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July 2022

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StanChart ranked I&M loans as the most expensive

capital markets

StanChart ranked I&M loans as the most expensive


The Kenyatta Avenue branch of Standard Chartered Bank in a picture taken on January 3, 2020. PHOTO | SALATON-NJAU | NMG

I&M Bank and Standard Chartered have the highest borrowing costs among Tier One lenders in Kenya, with external or external fees being a key borrowing cost differentiator among major banks.

The Borrowing Costs website developed by the Kenya Bankers Association (KBA) and the Central Bank of Kenya (CBK) shows that a borrower taking an unsecured personal loan of Sh1million for one year from I&M incurs a total borrowing cost of Sh127,140 .

A similar loan at StanChart is Sh117,745, followed by Equity Bank at Sh114,057 and Co-operative Bank at Sh111,929.

These fees include interest on the debt and other internal and external charges such as bank fees, legal fees, insurance and government taxes.

According to the website, the lowest borrowing costs for a loan from Absa Bank Kenya are Sh76,147. However, it does not specify whether bank and external fees apply to the loan.

The other four lenders charge between Sh95,807 (DTB) and Sh107,207 (KCB) for their loans.

Tier 1 lenders have 12.65 million loan accounts on their books, accounting for 97 percent of the total in the banking sector, according to the CBK’s 2021 banking supervision report. They have also cornered 75 percent of the industry’s total deposits and assets.

In mid-2017, information on borrowing costs for personal loans and mortgage lending began to be published on a common web platform to make it easier for customers to choose between lenders when looking for a loan.

Previously, comparing loan prices between different banks was difficult for bank customers, whose only option was to tediously physically move from one institution to another when purchasing a loan.

Based on the currently published loan prices, there is a finite range in loan interest rates between Tier One banks, with the variance resulting from bank fees and external fees.

KCB, Equity, NCBA and DTB charge 13 percent, I&M 14.3 percent, Stanchart 14 percent, while Absa and Stanbic charge 13.77 percent and 13.65 percent, respectively.

DTB published the lowest charges excluding interest at Sh24,000 while the highest charges are for I&M loans at Sh48,000.

Lenders, due to their limited ability to raise interest rates, turned to the unfunded revenue from such fees to increase revenue before their risk-based pricing models were approved by the CBK.

Only Equity Group has announced that it has received pricing approval, but yesterday the CBK said more than half of banks have already had their risk-based models approved or signed by the regulator.

These approvals will allow banks to vary lending rates according to a borrower’s risk profile, with the expected result of improved access to credit across the economy.

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Cafes

A cafe with the concept of a prison in Lavas Kopi Medan, USA

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Lavas Kopi is the only cafe that has the undertones of a prison or a holding cell in the penitentiary (Lapas) in the city of Medan. This cafe is located on Jalan Perjuangan, Sei Kerja Hillir Village, Medan Perjuangan District, Medan City, North Sumatra.

Observation Second North Sumatra Going to this cafe, it looks like there are many seats inside like a holding cell. Plus, there are names that should be in jail.

For example, there are holding cells for drug addicts, corruption, rape, criminals and the like which make this cafe feel truly unique.

At the outer gate, visitors will see a huge fence with a wire strip at the top, like a prison. In front of the building, the name of the cafe will be displayed with the words Lavaz Kopi Class 1 Meydan, just like the name of the class I prison, Tanjung Gusta in Medan.

After passing through the fenced area, at the entrance to the cafe, visitors will see a height chart which is commonly used to measure the height of prisoners. Usually many visitors to this place take pictures as if they are prisoners.

Inside the cafe there are also middle seats which look like other cafes. The seat was made of brown wood which was neatly arranged. This cafe also offers injury seating on the second floor, confined to a single cell.

Wahdan Choir Nashushan, as the manager of the cafe, acknowledged that Lavas Kopi Meydan is a branch of Lavas Kopi which was originally established in 2017 in Kisanan, Asan Regency.

“Lavas Kopi Medan will open in June 2022. This cafe is open daily from 10:00 WIB to 23:45 WIB,” Wahdan said in an interview on Sunday (7/31/2022) by dateiksumt.

It is said that apart from being a place to eat, the owner of the cafe also wants to provide education so that residents who want to know about the conditions in the prisons can see the concept promoted by this cafe.

“The concept of Lavas Kopi was inspired by prisons in the United States. The concept was embraced until it eventually became a cafe,” he said.

Besides the prison-style architecture, the menu of the dishes served has also been adapted from the prison concept. For example, gel fried rice. This fried rice is actually in terms of food ingredients, it is similar to normal fried rice.

But what’s the difference, because it’s fried rice wrapped in poached eggs. It refers to the concept of fried rice enclosed in an egg.

Besides the fried rice, the other favorite menu at this cafe is the Oreo monster drink. For those of you who want to try a healthy drink, the cafe also serves Jogja Vedang Uwo’s specialty drink which is made from herbal ingredients.

However, don’t worry, the menu served in this cafe is also varied. The price is also very affordable. So don’t worry, the food from this place won’t make you lose your pocket.

Apart from that, this cafe also impresses the visitors with the live music. Major batak music is said to be featured. This live music starts around 8:00 p.m. WIB. The singer who performs in this live music is also different every night.

“If this cafe is really a family concept, you can bring your children, your wife, your baby while listening to Batak songs,” he concluded.

watch videos”Good coffee feeling at the poolside cafe,
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Restaurants

SORA West Conshohocken Hotel and Restaurant Update

The website for Hotel West & Main, the Tapestry by Hilton hotel in the final stages of construction on the SORA West redevelopment site in Conshohocken, is accepting bookings from November 21. We went through the booking process and a room is currently $190 a night for two queen beds or one king bed. It was $215 if you chose a corner room with two queen beds. The hotel has 127 rooms.

The hotel’s website also offers details of available meeting space. There is 5,376 square feet of total event space. The largest single space measures 3,519 square feet. There are four meeting rooms.

There are two restaurants that consist of the historic Washington Fire Company fire hall and a connection between the fire hall and the hotel. On the ground floor is 1874 Social (pictured above). On the second floor are the Skybar and the Hook & Ladder kitchen.

On Ziprecruiter.com, Restaurants has a job posting for a Restaurant Manager and describes the two restaurants as follows:

From 1st floor, 1874 Social at West & Main. An intimate and harmonious place offering coffee and breakfast to start the day, then turns into a dynamic social place in the evening with spirits and small plates. On the second floor you will find the Hook and Ladder bar and kitchen. Guests will be surrounded by history on this floor, whether they are dining in one of the dining rooms or socializing on the rooftop. Our brand promise is to provide an unparalleled dining experience, beverages and atmosphere…and the rest is history.

More soon.

Photos: Hilton.com

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Bars

Ribbon Cutting hosts Mom’s Cookie Bar in Doylestown

DOYLESTOWN BOROUGH, Pa. — A line of walkers stretched the sidewalk along North Main Street Saturday morning toward Doylestown’s new sweet spot.

Minutes earlier, Lindsay Baker joined by her children, Jack, Avery and Bristol, officially cut the ribbon at Mom’s Cookie Bar located inside the Hart Building on North Main Street.

“We’re really excited to be here,” Baker told a crowd of people gathered on the sidewalk outside his new business. “I just want to bake cookies and be happy,” she said. “And that’s what I do.”

Flanked by giant balloon-shaped ice cream cones strategically positioned on either side of the door, Baker toasted her new store with champagne and offered sample cookies to the crowd of mostly young parents and children.

“It’s been a labor of love over the past six months,” she said. “Thank you to my kids for supporting me. I also want to thank the community for making my first two weeks a success and for all the smiles. The kids and babies that have arrived, it’s truly amazing. “

Dr. Vail P. Garvin, President and CEO of the Central Bucks Chamber of Commerce, was there to officially welcome Mom’s Cookie Bar to Doylestown.

“This opening symbolizes the vibrancy of Doylestown, the vibrancy of Bucks County,” Garvin said. “And that makes me so proud of her – a young mother with three children starting a business. It’s so awesome.

“Every business in Doylestown is unique and that’s what brings the vibrancy. Just walking around Doylestown is an experience in itself. So long live Doylestown, long live Bucks County,” she said.

Baker, who grew up in Doylestown and graduated from Central Bucks, is thrilled to be a part of that drive now.

“I feel so blessed and so grateful to be part of this community and to open up a place where everyone can come and feel welcome and at home,” Baker said.

“It’s important to me. I want it to be a place where everyone feels loved,” she said. “And if you don’t have a mom or grandma at home who cooks for you, come here and we’ll take care of you and everyone will be like family.”

Mom’s Cookie Bar offers over 65 different flavors of home-made stuffed and regular cookie bars that she will alternate throughout the year.

“We also have a draft system that we developed so that we have chocolate milk on tap. We also have nitro cold brew coffee from ‘Backyard Beans’, a local brewer in Lansdale. And we make our own homemade sodas. We have root and orange beer on tap right now.”

Plus, Mom’s serves homemade soft serve ice cream featuring vanilla and a featured flavor of the week.

“With this, we make milkshakes and Avalanches, which are a bit like a Blizzard, which can be customized with various candies. I also cut cookie bars that can be added to Avalanches or mixed into milkshakes. shakes, which really taste awesome.”

In addition to sweetening the town, she also hopes that everyone will leave with a delicious memory.

“I’ve always loved baking, and I love seeing people smile after trying something I’ve made,” Baker says. “I’ve often been asked what my secret ingredient is and the answer is always ‘It was baked with love’.”

