cost on to consumers.

“It’s something that we’re probably going to have to absorb because I don’t see people [paying extra] in the current climate when we are already struggling to encourage people to come back,” he said.

“Asking people to spend more than $15 for a glass of beer. It’s going to scare off customers.”

A pint glass being filled with beer from a tap
An increase in alcohol tax increases pressure on small bars to pass the costs on to customers.(ABC Great Southern: Sophie Johnson)

Mr Fenshan fears the current climate could set back Sydney’s nightlife as smaller bars feel the pressure.

“With the kind of economic climate and the difficulties that all kinds of small businesses are facing…I think we are really at risk of businesses becoming just homogenized and franchised.”

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Inside Roxy Jacenko’s Daughter’s Extravagant $40,000 Nightclub-Themed Birthday Party

Hairdressers, mocktails, fire-eaters and DJs: Inside Roxy Jacenko’s daughter’s extravagant $40,000 nightclub-themed birthday bash after her mom gave her a Mercedes- $270,000 Benz

Pixie Curtis celebrated her 11th birthday this weekend with an extravagant nightclub-themed party that cost $40,000.

Sydney PR queen Roxy Jacenko pulled out all the stops for the party, spilling cash on neon lights, a personal hairstylist, DJ and professional photographer for Pixie and her friends.

The event took place at Espace La Porte and attendees were served mocktails upon arrival.

Pixie Curtis celebrated her 11th birthday this weekend with an extravagant nightclub-themed party that cost $40,000

They were also treated to a 360 degree photo booth, a custom pizza bar and fireworks.

Friends of Pixie captured the event with their iPhones and one photo showed the girls excitedly snapping photos as they watched a fire eater perform.

Pixie's friends captured the event with their iPhones and a photo showed the girls excitedly snapping photos as they watched a fire eater perform

Pixie’s friends captured the event with their iPhones and a photo showed the girls excitedly snapping photos as they watched a fire eater perform

Pixie wore a glamorous designer dress from Australian brand ‘With Jean’ on the night.

Guests even received gift bags containing Pixies Pixies branded items from the toy mogul Pixie.

Pixie is certainly no stranger to the glamorous life and has enjoyed pedicures and manicures at Langham in the past.

Pixie wore a glamorous designer dress from Australian brand 'With Jean' on the night

Pixie wore a glamorous designer dress from Australian brand ‘With Jean’ on the night

The event was reportedly paid for by Pixie's toy company.  The toy company reportedly made over $200,000 in its first month

The event was reportedly paid for by Pixie’s toy company. The toy company reportedly made over $200,000 in its first month

The event was reportedly paid for by Pixie’s toy company.

For her ninth birthday, Roxy gave Pixie and her brother Hunter a Mercedes Benz GL, worth $270,000.

Meanwhile, Pixie would star in a reality TV show after Roxy met an American network in February.

The party included neon lights, a personal hairstylist, a DJ and a professional photographer

The party included neon lights, a personal hairstylist, a DJ and a professional photographer

Pixie’s Pix reportedly earned $200,000 in its first month of operation.

It has been estimated that Pixie could be worth nearly $21 million by the time she turns 21 due to her businesses.

Roxy once joked that Pixie could retire at 15.

Roxy and her husband Oliver Curtis share two children: Hunter, eight, and Pixie, 11

Roxy and her husband Oliver Curtis share two children: Hunter, eight, and Pixie, 11


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Chain restaurants and cafes on the way to the temple: places of worship attract the most large food service companies

Ayodhya, the Golden Temple, Vaishno Devi, Tirupati and Shirdi have become major attractions for multinational and Indian restaurant and cafe chains such as Burger King, McDonald’s, Domino’s, Burger Singh, Subway and ChaiPoint. They are setting up stores in such pilgrimage complexes that offer large captive markets and a first-mover advantage as they seek to expand physical stores after two years, while respecting religious dictates.

“Most of these chains plan to grow by segmenting the market, to tap into niches such as pilgrimages, highways, places of historical significance and tourist spots, as consumers return to dining, travel and out-of-home shopping,” Pankaj said. Renjhen, co-CEO of real estate consultancy Anarock Retail.

Rajeev Varman, General Manager of Burger King, which opened its first store in Katra, where the Vaishno Devi temple is located, said: “Our new restaurant in Katra is the world’s first 100% vegetarian Burger King outlet, without onion or garlic. Burger King, backed by Everstone Capital, which operates 325 outlets, said the food served at this restaurant “meets the expectations of patrons”.

The Indian unit of another US chain, McDonald’s North and East, has been allocated two sites by the Vaishno Devi Shrine Board on Yatra Road, which are expected to be operational by the end of September.

First-mover advantage

The company plans to open outlets in the Ayodhya, Kamakhya Temple and Katra resorts in the coming months, said Anant Agarwal, promoter of McDonald’s North and East. “We will offer purely vegetarian products, without onion or garlic, at affordable prices,” Agarwal said. McDonald’s North and East has two all-vegetarian outlets at Golden Temple in Amritsar and Kurukshetra in Haryana, which according to Agrawal have average sales of over Rs 1.5 lakh per day per store.

Executives said places of worship are proving to be major draws for large foodservice companies because it gives them a first-mover advantage.

Kabir Jeet Singh, co-founder of Burger Singh backed by Negen Capital and LetsVenture, said the chain is in the process of setting up its store in Ayodhya near the Ram mandir complex.

“Fitouts are underway and we expect to open the store in a few weeks,” Singh said. “There is a large captive market and a lack of competition in shrines. Worshipers want hygienic, quality food that is lacking in many busy places of worship.”

Although rentals are competitive, executives said the operations of large-scale companies have reached critical mass in their supply chains, so they are able to better serve smaller markets now, compared to to just a few years ago.

Chai Point tea-café this week announced its first store in the town hall complex near the Golden Temple, to add to its existing network of 180 stores. Chai Point’s general manager, Amuleek Singh Bijral, said the chain held a “chai langar” at the Golden Temple on the morning of August 15 “as a tribute to entering the holy city”.

The challenges of setting up outlets in smaller but high-traffic sites are similar to those in any small town, property managers said.

“Rentals in these locations are entirely market driven,” said Renjhen of Anarock Retail. “The challenges are getting property with facilities and amenities, and complying with local regulations.”


and Pizza Hut and KFC, operated by Sapphire Foods, as well as McDonald’s, said in their quarterly results that offline expansion was back on the table, after two years of a pandemic-induced focus on deliveries. Domino’s Pizza, operated by FoodWorks, which has more than 1,500 outlets in India, counts its Tirupati store as one of its best performers. Vaishno Devi recorded an annual yatra attendance of 5.59 million visitors in 2021, according to the Mata Vaishno Devi Shrine Board website. The Golden Temple is known to attract more than 100,000 visitors a day on weekdays and 150,000 to 200,000 on weekends, according to an earlier report by the UK-based World Book of Records.

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Congressmen: Unused relief money should go to RI restaurants

PROVIDENCE, RI (WPRI) — With about four months left in the year, millions of dollars remain unspent in the nation’s Restaurant Revitalization Fund (RRF).

The RRF is providing emergency relief to eligible restaurants, bars and other businesses impacted by the pandemic. As of June 2022, $180 million in RRF funding remains uncommitted, according to

In an August 11 letter, members of the Rhode Island congressional delegation wrote to U.S. Small Business Administration (SBA) Administrator Isabella Guzman, asking that the SBA prioritize the award of unrequired RRF funds to applicants from states like Rhode Island “who received disproportionately low levels of awards relative to the number of applications in the state.

“Even if some are set aside for litigation or have to be sent to the Treasury Department, awards of this magnitude could make a transformative difference for the many restaurants still grappling with the aftershocks of the pandemic’s economic crash,” wrote the delegates.

Only 30% of restaurants in Rhode Island that applied for the RRF received relief, the lowest rate in the country and more than 10 percentage points lower than any other New England state, according to an analysis by the Government Accountability Office. (GAO) SBA data.

“We are asking the SBA to correct this discrepancy using uncommitted RRF dollars.
prioritize awarding restaurants to states with the lowest percentage of eligible applicants funded,” the letter reads.

“Such an action would ensure that program funds are distributed geographically equitably,
help more restaurants in more states,” the letter continues.

12 News has contacted the SBA for comment.

Harrison Elkhay, president of Chow Fun Food Group, told 12 News that he requested money for his restaurants more than a year ago, and there is no indication whether the requests will be approved. The fund was created in March 2021.

“We applied within five minutes of it being posted,” Elkhay said, noting the wait was frustrating.

Elkhay told 12 News that his group’s restaurants have still not returned to pre-pandemic levels of activity.

“If those funds aren’t released, there’s a good chance there will be cuts in other places, which would really hurt the economy and really hurt Rhode Islanders,” he added.

The story continues below.

The American Rescue Plan Act (ARPA) created the Restaurant Revitalization Fund (RRF) to provide funds to help restaurants and other eligible businesses stay afloat. Grant money can be used for a variety of expenses, including salary costs, utility payments, outdoor seating construction, and some vendor costs.

The SBA notes that the program provides restaurants with “funding equal to their pandemic-related revenue loss up to $10 million per business and no more than $5 million per physical location.”

FRR recipients are not required to repay the funding, as long as the funds are used for eligible purposes by March 11, 2023, according to the SBA.

A total of 446 Rhode Island restaurateurs have received more than $106 million in assistance from the program, the delegation said.

In May, Senate Republicans blocked bipartisan legislation that would have earmarked an additional $40 billion for the fund, which the delegation said would have been “enough to provide all RRF candidates who had received no assistance from the full grants”.

The bill failed to receive the necessary 60 votes after all but five Republicans voted against considering the measure.

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Eatery Business

Demand for personal loans puts pressure on banks, fintechs and credit unions | Credit union magazine

Banks have already faced interest rate pressures on personal loans from the likes of SoFi and Marcus, and new data shows that credit unions are also taking a bigger slice of that loan pie.

Credit union loan balances rose 2.3% in May, and unsecured personal loans led the way with monthly growth of 3%, according to a report by CUNA Mutual Group, an insurance and financial services company that oversees the credit union industry. released this month.

“Many members of the credit union used to be in debt interest rates rise In addition [to combat inflation] and consolidate other loans. We expect this trend to continue over the next six months before slowing in 2023 when interest rates will peak,” said Steve Rick, chief economist at CUNA Mutual Group.

Unsecured lending grew 13% in the first six months of 2022, compared to a 0% compound annual growth in the first six months of 2021, Rick said.

One of the credit unions that is getting more unsecured loan applications is the North Country Federal Credit Union in South Burlington, Vermont.

Personal loans for the $908 million credit union are up 7.2% year-to-date, according to CEO Bob Morgan. But the surge may not be solely due to new borrowers coming through the doors.

“I think the reason consumer credit is growing faster in 2022 is more due to fewer mortgage refinance payouts than a surge in lending,” Morgan said. “This results in slower portfolio churn and a faster growth rate.”

Morgan said personal lending is a “highly competitive” market between banks, other credit unions and fintechs. “Players like SoFi and Marcus have as much or more influence over rates as credit unions,” he said.

Banks active in this space see the impact of new entrants. Stephen Varckette, president and CEO of Andover Bank in Andover, Ohio, said personal lending activity for the $581 million wealth bank has kept at a “fairly normal” pace due to increased competition.

“There are a lot of non-traditional options out there for consumers these days,” Varckette said. “I expect them to gain popularity.”

A combination of factors — the removal of government COVID-19 support, the rising cost of basic necessities and a smaller disposable income pool — are forcing more consumers to seek personal credit to make ends meet.

But these borrowers are scrambling to find the best deals as interest rates continue to rise.

The average interest rate for personal loans increased from 10.41% in early May 2022 to 10.60% as of July 20, 2022, according to Consumer loan rates are likely to rise further if the Fed hikes interest rates again at its next meeting, the company said.

When Interest on Deposits well below inflation, there is little incentive to save. In fact, today it can be cheaper to buy than borrow the money, said Tim Scholten, founder and president of credit union and community banking consultancy Visible Progress.

So why would this lead to more unsecured debt?

An alternative would be to refinance a mortgage to raise equity, but that’s less attractive today due to higher interest rates – making unsecured debt the next best option, Scholten said.

“Rather than increasing the interest rate on the entire mortgage, it’s more cost-effective to take out an unsecured loan with a higher interest rate,” Scholten said. “Knowing that things will cost 10% more next year than now, it makes sense to buy now with borrowed money and pay it back with inflated dollars.”

Inflation really got going in 2022, but salaries haven’t adjusted much yet. At the same time, property values ​​have risen dramatically, and increases in property taxes are taking a heavier toll on paychecks, Scholten said.

As a result, many consumers need more money at the end of their month and use debt to solve the problem.

“I expect this trend to continue as long as banks and credit unions continue to offer unsecured loans at reasonable rates,” Scholten said. “Inflation under current conditions gives consumers a lot of incentive to spend and little incentive to save.”

Vincent Hui, managing director at Cornerstone Advisors, said the company has seen an increase in credit card use — an alternative to taking out more borrowing — but nowhere near the levels that secured loans like auto and mortgage loans have reached recently.

“Inflation is a factor as it reduces discretionary spending and people need to borrow,” Hui said. “In any case, overall lending is likely to slow as interest rates rise, making monthly payments less affordable for people.”

Scholten spoke of popularity Buy now/pay later Credit is also undoubtedly having some impact in the personal lending space for credit unions and banks, although he said how much, exactly, is difficult to gauge.

“I think BNPL growth is an indicator of the current mindset of consumers,” Scholten said.

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CTRL Meal-on-the-Go Bar Review – The Gadgeteer

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EXAM – I have a child who has never really eaten a “normal” breakfast. It’s probably my fault since I used to throw him in his car seat in the morning with dry cereal (he didn’t like it with milk) which he ate like kibble on the way to school. ‘school. Anyway, now that he’s a teenager, I make him get a protein bar in the car and eat it on the way to school, and he really only likes one flavor of a brand . When CTRL Meal on the Go bars wanted a review, I decided to see if we could maybe add some variety to my son’s morning.

What is that?

CTRL Meal-on-the-Go bars are meal replacements containing 15 grams of whey protein.

What’s in the box?

12 bars of chocolate chip cookie dough or magic charms flavors


Chocolate chip cookie dough

  • 15g of protein
  • 11 g fat (4.5 saturated fat/no trans fat)
  • 27g of carbohydrates
  • 9g fiber
  • 12g of sugars
  • 240 calories

magic charms

  • 15g of protein
  • 10 g fat (4 g saturated/no trans fat)
  • 27g carbohydrates
  • 9g fiber
  • 12 g of sugars

Ingredients (chocolate chip cookie dough): Roasted cashews, isomaltooligosaccharide, whey protein isolate, milk chocolate coating (sugar, palm kernel oil and hydrogenated palm oil, dry skimmed milk, cocoa powder [processed with alkali]soy lecithin [an emulsifier] and vanillin [an artificial flavor]), cookie dough bites (wheat flour, sugar, palm oil, water, chocolate chips [sugar, chocolate liquor, cocoa butter, soy lecithin, vanilla extract] molasses, corn starch, natural flavor, natural and artificial vanilla, salt, soy lecithin) honey, whey chips (whey protein concentrate, rice flour), cocoa powder, natural flavors.
Allergen warning: Contains milk, soy, cashew and wheat. Manufactured in a facility that also processes peanuts, tree nuts, milk, soy wheat and eggs. Contains bio-engineered food ingredients.

Ingredients (Magic Charms): roasted cashews, isomaltooligosaccharide, whey protein isolate, white chocolate coating (sugar, vegetable oil [palm kernel oil]hydrogenated palm kernel and cottonseed oils skim milk powder, milk, lacto glyceryl esters of fatty acids, soy, lethecin, salt, artificial flavour), honey, oat cereal (whole oat flour, sugar, marshmallows [sugar, corn syrup, food starch—modified dextrose, gelatin, sodium, hexametaphosphate, natural and artificial flavor, color [red 40, yellow 5 and 6, blue 1 and 2]) wheat starch, food starch – modified brown sugar, salt, calcium carbonate, tricalcium phosphate, color (titanium dioxide, caramel), trisodium phosphate, preservative (tocopherols), whey chips (whey protein concentrate, rice flour ), cereal marshmallows (sugar, corn syrup, modified food starch. Contains less than 2% gelatin, sodium hexametaphosphate, artificial flavor, natural flavor, artificial color (blue 1).
Allergen warnings: Contains milk, soy, cashews, wheat. Manufactured in a facility that also processes peanuts, tree nuts, milk, soy wheat and eggs. Contains bio-engineered food ingredients.


I’ve tried a lot of protein bars and I’m pretty picky when it comes to taste. A protein bar shouldn’t feel like a punishment – ​​it should be at least as tasty as a healthy breakfast. In this department, CTRL Meal-on-the-Go bars don’t disappoint. Everyone who tried them loved them, and they were a mix of kids and adult family members. There was a slight preference in my limited sample for the Cookie Dough bar, but pretty much everyone agreed that the Magic Charms bar tasted like a cookie or cereal, but denser. They agreed that the cookie dough bar is gooey and tastes like a treat. Are they as good as a Snicker’s bar? No. But you shouldn’t eat a Snicker’s instead of a meal because you’ll feel like garbage about an hour after. These don’t give you the sugar despite having 27 grams of carbs.

So let’s talk about the ingredients of the CTRL Meal-on-the-Go Bar: the list of ingredients is TINY on the packaging and I couldn’t find it at all on the product pages so I wanted to put it on this article . It was a challenge to read and spell. You’ll find that cashews are the number one ingredient, which isn’t surprising. They are delicious, just like the bars! However, you will see that ingredient number two is isomaltooligosaccharide. It is a mixture of hard-to-digest short-chain carbohydrates. It helps you feel full and it’s marketed as a healthy low carb/low calorie/high fiber sweetener, which sounds great. However, since isomaltooligosaccharides are difficult to digest, they can cause gastrointestinal issues, especially if you eat too much. Neither my son nor I had any issues in this department, but I would advise anyone who eats more than once a day to stay near a bathroom until you know what it will do to you.

It should also be noted, if not obvious, that they are not keto-friendly, nor vegan. They certainly pass the taste test, but they are not very big. If I wanted to live dangerously, I’d pair them with a fruit or something else that would make you feel more full, because these little bars aren’t meal-sized. They are more of a snack to eat until you can make time for lunch, rather than a breakfast replacement. I find this to be the case with most protein bars.

You might notice that there aren’t many photos of the out-of-package bars in this article. This is because these things melted a bit along the way and as a result they didn’t look so good. In fact, they weren’t that strong in my air-conditioned house either. I kept my bars in a fridge as recommended, but I think they might get messy if you’re really “on the go”. You will also notice in the photos that they are not exactly filled with small marshmallows or chocolate chips as in the packaging photo.

I was also thinking of mentioning the CTRL Meal-on-the-Go bar price factor. They cost around $3 each, which I think is a little pricey. I guess it depends on your perspective, though. If you consider them a meal replacement, then $3 isn’t a lot for a meal. If you feel like they are more in the snack category, $3 is a bit more than my usual brand of protein bars.

What I like

  • lots of protein
  • No sugar crash
  • Good taste

What I do not like

  • The ingredients are so small on the packaging that they make me think they don’t want me to look at them!
  • Can be fondant

Final Thoughts

CTRL Meal-on-the-Go bars are tasty, but may not travel as well if you can’t keep them cool.

Price: 35.99 for a box of 12.
Or buy: CTRL.
Source: The sample for this review was provided by CTRL.

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Erie man, 9th suspect in stabbing during downtown nightclub brawl, will face trial just in case

An Erie man accused along with eight others of attacking two people who were beaten and stabbed at a downtown nightclub in April 2021 faces trial on attempted homicide and other counts. ‘charge.

Tykeem S. Craig, 25, was held in court on all 11 criminal charges Erie police filed against him in June following Craig’s preliminary hearing in Erie County Central Court Wednesday. The charges include two counts of attempted homicide and four felony counts of aggravated assault.

Craig remains in the Erie County Jail on $100,000 bond.

Craig is one of nine Erie men charged by city police in the attack on the former Rockstarz, 1015 State St., in the early morning of April 17, 2021. Investigators say two men, ages aged 26 and 24, had been stabbed during a big fight. which broke inside the crowded club.

The ninth suspect in the assault and stabbing of two men at the former Rockstarz nightclub at 1015 State St. in Erie on April 17, 2021, has been arraigned in court on charges of attempted homicide in following his preliminary hearing on August 17, 2022. The other eight defendants either pleaded guilty to charges or were found guilty of charges at trial.

One of the victims, whose name has not been released, was stabbed seven times and suffered two collapsed lungs. The other unnamed victim was stabbed once and also suffered severe head trauma, police say.

Investigators wrote in one of the criminal complaints filed in the case that a witness identified the group involved in the attack as “4 Nation” or “Forty Gang”. Authorities said the names were used by an East Erie gang.

Police and prosecutors initially sealed criminal complaints against the nine suspects and did not release their names, although seven were apprehended in a warrant sweep six days after the incident.

Cases against eight of the nine defendants were made public when their cases reached the preliminary hearing stage, prosecutors said. The case against Craig came to light after his arrest in June.

After:Last of 9 suspects in bloody 2021 attack at Erie nightclub arrested as 6 await trial

The other eight defendants in the case either pleaded guilty to charges or were found guilty of charges at trial in July.

  • Jermaine L. Lucas Jr., 26, was convicted at trial of first- and second-degree felony counts of aggravated assault and misdemeanor counts of possession of instrumentalities of crime, common assault and of reckless endangerment, according to court records. He was found not guilty on two counts of attempted homicide. Lucas is scheduled to be sentenced on September 28.

  • Dayon W. Lucas, 22, was found guilty at trial of a first-degree felony count of aggravated assault and misdemeanor of common assault and reckless endangerment, court records show. . He is expected to be sentenced on September 28.

  • Justus D. Davis, 26, pleaded guilty in July to one count of first-degree aggravated assault, court records show. He is expected to be sentenced on September 27.

  • Eric M. Jells, 24, pleaded guilty in July to a second-degree felony count of aggravated assault and was sentenced to 11 1/2 to 23 months in prison, followed by three years probation , according to court records.

  • Von D. McCallum Jr., 26, pleaded guilty in September to one misdemeanor count of common assault and received a restrictive 12-month sentence, court records show.

  • Davanta D. Muldrew, 22, pleaded guilty in April to a second-degree felony count of aggravated assault and was sentenced in late June to 15 to 40 months in prison, followed by a year of probation , according to court records.

  • Jihad M. Owens, 26, pleaded guilty in July to two misdemeanor counts of common assault, court records show. He is expected to be sentenced on September 26.

  • Trousie L. Thrower Jr., 27, pleaded guilty in July to a second-degree felony count of aggravated assault, court records show. He is expected to be sentenced on September 27.

Contact Tim Hahn at [email protected] Follow him on Twitter @ETNhahn.

This article originally appeared on Erie Times-News: Ninth suspect in Erie nightclub brawl, stabbed held for court just in case

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More than just a bagel shop – NBC Boston

Café Fresh Bagel is a Needham, MA staple that has been serving bagels and New Jersey-style bagels for over 20 years.

Owner James Papadopoulos has worked there since he was 13, assisting his father on weekends. He says it’s being part of the community that counts. “I grew up in the business and it makes me happy to see the same people coming in,” he says.

Whether it’s high school kids down the street grabbing a pre-school sandwich or a mom packing lunch for the week, these locals can count on the fact that every bagel is all-natural.

Over the past few years, Papadopoulos has taken over the family business and strived to keep it authentic to the highest degree possible. He says, “We don’t use any preservatives. We don’t use any type of fillers or oils.”

Whether it’s an egg with bacon or cheese, a nova lox sandwich or even day-to-day toasted bagel chips, Café Fresh has something for everyone.

Follow us on The Hub today!

Dine Out Boston is back with over 100 local restaurants, and Derek Zagami stopped by ZaZ restaurant in Hyde Park, which specializes in Asian-Latin fusion cuisine.

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Eatery Business

The Real Truth About Payday Loans and Safe Loans

The Real Truth About Payday Loans and Safe Loans

Representative Example: Cost off 49.9% APR to Cap 1333% APR. Reasonable mortgage cycle try a month. Restrict funding size is actually three years. Member analogy: £250 loaned for a month. Whole Refundable Trial?. Focus is aroused mostly ?, annual compounding of 292% (fixed). User % April (variable).

The truth about protected payday loans

Perhaps you thought you’d have enough money to pay for all your expenses, but when a sudden boiler failure or a discounted washing machine bursts, you left those new pennies behind.

Almost everyone has been through it. Life may not go according to plan. That is why the funding is there to find out a good place you have no crisis offers and additional currency that you should really use to overcome identified financial problems. Although not, not all currencies are formulated equally.

Traditional lending options like unsecured loans often require higher credit ratings and you will have problematic app processes. You might add that it definitely takes you months to get a personal loan, which is in fact best if you need to deal with an urgent situation right away. In the meantime, there is absolutely no guarantee that you will be approved, so if you don’t have informed credit, you can actually have a daily capital.

Most of the people look for payday loans hoping that they will get less money and you instead of such common complications. When you create a payday loan, bring a lot of gurus, for example, a simple app, and you can work temporarily, it is worth pointing out that there are zero, such as a guaranteed payday loan.

Partner Example: Prices for 40-1 or 2.9% APR up to a maximum of 1333% APR. Reasonable length of money try thirty days. The maximum investment size was three years. Affiliate Example: Borrowed €250 and received it for 1 month. Total Refundable Trial ?. Try Focus energized ?, annual interest rate of 292% (fixed). User % APR (Floating).

An online payday loan is a type of quick bank borrowing available for individuals to quickly borrow money before they receive their second paycheck.

This type of credit choice is not very appealing to all men and women within the choices of anything because dollars are easy to get even if you don’t have the best credit history. Since cash advance team only provides you certain money to possess a short span of your energy, they won’t manage options nearly as often as a excellent old lender. So if you’re researching regardless of credit score, you tend to look at things like expense profile or recent earnings.

If you are over 18 and a full UK citizen and you are working on a typical proof of income then you have a high risk of being known to hold an online loan at the same time. Although not the case, it does not mean that your credit is protected.

In case the claim of offering 100% detection cost doesn’t seem malicious at first, it’s a good idea to avoid dealing with financial institutions that appear to give protected money. Basically, these lenders are not honest and it is difficult to tell if you trust them when you want to borrow money.

Consult a financial specialist

Luckily you definitely can, since the payday loans are easy to use and well recognized, finding a reliable lender that will give you the money you desire was much easier than you can imagine.

First of all, you need to know that the latest cash advance companies, as well as major financial institutions or other financial institutions, adhere to lower standards found in any loan money. Including certain lenders, you definitely need to be in your company with certain exits. Most other lenders will require you to definitely make a certain monthly income to ensure you can afford to pay back any kind of fun.

If you’re looking for a professional and reliable bank paycheck, you need to make sure you’re not shunning anyone who says you’re promoting protected money. These companies strive to simply take away their appeal by giving what is indeed hopeless — that’s a red flag. Also, it is best to look at whether beneficial ownership has been established and approved by the FCA. New FCA if not monetary expert is the class in relation to UK responsible for managing all credit providers.

Valid funding in the payday loan ecosystem will do what you can to get the money you are asking for can afford to spend it again right away. not, they have so you can do a credit check and you will consider whether these usually decide to make the right choice by indicating the currency you are consulting.

Furthermore, if you waste time comparing your options online and looking for lenders one by one, it is advisable to hire an experienced user to do some hard work. When you write through an agent like Boutell to really get your payday loan, it means you not only have a better chance of getting top-notch financial assistance, you also have a far greater chance of actually getting financial assistance.

A broker tends to explain the mortgage application

Dealing with an agent like Boutell to get your payday loans is considered the easiest way to make sure you are accidentally talking about a lender you might believe. We simply take new demand financing lenders that are FCA recognized and managed so you remember you are borrowing money from an effective friend who is of the highest caliber and you can be credible.

Likewise, once you have transferred the software processes for borrowed funds through Boutell, you avoid the most likely credit-wrecking method of condemning other creditors. Instead of having to have a few apps and having more fingerprints than your credit score from lenders, you can just let Boutell find the financial institution you need.

This new sensitive credit check that lenders do does not usually assess your creditworthiness. Alternatively, we can simply put you in touch with a range of cheap lenders who are 99% sure they can accept the mortgage application.

Once again, Zero Bank can give you 100% safe invite before painful loan while lender and you will review ready app. But not having Boutell can ensure you’re not wasting your own time and energy on companies that aren’t very proactive.

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Millennials want to crawl into metaverse restaurants before they eat

Millennials are a strange mix of enthusiasm for crypto, mixed with social anxiety. That’s if a new survey is anything to go by.

A new survey has been published by me&u, which makes table ordering technology. In trying to determine what hospitality venues will need in the future, the report tries to give operators in the hospitality industry a head up. The survey was conducted in the United States, Australia and the United Kingdom

Millennials and hospitality

The report revealed new comments about Millennials and how they want their restaurant experiences to turn out.

52% of these crazy millennial cats say they wish they could try a new place in the metaverse before showing up. You can’t give millennials surprises, they hate that stuff. They need to know what awaits them at all times!

The report’s writers say, “Hospitality venues of the future will also see the role of the metaverse come into play. Most Millennials agreed that they would be interested in trying out a new venue in the metaverse first. Half would be interested in a place using the metaverse to experience virtual reality activities, such as virtual tours of the region from which they selected their wine.

According to me&u, “As operators seek to keep abreast of consumer demand, this data will enable hospitality businesses to be ‘future-proof’, accelerating key aspects of their business for customers. years to come.”

Want another byte?

Restaurants are no strangers to innovation. Said me&u, “Over the past few years, restaurants and bars have begun to embrace the use of technology for the same reason that most industries are quickly adapting to these advancements – to create a more efficient operation. .”

Not only is technology expected to make things more efficient. But. Millennials want to use it to get special treatment. “With the rise of hyper-personalized sites, there is a need to tailor the experience to each unique visitor. Half of consumers surveyed were found to be more likely to visit places that use technology to offer them a personalized menu that matches their tastes, including bespoke drink recommendations.”

Crypto payments

What we love about Millennials is that they’re down on crypto. And, they want to pay for their burgers with a range of tokens.

According to the report’s writers, “Facilitating borderless, peer-to-peer, and multiple tokens and blockchains, Web3 will convert anything you have in your wallet into payment — bitcoin, NFT, or other digital currency options.” It’s not only what you pay with that will become easier, but also how you pay.

Generation Y and alcohol

What we know about Millennials is that they are huge squares when it comes to alcohol. 33% of respondents expect bars and restaurants to offer a range of non-alcoholic options. More than a third would frequent bars or restaurants without alcohol.

I guess they really like the idea of ​​virtual beer.

Apple juice on ice, thank you.

What are we going to do with all those responsible, nervous crypto aficionados? With luck, build better restaurants.

Got something to say about Millennials and their crypto, or something else? Write to us or join the discussion on our Telegram channel. You can also find us on Tik Tok, Facebook or Twitter.


All information contained on our website is published in good faith and for general information purposes only. Any action the reader takes on the information found on our website is strictly at their own risk.

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A stiffer torsion bar transformed my Abarth

Stiffer rear torsion bar on a Fiat 500 Abarth guide and review highlights:

  • A distinctive feature of the semi-independent suspension setup of the same name, the torsion bar connects opposing suspension arms and absorbs impact by twisting
  • Besides its reasonable price and simple installation procedure, a stiffer rear torsion bar can improve your car’s handling by limiting excessive movement.
  • Upgrading the tiller on my 500 Abarth eliminated body roll and understeer, turning it into a neutral-handling hot hatch.

Whether cheap or expensive, most modifications come with trade-offs. Yes, your mods can make your car faster, sharper, or cooler, but they can also ruin it for daily driver duties. Some mods, however, do the opposite. They don’t just improve on what’s already there, but rather fix a flaw that’s holding the car back. And that’s exactly what installing a stiffer rear torsion bar did for my Fiat 500 Abarth.

What is a torsion bar used for?

2013 Fiat 500 Abarth rear torsion bar suspension with the bar highlighted | Matthew Skwarczek, MotorBiscuit

If you look at the term “torsion bar” and think of sway bars, don’t worry, it’s a common misconception. In addition to being bars, they are two important parts of a car’s suspension. Also, at a basic level, they work the same way. However, it is not the same thing. And while stabilizer bars improve a car’s suspension, torsion bars are an integral part of it.

Most modern vehicles feature some form of independent suspension, that is, suspension that allows the wheels along an axle to move independently. Torsion bar, i.e. torsion beam suspension, i.e. twist axles, technically falls into this category, but only partially. That’s why many engineers and designers call it semi-independent suspension, explains CarBibles. And while it has some drawbacks, there are real benefits to using this style of suspension, especially on affordable performance cars.

This configuration has two trailing arms connected by a beam. The arms allow independent movement of the wheels, while the beam, which is the eponymous torsion bar, limits lateral movement and supports the arms. However, when the car goes over a bump, the bar acts like a metal spring, twisting to absorb the impact. As such, the torsion bar is much like an integrated stabilizer bar, but with added functions.

Because torsion bar setups are relatively simple, they aren’t as easy to adjust as fully independent ones. They don’t handle as well, hence the outcry over the Mazda3’s recent switch from independent rear suspension to torsion bars. However, these configurations are also cheaper to manufacture and take up less space. That’s why you’ll usually find them in the back of modern “economy cars”. And because of that, they’re also common sights on hot hatches.

But as the Fiesta ST showed, the torsion beam suspension can compete with a ‘real’ independent setup. And one of the easiest ways to improve its performance is to use a stiffer torsion bar.

What is a stiffer torsion bar used for?

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As stated earlier, the torsion bars twist to absorb bumps and impacts. But too much torsion messes up the suspension geometry and tire grip, messing up your handling. Stiffer springs and shocks can help, but only to a certain extent, and they have their own issues. Really, what you need to do is beef up the suspension itself.