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Nightclubs

6 people escape fire at adult nightclub near Churchill Downs | New

LOUISVILLE, Ky. (WDRB) – Six people escaped a fire early Monday morning at a Louisville nightclub near Churchill Downs.

The fire in the two-story, 9,500-square-foot building was reported just before 6 a.m. at Showgirls nightclub in the 3400 block of Taylor Boulevard, according to Major Bobby Cooper, fire department battalion chief of Louisville.

Cooper said crews were sent to the scene after “calls from passers-by who saw the fire in the building”. Crews arrived on the scene within two minutes “and found heavy fire coming from what appeared to be the attic. We assume that in all likelihood that is where the fire originated.”

Video and images provided by the Louisville Fire Department showed flames shooting from the roof of the structure before dawn.

Firefighters found six people inside, who were able to get out of the building on their own, Cooper said.

“We don’t even know if they knew the fire was burning at the time,” he said.

Cooper wasn’t sure who was in the building or why they were there in the early hours.

Once the occupants were safely outside, the crews moved into a defensive attack. Cooper said standard procedure is to search for people inside burning structures, even if they are declared vacant.

“We always assume there are occupants inside a building,” Cooper said. “So even when a building is deemed vacant … you have homeless populations seeking shelter inside vacant buildings, so we initiate these search and rescue missions, regardless of the state of the building. “

It took 30 firefighters about an hour and 15 minutes to bring the blaze under control, according to a post on the Louisville Fire Department Facebook page.

It’s not yet clear whether the building will be considered a total loss, but Cooper said it had “extensive damage” and it may have been two or three different buildings in the past.

Cooper said the cause of the fire has not yet been determined and lightning has not been ruled out as thunderstorms moved through the area overnight. The arson unit is investigating.

“They’re looking at all possibilities, so in addition to surveillance footage, and interviewing bystanders and property representatives, they’ll also be looking at weather conditions and potential lightning strikes,” Cooper said.

LG&E crews were called to the scene to shut off power to the building to ensure the safety of firefighters.

Copyright 2022 WDRB Media. All rights reserved.

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Cafes

WITH VIDEO: Opening of the Meds Cafe in Alpena | News, Sports, Jobs


News Photo by Steve Schulwitz Lindsey Randall weighs marijuana on one of the scales at the new Meds Cafe which opened in Alpena on Friday. This is the second adult marijuana store to open in the city this year.


ALPENA – The opening of the second adult marijuana store in Alpena on Friday was met with great excitement.

Dozens of people camped out in line ahead of the store’s opening – located on Campbell Street just off Ripley Boulevard – so they could take a look at the new business, score some loot and maybe make a purchase or two.

Meds Cafe, which has four stores in Michigan, welcomed its customers and rejoiced in the excitement of helping grow the marijuana industry locally.

Co-founder Scott Schroeder said it’s been a long road to get the store to this point, but everything is ready and employees are happy to serve people in the Alpena area.

Watch the video below. Watch on mobile? Turn your device horizontally for the best viewing experience. The story continues below the video.

“It’s been a work in progress and it’s just super exciting and we’re excited to have the folks at Alpena coming to see what we can offer them,” he said. “We had people waiting in the parking lot at 8:15 and we opened sales at 9:00. We had 50 people come through the doors very quickly who took advantage of our freebies and everything was just awesome.”

The store offers more than pre-rolled joints and buds. It also sells vape pens, edibles, and topical creams, which are applied to the skin.

Schroeder said that due to the existence of multiple Meds Cafe locations in the state, the company is able to purchase large quantities of products at lower rates, which he says should keep prices affordable. and create more competition between existing stores and future stores.

“We’re going to pass all of our savings onto the consumer,” Schroeder said. “We are proud to be able to offer very good deals. Competition is good because the customer gets more for his money.

Before being allowed to open, the business had to obtain a special use permit from the city. The process was full of challenges after many people in the residential area near the store voiced their opposition to the permit and the store,

The opposition expressed by residents led the Alpena Planning Commission to twice refuse the necessary permit.

Meds Cafe challenged the refusal in court, saying it had met all the criteria. In early May, Alpena City Council voted to approve a bylaw, which paved the way for the necessary permit.

Schroeder said the store intends to show nearby residents that the store, its staff and its customers will not impact their way of life.

“We have been actively involved in every community we have entered and work with communities, not against them,” he said. “We are very community minded and want to be a good community steward.”

The grand opening celebration will continue at Meds Cafe today. Schroeder said there will be vendors, games, prizes, and grilled hot dogs and burgers.



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Restaurants

Restaurants fall victim to one-star review extortion scam

For customers and business owners, good reviews are of paramount importance. In fact, according to a study by business consultancy Invesp, 88% of customers trust online reviews as much as a friend’s recommendation, so for most people looking to try a new place on their lunch break or finding the perfect date, the internet acts like a friend that most of us trust. That’s why a new scam hitting restaurant review pages across the country is causing serious concern.

Scammers have bombarded restaurant pages with one-star Google reviews in hopes of extorting money from unsuspecting businesses. From San Francisco to New York and many places in between, restaurant owners are seeing a sudden drop in their Google ratings – only to find that it’s not disgruntled customers leaving reviews, but a much more insidious party.

“We were going through our reviews on all platforms and noticed that we started getting a lot of these one-star reviews on Google,” said Aaron Bludorn, chef and co-owner of the eponymous restaurant Bludorn in Houston, NZ. Texas at TODAY Food. .

Bludorn said restaurant staff started noticing the bad reviews in the week just after the 4th of July weekend, which is around the time restaurants in other cities started to notice. fall victim to similar scams.

“We realized that was becoming a big issue here,” Bludorn said. He said staff were puzzled by the sudden influx of one-star ratings with no reviews, but noticed those bad reviews only showed up on Google.

Wondering what was going on, Bludorn asked around and said he had heard of a few friends with their own establishments in New York and Houston who also found themselves facing a similar experience. “And then we got the email,” he said.

“Hello. Unfortunately, we have left negative comments about your establishment. And will appear in the future, one review per day,” reads an email sent by the scammers to Bludorn under the pseudonym “Trí Toàn Nguyên”. . apologize for our actions, I would not want to harm your business, but we have no other choice. The fact is that we live in India and see no other way to survive.

The scammer then demanded that $75 be paid as a Google Play gift card, even providing a link to PayPal for their target to purchase. The scammers also explained what they were going to do with the money, claiming that with the proceeds from the sale of this gift card, their family would have “three weeks of income”.

Bludorn said the scammer knocked the restaurant’s Google rating from 4.8 to 4.5 in a week with only a few one-star reviews. An outpouring of community support resulted in around 100 five-star reviews in one day, which recovered the rating somewhat, but Bludorn’s rating only rose to 4.6, below the d origin it had before the start of the event. He said an effort by Google to remove fraudulent reviews resulted in the removal of most five-star reviews from real customers.

Bludhorn said he never contacted the scammer and subsequently received more threatening emails over time, mirroring the story of another restaurant hundreds of miles away and a few states away.

“What happened was Lucho woke up and saw we got a star,” Kelly Barbieri, co-owner of Lucho’s restaurant in San Francisco, told TODAY. Barbieri said Luciano “Lucho” Romero, the restaurant’s chef and co-owner, told him an anonymous Google user left them a bad review but didn’t leave a reason.

“So he started going back to all the clients we had throughout the day to try to figure out where we had gone wrong, because we’re just not used to having them,” Barbieri explained. . “We always want to try to do something good.”

After being unable to figure out the source of that first bad review, Barbieri said the next morning she and Romero woke up to more 1-star reviews — and later even more. Convinced they couldn’t have received so many bad reviews in a few days, Barbieri and Romero decided to report their issue to Google, who told them in an email reviewed by TODAY that the bad reviews all respected their guidelines and would not. t be deleted.

“Then the next morning two more arrived,” Barbieri said. “So now we were really trying to figure it out.”

Customer reviews for Luchos Restaurant that include several fraudulent one-star reviews. Courtesy of Kelly Barbieri/Luchos

Putting on his detective cap, Romero reviewed the first account that gave them a star to see where they were and if they had written any other reviews. He noticed that the account only had two reviews: one at Lucho’s and another restaurant in Los Angeles, hundreds of miles away. Curious, he checked other accounts and found similar city-hoppers.

“Others gave us a one-star rating and a restaurant in Texas, and then we saw one in Chicago. And so we couldn’t determine where those people were,” Barbieri said. is when they received the first letter on June 24th.

“The first one was like, ‘We’re so sorry we have to do this,'” Barbieri said, adding that the letters grew more and more threatening over time without payment. In each email, just like with Bludorn, the scammers demanded $75 to be paid in Google Play gift cards.

“We realize what we are doing is illegal and unjust. But we have no other choice,” reads an email from the scammers to Lucho’s. “Let’s close this case positively and forget about each other.”

In all of the letters, the scammers use remorseful language, saying “sorry” and “we apologize” at several points in their extortion attempt. In an email, the scammer even signed his financial threat against Lucho’s with “Best regards”.

Google eventually began mass removing Lucho’s bad reviews. said Barbieri; however, the recent good reviews have been removed along with the fraudulent ones and there still seems to be another issue with their reviews page. “Something on our page is frozen. People can’t post new reviews. They keep going, it looks like it’s posted and then it’s gone,” Barbieri said.