With fully independent suspension, the typical fix is ​​something like a strut tower brace. But that’s not an option for a car like my 500 Abarth, which has no rear strut towers to reinforce. However, a stiffer torsion bar for the rear suspension basically does the same thing. Namely, it is more resistant to torsion forces, that is, torsion.

In theory, this reduces body roll by limiting the influence of the movement of one wheel on the movement of the other. In addition, it should also stiffen the rear part, making it more stable and planted. This means it will be more susceptible to bumps and blemishes, but not necessarily as much as if you stiffened the shocks.

How much does a replacement bar cost?

RELATED: Small But Powerful Mods: Add Fun To Your Car With A Close-Throw Shifter

As with other car mods, stiffer torsion bars vary by material as well as make and model. But they usually cost less than some performance tires.

For example, the 28mm Neu-F bar I bought for my 500 Abarth cost me $190 before shipping and taxes. That’s about the middle of what aftermarket bars typically cost. An upgraded Fiesta ST bar, for example, can cost as little as $100. On the other hand, stiffer bars for some VW and Audi products can cost around $270.

How to install one on your car?

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RELATED: Is It Better To Lower Your Car With Lowering Springs Or Coilovers?

In addition to being affordable car mods, stiffer torsion bars are also simple to install. However, although the installation process is simple, it requires some muscle strength. Don’t be surprised if you’re sweaty at the end.

You can make the job easier with a few power tools. But you can get by just fine with the usual assortment of DIY hand tools:

  • floor jack
  • Jack stands
  • Torque wrench
  • Socket wrench and sockets
  • cross key
  • Ratchet
  • Circuit breaker bar
  • Rubber and metal hammers

Depending on your car, you may need thread locker for certain bolts or screws. Also, after dealing with too many frozen wheel nuts and bolts, I brought some penetrating oil and a torch. Also, check the torque specs on your torsion bar bracket bolts. My Abarth spec was high enough that I had to rent a different torque wrench.

Once you have assembled your tools, securely lift the car into the air and remove the wheels. Next, locate the torsion bar and its mounts. First, remove the bolts that secure the brackets around the bar, then unscrew the driver’s side bracket. Take note, the support of my Abarth was fixed by Torx bolts with thread lock. Anyway, at this point you can discard the old bar and install the new stiffer one.

This is where muscle power comes in. Because the new bar is likely wider than the old one, you will need to squeeze, twist, push, and hammer it into place. Once done, replace the bracket and tighten the bolts to the proper specification. Again, you’ll need to put your back (and arms) into it. After that, put the wheels back on, lower the car and you’re done.

Putting a stiffer rear torsion bar on my 500 Abarth is one of the best car mods I’ve ever done

RELATED: What Is Manipulation And Why Does It Matter?

From start to finish, it took me about 2.5 hours to fit my Abarth with a stiffer rear torsion bar. And yes, I ended up using the oil and the blowtorch. But the result was worth every last drop of sweat.

For context, I installed the bar after having already installed a stiffer lower subframe brace and side braces. Both of these mods have improved the handling of my car to some extent as they have strengthened the chassis. The Neu-F torsion bar, however, is a complete suspension modification. And I’m sorry for not having installed it on the first day.

Body roll? Virtually gone. From now on, the Abarth spins flat in the turns and reacts more quickly to the requests of the direction. It’s not nervous, it’s just more agile. Also, I can confirm that the bar makes the rear feel tighter and more stable. There’s also more feedback via the brake pedal, which I wasn’t expecting.

But the biggest difference is in the understeer, which is that there is none. I never realized how much I was fighting the front end until I didn’t need it anymore. Instead of a nose-heavy machine, the Abarth is now brilliantly neutral, turning in corners much sharper than before. And rather than braking to set up a turn, I can adjust the line on the fly with the throttle. It’s still a front-wheel-drive car, but it handles much more like a rear-wheel-drive car.

Disadvantages? It reacts a bit more to big bumps and holes. But it’s a small price to pay. This simple mod has really changed my car for the better. And I wholeheartedly recommend it to anyone who wants to do the same.

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RELATED: Should You Replace Your Car’s Shock Absorbers With Coilovers?

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Illegal nightclub where man was stabbed more than 10 times closed by police

The illegal disco has been linked to a series of violent incidents. Photo: West Midlands Police

The club, known as The Red Door behind Villa Road in Lozells, had no planning permission, was not registered as a business and had no music license or permission to sell alcohol.

West Midlands Police said they received numerous complaints about the room being messy and loud music disturbing neighbors and disturbing young children.

Violent incidents included a man stabbed more than 10 times in a fight in October last year, a man with a knife wound to his leg in June and a major disturbance in August where glasses were thrown.

There were a lot of complaints from locals about the loud music. Photo: West Midlands Police

Police intelligence also suggested the venue was linked to gang activity, used to sell drugs and gunshots were also heard inside.

The local ward team had worked with Birmingham City Council to build a case against site management and won a closure order at Birmingham Magistrates Court on August 15.

Inspector Nick Hill said: ‘This will be a huge relief to local residents whose lives have been marred by the anti-social behavior and crime this place attracts.

“Clubs are bound by strict regulations to ensure customer safety, such as security, CCTV and staff training, and disruption is kept to a minimum for people living nearby.

“The main building was only approved for storage purposes, but there was also a covered outdoor seating area, toilet block and kitchen. None of them had a building permit.

“We have obtained closure for three months initially, but we will ask for permanent closure and possible demolition.

“Local police teams are working with our Gangs unit to actively target anyone we suspect may be linked to violence and organized crime. We regularly organize law enforcement patrols to disrupt gang activity and operations to target people causing harm in our communities.

The club has been closed and faces demolition. Photo: West Midlands Police

A utility company was also called in to secure the site and deemed the wiring on the site to be a potential life hazard.

Cllr John Cotton, Cabinet Member for Social Justice, Community Safety and Equalities at Birmingham City Council, said: ‘We support this police action because unlicensed premises are, by definition, unregulated.

“We know there have been significant concerns about these premises, so hopefully this shows that we can work in partnership to keep our communities safe.

“We will continue to work with West Midlands Police to address issues relating to illegal and unlicensed activity, anti-social behavior and public safety and ensure that bars and clubs in Birmingham, as well as city streets, are safe for all their visitors.

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Heritage Days, Car Cruise, Coffee in the Park Among Galesburg Events

Scottish ‘SKERRYVORE’ performs at Galva

Twice winners of Scotland’s ‘Traditional Live Act of the Year’ award, SKERRYVORE heads to Wiley Park in Galva on August 16th from 7-9pm for an evening of music, food and entertainment! With a mix of fiddle, accordions, bagpipes and whistles, alongside guitar and vocals, backed by bass, drums and keyboards, SKERRYVORE represents the best of contemporary Scottish traditional music. Bring your lawn chairs and be prepared to eat from the local vendors on site. In case of bad weather, the concert will take place at Bishop Hill Creative Commons. Tickets are $25, free for kids 12 and under, and can be purchased on Eventbrite.

Favorite events:Roundtable: What are your favorite summer events in Galesburg?

Café in the Park season finale Wednesday in Galesburg

The Downtown Galesburg Community Partnership is hosting the park’s last traditional cafe, Wednesday, August 17e, from 11 a.m. to 2 p.m. at Park Plaza in downtown Galesburg. Food includes local eateries Cielito’s Café and Pizza House, with live music from Sullivan’s Daughter. Admission is free and activities for children will be offered free of charge. Sponsored by Former National Bank. Stay tuned for DCP’s NEW Event, Cocktails & Café, a Boozy Happy Hour on September 21, 4-6pm

The annual Galesburg River 2 River Cruise Night car show was held downtown on Friday, August 20, 2021.

River-2-River Car Cruise-s in Galesburg

Experience one of Galesburg’s largest drive-in cruises, the River-2-River Cruise, August 19 from 1-9 p.m. on Main Street in downtown Galesburg. This event will take place rain or shine, open to all interested parties and without registration fees! Music by 3-D Sound with a 50/50 design, T-shirts, raffles and food vendors. Special guest and special reporting as Rick & Ricky Jones with RJ Race Cars & Quarter Max, Al Adams and Joe Nichols. For more information, contact: Kenton Bowles at (309) 337-1967, Don Rosenberry at (309) 299-5362, or go to Facebook:

Robert Grady, right, of Trivoli makes a piece of wood inside the Tall Robert's Handmade Wooden Paddles tent at the 26th Annual Galesburg Heritage Days Rendezvous Camp on Sunday August 22, 2021 at Lake Storey.

Galesburg Heritage Days takes place Saturday and Sunday at Lake Storey

Plan experience on the 27the Annual Galesburg Heritage Days, a free, public, family event on Saturday and Sunday August 20 and 21. One of the largest living history festivals in the Midwest takes place at Lake Storey Park. This event features over 750 reenactors and over 40 vendors/sutlers. Share the excitement of a pre-1840 American colonial/frontier rendezvous and a full Civil War battle re-enactment. Find out all the details of these two action-packed days at

Ross McIntire, technical director of the Orpheum Theatre, also known as

Orpheum Theater Anniversary Celebration

The Orpheum Theater is thrilled to celebrate its 106th anniversary this summer, and the community is invited to celebrate the occasion! On Sunday, August 21 at 2 p.m., a concert featuring classical music from the Romantic era, performers Brenna Chatterton on piano and Josiah Chatterton on baritone will take the stage. Tickets are general admission and pay what you can. This means customers can choose their own ticket price; 100% of ticket sales benefit the Orpheum Theatre. You can get your tickets by calling the Orpheum Theater Box Office at (309)342.2299 during office hours (10am-2pm, Tuesday-Friday) or online 24/7 at www.galesburgorpheum. org/tickets. The concert will be followed by a reception with birthday cupcakes; the concession stand will also be open and will offer refreshments for purchase.

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Friendly’s closes another NJ restaurant

Beloved family restaurant Friendly’s is closing another of its locations in New Jersey.

Friendly’s restaurant in Marlton at 101 Route 70 W. closed Monday, August 15.

Two former Friendly site employees informed NJ Advance Media of the planned closure.

“As of Monday (August 15), this location is permanently closed. Please come visit us at our Deptford location! We hope to see you there!” read the signage posted on the front door.

Friendly’s closed its store at 101 Route 70 W., Marlton on August 15. (Christopher Burch | NJ Advance Media)

The Marlton location opened in 1983.

It occupies space in the Marlton Commons shopping center alongside brands such as ShopRite, Shake Shack, Honeygrow, PetSmart and Kohl’s.

Friendly restaurants near Cherry Hill, Haddon Township and Mt. Laurel have also closed in recent years. The company’s location in Voorhees is temporarily closed, according to Friendly’s website.

Friendly’s currently operates 18 restaurants throughout New Jersey and 125 restaurants nationwide.

The restaurant is popular for its variety of ice creams including sundaes, Friend-z, Fribble and floats.

Its menu also includes breakfast, burgers, salads, and other entrees for lunch and dinner.


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Christopher Burch can be reached at [email protected]. Follow him on Twitter: @ChrisBurch856. To find on Facebook. Do you have any advice? Tell us.

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New tequila bar debuts at Balboa Bay Resort

Tequila Bar at Balboa Bay Resort

Tequila has become a trending spirit in the cocktail world. From reposado to anejo, tequila has grown in popularity, but so has mezcal, often called the smoky cousin of tequila.

No matter which agave-derived drink you prefer, you’ll find a version you’ll love at the new Tequila Bar located on the patio of A+O Restaurant at Balboa Bay Resort.

The Tequila Bar offers tequila and mezcals that are rare, hard to find and distinctive in design and flavor.

“The goal is to provide our guests with a unique experience when you come to A+O Restaurant,” said Jason Hsieh, Food and Beverage Manager at Balboa Bay Resort. “Mezcal flights will be offered in signature Himalayan salt shot glasses as we take you through an experience that includes different variations of spices and salts like the famous Agave Worm Salt.”

In addition to a variety of tequilas, restaurant patrons can enjoy unique homemade snacks at the Tequila Bar. Favorites include shaved dark chocolate with tandoori masala and caramelized popcorn with peanuts and bacon, which pair well with Anejo and Cristalino tequilas, as well as mezcals.

Additional bar bites include dehydrated pineapple, which brings out the sweetness of agave and pairs well with blanco and reposado tequilas.

The tequila bar at the A+O | The bar is open Friday and Saturday from 6 p.m. to 10 p.m. and Sunday from 4 p.m. to 8 p.m.

Tequila Bar at Balboa Bay Resort

Recently named the #1 resort in Newport Beach by US News & World Report, the Forbes Four-Star and AAA Four-Diamond property offers a celebrity culinary program by Executive Chef Prabeen Prathapan, who brings more than 17 years of experience in hospitality at the resort. .

Prior to joining Balboa Bay Resort, Prathapan served as Executive Chef of Paséa Hotel & Spa in Huntington Beach. Previously, he served as Executive Sous Chef at Montage Laguna Beach, where he was responsible for overseeing daily culinary operations.

If you plan to dine at A+O before or after your Tequila Bar experience, I recommend the fish tacos and the burger, although you can’t go wrong with any of the menu options. Oh, and the crab mac and cheese with gruyere cheese and crab chunks. A decadent delight.

For more information, please visit

Tequila Bar at Balboa Bay Resort
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Eatery Business

Consumers took out more credit cards and personal loans in the second quarter

Photo (c) skaman306 – Getty Images

As inflation ramped up in the second quarter of the year, consumers turned to credit cards and personal loans to make ends meet. A new report suggests lenders are happy to help.

TransUnion’s Q2 2022 Quarterly Credit Industry Insights Report shows that the number of consumers using credit cards and personal loans reached record highs, in part because lenders extended credit to more consumers in the subprime category.

Some personal finance experts might see this as a cause for concern during uncertain economic times, but Michele Raneri, TransUnion’s vice president of US research and advisory services, says it’s not necessarily a red flag.

“Consumers face multiple challenges that impact their finances on a daily basis, namely high inflation and rising interest rates,” Raneri said. “However, these challenges are taking place against a backdrop where job opportunities are still plentiful and the unemployment rate remains low.”

Getting a loan for the first time

Raneri says that the fact that lenders are lending to more subprime borrowers — some of whom are borrowing for the first time — is actually a positive development. So far, she says, the data shows no signs of trouble.

“While arrears are generally rising after a period in which more borrowers without prime credit lines are obtaining credit, default rates remain largely at or below pre-pandemic levels, particularly for cards and personal loans,” she noted.

In the second quarter of the year, 161.6 million consumers had access to a credit card, up from 153.3 million a year earlier. 21 million consumers had a personal loan during this period, up from 18.7 million in the second quarter of 2021.

The report shows that many of the new borrowers were among the youngest consumers. Lending to Gen Z consumers grew 31.6% between Q1 2021 and Q1 2022. Total subprime assets grew 51.7% year-on-year, the fastest growth rate ever.

How to find the right loan

Consumers accessing credit for the first time should research both credit cards and personal loans before deciding which one suits their needs. Both are unsecured loans, but interest rates can vary widely. The average credit card interest rate is currently around 20%, but it is much higher for consumers in the subprime category and for those who are new to lending.

The interest rate for personal loans tends to be lower. The interest rate on personal loans could be as high as 6%, but it will be higher for consumers who are taking out a loan for the first time. Still, the interest rate on personal loans is usually lower than that on credit cards.

The ConsumerAffairs Best Credit Cards guide breaks down cards for different uses and different credit ratings. There are also thousands of verified reviews.

Our Best Personal Loans guide provides hundreds of verified reviews of personal lenders and explains how they work. For example, personal loans are structured more like traditional loans than revolving loans with set repayment terms.

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3 people, including members of the army, brutally beaten by 4 bouncers outside the Sector 29 nightclub

Photo: iStock

Gurugram: In another shocking incident reported in the Sector 29 area of ​​Gurugram, where three people, including a member of the military, were badly beaten by four bouncers outside a bar. The horrific incident happened on Sunday evening.

Police identified the victims as brothers Khajaan Singh and Anil Kumar, as well as Indian Army soldier Sunil Kumar, according to the news agency. IANS reported.

Sunil Kumar, the plaintiff, informed the police that he and his two brothers went to the “Friction Club” in the Sector 29 market on Sunday at around 11:20 p.m.

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Fight in a Gurugram pub Statement issued by the club where the incident took place Read the full statement here

Gurugram pub brawl: statement issued by the club where the incident took place; Read the full statement here

Sunil told police: “There we had a good time for about 20 minutes before the club owner turned off the music. Anil asked the bouncer to play some music in response to that, but he didn’t. got into an argument with us which led to the two bouncers dragging us out of the bar and beating us badly.

The complaint in his police report said two other bouncers then arrived at the scene and beat the group with sticks before threatening them and leaving, IANS reported.

A case under Articles 323, 506 and 34 of the ICC was filed against the accused at Sector 29 Police Station based on the allegation.

In a separate incident, patrons were allegedly assaulted by bouncers outside Casa Danza nightclub in Udyog Vihar phase 2 the previous night on August 7-8. After a video went viral, the incident came to light.

District police will soon begin reviewing records of bouncers, police say, in an effort to reduce fights taking place both inside and outside of clubs in the city.

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Chew Chew Bun Asian Bakery moves to former location of Crust & Crumb Cafe

Chew Chew Bun Asian Bakery is getting a little closer to the heart of State College this fall by opening new doors in the former Crust & Crumb Cafe location at 115 E. Beaver Ave.

The new location will open in downtown State College “by the end of August,” according to previous information on its website.

The bakery’s former location at the Nittany Mall closed earlier this year and all operations will now be moved downtown.

Chew Chew Bun was to serve Authentic Taiwanese-inspired pastries at State College since April 2019. It’s best known for its Portuguese egg tart and other items like milk toast, crispy ham and cheese, and sweet taro.

If you want to try the newest place in town, you can order ahead and check out the menu on its website once fully opened. It will also offer canned products like milk tea and cold brew from Rothrock Coffee.

Chew Chew Bun will join Egg Beef and Bacon, The Squirrel and Acorn Bookstore, Way Fruit Farm, Mediterranean grilled mezeh, and Planet Fitness as businesses prepare to open downtown in the near future.

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Ryan is a redshirt senior specializing in “Philadelphia” business and journalism and writes primarily about football these days. You can follow him on Twitter @rjparsons9 or say hello via email at [email protected]

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Eatery Business

How are you going to feel about the student loans built up to own the second quarter?

How are you going to feel about the student loans built up to own the second quarter?

Yes. We talked about assets for the card as an example, right, that’s designed to expand market share over the years. And so when we’ve actually been successful for the last couple of years, and then we claimed that the fresh new card issuers were operating at a lower margin than normal, which was very deliberate in order to increase the handbag percentage of the card issuers. After an insurance protection process that we are very excited about is the latest diversification. That’s nothing short of incredible what happened. So you can – well that’s actually what I’m saying across the company, we believe we certainly carried and you can share how [Technical Affairs] and you can give products. At the same time, it is an extended label view of wearing Express, but our company is very sure that in each of the big people, the audience does.

So we really think that will pay off as the season progresses – could be alive for the next half and we were glad it did which will allow me to get purse cards and you become unsecured lenders

hey thanks It’s Jamie, Susquehanna. An effect here. Earlier you have to start with a tremendous image. I realized that your average identity information from the analyst walkout may no longer be relevant. But there’s no structural excuse that the team should never return to historical EBITDA margins, which have been in the mid-to-large range toddlers?

Certain loan providers — some of the lenders one enjoys within the various commodities — hold a company deprioritized over some other companies, including Mastercard and personal loans, for term

Secure. No reason why we can’t. And now we have – considering LendingTree as a simple top, a simple fact is that the interplay of what it will cost you to find a good buyer and you can know exactly what the money is actually for men and women is. You look at us from the office, we’ve started, it’s mutually increasing sales and you can only talk about JD – and you can do it by us playing cards to increase sales of people who will come on an exchange , then it is important to get You definitely need to sign up for My Personal LendingTree which you can remember as our extended offering or LendingTree and/or LendingTree and you can where next we don’t have to constantly spend money, to get your rights back. It is fascinating that even many people are now signing up to My LendingTree so we still buy them to have one and one third transactions focused on investing in research and you can view ads instead of him or her just drawing attention to what is most useful – we have observed a greater propensity to return so you can use LendingTree while consistently identifying male and female partner experiences in my LendingTree. That can also get you into selling prepaid services. But you’ll also get a lot of pure lift just from finding spending tied up – one that we’ve invested in the device and you’ll continue to build technology and out of the team because we understand we’d bounce back after lenders returned online. And so, yes, I think we’re definitely going to choose productivity to increase margins. We just need to stay as far as possible away from competitive factors etc. which we can however invest to make some money.

OK. Thanks for one, Doug. Then I didn’t get a visiting call on the last letter to shareholders on college loans in the third quarter, so the historical joy started.

Where companies as you mentioned are definitely a massive Q3 factor, in 2020 they really provided meaningful pathways into 2019, much less, just offering what was quarantined and you will or even . So our own guesswork for that deal this year is somewhere between the guts – I’m assuming it’s going past membership in 2020, though not – definitely nowhere near where we were back in 2019. You see faster competitive results at some of the lenders which is more of a stand alone segment entity, there are only a few lenders that compete aggressively in this place and you may just have been unable to see an equivalent specific selection that we have seen in past cycles have observed. As such, we predict it will be a little higher than a year ago, but not a huge factor going into another quarter.

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Restaurant owner charged with fatally shooting man in Waterbury brawl – NBC Connecticut

The owner of a restaurant in Waterbury, accused of fatally shooting a man during a fight early Saturday morning, has been arrested and is charged with murder, police say.

Officers were called to Mikey’s Jamaican Restaurant on East Main Street around 1.40am after receiving a gunshot complaint. When police arrived they said they found a 28-year-old Waterbury man on the ground outside the restaurant with multiple gunshot wounds.

The man was taken to Saint Mary’s Hospital where authorities said he later succumbed to his injuries and was pronounced dead. His identity has not been revealed.

Police say investigators have determined a fight occurred outside of Mikey’s Jamaican restaurant between the man and the restaurant owner, identified as 61-year-old Michael Anderson.

During the scuffle, police say Anderson pulled out a gun and shot the man dead.

Anderson was arrested and faces charges of murder, reckless endangerment and unlawful discharge of a firearm. He is being held on $2 million bail.

Waterbury Police Department major crime detectives are actively investigating the incident. Anyone with information should contact police at (203) 574-6941 or Crime Stoppers at (203) 755-1234.

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Jesus raised the bar at Arsenal, says Arteta

LONDON, Aug 13 (Reuters) – Arsenal manager Mikel Arteta has spoken of Gabriel Jesus’ positive impact on the rest of the squad after the Brazilian marked his home debut with two goals in a a 4-2 win over Leicester City in the Premier League on Saturday.

Jesus, who joined Manchester City in a deal worth around 45 million pounds ($54.6 million), scored twice in the first half and was involved in other goals for Granit Xhaka and fellow Brazilian Gabriel Martinelli.

The 25-year-old could have scored a hat-trick and was applauded when he was substituted late.

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“We know what Gabi can do. He scored two goals and had two assists and is still disappointed because he thinks he should have scored four,” said Arteta, who worked with Jesus during his tenure. assistant coach at Manchester City.

“That’s the norm, that’s the mentality. You have to step up to a different level.”

Jesus’ influence on his teammates was clear as Arsenal’s fluid attack looked powerful on Saturday.

The Leicester defenders had a torrid time as Jesus showed the kind of form that won him many fans at City, even though he struggled to find a starting spot.

“I wouldn’t like to play against him. I’ve never been a defender, but I can imagine I wouldn’t like that. He’s so mobile, so intuitive, always sharp and proactive to play at all times and in every phase. game, and that’s a real threat,” Arteta said.

“I think it raises the standards of the way he is every day, the way he talks to (his teammates), the way they connect. I think it’s very natural, but at the same time, it’s quite impressive to do it quickly.”

Jesus looks like a key man in Arsenal’s pursuit of a top-four return and Arteta knows he has to manage the Brazilian carefully to keep him at his peak.

“That’s why we removed it,” he said. “I think he’s made 18 starts in the last two seasons and we’re going to ask him to start a lot of games, so we have to manage that load when we can.”

The mood around the stadium was vibrant and Arteta praised the way the fans responded to William Saliba, also like Jesus on his home debut, after scoring an own goal early in the second half.

“What they did today with William Saliba after the own goal is something I’ve never seen in my career,” Arteta told reporters.

“It shows connection and really being there when it matters and when it’s hard.

“We should be really proud to play in front of them because it was special.”

($1 = 0.8244 pounds)

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Reporting by Martyn Herman, editing by Ed Osmond

Our standards: The Thomson Reuters Trust Principles.

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Former Geronimos nightclub in Barrow being demolished

A FORMER nightclub that has been closed for almost 30 years is being demolished due to its ‘unsafe condition’.

The former Geronimos nightclub, which adjoins the Barrow Raiders’ Craven Park ground, is being demolished due to security risks.

The nightclub was closed in 1995 and three fires made the building unsafe, leading to its partial demolition in 2015.

Former Raiders general manager Steve Johnson bought the nightclub in 1986 and it became known for its dance parties called Yummy.

Mr Johnson resigned as chief executive in 1995 after a six-year reign following fierce protests over his plan to demolish the Raiders’ ground and turn it into a bingo hall.

Demolition work started on the old Geronimos building in February 2015.

And seven years later, efforts have been made to tear down the rest of the dance hall after it was bought out by the Raiders in November last year.

Barrow Raiders chairman Steve Neale has revealed the club’s future plans for the soon-to-be vacant space.

He said: “It’s dangerous in the current state it is in. He was bought by the club from the previous owner in November last year. He is dangerous in his current state and had the potential to fall.

“So we decided to demolish it, which will also give us the possibility of using the space in the future.

“It’s a great space – we may be looking for community use like a new ladies’ changing room, but at the moment we are not financially able to rebuild it into anything else.

“The first step was to take him down and we are currently in the process of doing that at the moment. We’ll take care of the rest later.

“We would potentially like to make it a community facility – there is the possibility of building a ladies’ changing room, which is an option. We would like to use the space for something for the community in the future.

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Grumpy Cafe Logo

Café Grumpy’s current ready-to-drink cold brew with best before dates of 8/20/23 and 8/21/23 is unaffected by the voluntary recall of Lyons Magnus

NEW YORK, NEW YORK, USA, Aug. 12, 2022 / — A number of coffee drink and oat milk brands produced by catering company Lyons Magnus have been recalled due to the potential for microbial contamination, including the organism Cronobacter sakazakii, in which preliminary root cause analysis shows that the products did not meet commercial specifications for sterility.
As specified by Café Grumpy and the Food and Drug Administration’s recall notice, this action only affects Café Grumpy products with one of these lot codes printed on the packaging: Lot 4211 Best By 8/27/22 , Lot 5211 Best By 8/28 /22.

No other lot codes or other Cafe Grumpy products are involved in this action.
Café Grumpy ceased working with Lyons Magnus in May 2021 and has had no relationship with them since then. All Café Grumpy Ready to Drink cold brew is now processed by Flow Hydration at their Virginia facility. Customers can also see that this current Café Grumpy cold brew has new packaging, which sets it apart from last year’s inventory. The current product manufactured by Flow Hydration is not impacted by the recall in any way.
“We take any production issues extremely seriously and, as a small, independent company, closely monitor all of our coffee, from beans grown on closely-knit family farms to the roasting process at our local factory in Brooklyn, New York. , want to be sure our customers see their expectations exceeded with each of our Café Grumpy products,” said Caroline Bell, Founder and Owner of Café Grumpy. “We are no longer working with Lyons Magnus for the production of our range of ready-to-drink cold ales and can assure our loyal customers that any Café Grumpy drink in our beloved cafes is safe and delicious.”
Café Grumpy thanks its customers for their understanding, their time and their patronage!

EDITOR’S NOTE: For more information about Café Grumpy and to schedule an appointment with a company spokesperson, please contact Nancy Trent or Pamela Wadler at 212-966-0024 or [email protected]

Nancy Trent/Pamela Wadler
Thirty and company
+1 212-966-0024
write to us here

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Grab your Chicago Handshake Passport at any of the city’s 15 independent bars

End the summer with the most Chicago event of the year: fifteen independent bars serving up that famous love-it-hate-it combo, the Chicago Handshake. Pick up a free Chicago Handshake Passport at participating bars and get a stamp unique to each when you order a handshake. How many neighborhoods can you or your team visit before the grand finale to benefit local hospitality nonprofit Another Round Another Rally? Receive a limited edition handshake when you complete the challenge among other goodies.

Image credit: Ryan Duffy

How the Chicago Handshake Passport Works

Do not underestimate this challenge. The sense of urgency starts right from the start! To enter the Chicago Handshake Passport Challenge this year, you must visit one of the 15 participating bars and apply for a passport with your first order of a Chicago Handshake drink combo (an old-fashioned beer and a shot of Malört). However, each bar only has a limited number of passports, so be sure to grab yours early!

Once you have your passport, visit the remaining bars and order a Chicago Handshake at each location to get each location’s unique stamp. Collect all 15 stamps by September 22 to complete the challenge and redeem a limited-edition Challenge Coin!

What are you waiting for? Let’s take a look at the participating bars!

2313 N Milwaukee Ave, Chicago, IL 60647

Enjoy music and nightly events at Café Mustache. Considered Chicago’s best non-traditional music venue, this Logan Square gem is loved by many locals. It’s a cafe by day and a bar by night. In addition, there are always karaoke nights on Saturdays and Sundays.

1424 W Chicago Avenue, Chicago, IL 60642

DJs, pool tables and tattoo art. The Five Star Bar is a local favorite where all the regulars hang out after a long day at work. Order a few small bites, a nice shot of bourbon, and people watch while you relax. Then, when you’re ready, take on the Chicago Handshake Challenge!

2801 W Chicago Avenue, Chicago, IL 60622

Great deals, affordable drinks, late hours. The Continental Lounge is a perfect place for a mid-week getaway when you just want some time to yourself but would rather go out than stay home. PS: The floor is RAD.

2224 N Leavitt St, Chicago, IL 60647

Enjoy daily drink specials and craft beers at this neighborhood bar. You’ll understand why so many people become regulars here once you talk to the staff and realize how friendly they are. It’s literally like walking into a meeting or going back to your hometown after college. Remember, though: they’re cash only!

2849 W Belmont Ave, Chicago, IL 60618

Loud and proud, DMen Tap is a food truck that decided to open a bar. That tells you they have some awesome bites and drinks! And did we mention this place is inspired by Dungeons & Dragons? We wonder if their stamp will also be inspired by D&D.

2363 N Milwaukee Ave, Chicago, IL 60647

Watch out, everyone! Now you have another reason to come and play video games at the Emporium: get the stamp for your Chicago Handshake Passport! Also, we think you should choose a night with live music to come for your handshake. Because why not?

921 N Western Ave, Chicago, IL 60622

Drinks, hugs and high fives – honestly, that sounds like the right vibe. This rustic hidden gem is right there on Western. If you hop on the #49 bus, you’ll be there in no time. Besides the handshake, you’ll find plenty of branded drinks on their extensive menu, ranging from craft beers to specialty cocktails.

2403 W Homer St, Chicago, IL 60647

The Green Eye Lounge is a neighborhood restaurant located on the old-fashioned side of Western Avenue, a short walk from the Blue Line. Let your bartender guide you through a comfortable environment, personally ensuring an ear of great music and a glass of great drink. All are welcome to join our team of Green Eye regulars.

Image Credit: Daniel Evan Bell

1850 N Damen Ave, Chicago, IL 60647

Watering hole with craft beers and billiards in a vintage tavern with a sculpted bar and local artwork: Lemmings is the place for you. This is probably one of the best dive bars in the area. Plus, they have a fantastic wine selection, which means the merlot spun in your handshake will probably be really tasty.

2410 W Fullerton Ave, Chicago, IL 60647

Logan Arcade is a relaxing spot with arcade games and vintage pinball machines, plus a full bar with plenty of beer on tap. This craft beer-focused tavern/arcade has Chicago’s most curated collection of games!

1516 N Milwaukee Ave, Chicago, IL 60622

Nick’s Beer Garden is a Wicker Park tavern with a long and colorful history dating back to 1977 in Lincoln Park. Live music, DJs, sports and merry-making are all part of the format with a thoughtful selection of all things liquid in this quaint joint.

3439 N Sheffield Ave, Chicago, IL 60657

As the oldest bar in Wrigleyville, Nisei Lounge has been serving craft beers, showing baseball on flat screens, and cheering around the darts and pool table since 1951. We’re very curious what their Chicago Handshake pad looks like. Passport!

2417 N Milwaukee Ave, Chicago, IL 60647

Good bartenders, awesome music, and the dark, retro interior might have us staring forever. Enjoy draft beers and house cocktails, then get ready for the Chicago Handshake! You also get free popcorn here. Yes. Free. Popcorns!

222 S Wabash Ave, Chicago, IL 60604

Someone point out Taylor Swift’s “22”, please? 2Twenty2 Tavern offers bourbon, craft beer and pub snacks. Its cold, traditional digs are what keep people coming back, and the fun only gets better with shuffleboard and video games throughout the facility. It’s a perfect stop after a quick visit to the Art Institute.

2026 W Webster Ave, Chicago, IL 60647

A Bucktown staple since 1947, we’re a neighborhood tavern proud of our community, our local customers, and the new faces we’ve yet to meet. Their ever-changing vintage cocktail menu pays homage to Chicago’s OGs, but with a modern twist.

two people raising a glass of chicago handshake passport
Image Credit: Daniel Evan Bell

Another Round Another Rally is a non-profit financial and educational resource for the hospitality industry, providing scholarships, developing future leaders and providing emergency relief.

From helping hospitality workers develop their skills and dealing with the lingering effects of the COVID-19 pandemic to helping bar and restaurant workers deal with sudden illnesses , natural disasters or other emergencies, Another Round Another Rally strives to meet urgent needs within the community – regardless of the current state of the restaurant industry.