A recent review for Lucho's restaurant which no longer appears on Google.
A recent review for Lucho’s restaurant which no longer appears on Google.Courtesy of Kelly Barbieri/Luchos

Barbieri said Lucho’s hasn’t received a review, good or bad, in over a month and she believes even good reviews with photos aren’t left on her restaurant’s page. After Google removed some of the fraudulent reviews, Lucho’s rating fell back to 4.8, although Barbieri said she was unhappy that her Google reviews have stood at 183 reviews since June, although she says several people have since left positive reviews.

“We recently became aware of a scam by bad actors targeting businesses on Google with the threat of 1-star reviews unless they send money via gift cards,” a doorman said. -Google’s word in a statement to TODAY. “Our teams are working around the clock to thwart these attacks, remove fraudulent reviews, and protect business profiles that may have been affected.

The spokesperson also said that Google’s policies make it clear that reviews should be based on real experiences and that they use a combination of human operators and “cutting edge” technology to closely monitor fraudulent content 24 hours a day, seven days a week. “We encourage users and business owners to report suspicious activity to us, which helps us maintain the accuracy and reliability of information on Maps.”

If a business finds itself the target of a scam like this, Google suggests not paying for it; Instead, restaurant owners should report reviews on Google’s Business Profile Help page or contact Google Support through its Help Center to help remove content that violates the policy.

According to Google’s article on how its review moderation systems work, it said it has created strict content policies to ensure reviews are based on real experiences to avoid irrelevant and offensive comments. Google Business Profiles, blocking or removing over 95 million policies. – non-compliant reviews and over 1 million reviews reported directly to Google. The company adds that technicians and team members have disabled more than 1 million user accounts due to non-policy activities such as vandalism or online fraud.

According to Google, it has teams of trained operators, analysts and automated systems that use hundreds of clues to detect abusive behavior, such as a change in review patterns on a company and patterns of behavior implausible by the examiners.

Google also said that it helps to keep information on the site accurate and reliable, and that in the event of unusual activity or a risk of potential abuse, it regularly implements profile protections. company to monitor and prevent content that violates the policy. This may include removing related reviews or even temporarily blocking reviews, which may be what happened to Bludorn and Lucho.

Yet even though Google said it was taking actions ranging from content removal and account suspension to litigation, the immediate effect of the situation was felt at both Bludorn, Lucho and beyond. .

“Who knows how many people were searching because out of all the reviews we have, it’s Google that’s so egregious, because people couldn’t search for reviews at all and still find our Google rating,” Bludorn said. .

Bludorn said his current rating of 4.6 is two-tenths of a point lower than his pre-scam rating. It may not seem like much, but according to marketing firm Bright Local, consumers’ use of Google to review local businesses has increased from 63% in 2020 to 81% in 2021, so every review counts for the viability of these companies.

“When you search for restaurants on Google Maps and see the name of the restaurant, the rating is right next to it,” he said.

“Because people rely on it. Right?” added Barbier. “If you haven’t seen a restaurant review in over a month, you might not go there. You can go somewhere else.

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Bars

Upcoming opening of new Gilbert restaurants and bars: Burgers, macaroons, etc.

In the coming months, Gilbert should welcome several new restaurants, bars and a macaroon bakery. Some of these restaurants will open as part of two different developments: Epicenter at Agritopia, which includes 320 luxury apartments and approximately 50,000 square feet of retail space; and Verde in Cooley Station, which is a 23-acre mixed development concept. And fans of a veteran-owned bar with Mesa roots will celebrate its expansion into a new production facility with Mayor Brigette Peterson is present.

Here’s a sneak peek at a cider house, burger restaurant, Tiki bar and other new foodie destinations coming soon to Gilbert.

cider body

Cider Corps co-owners and brothers Jason and Josh Duren inspired the dining room decor after Jason's military background.

Cider Corps will join the Gilbert community with its second tasting room on Friday, July 29, featuring a ribbon-cutting ceremony and $4 ciders on tap. The ceremony will begin at 3:30 p.m. Food will be available at chef Adam Allison’s Brightside Burgers food truck. Decor and hours reflect Mesa’s original dining room with nods to co-owner Jason Duren’s military background with lights made from helmets and a mural showing a purple heart turned into a flower.

The complex includes a 14,000 square foot production facility and reception hall.

Details: 685 S. Gilbert Road, Gilbert. cidercorpsaz.com.

Say goodbye:These Phoenix Metro restaurants have closed permanently – one after 35 years

decadent macaroon

Decadent macaron owner Stephanie Wagner was on a mission to create the perfect macaron

Stephanie and Josh Wagner aim to open their second macaron shop at Gilbert’s Verde in Cooley Station in October. Decadent Macaron offers both regular and playful macarons — like unicorns, avocados, Yodas, and cacti — in 40 flavors. Flavors include lavender, rose, prickly pear, salted caramel and churro.

Other places to find decadent macaroons include Palette Collective Coffee & Co-Retail in Chandler, Provision Coffee in Phoenix, Sweetz Cold Brew Coffee Co. in Gilbert, and Snowtime in Chandler.

Details: 3975 E. Williams Field Road, Gilbert. decadentmacaron.com.

Cooking & Crafts

The owners of this restaurant and gastropub, which started in Scottsdale and recently opened on the High Street, plan to open a third location as part of Verde in Cooley Station. The menu is full of burgers, vegan and vegetarian options, and locally made beers and coffees. An exact opening date is not available at this time.

Details: 3975 E. Williams Field Road, Gilbert. cookandcraftaz.com.

Epicenter in Agritopia

Epicenter, Developed by William and Joe Johnston, Epicenter will include several fun restaurants and bars such as Undertow with Tiki-inspired cocktails, Belly with Southeast Asian cuisine, and Matt’s Big Breakfast. It is scheduled to open this summer.

Details: 3150 E. Ray Road, Gilbert. shop.epicenteratagritopia.com.

Contact the reporter at [email protected] Follow @banooshahr on Twitter.

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Nightclubs

Star Sydney’s Marquee nightclub will host a fabulous drag brunch with Art Simone and Anita Wigl’it

A LIFETIME’s drag party is about to kick off in Australia with sparkling performances, bottomless bubbles, makeup stations and rainbow food – here’s everything you need to know

  • A spectacular brunch-style drag event is coming to an Australian capital
  • Sydneysides can now get tickets to the one-day Supercharged Drag Spectacular
  • Guests can enjoy bottomless bubbles, a pasture-style menu, and live entertainment
  • It will be hosted by Ru Paul’s Drag Race stars Anita Wigl’it and Art Simone
  • There will also be MAC makeup stations and a glittery rainbow dance floor
  • The event takes place on Saturday, August 13 starting at 3 p.m. and tickets are $70 each.

A spectacularly sparkling and spectacular brunch-style dining experience is heading to a major Australian city.

Star Sydney’s Marquee nightclub will host a unique evening Spectacular supercharged drag presented by two of Australia’s biggest Ru Paul Drag Race stars on Saturday August 13th.

Melbourne’s Art Simone and Auckland’s Anita Wigl’it will go head-to-head in an epic lip-sync fighting performance that audiences can expect plenty of sass, big hair and dazzling costumes.

Sydneysides can now secure tickets for The Star’s Marquee nightclub’s Supercharged Drag Spectacular co-hosted by Melbourne’s Art Simone (pictured)

Ticket holders can enjoy three fabulous hours of dancing, performances by familiar queens and surprise VIP guests, bottomless bubbles and a pasture-style menu

Ticket holders can enjoy three fabulous hours of dancing, performances by familiar queens and surprise VIP guests, bottomless bubbles and a pasture-style menu

Luckily for those who don’t get out of bed until noon, Marquee’s brunch doesn’t start until 3pm and lasts a fabulous three hours.

Ticket holders will be treated to two hours of non-stop bubbles, wine and beer, a cocktail upon arrival and a pasture-style menu including multicolored popcorn, sliders with rainbow coleslaw sky and unlimited antipasti.

There will also be additional surprise performances from familiar queens and opportunities for guests to make their way across the disco ball-lit rainbow dance floor.

Outside the main Boombox space, in a hidden library, make-up stations from the glam team at MAC Cosmetics will allow guests to shine.

Co-host Anita Wigl'it (pictured) from Auckland said she was

Co-host Anita Wigl’it (pictured) from Auckland said she was ‘extremely excited’ to dance and laugh alongside her Australian fans on a fun afternoon

Luckily for those who don't get out of bed until noon, Marquee's brunch doesn't start until 3 p.m., lasts a fabulous three hours, and costs $70 a ticket.

Luckily for those who don’t get out of bed until noon, Marquee’s brunch doesn’t start until 3 p.m., lasts a fabulous three hours, and costs $70 a ticket.

Anita said it will be her first performance in Sydney since the first season of Drag Race and the first time this year she will be about to laugh and dance alongside her Australian fans.

“I am outrageously thrilled to be returning to Sydney, the drag capital of the southern hemisphere, or at least it is for me,” she said.

“I’m so excited to bring the excellence of drag Down Under to such an amazing place. I can’t wait to see you all for a day of drag, dancing, drinks and deliciousness,” Art added.

Tickets are available now from Moshtix and cost $70 each plus booking fees.

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Cafes

Pubs and cafes are feeling the effects of the rail strike – but workers back the action

Ellie Cassidy, owner of The Bulls Head, said she noticed a drop in trade

Trains were not running at stations across the country on Wednesday as a dispute between railway workers and the government over pay, jobs and conditions has yet to be resolved.