Featured Image: Ryan Duffy

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Bar owners grappling with balloon insurance costs months after reopening – Kamloops News

Sydney Chisholm

Things aren’t the way they used to be in bars and nightclubs across Kamloops, and the COVID-19 pandemic is only partly to blame.

Nightclub owners, who are now facing rising insurance costs, say they have noticed a change in their clubs since they fully reopened earlier this year.

“It’s very different, people [are] much more respectful,” said Dino Bernardo, co-owner of the Commodore in Castanet Kamloops.

“It’s very different from what it was before – it’s not necessarily better or worse. It’s just that the narrative has changed a bit.”

Some in the industry say there was a decline in the popularity of nightclubs a few years before the pandemic hit, but Blue Grotto owner Pup Johnston says COVID-19 changed all that .

“Covid was like a shot in the arm for the industry. It was like we pressed a super reset button. And what’s happening now is we’re seeing people going out and enjoying clubs nightclubs that have never had one before,” Johnston said, adding that physical distancing meant people missed a crowded dance floor.

“They want love and touch, squeeze, you know? They want to meet strangers, they want to have the opportunity to bump into someone, to share a dance floor with someone, even if you don’t dance together — you dance with your group of friends, I dance with my group of friends, at some point we’re going to turn around and there’s going to be high fives and all ‘groups are awesome’.

Despite the resurgence in popularity and the lifting of pandemic restrictions, nightclubs still face obstacles when it comes to managing and opening new venues.

“It’s hard to open a nightclub these days, really hard,” Johnston said.

“Like alcohol liability insurance is right next door. It’s ridiculous. It’s up 500% over COVID, and that really makes it cost prohibitive to open a new club – very, very cost prohibitive.

While Bernardo said the Commodore is doing well, he worries what the drastic increases in overhead will do to the industry, because it’s not just insurance that’s gone up.

“There would be shortages in the supply chain of certain liquors that we can’t get sometimes, the cost of fruit for drinks has gone up significantly,” he explained.

“I’m scared, you know, that’s what we’re going through now. What will it look like in five months, six months, a year? Will that change? Or will it get worse?”

But on the other hand, owners can only raise prices so much before customers are willing to pay it, Bernardo said.

“Our prices have been similar to what they always have been, even when we reopened,” the Commodore owner said.

“There was a marginal increase, but it was just that the cost of insurance skyrocketed and we have to make up for that.”

The cost of alcohol liability has more than tripled in recent years, and a major contributing factor to the inflated price is the fact that many insurance companies have pulled out of the alcohol game.

“There are many providers around the world that offer alcohol liability, but not as many as before,” Paul Ross, broker at Emsland Insurance, told Castanet Kamloops.

“I think it has to do with risk and with our litigious society and people suing for many different things. Insurance companies have therefore decided not to consider this as the risks they must defend. »

He added that on top of that, insurance companies were still trying to recover from the hit of the pandemic on the economy.

“We also had what is called a tough market in the insurance industry. It’s been three years since the insurance companies have been really correcting what’s going on,” he explained.

“We also have more and more people who want to sue in Canada, which creates more costs, we have social inflation, which relates to you know … the law of people — they get drunk and they slip by land, and they want to sue the owner, the tenant, the city [and] again and again. Our society and our habits have therefore definitely changed, as has our general orientation, which negatively affects insurance companies.

Soaring insurance costs could cause some bars to close and deter other potential owners from entering the industry, Ross said.

“I think what would happen is that the cost would be prohibitive. I mean, that’s what’s happening now,” Ross said.

“The cost of this equipment is so prohibitive. How can a small business survive spending so much money on insurance? So, in essence, he may have already done so.

Ross said the potential solution is quite simple.

“Take more responsibility for your own actions,” he said.

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Bee Healthy Cafe all buzzing about future prospects

CEO Cody Pepper and COO and co-founder Amir Alavi stand at a Bee Healthy Cafe in Oklahoma City. (Courtesy picture)

OKLAHOMA CITY (JR) — You could say they’ve been busy like bees at the Bee Healthy Cafe.

Oklahoma City-based Bee Healthy started the franchise in December 2021, and since then the cafe has hosted three franchise groups that operate five locations. The objectives are to open 30 around the OKC metro by 2024.

Born out of necessity after co-founder Cindy Alavi was diagnosed with multiple sclerosis, Bee Healthy Cafe is on a mission to help people stay healthy by providing healthy food options where they live. , work and study.

“It was important for us to be very deliberate about who we welcome as our first franchisees,” said Bee Healthy Cafe CEO Cody Pepper. “We want to work with people who we know are passionate about the mission, who can run a cafe successfully, and who align with our values.”

Given those goals, Pepper said that when it came to identifying franchisees, the decisions were obvious — pick existing employees and customers.

He said the first three groups of franchisees came from a variety of backgrounds, with two former cafe managers, a long-time customer and a husband and wife team with a passion for health.

“Our first franchisee, Kharissa (Edmond), reminded us a lot of our co-founders. She was a young woman who worked hard, earned the respect of her teammates, and had clients who simply loved her. So it was only fitting that she would go back to the original locations,” Pepper said.

“I loved working for the Bee Healthy team as a cafe manager, and I look forward to working alongside them now as a business owner,” said Edmond. “When they said they were looking for potential franchisees who want to be happy, healthy and wealthy, I said, count on me! This is my chance to change my future, to contribute to the health of the customers that I serve and to bring my family with me. I believe deeply in the mission of the company and I am beyond excited for this next chapter.

Bee Healthy Cafe now has nine locations open in Oklahoma City.

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Looking for new restaurants BEFORE they open? Let help you get in first.

Click on the map above to see how can get you in first ahead of your competitors.

Looking for new restaurants BEFORE they open?  Let help you get in first.( released its latest Restaurant Openings Report, providing restaurant sellers with a sampling of new sales and marketing leads that can be found on their website.

Alton, IL – Tab’s Cafe
Two new restaurants are preparing to open in Alton, according to information shared Tuesday at Alton Main Street’s “What’s Up Downtown” meeting. West Virginia native Tabitha Craig will open Tab’s Cafe at 400 State St. by Saturday, August 20. She talked about her seven siblings and how she had to help her mother cook.

Petaluma, CA – Acme Burger
Acme Burger is coming soon to Petaluma! The burger spot, which has outposts in Cotati and Santa Rosa, will soon be located at 330 Western Ave. at a 1950s gas station next to Crooked Goat Brewing.

Nashville, TN – Ophelia
The group behind the Church & Union restaurant is opening another concept in downtown Nashville, an application filed with the Metro Planning Department has revealed. 5th Street Group, led by CEO Patrick Whalen, will open in a 3,383 square foot space at 401 Church St. The new restaurant appears to be next door to Deacon’s New South, operated by A. Marshall Hospitality, in the L&C Tower downtown. Ophelia’s will offer pizza and craft cocktails, according to its social media pages, and will open in 2022.

Camden, DE – Five Guys
The incoming Five Guys will join Chipotle at 34 East St, Camden, DE 19934 in the Shoppes in Camden this fall, according to David Czapski, vice president of operations for the site. While the facility was originally slated to open earlier, delays caused by “anticipated equipment availability” brought things to a halt. However, with signage recently erected and Czapski predicting a later September opening, hungry Camden patrons will be eating up Five Guys’ massive, laid-back platters in no time.

Salem, MA – Barrio Tacos
A popular national taco restaurant arrives in Salem and is looking for new members for its team. The Cleveland-based Barrio Tacos, with locations throughout the Midwest as well as Haverhill and Portsmouth, NH, is moving into space at 41 Lafayette Street.

Philadelphia, Pennsylvania – Cavanaugh’s Rittenhouse
The new Cavanaugh’s Rittenhouse is set to open at 1921 Sansom St. Philadelphia, PA 19103 later this year, according to press release details. Operations Manager Mike Anderson told What Now Philly, “Going forward, we expect a mid-August [opening.] Our inspections are scheduled and hopefully we should meet our deadlines and be ready for mid-August.

For more information or to see the slopes in your area, please visit

Ken Robert
[email protected]

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Eatery Business

Market size for personal loans by 2028 | Numerous offers, low interest rates and fast payouts.

reports and data

The global personal loan market size has been very robust in 2020 and is expected to register a steady revenue CAGR during the forecast period.

NEW YORK, NY, UNITED STATES, August 10, 2022 / — The globe personal loan market The report recently published by Reports and Data offers a comprehensive examination of the critical development patterns found in the industry. The report is an exclusive document that contains valuable data and information related to the growth of the industry. The report provides useful insights into the market dynamics, profit margins, market share, gross revenue and other basic market segments for the forecast period 2022-2028. The study provides a benchmarking of the competitive landscape to shed light on the key players in the industry.

The report examines the factors that are likely to influence the growth of the personal loan market. The report includes the impact of the COVID-19 pandemic on the Personal Lending industry. The report provides an in-depth analysis of the market size, share, and growth and estimate them for the forecast years based on the COVID-19 crisis. The report is in tune with the recent COVID-19 crisis and its impact on the global market. The report examines the present and future impact of the pandemic and gives an insight into the market scenario in the post-pandemic world.

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Major companies featured in the report:

American Express
Pay off
Axos bench
Truist Financial Corporation
Avant, LLC
Lending Club Bank
Prosper Funding LLC
Social Finance, Inc.
universal credit
One Main Financial
Barclays PLC
DBS Bank Ltd
Luminous flux
citizen bank

Market overview:

The global personal loan market size has been very robust in 2020 and is expected to register a steady revenue CAGR during the forecast period. Key factors driving the revenue growth of the market are changing lifestyles, rising spending, and robust competition among lenders. Personal loans can also be used for wealth maximization as they are readily available compared to other types of credit, which also drives the demand for personal loans.

Competitive landscape:

Global Personal Lending Market Research Report offers competitive strategy analysis portfolio to help better understanding of the competitive landscape. The study offers a 360-degree view of business policies, company profiles, prices, costs, revenues and business contracts. In addition, it offers extensive data on current trends, technological advances, tools and methods.

The report provides strategic recommendations for market participants and newcomers, along with a graphical representation of the top companies’ shares to give readers a competitive edge.

To learn more about the report @

Market segmentation:

The report includes an in-depth analysis of the global personal loan market segmentation using graphical presentation techniques such as charts, tables, infographics and pictures. It discusses in detail the micro and macro factors affecting the different market segments. The study also further shows which segment is expected to register a large share of the market revenue during the forecast period.

Product Type Outlook (Revenue, $Bn; 2018-2028)

Secured Personal Loans
Unsecured Personal Loans

Tenure Outlook (Revenue, USD bn; 2018-2028)

Short term
medium term
long term

Lender Outlook (Revenue, $Bn; 2018-2028)

Non-bank Financial Companies (NBFC)
online lenders

The key regions covered in the report are as follows:

North America (USA, Canada)
Europe (UK, Italy, Germany, France, Rest of Europe)
Asia Pacific (India, Japan, China, South Korea, Australia, Rest of Asia Pacific)
Latin America (Chile, Brazil, Argentina, Rest of Latin America)
Middle East and Africa (Saudi Arabia, United Arab Emirates, South Africa, Rest of Middle East and Africa)

Important questions answered in the report

1. What will be the market size and growth rate in the forecast year?
2. What are the key factors driving the global personal loan market?
3. What are the risks and challenges ahead of the market?
4. Who are the major players in the Global Personal Loans Market?
5. Which trend factors influence the market shares?
6. What are the main results of Porter’s five forces model?
7. What are the global opportunities for the expansion of the global personal loan market?

Request a report customization @

Table of Contents:

• Overview of the global personal loan market
• Economic impact on industry
• Market competition from manufacturers
• Production, sales (value) by region
• Analysis of market effect factors
• Industry chain, sourcing strategy and downstream buyers
• Supply (production), consumption, export, import by region
• Production, turnover (value), price development by type
• Global Personal Credit Market Forecast
• Global Personal Loan Market Analysis by Application
• Manufacturing cost analysis
• Analysis of marketing strategy, distributors/dealers

Thank you for reading our report. For further questions or inquiries please contact us. Our team will help you to get the report according to your requirements.

About us:

Reports and Data is a market research and consulting company offering syndicated research reports, custom research reports and consulting services. Our solutions are solely focused on your purpose of locating, targeting and analyzing changes in consumer behavior across demographics and industries and helping customers make smarter business decisions. We offer market research studies that ensure relevant and fact-based research across a wide range of industries including healthcare, technology, chemical, energy and energy. We are constantly updating our research offerings to ensure our clients are up to date with the latest trends in the market.

Nikhil Morankar
reports and data
+1 2127101370
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Woman involved in Phil Trenary case back behind bars on new attempted first-degree murder charge

MEMPHIS, Tenn. (WMC) – The woman who was charged at age 16 with the 2018 murder of Memphis Chamber CEO Phil Trenary is back behind bars after a shooting in May.

Although her charge of first degree murder as a minor has since been dropped, Ricanisha Wright, now 20, has a new felony charge on her record.

Wright has been charged with attempted first-degree murder after police say she flagged down a car, allowing her brother to shoot a man in Castalia Heights.

On May 12, Memphis police responded to a shooting on S. Cooper Street where they found an unconscious man who was shot in the back while inside his car.

He was later transported to a local hospital in critical condition.

Five days later, the victim was able to provide an official statement to investigators. He told police that the day before the shooting, he got into a fight over money with a woman and her brother he knew from the neighborhood. This woman was later identified as Wright.

He said the argument led to a physical altercation.

The next day he saw Wright again, vigorously waving at him on the street as he drove his car. Wright was accompanied by her brother, he said.

He told police he was startled by this and slowed the car down. When he did, he said the brother pulled a handgun from his belt and opened fire on his car, resulting in him being hit in the back.

Prior to the interview, Wright had been developed as a possible suspect in the shooting.

Investigators showed the victim a series of photos, in which he was able to identify Wright as the person who reported him while he was driving, giving the shooter time to open fire on his vehicle.

The charges against the shooter are not known at this time and it is likely that he is a minor.

Copyright 2022 WMC. All rights reserved.

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Texas man charged with indecent exposure at Destin nightclub

DESTIN, Fla. (WKRG) — Okaloosa County sheriff’s deputies arrested 20-year-old Elijah Gants on Monday, Aug. 8, for indecent exposure at the Lucky’s Rotten Apple in Destin.

Staff at the 205 Mountain Drive hot spot told deputies that Gants undressed in the bar and peed on the front door of the building. Staff said Gants whipped his genitals and attempted to fight a bartender and two patrons inside the club.

Another victim told deputies that Gants was there to try to buy drugs. When he was unsuccessful, witnesses said he took a white YETI cooler from the club without permission and walked out.

OCSO deputies showed up at the scene for Gants to walk away with a white cooler. According to the report, Gants threw the cooler and started running away when he saw the patrol car.

Deputies said Gants tried to bite them during the restraint and took him into custody. He is charged with indecent exposure, robbery, resisting an officer and disorderly conduct.

Stay ahead of the biggest stories, breaking news and weather in Mobile, Pensacola and the Gulf Coast and Alabama. Download the WKRG News 5 news app and make sure to enable push alerts.

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Eatery Business

Best Business Loans for Minorities in 2022 – Forbes Advisor

Many lenders offer loans specifically for minority-owned businesses. These lenders typically have programs that offer lower interest rates, more flexible terms, or more accessible qualification requirements.

online lenders

Online lenders often have less stringent requirements than traditional banks and can provide financing more quickly. Additionally, minority-owned businesses often experience higher approval ratings from online lenders than from traditional banks. Loan amounts can vary from $1,000 to $500,000, with interest rates typically as high as 99%.

SBA Lenders

Loans backed by the US Small Business Administration (SBA) can help minority-owned businesses get the financing they need through the agency’s network of approved lenders. For example, the SBA’s Community Advantage loan program is tailored for companies in underserved markets. Loans are available for up to $350,000, with interest rates ranging from 4.5% to 6.5% above the prime rate.

Financial institutions for the development of the community

Community Development Financial Institutions — or CDFIs — are private financial institutions that provide banking and investment services in traditionally underserved communities. Loans may be available to minority-owned businesses through a Community Development Loan Fund (CDLF) or Community Development Venture Capital (CVDC) funds. Find a local CDFI by searching the The CDFI Fund’s searchable awards database.

Local banks and credit unions

Minority-owned companies often have greater difficulty obtaining credit from traditional banks. However, business owners who have an existing relationship with a local bank or credit union may be able to access competitive interest rates and flexible loan terms for their business loan needs.


Eligible small businesses can receive loans up to $50,000 under the SBA microloan program. Not only are microcredits limited to smaller amounts, they also have shorter repayment periods than traditional loans – up to six years. Interest rates ultimately vary by SBA-approved lender, but range from 8% to 13%.

Microcredit is available through a network of intermediary lenders, but the SBA offers a List of lenders potential borrowers can therefore search by state. A number of nonprofit organizations that aim to help minority-owned businesses thrive also offer this type of business financing.

peer-to-peer lenders

Peer-to-peer lending — also known as P2P lending — involves borrowing money from individuals instead of banks or other financial institutions. This type of business loan typically features less stringent credit requirements and a leaner and more accessible application process.