Shrewsbury station was eerily quiet. The normally busy parking lot was almost empty, with only a few taxis in the taxi rank. Trains weren’t running, but tickets were still sold out. There was a sign at the entrance that said no trains were running.

Passengers and business owners said the strikes had proved disruptive and difficult in terms of impacting trade, but they were supportive of the measures taken by the railway workers.

A quiet Shrewsbury station

One passenger, Ian Brown, had his travel plans disrupted. The digital marketer, whose company searchandsubmit.com supports legal rights charities, was planning a trip to Watford and back for a business meeting. He had hoped to spend a night in Hertfordshire, but rail strikes meant he could not have made it back to Shropshire. The strikes also disrupted his plans over the weekend.

He said: “If you can stay, that takes the advantage away. It’s 120 miles each way. You can work from home, but working from home isn’t always efficient. Sometimes you need to see people in person. This reunion is something we’ve been looking forward to.”

But he added that railway workers “must do what they think is right”, and praised RMT general secretary Mick Lynch for “running circles” around politicians when he used his platform at information.

A sign at the station telling the public that no trains were running

The Iron and Fire cafe, which is next to the train station, normally benefits well from passing trade. But worker Jenny Vernon said passing trade was likely around 50 per cent less.

She said: “It was similar to the last time there were strikes. We bring people in from the bus station or if they live nearby, but that’s definitely half of what we would usually see.

“We get a lot of regulars that you see every day. You memorized their drinks, but they didn’t come here.

“But we support strikes. It’s part of a bigger problem. Inflation is at an all-time high since the 1970s. Everyone should get a pay rise, including railway workers.

“There is another strike on Saturday. It will affect a lot more because people would normally be traveling all over Shropshire for events and families would be out for days.”

A quiet Shrewsbury station

Bulls Head, just around the corner from Castle Gates, has also seen a major drop, and Saturday’s strike is expected to hit them in the pocket as well.

Owner Ellie Cassidy said: “Today has been so quiet. We’re a walk-through commercial pub. When the station is busy, we’re busy.

“We don’t blame the workers, they have to. It just means we have a quiet day, unfortunately.

“We normally have a lot of interchanges when trains from Birmingham New Street or Manchester arrive.”

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Restaurants

Chronicle Lists Top Restaurants Splurge, Snubs French Laundry, Manresa and Quince

Chronicle restaurant reviewer Soleil Ho has spent much of the past three and a half years on the job spreading the wealth, so to speak, when it comes to reviewing lesser-known and less gimmicky spots in the area – and it was a bit refreshing! But a big-city newspaper critic finally has to deal with the Michelin-starred big names, and it seems Ho’s tour of the Bay Area’s most acclaimed and expensive spots is finally over.

“For most people, a meal in a fine dining restaurant is a heavy investment – so it better be good,” Ho writes. “This is where a reviewer is most valuable, I would say, because ‘It’s a lot easier to laugh at a bad slice of pizza than a bad $200 meal. So true!

But so far in the food section of the Chronicle, since Michael Bauer left, there hasn’t been a ton of attention to food, because Ho has devoted magazine articles to things like cart noodles at Beyond Cafe in SoMa, vegan pork banh mi at Lee’s Sandwiches and the pop-up Gumbo Social stand at the Outer Sunset Farmer’s Market.

As of this week, however, we’ve had Ho’s (albeit brief) take on some of the heavy hitters of the Bay Area restaurant scene via this list of the best Splurge restaurants – which is another way of saying the best fine dining restaurants . Mixed in are less sophisticated places, but still splurges like Animo in Sonoma and Rich Table. But the majority of the list consists of names well known to foodinistas and Michelin Guide readers alike, like Saison, Benu, Californios and SingleThread.

But there are some big omissions. Three restaurants that all have three Michelin stars – The French Laundry, Manresa and Quince – were all omitted from the list. And unlike the old Top 100 Days, we get no explanation for the snubs. (SFist has contacted Soleil Ho for details, but we have yet to hear back.)

It should come as no surprise, given the opening review Ho posted in early 2019 when he took over, that Chez Panisse isn’t here either.

About Saison, Ho writes, “Imagine you’re in a lodge on a snowy mountain while your friends and family ski outside, your only companions being the crackle of the fireplace and the soothing warmth of hot tea. spirit of the season…

Of Atelier Crenn and its now $410(!) tasting menu, Ho writes, “Dominique Crenn’s flagship restaurant, originally from France, adopts a cheerful narrative culinary style,” noting the 14-line poem that accompanies your meal with lines corresponding to each of the 14 courses.

Ho says Nightbird’s food is “simply breathtaking” and SingleThread’s $425 10-course tasting menu is “acrobatic.” And if you want a laid-back but high-octane experience involving caviar in Palo Alto, head to Protege.

In place of the old Top 100, the newspaper and website now have very many lists that have been published and updated over the last year or so – there was a long break in 2020 for obvious reasons. But the intersection of all the Chronicle lists is now confusing.

For example, Atelier Crenn, Lazy Bear, Mister Jiu’s, Nari, and Rich Table all appear on both the “madness” restaurant list and this other list of SF’s best restaurants that was last updated in June. But Benu, Saison, Birdsong, Merchant Roots, Nightbird, and Californios are all splurge-worthy, but aren’t they on the list of top restaurants in SF? And don’t even get me started on this Top 25 Restaurants thing, which is a totally confusing, quarterly updated snapshot of new, old, big and small restaurants in the Bay Area that’s a poor replacement for the Top 100 to say the least. , apparently modeled after the Eater 38, and not very useful.

That’s probably not the case for Ho – the food section editorial team knows lists are good for business, so why not make a lot of them? It’s just that, for a city’s official newspaper that should aim to be an authoritative source on things like fine dining, conflicts between these lists raise more questions than answers and do many a disservice. great restaurants like State Bird Provisions. , Mourad and Nightbird when they are on one list and not the other, maybe they will never be found when Google “sf best restaurants list” if that brings you to that weird Top 25.

Anyway, I’m now extremely curious to read Ho’s review on French Laundry, if they ever publish one. And I guess Quince (which is currently closed for a summer renovation) didn’t impress much either!

Congratulations to everyone who made the cut.

Related: Soleil Ho asks “Who is Michael Mina and why is his name treated like gold in this town”?

Top image: The Quince’s private dining room. Photo via Instagram

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Eatery Business

STAG INDUSTRIAL RAISES UNSECURED LOAN FACILITIES TO $1 BILLION, REFINANCING $150 MILLION IN UNSECURED LOANS

BOSTON, July 27, 2022 /PRNewswire/ — STAG Industrial, Inc. (the “Company”) (NYSE: STAG) announced today that it has expanded its business $750 million senior unsecured revolving credit facility and refinanced two term loans due in 2023 and 2024.

STAG industry logo. (PRNews Photo/STAG Industrial, Inc.)

The Company increased its revolving credit facility to a notional amount of 1 billion dollars. This corresponds to an increase in turret capacity of $250 million with no change in pricing or due date.

In addition, the company refinanced a 150 million dollars unsecured fixed term loan January 2023 and refinances a $175 million unsecured fixed term loan January 2024 with new term loans totaling $375 million. The term loans are now due January 25, 2028 and carry a total fixed interest rate, including interest rate swaps, of 3.31% at the close.

For the unsecured term loan, which previously matured in 2023, BofA Securities, Inc. acted as Left Lead Arranger and Bookrunner, while Wells Fargo Securities, LLC acted as Joint Lead Arranger and Bookrunner. PNC Bank, National Association, TD Bank, NA, Truist Securities, Inc., RBC Capital Markets and US Bank, National Association acted as Joint Lead Arrangers. Other lenders are Regions Bank, Raymond James BankNA, BMO Capital Markets Corp. and the bank of East AsiaLimited.

For the unsecured term loan, which previously matured in 2024, Wells Fargo Securities, LLC acted as Left Lead Arranger and Bookrunner, while BofA Securities, Inc. acted as Joint Lead Arranger and Bookrunner. TD Securities, LLC, Regions Capital Markets, PNC Capital Markets, LLC and BMO Capital Markets Corp. acted as joint lead arranger. Other lenders include Raymond James BankNA, Royal Bank of CanadaThe bank of East AsiaLimited, US Bank, National Association and Truist Securities, Inc.

For the Senior Unsecured Revolving Credit Facility, Wells Fargo Securities, LLC acted as Left Lead Arranger and Bookrunner, while BofA Securities, Inc. acted as Joint Lead Arranger and Bookrunner. TD Securities, LLC, Regions Capital Markets, PNC Capital Markets, LLC, Truist Securities, Inc., Citibank, NA, and US Bank National Association acted as Joint Lead Arrangers. Other lenders include BMO Capital Markets Corp., Raymond James BankNA, Royal Bank of CanadaThe bank of East AsiaLimited and Associated Bank, NA

About STAG Industrial, Inc.

STAG Industrial, Inc. is a real estate investment trust focused on acquiring, owning and operating industrial properties The United States. away June 30, 2022The Company’s portfolio consists of 559 buildings in 40 states with approximately 111.5 million rentable square feet.

For more information, visit the company’s website at www.stagindustrial.com.