Loan amounts and interest rates can be more competitive than at a bank or credit union, but some private lenders charge significant fees in exchange for this convenience.

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Eatery Business

Best Unsecured Business Loans in August 2022 – Forbes Advisor

Business owners can apply for traditional term loans and lines of credit, US Small Business Administration (SBA) loans, and even other products like credit cards and checking accounts through TD Bank.

TD Bank offers business loans ranging from $10,000 to $1 million with terms ranging from one to five years. If you’d rather have access to a line of credit, it offers credit lines ranging from $25,000 to $500,000. Additionally, TD Bank is an SBA-approved lender, which means you can apply for an SBA through the bank. SBA loans typically have loan amounts of up to $5 million and terms of up to 25 years.

The company also excels at healthcare professionals, offering unique financing opportunities for dentists, veterinarians, doctors and optometrists. For example, it offers lending solutions up to $12 million with 100% practice financing plus working capital, in addition to partnership buy-ins and buyouts, equipment purchases, and practice mergers and acquisitions.

Note: While online applications are available for loans up to $100,000, you must apply in person for loans over $100,000. TD Bank has offices in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia and Washington DC

authorization: To qualify, applicants must have a personal credit score of at least 660. Your business must also have been in operation for at least one year. In general, qualifying for TD Bank is more difficult than non-bank online lenders on this list.

change of sides: While TD Bank offers same-day approval on their business loans and lines of credit, it may take up to two business days to receive your funds. SBA loans, on the other hand, can take several weeks to fund.

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Hillsdale’s beloved cafe victim of early morning burglary

PORTLAND Ore. (KPTV) – Someone broke into a beloved cafe in the Hillsdale neighborhood on Monday morning. The owners tell FOX 12 this is the first time someone has broken into Gigi’s Cafe in the eight years they’ve been there, but they also say they’re not really shocked it happened. in the neighborhood.

The owners, Charlene Wesler and Mike Susak, arrived around 5 a.m. after receiving a call in which their cafe had been broken into.

According to surveillance footage, you can see the rock flying through the window. Then a man in a hat, carrying two bags jumping out of the window, followed by a woman, also carrying a bag. They walk around and head for the kitchen, but take nothing. Then the man goes to the cash register and leaves.

“It would seem that there is no interest in anything else. In fact, they weren’t even in a rush. They walked very slowly, sort of to see what they wanted,” says Wesler.

According to police, upon arrival they searched the building but found it empty. But the thieves didn’t escape much. Charlene says they only escaped with about $100, but it will cost thousands in repairs.

” It could have been worse. We spent a bit of time this morning cleaning the glass inside and a bit outside as well,” says Wesler.

They cleaned up just in time to open for the day. But Charlene says she felt they were in a safe neighborhood.

“Recently we have seen an increase in burglaries. I know the restaurant across the street had its windows smashed last week,” says Wesler. “It’s just super frustrating. We try to help the community as much as we can, we try to help people who are down on their luck. So for that to happen to us, we’re a struggling restaurant. , trying to get back too.

The suspects are still at large.

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Aurora Celebrates the Opening of Three New Downtown Restaurants – Chicago Tribune

Aurora recently hosted events to celebrate the opening of three new downtown restaurants.

City officials gathered to celebrate the openings of Alice’s Corner, Kathryn’s Place and Craft Urban Aurora.

Alice’s Corner is the city’s first Bolivian restaurant, owned by Alice and Oscar Butron.

The Butrons have operated a food truck at local farmers’ markets for the past decade, but recently opened their own restaurant on New York Street, just east of River Street.

Fitness expert Quinton Thompson already owns QT3 Fitness Center in downtown Aurora and has opened his new companion business next door. Kathryn’s Place is a juice bar serving fresh juices, acai bowls and protein shakes. It is named in honor of Thompson’s mother, who recently lost her battle with breast cancer.

Restaurateur Bernie Laskowski opened Craft Urban Aurora last weekend, expanding his popular Geneva brand. The two-story restaurant rehabilitated a long-vacant building downtown, with an outdoor terrace, menu of American fare, and craft cocktails.

Kathryn’s Place and Craft Urban have both been in the works for a long time and their plans have been cut short due to the coronavirus pandemic. Both received help from the city to complete rehab and open up.

Both locations are directly across from each on a key downtown Downer Place and Stolp Avenue intersection.

Thompson received a total of $46,000 from the city to complete Kathryn’s Place and keep it running.

Laskowski purchased the building for Craft Urban in 2019 and entered into a redevelopment deal with the city. Originally, the deal was a $600,000 loan to be repaid by the restaurant over the next 10 years.

But things came to a halt during the pandemic in 2020, and Laskowski had to spend money just to keep his restaurant in Geneva afloat.

In November 2021, the city agreed to award Laskowski an additional $350,000, which the city received from federal funds. The city also gave Laskowski 15 years instead of 10 to pay off the original loan.

Due to rising costs, the project almost doubled from what it was originally supposed to be, to around $1.9 million.

Laskowski had a soft opening for his restaurant a few weeks ago, but the restaurant is now fully open.

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Chris Young + Mitchell Tenpenny Could Be ‘At The End Of A Bar’, But Chris Doesn’t Know Mitchell’s Drink Order – Deltaplex News

In the lyrics of their new duet, “At the End of a Bar”, Chris Young and Mitchell Tenpenny list some of the “millions of things” you might find when you find yourself in a bar.

From the friendly ear of a bartender to the love of a lifetime, there are a number of things just waiting to be found “At the End of a Bar” – but Chris says he usually only looks for one.

“If there’s a place with good whiskey, it’s good. Yeah. That’s all I need,” Chris told ABC Audio. If he had to pick one brand in particular, it would be Crown Royal, a brand he frequently partners with for military support initiatives.

But if he’s ordering for Mitchell, Chris says all bets are off – he has no idea what his duo partner’s favorite drink order is.

“I don’t really order for my friends at the bar,” the singer explains. “I always laugh when, you know, you see a band [of] people, and they sit down and they say, ‘What do you want?’ “I don’t know, what are you eating?” »

“And I’m like, ‘We can have different things,'” Chris continues with a laugh. “They have different bottles. You can order whatever you want.”

Chris may not be familiar with Mitchell’s favorite liquor choices, but he’s a huge supporter of his duet partner when it comes to his music. Mitchell received Sony Music Nashville’s Billion Streams Award earlier this week, and Chris appeared at the plaque presentation in support of his friend.

Copyright © 2022, ABC Audio. All rights reserved.

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Shooting nightclub closed 30 days

PHUKET: The nightlife spot where a sword-wielding man was shot dead by a pub security guard last week has been closed for 30 days for late trading.

The official notice was served on Friday (August 5), with the closure order in effect until September 3. According to the ordinance, the place “is considered a place where illegal acts and behavior are contrary to public order or morality. ”

The venue was eventually identified by Phuket officials on Friday as ‘Sod’ (which depending on the context can mean ‘fresh’, ‘single’ or ‘live’, as in ‘live music’), located at 445/ 1 Phuket Rd, Talad Yai, Phuket Town. The venue was previously known as Nai Mueang Phuket Pub and Karaoke Bar, located opposite Phuket Customs on Phuket Rd, just 200 meters from Phuket Immigration.

While the order was signed by Phuket Governor Narong Woonciew, the announcement marking the shutdown order listed more than a dozen high-ranking local officers involved in the investigation, including officers senior police.

The closure order also followed the site operator being given four days to try to explain why the site was open so late.

Initial reports said police were called to the scene at 5:50 a.m., but official reports later said the shooting happened around 5 a.m.

Yet according to the announcement made by Phuket officials last Friday, the statement made to officials by the site operator indicates that the incident happened shortly after 4am.

According to the venue operator, patrons were outside the venue waiting for heavy rains to subside to return home. Apparently they had been waiting for hours.

At around 4am, 27-year-old Phuket Town resident Traitaewit ‘Got’ Chindamaikul attacked a group with a sword after an altercation with a woman at the pub. A person was seriously injured in a finger, said the operator of the site, not identified by officials.

In response, pub security guard Chaiwat ‘Od’ Chuwong, 35, drew his Glock 9mm handgun and shot Mr Traitaewit once in the chest, killing him. Traitaewit’s body was found next to his white pick-up truck in the parking lot, more than 20 yards from the front of the club. Bloodstains were on the side of the van showing that he had fallen there.

Mr. Chaiwat waited for police at the scene and immediately returned the handgun used in the shooting.

Phuket officials’ announcement last Friday said Mr Chaiwat was not allowed to carry a firearm at the scene.

However, it has not been confirmed what charges, if any, he will face for the transgression.

Officials did not confirm what charges, again, if any, Mr. Chaiwat would face for the fatal shooting.

More than a week after the shooting, aside from their initial reports on August 1, Phuket City Police and Phuket Provincial Police have yet to make any public statements regarding their investigation into the shooting.

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Governor JB Pritzker visits UpRising Cafe in Lake in the Hills following hate crime and dispute with village

Governor JB Pritzker visits UpRising Bakery and Cafe in Lake in the Hills on Friday following a hate crime police say occurred at the business on July 23. | Photo: JB Pritzker/Facebook

Illinois Governor JB Pritzker visited UpRising Bakery and Cafe in Lake in the Hills on Friday after the business was vandalized last month on the day it was to host a controversial children’s drag show.

Pritzker said he visited the company to “turn our anger into action and work together to find solutions.”

“We must come together to fight the rising tide of hate against our LGBTQ+ neighbors and friends, including the recent hate attacks at UpRising Bakery and Cafe. Hatred has no place here,” Pritzker said.

The company in a social media post on Friday afternoon thanked the governor and said it was “the honor of a lifetime” to shake his hand.

Pritzker left a message and signed his name on one of the company’s boarded-up windows during his visit.

Governor JB Pritzker visits UpRising Bakery and Cafe in Lake in the Hills on Friday following a hate crime police say occurred at the business on July 23. | Photo: JB Pritzker/Facebook

UpRising had sustained extensive damage early in the morning of July 23.

Officers found smashed windows and spray-painted hate messages on the building.

Lake in the Hills officers, along with Algonquin Police Sgt., arrested 24-year-old Joseph I. Collins from the 11700 block of South Ridgeway Avenue in Alsip.

Collins was charged with hate crime, a class 4 felony and criminal damage to property, a class 4 felony.

UpRising was to hold a family drag show later that same day. The company canceled the brunch due to the incident, but it has since been rescheduled for Sunday.

Corinna Sac said her business started receiving threats in person and online early last month after it announced it was hosting the drag show children were invited to attend.

Corinna Sac, the owner of UpRising Bakery and Cafe in Lake in the Hills, (pictured) claimed discrimination and the village’s ‘conspiracy’ in a video after the village sent her a letter ordering her to stop hosting entertainment events following a controversial drag show event. | Photo – Left: Screenshot; Photo – Right: UpRising Bakery and Cafe

After the vandalism, Sac says he received a letter following a meeting with the Village of Lake in the Hills.

The letter ordered Sac’s company to stop hosting entertainment events, saying UpRising was not zoned for them.

The village said it would pursue “appropriate enforcement action” if the company continued to hold events.

The letter stated that violations of municipal code and zoning ordinances could be issued against Sac and its landlord. The village also said it could suspend or revoke business licenses.

“We have been hosting events pretty much since the day we opened. Live music, or paint and sip, cookie making lessons and cake decorating lessons,” Sac said.

“It is essential for UpRising to be able to host these events. It’s what fills the gap in our daily sales to make sure we can pay our rent, pay our taxes, and pay our employees,” Sac said.

Sac said she felt it was “discrimination and a conspiracy to interfere with my business.”

Police say UpRising Bakery and Cafe, 2104 West Algonquin Road in Lake in the Hills, was vandalized on July 23 before a controversial drag show was scheduled for later that day. | Photo: UpRising Bakery and Cafe

In a lengthy statement, the Village of Lake in the Hills said: ‘This issue concerns a business that is conducting activities that it was never licensed to conduct. Although the potential revenue from these entertainment events may be attractive to the business owner, the village seeks to comply with its zoning regulations.

The village said in the statement that it has received complaints from the owner and tenants of Cedar Ridge Plaza, as well as neighboring residences, regarding loss of business, parking, safety issues and zoning violations, following company events.

“Ms. Sac said she now views the potential revenue from these entertainment events as critical to her business. She has made it clear that her intention is to continue providing entertainment on a more frequent and extended basis. Her recognition of this change in its business model has required the village to consider zoning issues, as operating an entertainment business is not a permitted use in this location,” the village statement read.

In a reversal, the village has since agreed to allow the company to move forward with event plans, including the rescheduled drag event, in accordance with current zoning laws, according to the ACLU. from Illinois.

“We are delighted to have reached a mutual agreement with the Village of Lake in the Hills,” Sac said.

“UpRising Bakery and Cafe opened its doors less than a year ago with the goal of providing a safe and welcoming ‘home’ for all beings, we thank the community, the ACLU, KRV Legal, municipalities and our families for helping us achieve this goal. We can’t wait to get back to baking and hosting community events!” Bag added.

Kevin Fee, Senior Special Litigation Counsel at the ACLU of Illinois, said Thursday’s agreement is “good news” for the community and a “victory for free speech.”

“We commend the village leaders for their willingness to engage early in thoughtful discussions leading to this understanding that allows UpRising to continue to serve their mission of being a community resource for all,” Fee said.

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Understaffed restaurants, culpable price and wage hikes

Lake Street Local in Port Austin is just one of many restaurants in Huron County, and the country as a whole, that is struggling with an employee shortage that has become an industry-wide problem. industry.

Owner Ryan Detrick not only had to fill eight different positions himself, but also enlist the help of his mother and sister to fill in some of the job gaps. Now that the summer is drawing to a close, he will also lose his college employees who will return to school in the fall.

The biggest problem is money, according to Detrick. The relationship between food prices and restaurant employee payment is a domino effect, where the price of one affects the price of the other.

Previously, local restaurants could pay their employees $10 to $14 an hour, more than the big chains. However, company restaurants like McDonalds are now paying their employees between $16 and $17 an hour, forcing local establishments to match them.

There is also the question of qualifications; people need to be qualified to work as scullery cooks and get a higher salary, but corporate chain employees don’t need qualifications to work in a deep fryer and get paid $15 an hour at the beginning.

“Now we’re competing not just with the other restaurants in the area, but with the brands with an infinite amount of money,” Detrick said.

He’s seen this same problem with other restaurants, like at a friend’s in Greektown, Detroit, where they had to start paying their cooks $24 an hour instead of the $12 to $13 they were making at home. ‘origin.

This wage increase becomes particularly problematic with rising food and commodity prices, which are forcing restaurants to increase their menu prices. Combined with the shortage of employees, restaurants are forced to pay more for less.

The shortage has had a negative effect on the employees themselves, according to Detrick. They had to work multiple shifts to fill the gaps for more hours than a normal work week, which exhausts them. This is a problem, because it could lead to a drop in service quality, which could earn them more grief from less understanding customers. Detrick said he had a new waitress down in their first week of summer because of a particularly naughty customer.

Restaurants have a lot of seats to maintain and few staff to take care of them. The cooks in the kitchen are few, but a little understanding can go a long way to making a tough job a little easier to bear.

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A new wine bar is to open in Nob Hill

“Breweries, breweries, breweries.”

That’s what Jessica Beecher says she’s seen opening for the past 15 years in Albuquerque – a difficult market for a wine lover like her. It’s one of the reasons she decided Albuquerque needed a wine bar.

Along with her husband Seth Beecher (who previously owned Ambrozia Cafe & Wine Bar) and friends Mariessa Sanchez and Paul Chavez, Beecher founded Central Bodega, which will open August 13. The Nob Hill Wine Bar is located at 3418 Central SE. Of the four owners and staff, Beecher says, they have more than 100 years of restaurant experience.

” I like wine. I love everything about it – making it, selling it and drinking it,” Beecher said. “So yeah, there’s a lot of passion there.”

Beecher and her husband own Mission Winery in the North Valley, and Beecher is currently studying enology and viticulture (the study of wines and viticultural agriculture) at UC Davis. Beecher said that although New Mexico was the oldest wine region in the United States, she felt there was little interest in the industry for many years.

Now, says Beecher, “a passion for wine is returning” to the state. His own wine will be on the menu at Central Bodega.

The restaurant combines Spanish, Italian and French cuisine with its 60-wine list. The menu is inspired by the respective travels of the co-owners in Europe.

“Their focus is that food isn’t just food,” Beecher said. “It’s…a time to get together with loved ones and friends and reconnect over a meal and good drinks.”

Like its bodega namesake, the Nob Hill restaurant offers take-out sandwiches behind the deli counter and a retail section that offers everything from canned fruit to barbecue sauce and kombucha (produced by the Albuquerque maker Urbanmama505). Everything is made by small craftsmen. The restaurant will also sell take-out sandwiches and other treats.

Likewise, the menu features local ingredients and will change with the seasons.

“We … scoured the menu like crazy and tried, sampled and tweaked everything to get it exactly how we all want it,” Beecher said.

Buying local is important to Beecher.