Forward-Looking Statements

This press release, together with other statements and information that the Company is publicly distributing, contains certain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The Company intends to apply such forward-looking statements within the safe harbor requirements for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995 and is including this statement for purposes of compliance with such safe harbor requirements. Forward-looking statements that are based on certain assumptions and describe the Company’s future plans, strategies and expectations are generally identified by the use of the words “believe”, “will”, “expect”, “intend”, “anticipate”, “estimate”. ‘, ‘should’, ‘forecast’ or similar expressions. You should not rely on forward-looking statements because they involve known and unknown risks, uncertainties and other factors, some of which are beyond the Company’s control that could materially affect actual results, performance or achievements. Factors that could cause actual results to differ materially from current expectations include, among others, the risk factors described in the Company’s Annual Report on Form 10-K for the current year December 31, 2021, updated by the Company’s Quarterly Reports on Form 10-Q. Accordingly, there can be no assurance that the Company’s expectations will be met. Except as otherwise required by federal securities laws, the Company disclaims any obligation or undertaking to release any update or revision of any forward-looking statement contained herein (or elsewhere) to reflect any change in the Company’s expectations with respect thereto or any change in events, conditions or circumstances, on which such a statement is based.

decision

decision

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SOURCE STAG Industrial, Inc.

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Bars

Austin’s busy taco bar continues to expand with 2 new locations

Taco Flats isn’t a place, it’s a state of mind. Here’s proof: On July 25, Austin’s taco purveyors announced plans for two new locations, after buying Riata Bar and Grill in northwest Austin and Castro’s Bar & BBQ in Lakeway.

The Northwest Austin site will open first on August 5, followed by the Lakeway site in mid-September.

“This northwest section of the city has dense neighborhoods, tech, fintech and general office etc, making it a perfect neighborhood for our neighborhood bar concept,” said the founder and Taco Flats owner Simon Madera of the Riata site in a press release.

The Riata Bar and Grill, located at 183 off McNeil Drive, had been in the area since the early 2000s, one of many bars in the mall with pool tables and drop ceilings.

Madera continues, “I never thought Lakeway would be an option for future expansion, but the city’s rapid growth made the decision to go west possible. I feel like the families moving to Lakeway are getting younger, which is a clientele that over the past few years has embraced the Taco Flats brand.

Of course, Taco Flats will continue to serve tacos, 17 of which are advertised in a long online listing. The “original” combines a somewhat unusual choice of picadillo and American cheese, and even the most standard offerings come with upgraded ingredients; El Hippie is accompanied by homemade escabèche and the barbacoa is sprinkled with fried garlic.

The local chain is also expanding the brunch menu for weekends, and full bars in the two new locations will make spicy margaritas — and beer and wine on tap — a major part of daily operations. The Riata location expects to serve “routine” customers going about their daily lives where they live and work; at Lakeway, the restaurant will also entertain lake lovers and golfers.

More information about Taco Flats and links to order are available at tacoflats.com.

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Nightclubs

New student apartments under construction in the former nightclub Images

CONSTRUCTION work continues on a former nightclub in the city which is being converted into student accommodation.

The former site of Images Nightclub, demolished at the end of last year, is being converted into 83 student apartments by Rengen Developments.

Rengen took over the project from Thorneloe, which originally began demolishing the building in 2021.

The new building can now be seen beginning to take shape as work continues on the site, which was first used 150 years ago.

Most of the exterior structure of the new building has been constructed, with work continuing inside and out.

BUILDING: The new building seen from the bridge of The Hive

The first demolition works of the Images nightclub began in November 2021.

It originally obtained planning permission in 2019 with the site reserved for housing.

The original 112-bed plan was changed to a nine-story 110-bed plan to make the accommodation building the same height as The Hive.

A later plan sought permission to construct a 100-bed building, but this was soon reduced to 89 beds before finally settling on an 83-bed building.

Dating back to the 1870s, the building had stood empty since its subsequent reincarnation when the Funk nightclub closed in February 2012.

In 2014, the city council’s licensing subcommittee gave the green light for the site to become a club named Mamma Jammas.

The club was aimed at over-30s and the plans were met with fierce opposition from West Mercia police who believed the venue would increase crime in the area.

Worcester News: CLOSED: Images before her demolitionCLOSED: Images before its demolition

The plans never materialized and the images remained a horror until the demolition plan was approved.

Given the location of the site, construction work must have been given longer than expected, with Thorneloe stating in 2021 that it should be finished sometime in 2023.

The building that became Images was built in the 1870s by an engineer known as Mr Turton and was called “The Netherton Company”.

In recent years the Butts site has become an eyesore, with the derelict site now enjoying new life after 150 years.

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Eatery Business

Alliant Credit Union personal loan review

Top perks

Personal Loans

Alliant Credit Union personal loans are available to incumbent members, meaning those who have been a member for at least 90 days. Alliant offers personal loans ranging from $1,000 to $50,000 with terms of up to 60 months. APRs vary quite a bit, but they can be as low as this for qualified applicants. Personal loans are unsecured, so no collateral is required.

car loans

Both new and existing members can apply for Alliant car loans. The terms range from 12 to 84 months for new and used vehicles. You can also apply for an auto refinance loan to see if you can get a lower interest rate on your current auto loan. The APR varies depending on the type of loan and your creditworthiness.

Tesla loan

If you’re in the market for a Tesla, Alliance Credit Union has a special loan just for you. Tesla loans have competitive APRs for qualified applicants. The terms vary from 12 months to 84 months. You can find Tesla loans for new and used Tesla models as well as Tesla refinance loans.

No origination fees

No matter what type of personal or auto loan you get with Alliant Credit Union, you don’t have to worry about pesky closing fees. This means you get the full loan amount that you were approved for — not the loan amount minus additional fees like you would get from some other personal loan lenders.

No prepayment penalty

There are no prepayment penalties on an Alliant Credit Union personal or auto loan. This allows you to pay off your loan at any time during the term without worrying about additional early repayment fees. This is great for people who want to save a little money on interest charges by paying more each month or paying a lump sum to pay off their loan balance early.

What could be improved

You must be a member of Alliant Credit Union to qualify

Aside from the typical qualifications for a loan, there is one more hurdle for those seeking a loan from Alliant Credit Union: membership. Because this is a credit union, you must be an Alliant member to apply for a loan. The prerequisite for this is that you mean one of the following conditions:

  • Be a current or retired employee or partner company
  • Live or work in an eligible community
  • Be a partner or immediate family of a current member
  • Join Foster Care to Success

You must also open and maintain an Alliant savings account with a minimum balance of $5.

APRs are not always competitive

Depending on the type of loan and your qualifications, the APR on Alliant Credit Union loans is not always competitive. This is especially true for their personal loan rates. Even if you have perfect credit, look for at least a double-digit APR on a personal loan. Given that some alternative lenders offer personal loan rates in the low single digits, this isn’t ideal. Alliant is more competitive when it comes to car loan rates, but you might still find a better deal elsewhere.

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Cafes

Gulfport’s Smokin’ J’s BBQ and Backfin Blue Cafe have closed

Two beloved Gulfport restaurants have closed permanently.

BBQ favorite Smokin’ J’s served up its final dish of brisket and pulled pork on Sunday, capping a 13-year run at 5145 Gulfport Blvd. S

Related: John Riesebeck embraces a family tradition amid the coronavirus pandemic

Owner John Riesebeck, a butcher and pitmaster who opened the popular Texas-style smokehouse in 2009, made the announcement on the restaurant’s Facebook page, saying the decision to close and retire was made with ” mixed emotions”.

“It’s been a wonderful 13 years and we appreciate all of your support over the years,” the announcement said. “We have made many friends along the way and for that we are truly blessed, but now is the time to retire and enjoy the rest of our lives.”

John Riesebeck, owner of Smokin’ J’s BBQ, poses outside his smokehouse in Gulfport on March 22, 2020. [ JOHN PENDYGRAFT | Times ]

Smokin’ J’s shutter comes just weeks after another longtime Gulfport restaurant was permanently closed.

After 25 years, the Backfin Blue Cafe, a casual seafood restaurant popular for its crab cakes, closed on July 4. Owner Harold Russell opened the restaurant inside the cottage at 2913 Beach Blvd. S in 1997.

News of the two closures has brought fans to tears over the loss of two local restaurants while other long-running St Petersburg eateries – Kissin’ Cuzzins and Munch’s – are currently up for sale.

Last week, the iconic St. Petersburg restaurant Kissin’ Cuzzins at 951 34th St. N went on sale for nearly $2.5 million. In June, the building that houses the Old Southeast Munch’s mainstay and several surrounding properties at 3920 Sixth St. S went up for sale for $2.7 million. Both restaurants are still open for the moment. It is unclear whether either restaurant would close if purchased or remain open.

Related: Munch’s, a St. Petersburg icon, is for sale
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Restaurants

Rising Inflation Rates Affecting Local Restaurants | New

Rising inflation rates and supply chain issues have created a tough landscape for local restaurants to navigate.

Consumer prices rose nearly 10% in June, making trips to the grocery store a costly endeavor, and wholesale prices rose again, putting even greater pressure on local restaurants.

“We’ve seen price increases here,” said Patrick Bosley, Vice President of Moonlite BBQ. “We’ve seen price increases everywhere you go. It’s just a real challenge. Everything has gone up. There’s not one area that hasn’t gone up.

According to CNBC, 75% of small business owners say their business has been negatively affected by inflation, and these negative impacts have caused local businesses to change the way they operate.

“You raise the prices a little bit,” Bosley said. “It’s unfortunate, but you have to stay in business. You also have to control waste. It’s a big deal. Both waste and work, you have to be productive. Your employees have to accept that they’re working when they’re here, and you tighten up your hours a little bit.

And Bosley says he’s not sure when this supply chain and inflation problem will end, but he doesn’t expect that to happen anytime soon.