“We will continue to build businesses and reinvest our money back into Albuquerque because we all believe in Albuquerque and we all love Albuquerque,” Beecher said. “And we want to see it prosper and grow.”

All four owners were born and raised in New Mexico. Beecher said there was no doubt where the partners would locate the restaurant – it had to be Nob Hill.

“We love Nob Hill,” Beecher said. “We’ve seen things go from turmoil and boom to being hit by COVID and all that shut down so many businesses. So we’re very excited to be a part of that and to watch Nob Hill’s revival – and hopefully be a part of it.

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Sheffield nightclub owners face licensing review after ‘targeted’ crash in which woman nearly lost her hand

South Yorkshire Police have called for a license review for ‘serious crime and disorder’, and the club’s owners are now awaiting the outcome of that review before they can reopen.

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Fox Hill Murder: A suspect is due in court today in the murder that shocked Sheffield…

Police have called for a review of the licenses of Bellairz nightclub on Shoreham Street, Sheffield, after several people were injured when a car drove into them in what police described as a ‘targeted’ attack.

A licensing review is standard procedure following a serious incident such as that which occurred outside Bellairz in the early hours of Sunday July 10.

When could the Bellairz nightclub reopen?

The club’s owners, who asked not to be named, told The Star that there had been no problems with the site before and that they were shocked by what happened that night- the.

They said: ‘Investigations are ongoing and we do not know when we will be able to reopen. We haven’t had any previous issues here and believe it could have happened anywhere.

“It all happened so fast. Everyone missed the preparation for what happened and we didn’t see what happened.

“We have reached out to the victims and we try to stay in contact with them to let them know that we are always here to support them as best we can.

“We are still shaken by what happened and we are still trying to process everything. There are some of the victims that we have not collected and we would ask them to contact us through our Facebook or Instagram accounts.

Launch of a Gofundme appeal for the victims of a “targeted” accident in front of a nightclub

The licensing review is for DTour, which the club owners say was the old name of the venue. It was due to be considered by Sheffield Council’s licensing sub-committee on Monday August 8, but the owners said they have now been told the hearing will not take place until the end of the month.

They said they hoped to reopen as soon as they were permitted and were looking at what could be done to improve security, which could include introducing ID scanners to the site.

Two men arrested on suspicion of attempted murder

An eyewitness told how a woman had to have her hand stitched up after being injured in the crash.

He described himself as “one of the lucky ones”, saying he too would have been badly hurt had it not been for the number of people standing between him and the wall.

“What happened ruined some people’s lives,” he added.

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Neighbors say Walker’s Cafe has unauthorized construction, owners say it’s just repairs

Trash and old appliances are left on the Walker’s Cafe site. Photo by Fabiola Esqueda

San Pedro residents say Walker’s Cafe has been under construction for a few months without a permit. However, a representative from Prospect Group, which owns the cafe, said they were just completing repairs and no permits were required.

Walker’s Cafe, a beloved restaurant in San Pedro that had been operating since the 1940s, closed in October 2021. After a campaign and petition to save the cafe and have it preserved as a historic landmark, Prospect Group l ‘bought in March 2022.


“I just assumed they got permits to do what they were doing,” said Noel Gould, a member of the Coastal San Pedro Neighborhood Council who lives next door to the cafe. “So, I didn’t say anything about it for a while. And then we checked and found that they hadn’t taken away a single permit.

However, Silva Harapetian, a representative of Prospect Group, said it was a misunderstanding.

“It’s not construction, there were repairs,” Harapetian said. “Not all the things we’re talking about required permits, there were repairs.”

Harapetian said those repairs were discussed in a meeting with officials from the Los Angeles Department of Building and Safety, the Office of Historic Resources and Council District 15. These repairs included a leaking roof, exposed electrical wires, and termite damage that threatened structural integrity. She said city officials didn’t give any approval for those repairs, but they discussed them.

“These repairs were absolutely necessary, otherwise the integrity of the building was at risk,” Harapetian said. “This property has not been touched for decades. It has been in poor condition for decades. »

Additionally, Harapetian said there have been numerous break-ins and vandalism, so Prospect Group often has people tending to the property even if they don’t work there. The city council is currently reviewing the building for historic landmark status, so no major changes are expected to be made. But Harapetian said the changes would not affect his status.

Nora Frost, director of public information for the City of Los Angeles Department of Planning, confirmed that such a meeting took place online on May 25.

“The owners discussed minor maintenance work they planned to do,” Frost wrote in an email. “The Office of Historic Resources has requested an outline of work to be reviewed for compliance with the Secretary of the Interior’s Rehabilitation Standards. Since that meeting, the OHR has received no such report or communication from the owners.

Emma Rault, a member of the Central San Pedro Neighborhood Council and leader of the initiative to have Walker’s Cafe declared a historic landmark, has heard complaints from neighbors.

“A number of people have sort of come through the site and said from the noise level it looks like it’s pretty intrusive, not just some sort of minor fix,” Rault said.

Gould witnessed work being done on the property and took video while looking over his fence. He also spoke to an inspector from the Building and Safety Department.

“He went up there initially and surprised them in the middle of the build,” Gould said. “He asked permission to enter the property, but was refused. And he issued a stop work order on the spot.

Gould said the workers phoned their boss and told him they were just doing routine maintenance, but the inspector didn’t believe them.

Building and Safety Department senior management analyst Tony Pelaez could not confirm anything about the inspector, but said the department is currently investigating a complaint against the property. On the ministry’s website, it lists a construction complaint made without a permit or inspection, and lists the date received as June 29. It lists two additional violations, namely that the building is substandard due to unsafe electrical wiring and plumbing. However, it has an effective date of July 14 and says it is under investigation.

Harapetian denies that a stop work order was issued.

“The inspector, he showed up at the property, and he wanted access to the property,” Harapetian said. “There was no Prospect representative to let him in. … Because he couldn’t get in, he wrote to us.”

Harapetian said repairs were not underway yet and were dealt with several weeks ago. However, Rault said that was wrong.

“I received a video from a community member of the work being done on the site yesterday,” Rault said on July 31.

Rault and Gould say construction work continued even after the stop work order. Gould said they don’t do it as often, but it’s happened at least twice.

“They have the place completely fenced off and very dark,” Gould said. “But I was able to look at one point when they were working and I could see that the floors had been worked and there was all kinds of Romex, you know, electrical stuff, that they were laying on the floors and all. So it is obvious that they were doing heavy electrical work.

Gould said they also installed windows in the back where they hadn’t previously and carried out major plumbing work, including replacing a pipe about 40 feet long.

“They sort of got knocked out on their own,” Rault said. “And we don’t know the extent of the work they’ve done. And it is not inconceivable that they have at this point caused irreparable harm to a historic structure.

Additionally, on July 30, the South Coast Air Quality Management District, or AQMD, placed a notice of compliance on the fence surrounding Walker’s Cafe, requesting proof of a prior investigation into the incident. asbestos, where hazardous waste is transported, among other things.

“They didn’t get a permit from AQMD either,” Rault said. “At this point, they fell foul of the city and the Air Quality Management District. … So [what] we are looking at is pretty serious, completely ignoring the regulatory bodies that exist when doing work on a building.

Rault spoke with a man who was in talks with Prospect Group about renting the property, but he said the company was only willing to rent him the front building, not the back buildings.

“He said that for this to be a viable business concept, [he] would need access to the cafe,” Rault said. “But also think about things like outdoor seating in the back or an auxiliary building that could be a fully functional kitchen if you want to offer a larger menu. And it was his impression, just from his conversations with them, that they were more interested in using the rest of the plot and/or the buildings that are currently in the back and converting them into some kind of residential units as a different source of income. ”

Harapetian said Prospect Group would not convert any part of the property into residential units.

“There was no discussion, no plans, no permits, none of that was part of our internal conversation,” Harapetian said.

Rault said Prospect Group quoted the buyer $10,000 to $12,000 per month for rent on the building alone before.

“It’s not an amount of money anyone could recoup on that kind of square footage,” Rault said. “What that suggests to me is that maybe they’re not acting in good faith and they’re not serious about renting it out as a cafe.”

While the buyer in question could not be reached personally for comment, Rault shared an email from her, confirming everything she said about him.

However, Harapetian said it was not set in stone how much Prospect Group would charge for rent.

“[If] we have to change, for example, the kitchen, or get permits, whatever, if Prospect Group spends money, then the rent and business structure with the operator would be different than if someone came and spent its own money to put it into operation,” Harapetian said.

Harapetian said everyone she spoke to was in talks to rent the entire property.

“Everyone we spoke to, the conversations were geared specifically toward finding someone who can operate a restaurant that is going to protect the integrity of Walker’s Cafe,” Harapetian said..

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Charleston-based ‘fast casual’ restaurants considering expansion | Food

Charleston isn’t as fast-paced as some of the nation’s larger cities, where fast-casual brands, many of which are chains, serve as lunch and dinner options for those on the go.

But Charleston’s appetite for fast food that’s not lacking in quality continues to grow, as do the handful of independent counter-service eateries that have their roots in the holy city.

As this type of service becomes increasingly popular, the line between casual quick service and full service is beginning to blur, and owners of restaurants where customers order at the counter say customer service remains a top priority. .

For local fast food brands with multiple locations, maintaining cohesive operations across all of them is a priority, especially when opportunities for expansion arise.

Focus on salads

Charleston didn’t have many local restaurants that offered fast service and health-conscious cuisine when Jennifer Ferrebee opened Verde with her husband on King Street in 2011.

So the restaurant serving make-your-own salads topped with house dressing and an assortment of over 40 toppings quickly gained traction.

“We had seen fast-casual restaurants in other cities, but at the time, in 2011, Charleston didn’t have what I would call a lot of fast-casual restaurants,” Ferrebee said. “We knew it was a type of restaurant and for us it was really appealing and somewhere we would want to eat.”

When the first Verde opened, the couple thought the concept could work, given its proximity to the College of Charleston. They did not expect to serve South Carolina at five locations 11 years later.

“We really felt like the students would be in on it and it would be something they would like,” she said. “From the first year, it worked and we were delighted.”


Verde specializes in make-your-own salads topped with house dressing and an assortment of over 40 toppings. Green/Provided

After opening two Verdes in Mount Pleasant, one in West Ashley and another in Columbia, Ferrebee grew the company to just under 100 employees. The menu changes seasonally, but some salads have stood the test of time.

“Amazingly, some of our signature salads have been on the menu since day one,” she said. “The basis of what we do hasn’t evolved a ton.”

A recent change has been the addition of canned beer and wine, a service launched by Verde earlier this year. Online orders now account for 40% of Verde’s business, up from 15% before the pandemic.

“The pandemic has certainly changed the number of people ordering online and a lot of people haven’t returned,” Ferrebee said.

As they continue to adapt to the pandemic-induced changes to the business, Ferrebee has its eye on more growth opportunities. She said North Charleston, Summerville and other Columbia neighborhoods could be the next home of a Verde outpost in the near future.

Beyond State Borders

Verde isn’t the only casual dining brand born in Charleston that’s expanding to other parts of South Carolina and beyond. Saveurs du Monde will soon add a fourth French café on Seabrook Island, soon to be followed by Summerville.

Owner Thierry Chateau, who opened the first Saveurs du Monde nearly 10 years ago, said operating a single location was never the end goal. There were initially plans to expand the business which was recently boosted by a partnership with “Mr. Wonderful” (Kevin O’ Leary) of “Shark Tank,” the popular show where investors hear the pitches of business owners seeking funding.

Saveurs du Monde works with investor 'Shark Tank' on expansion and franchising

Kairos Mediterranean (copy)

Kairos Mediterranean recently opened a new restaurant in Summerville in January 2022, its third in the Charleston area and sixth in South Carolina. File/Reese Moore Photography/Supplied

In 2021, Chateau began fundraising with O’Leary’s Startengine, a capital market firm that helps companies and investors find their partner. In June, Saveurs du Monde obtained franchising authorization in the hope of expanding nationally.

The owners of Mediterranean restaurant Kairos, which first opened in Mount Pleasant in 2017, are considering a franchise route after taking their business beyond the state lines of South Carolina. Cary Chastain and Will Oriani own and operate seven Kairos locations: three in the Charleston area, two near Greenville, one in Columbia and one in Tallahassee, Florida.

“The vision was to serve delicious, healthy food and give people an option as affordable as all that,” Oriani said. “As you have growth, it is very tempting to start outsourcing things. It takes a big commitment to make sure you serve fresh food that you prepare every day.

Kairos had been chef-led from the start, when Chastain and Oriani hired current South Carolina Chef Ambassador John Ondo as a consultant after closing his Cannonborough-Elliotborough Lana restaurant in 2017. (Ondo later joined the ownership team but is no longer affiliated with the Company.)

From spreads to pickles and a 17-step falafel, Kairos offers a menu filled with homemade bowls, salads, platters and pitas.

“It’s the core of what I consider to be our strong point moving forward,” Oriani said.

Sandwich BBM.jpg

Banh mi sandwiches range from $9.50 to $10.75 at Bon Banh Mi. Bon Banh Mi/Supplied

‘Quick Gourmet Meal’

Bon Banh Mi owners Jason Sakran and Jeremy Spencer aren’t big fans of the fast and laid back moniker.

With two locations in the Charleston area and another en route, Bon Banh Mi has many of the features found in fast casual restaurants, including counter service and online ordering.

Although structured to accommodate a large volume, Bon Banh Mi’s menu features homemade ingredients that feature in Southeast Asian-inspired bowls, tacos, salads, and banh mi sandwiches.

This, combined with their staff’s commitment to customer service, sets Bon Banh Mi apart, the owners said.

New Bon Banh Mi restaurant, gift shop in Mount Pleasant;  Bedford Falls plans to expand

“The experience we aim to deliver…I call it fast food, which means it’s a higher level of service,” Spencer said. “So being in the same category as somewhere that maybe doesn’t put as much emphasis on those things, maybe that would be my only gripe to define the segment as fast and laid back.”

The food, described as “healthy, vibrant and fresh,” is inspired by recipes Sakran and Spencer would cook for friends and family. They are under no illusions that the restaurants were built to spend a lot of time in Southeast Asia, but that doesn’t mean their food can’t be delicious and something people crave, have they stated.


Bon Banh Mi’s third location will open later this year in the Walmart-anchored market at the Oakland Mall at 1100 Oakland Market Road in Mount Pleasant. Bon Banh Mi/Provided

According to Sakran, the concept was built around the idea of ​​replication, meaning there could be more Bon Banh Mi in the Carolinas and beyond in the future. Owners had plenty of opportunities to expand beyond the Lowcountry in the past, but they went with the basics approach.

Customers often don’t leave a tip after ordering at the Bon Banh Mi counter. Some leave it at that, while others feel inclined to leave money on the table after talking to Bon Banh staff Mi throughout their meal, Spencer said.

An influx of online orders in a post-pandemic world has reduced those opportunities to engage with customers, but this part of the business remains a top priority, especially as the business expands.

Sakran calls it a hybrid model.

Sour beers abound at the

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New: South City Tavern is your local corner bar serving classic Buffalo pub grub with a game of darts

South City Tavern / Photo courtesy of South City Tavern

Many bars and restaurants strive to be a ‘purple elephant’ – be something that stands out by offering something you won’t find anywhere else. This often translates to a destination bar or restaurant, something that offers unique classic dishes (elevated baked potatoes!) or a concept you won’t find anywhere else (fine sci-fi cuisine!).

Corner bars are the glaring exception to this rule. While some of these might lure people in with food or live music, the most successful ones involve flexing the familiar, providing a stasis that allows the outside world to temporarily melt away. A place where strangers can share stories about shitty bosses and the time they hit a deer.

That’s the idea behind the new South City Tavern.


South City Tavern / Photo courtesy of South City Tavern
South City Tavern / Photo courtesy of South City Tavern
South City Tavern / Photo courtesy of South City Tavern

“I remember my dad taking me to local bars in the 70s, and it was almost like the show Cheers: Everybody knew everybody,” says Dusty Rhodes, managing partner. Opening this kind of bar is harder than it looks. Regulars are fiercely loyal to their favorite bar. Rhodes knows it.

“You have a chance of winning someone over, especially people who already have their corner spot where they go Monday to Friday. If these people say hey let’s try this new South City place, we gotta make a good first impression.

“Your new customers need to feel like the staff really want them there, and they’re not just another ring on the cash register.”

The new tavern may have the shiny shine of a recent renovation, but the old Buffalo essentials are still here. Darts? Check. Beer signs? Check. Thurman Thomas jersey framed on the wall? Check. You know it and you love it.


South City Tavern / Photo courtesy of South City Tavern
South City Tavern / Photo courtesy of South City Tavern

If you need more than good vibes to refuel, South City serves up classic Buffalo pub grub. Big pub burgers towering over a side of fries. Cheese crusted pots of French onion soup. Quesadillas so stuffed that each slice requires two hands.

There are also chicken wings based on recipes developed at South City’s sister bar, The Old School Tavern on Clinton Street. Proud of his wings, Rhodes says there’s no need to leave Buffalo and go to a place like Bar-Bill.

“I don’t kick Bar-Bill’s wings,” he said. “They’re great, but it’s East Aurora, not Buffalo. When people are looking to get to the city of Buffalo for wings, it’s a long drive from downtown.