“I don’t see it ending this year. I think we’re going through the end of 2022 with all these issues in place, and we’re going into 2023, and we don’t know what’s going to happen. »

Bosley says business has gotten tougher, but Moonlite will continue to adapt and succeed with the times.

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Bars

Federal Court Bans Grand Rapids Physician From Prescribing Controlled Substances, Orders Civil Judgment Over Fake Opioid Prescriptions | USAO-WDMI

BIG RAPIDS – David D. Sova, DO, of Grand Rapids reached a settlement with the United States in which he accepted a court order never to prescribe controlled substances. Under the terms of the consent decree entered into by U.S. District Court Judge Jane M. Beckering, Dr. Sova is also ordered to pay $170,000 in civil penalties to resolve U.S. allegations that he tampered with prescriptions opioids for his own use.

In its civil complaint, the United States alleges that Dr. Sova issued prescriptions for controlled substances without a legitimate medical purpose and outside the usual course of professional practice in violation of the Controlled Substances Act. Specifically, the United States alleges that Dr. Sova issued prescriptions for the opioids oxycodone and hydrocodone allegedly written for one of his patients. However, this patient never received these prescriptions, as Dr. Sova arranged for them to be filled and retrieved for his personal use.

“The responsibility to protect against the diversion of controlled substances rests with the supplier,” said U.S. Attorney Mark A. Totten. “When a physician breaks the rules and diverts controlled substances for his own use, he cannot be responsible for prescribing controlled substances to others and must face the legal consequences of his own misconduct. My office will continue to work with the DEA and state law enforcement to enforce controlled substance prescription laws.

“Health and dental professionals must not abuse the privilege of prescribing controlled substances,” said Drug Enforcement Administration Special Agent in Charge Orville Greene, Detroit Field Division. “The DEA will continue to work with all levels of law enforcement to investigate allegations of illegal prescription.”

This case was investigated by the DEA and the US Attorney’s Office for the Western District of Michigan. Assistant U.S. Attorney Andrew J. Hull represented the United States.

The Complaint and Consent Judgment in this case can be viewed on the Court’s online docket at United States vs. Sova#1:22-cv-658 (WD Mich.).

The claims resolved by the Consent Decree are allegations only and there has been no determination of liability.

###

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Nightclubs

West Mercia Police give out SmartTags to reduce anti-social behavior in nightclubs

Nightclub bouncers will be armed with Smart Water to tag drunk thugs so they can be caught by the police.

Hand-held forensic sprays will be issued to security personnel to combat anti-social behavior in the city centre.

Smart Water acts as a permanent marker – saving door staff the hassle of chasing troublemakers.

Officers can then find those that have been sprayed and shine UV light on them to show they have been tagged.

The rollout to security staff follows a successful trial last October when Hereford bouncers were armed with SmartTags.

Pubs, bars and nightclubs in Herefordshire, Worcestershire and Shropshire will now train staff to use the aerosol type spray.

Tyler Haines, assistant doorman at Play Nightclub Hereford and whose team uses SmartTag, said: ‘In January we witnessed an incident at our club where two men were very aggressive, assaulting door staff and assaulting clients.

“As the situation became unpredictable, I took the decision to remove SmartTag to deter the two men, but a man went to hit me and so SmartTag was deployed on them.

“Both men fled the scene and diffused the situation.”

It comes after research found violence and abuse against pub staff and bouncers increased dramatically following the Covid pandemic.

Sergeant Nick Hall said: “This is an exciting step in our ongoing efforts to combat anti-social behaviour, keep people safe and protect them and staff from harm.

“This new technology and its deployment will help us address some of the elements of anti-social behavior that are particularly evident in our nighttime economy and will send a positive message to our communities that we are doing everything we can to address their concerns.

“We will be handing over the new equipment to the people responsible for keeping your pubs, bars and clubs safe for relaxation and fun and who often face a deluge of abuse and violence.

“By securely tagging individuals, officers patrolling the community can easily identify them and advance any required enforcement.”

The bouncers’ deployment comes after Smart Water sprays were administered to 400 Co-op security guards following a spike in attacks on frontline staff.

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Cafes

A couple plan to open a cafe in Wallingford Square on the east side

WALLINGFORD — Local couple Jeremy and Sarah Glidden are planning a cafe in the East Side Square which is home to East Side Pizza, Carini’s and Keri’s Sweet Creations.

As they prepare to open the cafe later this year, the couple are also trying to open a distillery called Angry Man Distilling.

“We are still looking for a small industrial space for the distillery, so in the meantime, 822 East Center Street will be a cafe known as Bones & Botanicals,” said Jeremy Glidden. “It will specialize in locally sourced herbal teas, craft cocktails, and Connecticut beer, cider and wine. When our distillery finds a home and is operational, we will stop using outside sources for our cocktails and use our own instead.

Sarah Glidden came up with the idea for the name of the cafe.

“I didn’t hesitate to say yes, she loves gardening and herbalism, so I couldn’t imagine finding a more fitting name,” Jeremy Glidden said.

The couple are still working on their liquor license. Jerry Farrell Jr, their attorney, said a sign notifying the public of the license must remain in place for 21 days.

“No app has the exact same path as another, but what usually happens is that sign has to be in place for 21 days and then the liquor commission is able to grant the license” , Farrell said.

Jeremy Glidden said they hoped to open in October but said it could be pushed back to early next year. The couple still have to design the café, buy equipment, paint and do other renovations.

Farrell thinks the coffee will be a plus for the place.

“It kind of complements some of the other things going on,” Farrell said.

While they will serve alcoholic beverages, Jeremy Glidden said the cafe will not have a bar atmosphere.

“Honestly, our place is small, we like it, we want to be a place where an adult can come and have a hot tea or a craft cocktail, read a book and not feel out of place,” said Jeremy Glidden. “We’re a cafe, not a bar, no TVs, no $6 drinks.”

[email protected]: @jessica_simms99

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Restaurants

“Sit Down and Be Quiet”: My Midday Ordeal at Karen’s Diner | Restaurants

Masochism as entertainment has long been the stock in trade of the 21st century: Gordon Ramsay yelling at budding chefs; bad old Kevin McCloud comparing someone’s multi-million pound Grand Design with a car showroom. Even in this #BeKind era, we remain hungry for ritual humiliation.

It was only a matter of time, then, that someone came up with the idea for a restaurant experience that aims to be as unpleasant as possible. Blame the Australians for Karen’s Diner, a newcomer to the UK, which advertises itself with the slogan: ‘We hate good service’.

Some journalists infiltrate despotic regimes. Others create elaborate identities to lure the powerful into corruption. My lunchtime task was to go incognito to Karen’s in Prestwich, a suburb of Bury in Greater Manchester that was once home to the late Mark E Smith, the singer of Fall whose uncompromising rudeness was less a gimmick than ‘a way of life. Karen’s Diner would have represented everything Smith hated in modern life, where insults come from a script rather than from the heart.

A member of staff cleans up child customers at Karen’s Diner in Prestwich. Photograph: Richard Saker/The Guardian

My cover story fell apart at the first hurdle when the scowling butler noticed the notebook sticking out of my coat pocket. “What is that?” she barked. I stammered an unconvincing answer. She directed us to table 22, the worst in the house, right next to the toilets.

A waitress threw menus in our general direction. Another brought us hats stained with insults. Work experience student Hope, no doubt quickly reassessing her career goals, received a “Tory” reading of it. Mine said, “I sniffed Boris.” A heavily made-up woman strutted to the bathroom with the confidence of a supermodel, perhaps forgetting she was wearing one as she said, “Dopey slag.”

A surprising number of children dined with Karen. Under 16s should be accompanied by adults, with the website disclaimer “We are not Disneyland”, and expect foul language. They are not joking. Within an hour, we saw several rowdy elementary school kids being told to “sit down and shut your mouth.” Three 10-year-old boys looked delighted. Their mothers: less.

Karen’s Diner was born in Sydney last year and is named after an internet meme that rose to prominence in the late 2010s. The name, a classic for 1970s babies, has become shorthand for a particular type of woman – white and humorless with an inverted bob longer in front than behind – who is too quick to ask the director. Those of us who know and love a Karen (sorry, sis) feel very guilty for perpetuating the sexist, ageist stereotype, even if it comes with pretty decent burgers.

Why would a sane person pay money to be insulted? Ask a dominatrix. Sometimes it feels good when it hurts. But did I enjoy hearing the waiter ask, “Do you want me to wipe your ass too?” when I dared to ask for mayonnaise and ketchup. Not really. The teenage me probably would have loved it. There are a few ground rules: no racism, no sexism, no homophobia, no body image comments, no ableist comments.

Service with a smile.
Service with a smile. Photograph: Richard Saker/The Guardian

Karen’s is just the latest example of a hospitality venue that’s more about theater than food or drink. Like Dans Le Noir, where London diners have been dining in the dark since the early 2000s, or one of the crazy golf/axe-throwing bars so popular with bachelor parties, it’s less for foodies than for exhibitionists.

The nastiest waitress approached our table when we finished our burgers. Hope has been ordered to spin a wheel of misfortune, a collection of challenges. It landed on “Romantic Karen,” and she was forced to go use her best chat line on a tough-looking guy wearing a hat saying “Budget Danny Dyer,” eating with his kids. The waitress then asked the father how “tough” he was, on a scale of 1 to 10. She didn’t mean tough.

The staff then claimed it was my birthday. They serenaded me with a swear-laden version of Happy Birthday and served me a shot of some kind of milky slime served in a miniature toilet, delivered with two middle fingers. The experience ended as it began: with breathtaking rudeness. I struggled with the door. “It’s pushing, not pulling,” said a waitress. “Fuck stupid”.

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Eatery Business

Kotak Bank’s aggressive push leads to an 81% surge in unsecured loans

Kotak Mahindra Bank, known for its conservative approach to unsecured lending, appears to have lost the label as this segment accounted for 35.2 percent of its loan book in the first quarter and is growing 81 percent year-on-year.

The Mumbai-headquartered bank on Saturday reported a 26 percent rise in net income to Rs.2,071 billion in the June quarter, supported by record margins and a sharp fall in dud loans, which cushioned the Rs.8,500 treasury hit.

Overall, the bank reported a 29 per cent year-on-year growth in advances for the quarter of Rs.2,80,171 crore versus Rs.2,17,447 crore a year ago and a 3 per cent growth from the March 2022 quarterly figures on its loan book standing at Rs 2,71,254 crore. But up to 35.2 per cent of this incremental progress is in the unsecured segment, which rose 81 per cent on an annualized basis to Rs 22,085 crore in the first quarter.

What is interesting, however, is that there are almost no non-performing loans in this segment, as the bank regularly writes off any stressed account given the 90-day margin for default. Elsewhere in the quarter, it had just 0.62 percent of net non-performing loans from 1.28 percent, and gross NPAs (non-performing assets) fell to 2.24 percent from 3.56 percent.

More importantly, additional loan sales of Rs 62,724 crore in the quarter, as much as Rs 22,085 crore are unsecured or unsecured loans. From an overall asset base perspective, that’s 7.9 percent of the total outstanding for the fourth-largest lender, which was just 5.6 percent a year ago.

Unsecured loans include outstanding credit cards, personal and business loans, and retail microfinance loans or other advances without collateral.

On a 12 month comparison, the unsecured book was just 5.6 per cent at Rs 12,221 crore in June 2021, meaning this book grew at a much faster rate of 81 per cent in June 2022 and is now a whopping 35.2 per cent accounts for incremental credit sales in the quarter.

The main drivers of this faster growth are personal and business loans and consumer discretionary financing along with credit cards.

While personal and business loans together with consumer discretionary grew 15 per cent from Rs.6561 crore to Rs.11616 crore and from Rs.10071 crore in March 2022, outstanding credit cards grew from Rs.3848 crore to Rs.6819 crore and from 5572 crore Rupees crore up 22 percent in March 2022, according to the earnings statement.

Indeed, retail microfinance grew the fastest, growing 101 per cent to Rs.3,650 crore in the quarter from Rs.1,812 crore on an annualized basis and from Rs.3,060 crore in Q4 FY22, a growth of 19 per cent is equivalent to.

Dipak Gupta, co-managing director, explained the reasons for the rebalance to PTI on Sunday that the bank’s unsecured books faced headwinds three years ago, but at the time that portfolio accounted for about 7.5 percent of total assets.

Since then, the bank has steadily reduced that portfolio during the pandemic years as stress mounted, falling to 5.6 percent in the first quarter of FY22.

So going down to 7.9 percent now means “effectively just getting to the preload level, and I’ll be happy if it scales to about 15 percent. Even at that level, we will still be among the lowest unsecured assets,” Gupta said.

Asked if at that rate the unsecured book will reach 10 percent of total assets by March 2023, he said it might not, but most likely by June next year.

But he was quick to point out that the pandemic has been good in the sense that “it has taught us some good lessons.”

“While we’re happy to let around 10 percent of our customers go after they’re down, today we have all good customers.

“Second, over the past two years we’ve used a lot of data analytics to assess who is and will be a good customer, and based on that data from last September through October, we started to get aggressive and corporate lending still isn’t.” demand to enter.

Third, the general lending atmosphere also invites certain risks to be taken. Finally, unsecured lending also gives us better margins, so our risk-adjusted return model pays off.”

Despite this, he said, the bank has no defaults on unsecured books because “whenever there’s a stress, we write these books off,” much of which is later recovered either through recoveries or through settlements.

However, Gupta acknowledged that this 80 percent growth is unsustainable and he will be happy with growth of 25 to 30 percent and expects the retail book to be in the mid-teens because “we’re still very aware, aggressive.” taking risks and at the same time we are not affiliated with any segment”.

Currently the Bank’s largest growth driver is home loans and real estate loans, growing 6 per cent sequentially to Rs 80,975 crore from Rs 76,077 crore and up 46 per cent annually from Rs 55,623 crore. Indeed, wholesale book or corporate loans fell marginally from Rs 60,674 crore to Rs 66,633 crore and grew 11 per cent year-on-year from Rs 60,157 crore.

Although home loans are a low-margin business, “given our low-cost funds, we will continue to focus on this given our highest CASA of 58.2 percent in the industry and long-term customer loyalty,” Gupta said.

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Bars

Smyrna, TN sports bar closing due to inflation

SMYRNA, Tennessee (WKRN) — All good things must come to an end. This is something Georgia Warrick knows well.

“He committed suicide,” she said. “Thirty-six…he had so much potential.”

Ten years ago, Warrick and his son Mark teamed up to open Georgia’s Sports Bar and Grill in Smyrna.

Mark died by suicide a few years later, leaving Warrick to run the bar until his youngest son, Jason, stepped in to help.

“I thought maybe she could handle it and that’s a really big deal,” he said. “People think bars are fun and sports bars and this and the other are fun. It’s not a lot of work.

So deciding to close his bar was not a decision Warrick took lightly.

“I noticed that every month our sales were going down, and that has continued for the past three years and this year has been really bad,” she said.

The bar was able to survive the early stages of the pandemic, but inflation took over.

“The fryer oil we use in our fryers for a 35-pound container was about $17 in April 2021,” Jason said. “Right now it’s closer to $45.”

Oil, chicken and even condiments with low turnout due to high gas prices eventually forced Warrick to close the bar she spent a decade working at.

“It’s bittersweet,” she said. “Starting with a son…my eldest, then ending it with my youngest.”

His good thing has finally come to an end, but Warrick and his son worry if things don’t improve, others will suffer the same fate.

“Until things change…until things get back to normal in terms of the economy and money, I think there will be a lot of small businesses struggling,” Jason said.

Warrick says she has no plans to open another bar in the future, but she hopes someone will come and buy the bar to run it.

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Nightclubs

Methanol found in systems of deceased teenagers in South African nightclub | Videos

* Last month, June 26, remains a sad moment for South Africa and the rest of the world, as 21 teens died after a huge party in a South African nightclub. Several government officials joined police for a press conference to reveal the latest details of the case, report it Washington Post.

Experts had previously detected methanol in the victims’ blood samples, but they are evaluating further to determine whether the levels were lethal or non-lethal.

The teenagers, aged 13 to 17, had previously partied at Enyobeni Tavern, the east London coastal town on June 26, before they died. According to the police, some of them (teenagers) were slumped on the furniture when the officers arrived.

Health officials initially linked their deaths to alcohol and carbon monoxide poisoning before Litha Matinawe, provincial assistant director of clinical services for the Eastern Cape, ruled out the factors, after testing. Other reports indicate that a stampede may also have caused some of the deaths.

MORE NEWS ON EURWEB: Ex-cop Thomas Lane sentenced to over 2 years in prison for his role in the murder of George Floyd

A witness who spoke to the Post said people were heard in the tavern, shouting “I can’t breathe” and “I’m choking.” Others said people were “choked” on a substance that “smelled like gas.”

Yonela Dekeda, spokeswoman for the same region’s health department, said more tests were underway to determine the cause of death. He further explains that it is still too early to determine where the teenagers got the methanol – alcohol or elsewhere.

According to CDC, methanol can cause a range of health complications and is commonly used as antifreeze, in fuels, pesticides and pesticides. The CDC further explains that most methanol poisonings are due to methanol products or beverages contaminated with the substance. In the industrial sector, death can occur when they inhale large quantities of methanol vapor or absorb it through the skin.

A witness who spoke to the Post spoke of some victims in the tavern saying they weren’t breathing and choking while others were choking on something that smelled like gas. The 52-year-old club owner was arrested after the incident and will face trial next month. He faces several charges, including that of having authorized access to alcohol to minors. Two employees aged 33 and 34 were also arrested alongside him.

The teenagers were celebrating the end of high school exams when the tragedy happened, according to Blavity. Talk to CBS NewsBheki Cele, the police minister said the teenagers died dancing – they literally danced, fell and died.

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Eatery Business

What are disability loans and how do they work? – Forbes Advisor

Editor’s Note: We earn a commission from affiliate links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.

If you are disabled or applying for a disability pension, you may need to borrow money. The good news is that the Equal Credit Opportunity Act prevents lenders from discriminating against you simply because your income comes from public assistance.

The bad news is that you still have to qualify for the loan based on your own credit score and income, and that can be challenging for some people with disabilities. Worse, in some cases, taking out a loan can affect your entitlement to benefits.

We look at what options are available to you and how they may affect your disability benefit. So you can make the best decision for your situation.

What is a disability loan?

There is no official disability loan. The term disability loan is typically used to describe a variety of loans and situations.

  • For some people, a disability loan is one they use to pay for living expenses and tide themselves over until they are approved for disability benefits.
  • For others, a disability loan can be used to purchase equipment such as wheelchair ramps or mobility scooters.
  • However, others refer to a disability loan as any loan you take out for any purpose while receiving a disability pension.