South City Tavern / Photo courtesy of South City Tavern
South City Tavern / Photo courtesy of South City Tavern
South City Tavern / Photo courtesy of South City Tavern

As well as being a watering hole with essential pub food, there’s also a weekly karaoke night, live music and occasional comedy nights. Rhodes says there are also plans for a darts league and regular trivia nights.

The South City Tavern is firmly rooted in the past. But that doesn’t mean he’s stuck in his ways. Rhodes says he regularly chats with other bar owners in the area to keep his finger on what locals are looking for.

“The local bar owners used to travel and go to other bars,” he says. “It stopped for a while, but now it’s starting to come back. For a while, things felt a bit fierce, where people saw each other as competitors. But now we’re starting to realize that we’re not really stealing customers from each other. We all have our regulars. So the more we can help each other, the better it will be for everyone.

Hours of operation at time of publication (subject to change): Tuesday to Saturday from 11 a.m. to 12 p.m., Sunday and Monday CLOSED

Southern Town Tavern

1345 S Park Avenue Buffalo, NY 14220 • $$

pub food

southern buffalo

Bar, Casual Dinner Service

South City Tavern is a newly renovated tavern located on South Park in Buffalo. We offer a variety of bottled beers and spirits and great food, banquets,…

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Types of personal loans and how they work

Different types of personal loans

Each type of personal loan has advantages and disadvantages. Your unique situation will help you decide which is best for you.

Secured Personal Loan

A secured loan – as the name suggests – secures the loan for the lender with collateral. If you default on your loan payments, the terms of a secured loan allow your lender to take possession of the collateral as payment.

Although secured personal loans require borrowers to risk an asset as collateral, this allows borrowers to access reduced interest rates. In addition, secured personal loans allow borrowers whose poor credit ratings would otherwise prevent them from taking out debt to obtain credit.

Unsecured Personal Loan

Unsecured Personal Loans are typical rather than guaranteed. Borrowers with sufficient credit (usually 600 or higher) can access unsecured personal loans. Your credit score determines how much your lender is willing to lend you. The better your credit score, the lower the interest rate you can get from your lender. However, unsecured personal loans rarely have an interest rate as low as secured loans.

Fixed rate and variable rate loans

Interest rates on personal loans come in two types: fixed and variable.

Fixed rate loans have an interest rate that never changes. The permanent rate allows borrowers to always make the same monthly payment and not worry about a floating rate increasing their payment out of the blue. However, fixed interest rates are unlikely to be as low as variable interest rates can be.

Adjustable rate loans (sometimes referred to as adjustable rate loans) offer borrowers an introductory period with an interest rate that is often lower than a fixed rate loan. After the initial period expires, the interest rate adjusts and changes based on trends in the larger credit market. Preset upper and lower limits determine how far your interest rate can go up or down.

Adjustable rate loans are great for borrowers who can pay off the loan before the introductory rate expires. However, borrowers who plan to carry the loan debt throughout the term may find a fixed-rate loan cheaper because it doesn’t come with rising interest rates.

Debt Consolidation Loan

debt consolidation Loans are a popular option for borrowers facing multiple debilitating debts. Ideally, debt consolidation loans allow you to consolidate all of your debt into one account that charges less interest than the original debt.

For example, they are often helpful with credit card debt and student loans. By making an affordable monthly payment, you can tackle your debt efficiently and avoid paying off multiple debts with high interest rates.

However, debt restructuring loans are only beneficial if they save you money. Therefore, it is recommended that you confirm with your lender what interest rate they will charge you, whether the interest rate is fixed or variable, and what your monthly payment will be. Additionally, just like most other loans, debt consolidation loans have processing fees, so taking out a loan without doing your homework could be an expensive mistake.

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Indy man charged with reckless homicide following December nightclub shooting

INDIANAPOLIS — An Indianapolis man has been charged with reckless homicide after he fired five shots at a crowd of people and killed one, according to court documents.

Torrion Williams, 27, has been charged with reckless homicide, a felony 5, after shots from his gun hit a woman outside a nightclub near Castleton in December .

IMPD received a call about a person shot dead at the Epic Ultra Lounge on the 8200 block of Center Road on December 26.

Upon arrival, they found Keyohnna Stone, 31, with gunshot wounds. Police said she was taken to hospital in critical condition but died two days later from her injuries.

In an interview with police, Williams explained her version of what happened.

Williams told police he was at the club with her husband. When he went to the bathroom, two men in the bathroom began to touch Williams in a sexual manner, according to Williams’ statement in court documents.

Williams told police he told them to stop and left the bathroom to go tell her husband what had happened.

According to court documents, when Williams told her husband, he and the group they had come with decided to leave.

As they sat in the car, an angry group of 8-10 people came out of the club. According to Williams, Stone was part of this group.

When Williams’ husband tried to speak with the group to prevent an incident from happening, the group pulled him out of the car and began beating him, according to Williams’ statement in court documents.

Williams explained that he grabbed a gun from their car and asked the group to stop and said he would start shooting.

According to his statement in court documents, Williams began shooting in the air. He also said he heard more gunshots than he was firing.

After he started shooting, Williams said someone then punched him in the face, sending his gun flying back into the crowd, according to court documents.

After filming, the band left the club parking lot.

Investigators were able to link the fatal shooting to Williams’ gun.

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How Kenyan banks price their loans

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How Kenyan banks price their loans

Customers being served at Family Bank Tower branch in Nairobi. PHOTO | SALATON-NJAU | NMG

Since 2014, Kenyan banks have used the Annual Percentage Rate (APR) to show borrowers how much their loans will cost, including fees and interest.

However, it wasn’t always like this. Previously, lenders were regularly criticized for “hidden fees” on loans, which were in the fine print of contracts, disclosure of which was only accessible to those savvy enough to ask.

Borrowers can now access the full range of loan fees. But many of them still don’t take the time to review the terms of their loans, focusing only on the interest rate applied to the debt.

Banks are aware of this and therefore market their loans largely based on the top-line interest rate.

However, analysis of bank loans shows that third-party fees, charges and fees add significant costs, adding on average 6.4 percentage points to the average 13.5 percent interest rate charged by Tier 1 banks.

These additional fees and charges are payable to banks, third parties such as lawyers and appraisers, and the government through excise duties.

Bank Loan Application/Processing Fees

Internal dues include valuation/arrangement/negotiation fees depending on the bank.

Lenders charge application fees to cover loan processing administrative costs, which involve aspects of the borrower’s financial risk assessment. Banks usually deduct this fee from the loan amount, although some require the borrower to pay it up front.

These fees vary from lender to lender and are usually set as a percentage of the loan amount – and therefore can add significantly to the overall cost of borrowing.

Among the nine Tier 1 lenders, these internal bank charges for an unsecured loan facility vary from 2 percent (DTB) to 4 percent (I&M Bank), while the others charge between 2.5 percent and 3.0 percent.

In addition to the processing fees, some lenders like the credit union include a mobile notification fee.

credit life insurance

A mandatory third-party fee intended to cover the lender in the event a borrower is unable to service the facility due to death, loss of employment, disability, or terminal illness affecting the ability to service a loan.

Also known as credit protection, it is taken out by the borrower on behalf of the lender, paying a premium which the lender is compensated for, for example, in the event of the borrower’s death.

The average annual insurance fee for a Sh1 million unsecured loan with a Tier 1 lender is between 0.4 percent and 0.6 percent of the loan amount.

Attorney Fees

The lender will typically engage law firms to conduct due diligence on the collateral property to determine ownership and compliance with government levies such as ground interest and to ensure it is not encumbered with other loans.

The lawyers also take care of encumbering the property with the loan and releasing it when the payment is complete. Some lenders hire outside legal help to draft loan agreements, which increases the cost to the borrower. The borrower also pays the government fees for registering the security.

Valuation Fees and Stamp Duty

Borrowers who use land, vehicles or real estate as collateral for loans also incur costs related to the valuation of these securities when they take out the loan. These appraisal fees also apply to mortgage borrowers.

The banks need the assessments carried out in order not to fall short in covering the secured credit facilities.

Home loans are also subject to stamp duty, levied by the Kenya Revenue Authority (KRA) at 4.0 per cent of the property cost or open market value, and an additional 0.1 per cent of the loan amount if the property is encumbered for collateral purposes .

State Taxes

The fees that banks charge for the loan are also subject to excise duty, which is levied at 20 percent. For Tier One banks, where bank charges range from Sh20,000 to Sh40,000, excise duty ranges from Sh4,000 to Sh8,000 per loan application.

Professional attorney and appraisal fees are also subject to VAT, which is levied at the standard rate of 16 percent and borne by the borrower.

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Vitality Bowls will bring the Superfood Café Concept to Modesto

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Local entrepreneurs sign deal with Vitality Bowls to open new cafe in Stanislaus County

August 02, 2022 // // MODESTO, Calif. — Vitality Bowls, which specializes in açaí bowls — a thick blend of antioxidant-rich açaí berries from the Amazon, topped with a variety of superfoods — announced a signed agreement with local entrepreneurs, Silvana and Reter Robin, to open the famous superfood cafe in Modesto.

Silvana and Reter plan to open the cafe near the booming Market Place mall and the popular Village One community area, where the health-focused fast-casual eatery will provide local residents, business professionals and visitors with access to an assortment of nutrients. dense foods not found elsewhere. After the opening of the first Vitality Bowls, Silvana and Reter hope to continue to other locations.

“The fresh ingredients and superfoods offered by Vitality Bowls will blaze a new trail for healthy eating in the Modesto area,” said Silvana Robin, a seasoned business professional with more than 30 years of sales management experience. by retail. “There’s something for everyone on the Vitality Bowls menu, including various gluten-free and vegan options. The cafe will be a great place for people to enjoy delicious food they can feel good about, and as a lifelong Modesto resident who is committed to healthy living, I know it will be the perfect addition to the local business community and restaurant scene. .”

Over the past decade, Northern California-based Vitality Bowls has become a true leader in the health food industry. The sophisticated and dynamic cafes fit perfectly into the unique collection of superfood dishes, all of which contain extraordinary ingredients packed with antioxidants and high nutritional values.

Vitality Bowls offers a variety of delicious options, such as the Dragon Bowl (with pitaya, pineapple, coconut milk, goji berries and bee pollen), the Green Bowl (with graviola, strawberries, kale, dates, spirulina and hemp seeds) and their signature Vitality Bowl (with organic acai, strawberries, banana, organic granola and honey).

In addition to acai bowls and smoothies, the brand offers a varied menu that includes hot and savory dishes, including salads, cereal bowls, wraps and toast loaded with nutritional ingredients and a wide range of toppings. of superfoods. Options include the Vitality Wrap made with hummus, avocado, super greens, cereal, roasted potatoes, radishes, pickled red onions, lemon tahini dressing, vegan aioli with garlic and super seed crunch, wrapped in a tomato and basil tortilla. Plus, all acai bowls and smoothies are made without any filler ingredients like ice, frozen yogurt, or artificial preservatives, resulting in the purest taste possible.

“Silvana and Reter are exactly the right entrepreneurs to grow the brand in Modesto,” said Tara Gilad, co-founder of Vitality Bowls. “They truly embody the values ​​of Vitality Bowls and share our mission to bring delicious and healthy food options to the community.”

There are currently over 140 Vitality Bowls locations open or in development across the United States.

About Vitality Bowls

Roy and Tara Gilad founded Vitality Bowls in 2011 in San Ramon, California. The duo launched the superfood cafe concept after discovering their daughter’s severe food allergies and wanted to find safe and healthy food alternatives. Since the franchise began in 2014, the brand has grown to more than 145 cafes open and in development.

Between 2019 and 2020, Vitality Bowls won the “Best Franchise to Buy” – New Ethnic Eats Category Zor Award, was named to the Top Food Franchise List and Top New Entrepreneur Franchise List, Top 200 List + Franchise Times Top Franchises, Entrepreneur, Inc.’s list of Growth Franchises, 5000 Fastest Growing Private Businesses, Restaurant Business’s Future 50, and Fast Casual’s Top 100 Movers and Shakers.

In 2021, Vitality Bowls ranked on Entrepreneur magazine’s 500 franchise list, claiming first place in the Açaí Bowl category and an overall ranking of #185.

To learn more about Vitality Bowls franchise opportunities, visit and for more brand information, visit the company’s website at

SOURCE Vitality Bowls


Media Contact:

Sierra Gardner
PR of all points
Office: 847-897-7472
[email protected]


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Maine restaurants and hotels see strong recovery despite understaffing

Maine restaurant and lodging revenue in May rose from a year ago, reflecting a strong start to the tourist season as the industry still struggles to recover from the pandemic.

Restaurants saw taxable sales rise nearly 8% to $281.4 million in May from a year earlier, according to the latest state data. Accommodation taxable sales increased more than 17% to $128.4 million during the same period.

The increases were even higher compared to April sales, with taxable restaurant sales up 17% and accommodation nearly 62%.

This is good news for the state, as these two sectors make up a large part of the tourism industry, a major economic contributor. Tourism had a total economic impact of nearly $14.5 billion in 2021, up 61% from the first year of the pandemic marked by economic restrictions. The industry supports about 143,100 jobs, or about 21% of employment in the state.

“This is very good news,” said Matt Lewis, CEO of industry group HospitalityMaine.

He still expects some restaurants to close temporarily or completely as they still struggle to recruit enough staff to stay open for full hours. He said many restaurants had not received grants from the Small Business Administration’s Restaurant Revitalization Fund, and the US Senate in May rejected an effort to replenish the fund.

Restaurant and accommodation businesses are still showing a strong recovery from their pandemic low in April 2020, when strict travel and health restrictions related to COVID-19 were in place. During that month, taxable restaurant sales fell to $85.6 million and lodging to just under $10 million, with the hospitality industry losing about $1 billion in taxable sales in 2020.

Bar Harbor’s hot tourist area saw taxable sales of about $1 million in May 2020, but sales rose sharply to $8.6 million last year and $10.5 million this year. May 2022. Accommodation taxable sales were $462,000 in May 2020, but last reached $8.9 million. year and $10.3 million this year.

Still, Lewis said some members of HospitalityMaine are reporting parking lots are less busy now than they were last year and occupancy rates are lower than last year. Fall bookings at hotels are strong, perhaps because of makeovers for postponed weddings and fall foliage tours, he said. Inflation-related price increases also play a role.

“Price growth will help most places overtake last year,” he said. “But we’re not off the hook yet.”

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The 10 Best Outdoor Bar Carts For Your Backyard, According To The Experts

Also available at Target and Walmart.

Advantages: There is a built-in ice bucket, stemware holders and bottle holders.

The inconvenients: This is only a two-level cart.

The Best Choice Products Outdoor Rolling Wicker Bar Cart ticks all the boxes. With an integrated ice bucket, stemware holders and bottle holders, it’s great value. “Bar carts can be expensive, but if you’re on a budget, don’t let that scare you off. Find something sturdy and then focus on spirits,” says Mike Podlogar, Ready-to-Drink Program Manager at Boardroom. Spirits in Pennsylvania. Although this bar cart only has two shelves, the bottom shelf is so functional that we can’t resist recommending it as the best overall. On the bottom shelf there is space for three bottles of wine and spirits, any mixers you might need on the corresponding side and an ice bucket in the middle to keep all your drinks cold. The stemware rack is a bonus and provides an invisible third shelf for wine glasses. We love the glass top of the top shelf and how easily you can wipe down the surface for quick cleanup. Finally, did we mention it’s wicker? This classic wicker weave will match many outdoor furniture pieces and is easy to wipe down when the party is over.

  • Dimensions: 43.5″ (L) x 18″ (W) x 36.5″ (H)
  • Material: Weather-resistant wicker, steel frame and tempered glass top
  • Storage: Yes
  • Care: Clean with a damp cloth
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Restaurant guild leader Jesus Rivera shot dead outside nightclub he owned in Acapulco, Mexico

The head of the restaurants, bars and nightclubs guild in the Mexican resort town of Acapulco was shot dead on Sunday, the district attorney’s office said.

Jesus Rivera was killed in the early hours of the morning outside a nightclub he owned, after unknown assailants opened fire on him and then fled, State authorities in the southern region of Guerrero said.

“The prosecution has opened an investigation against those responsible for the crime of aggravated homicide,” said a statement from the agency.

The attack happened at the start of the summer holiday season, one of the busiest times of the year for the city, with tourists flocking to the area’s pristine beaches.

Recent months have seen at least three attacks on nightclubs in Acapulco, local media reported.

In April, at least three people were killed in a shooting and subsequent pursuit by police officers at a beachfront restaurant in Acapulco. Video broadcast on social networks and Youtube showed people running on the beach as gunshots rang out.

This shooting occurred just days after the severed heads of six men were discovered on top of a Volkswagen in the town of Chilapa de Alvarez, which is also in the state of Guerrero.

Guerrero, on the Pacific coast, is one of the most violent states in Mexico due to the presence of criminal gangs and drug trafficking.

Mexico, hit by a spiral of violence linked to organized crime, has recorded more than 340,000 violent deaths since December 2006, when a controversial military operation against drugs was launched.

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