Types of Disability Loans

Depending on your definition, any type of loan can be a disability loan. Here are some different types of loans people can take out if they are disabled:

  • private loan. These can be small or large and can be collateralized (backed by an asset like a car or a bank account) or unsecured (not tied to an asset that the bank can repossess if you default on the loan). You can use personal loans for almost any expense.
  • Mortgage. There are often special programs that help people with disabilities to buy a house. For example, veterans who are disabled due to service-related injuries may be eligible for a VA loan financing fee waiver.
  • car loans. Some lenders, like Bank of America, offer special types of auto loans to purchase vehicles that have been modified for people with disabilities.

How to get a disability loan

If you’re already on disability, the way you apply for a loan is no different than for anyone else. Here’s how it will work:

  1. Shop prices. Most lenders allow you to review your interest rate and loan options with them without hurting your credit score. This can also tell you if you are likely to be approved for the loan. It’s especially important to shop around if you’re disabled, as some lenders may have stricter minimum income requirements than others.
  2. Apply for the loan. Once you have found a loan option that is right for you, you can complete your loan application in person or online.
  3. Get your money. Depending on your lender, you may receive the money by direct deposit or check.
  4. loan repayment. A good tip is to set up autopay. That way, you don’t have to think about making the payments yourself every month.

Can I get a loan while awaiting approval for disability benefits?

In 2021, it took an average of around five months for a disability pension to be approved. That’s a long wait to get benefits, especially if you’re disabled and have no other income. Some people therefore opt for loans to bridge them.

However, this can be difficult and is not a good idea. When you apply for a loan, a lender will evaluate your application based on your ability to repay now, not five months from now. And if you’re not currently earning income, chances are you won’t get credit.

A loan at the present time is also risky because unfortunately around two thirds of IV applications are rejected the first time. Therefore, there is a possibility that you will take out a loan that you cannot repay immediately anyway.

But that doesn’t mean you’re unlucky. Contact the Social Security Administration instead, as they have several programs that can help you financially while you await a decision on your loan, such as: alleged disability payments. Best of all, if you get benefits through this system and are later turned down, you don’t have to pay those monies back unless they overpaid you. You won’t have the same luck with a loan.

Loans for people with disabilities with bad credit

It will be more difficult to approve a loan if you have bad credit and your only income is from a disability. Lenders can’t turn you down just because you’re receiving disability payments, but they can turn you down because your credit rating may not be high enough and your disability payments may not be enough to meet their income thresholds.

Some lenders allow you to apply for a loan with a co-signer. This is someone who agrees to pay back the loan if you are unable to do so. If you are unable to qualify because of your own credit or income, a co-signer with a higher income level and/or credit rating can mean the difference between your loan being approved or denied in some cases.

But remember, you shouldn’t make this decision lightly. If you default on the loan, your co-signer will be forced to pay it back and that can break their trust. Good relationships are worth more than money, so only use a co-signer if you are sure you can pay back the loan.

How do loans affect disability benefits?

The two most popular disability programs, Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), may treat loans differently.

The good news is that loans don’t count as income under either program — which is handy because if you earn too much, you could lose your benefits. If you’re on SSI, you must pass a means test each month to prove you have no more than $2,000 in assets ($3,000 for married couples).

When you are on SSI you need to plan your loan carefully. If you don’t spend your loan in full the month you receive it, those funds count toward the $2,000 asset limit. If you are above that, you could lose your benefits for that month. It is best to apply for the loan towards the end of the month so that you have more time to spend the money before the payment is made at the beginning of the next month. In this way, your advantages remain secure.

Alternatives to disability loans

It’s especially important to know that if you have a disability and need extra money, a loan and/or disability benefit aren’t your only options. There are many other ways to look for help, including:

  • ABLE savings accounts. These can help you save more money to increase your financial security without impacting your eligibility for means-tested benefits like SSI.
  • Home help. There are many government programs to help you afford housing as a disabled person, whether you want to live in an apartment or need help buying and maintaining your own home.
  • food assistance. If you are receiving a disability pension, you are most likely entitled to help paying for your groceries from the SNAP program also.
  • More help. Navigating the maze of potential benefits available to you is confusing. You can get free, anonymous help from a real person in your community by calling 2-1-1 or by visiting 211.org. It is a service operated by United Way which aims to help community members with the specific help they are looking for.

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Cafes

12 Glasgow restaurants, bars and cafes that have closed this year

It’s been a tough two years for the city’s hospitality industry as businesses struggle to cope with the lasting impact of covid restrictions as well as the cost of living crisis.

While some have moved on to new ventures, or still have successful sister sites, there’s no denying that the food and drink scene seems like a very different place without them.

Here is a list of 12 restaurants, bars and cafes that have announced their closure this year.

Puti Vegan Cafe

In a huge loss for Glasgow’s vegan food scene, Puti Vegan Café announced its closure in March this year.

The Cambridge Street restaurant was known for its exciting pan-Asian cuisine serving everything from vegan prawn toast to create-your-own style snack boxes.

In a statement, the owners said: “With great sadness, Puti will be closing for the foreseeable future.

“On behalf of all Puti staff, we thank you all, our Puti family, for the constant support over the years and I hope we can see as many faces as possible before our door closes. finally.”

Learn more here.

Babos

After two years of serving ‘toasts with a twist’ from their Pollokshwas Road unit, Babos decided to close permanently last month.

Citing “increasing costs” as the reason for the store’s closure, they assured fans that they would still attend food festivals and hold private events across the country.

Read the full story here.

absurd bird

Absurd Bird is one of the last downtown restaurants to say goodbye this year.

Earlier this month, bosses took to TikTok to share the news, saying, “With heavy hearts, we have officially closed.

“I would like to apologize to anyone with a reservation that we can no longer honour, this decision was unfortunately beyond our control.

“Thank you to everyone who has joined us over the past four years for huge chicken burgers and delicious cocktails, we’ve loved every minute of it.”

Read more here.

Glasgow hours:

Viva Ristorante

Viva Ristorante was a city favorite for over 17 years before announcing its shock closure in March.

The family-run Italian spot didn’t provide a reason for closure at the time, but reminded fans that sister restaurant, the Italian Kitchen on Ingram Street, is still very much open for business.

Read more here.

Glasgow hours:

Cafe Cossachok

Believed to be the only Russian-inspired restaurant in town, the bosses of Cafe Cossachok on King Street revealed in March this year that they “did not survive covid”.

Owner Julia Atlas said: “Due to all the restrictions, people who rented our Cossachok for seven years had a lot of problems getting it to work.
“He’s been popular for so many years.

“It was an institution, but it’s a good time to say goodbye.”

Learn more here.

Cafe Pieno

Caffe Pieno said a heartfelt goodbye to its regulars in April, sharing that the cost of living crisis was the reason they were forced to close.

They said: “We managed to survive during the pandemic and we thought if we could survive, we could survive anything.

“But to now be faced with rising costs at every turn, we had to make the difficult decision to close the cafe at the end of the month.”

Read more here.

Glasgow hours:
Abandoned ship

A bustling downtown spot that had been open for less than a year before it shared news of closing this month.

Bar owners, the MacMerry Group, went into liquidation in June and then closed the site completely despite previous assurances that staff jobs would be safe.

Learn more here.

The Mediterranean

Located on a busy stretch of Kilmarnock Road, La Mediterranea last closed on May 30.

It looks like this won’t be the last we’ll see of them, however, as the owners said: “We’ve got an exciting new business coming up in the next few months and we’ll be pouring all our energy into it.”

Read more here.

Mora Bar and Kitchen

Finnieston-based Italian restaurant Mora Bar and Kitchen officially closed for good in May with a social media post by chef Luciano.

The message read: “Dear customers, family, friends. I postponed this post because I just didn’t know how to say it…

“Mora is now closed for good. For professional and personal reasons, it’s time to move on.

“For nearly fifteen years it has been my greatest pleasure to work the stoves here in our little home in Finnieston.”

Read more here.

Cooking the three sisters

This popular Great Western Road bakery, run by sisters Linsay, Nichola and Gillian Reith, had its last day of sale in April.

With the store’s lease ending after three years, the siblings decided to branch out into the company’s thriving wholesale business.

Read the full story here.

Sara’s Coffee

This Italian cafe in the West End closed in June with owner Sara explaining that it was time to “spend time with my family to recharge the batteries after two very long, difficult years for the business”.

Read more here.

Glasgow hours:

Bluebird Cafe

Although Bluebird Cafe has passed under new management, we’ve included it in our list to mark the end of an era as longtime owners Mirella and Dino Iafrate retired in May.

After 40 years at the Govanhill cafe, Mirella said: “Looks like it’s time to bring some fresh blood to the place and some new ideas.

Read more here.

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Restaurants

PYMNTS Research: Restaurants Cancel QR Code

While some catering technologies improve both efficiency and the diner experience, others can negatively impact the dining experience. Take, for example, the QR code menu – consumers have mixed feelings and restaurants are taking notice.

In numbers

According to the results of the 2022 edition of the PYMNTS Restaurant Readiness Index, created in collaboration with Paytronix, the share of restaurants offering the possibility of placing orders at the table using a QR code fell by 17 points, from from 42% in September 2021 to 25% in April.

Read more: More than half of restaurants rely on digital sales, despite rise in on-site orders

The index surveyed more than 500 quick-service restaurant (QSR) and full-service restaurant (FSR) managers across the country.

What insiders are saying

While younger consumers may be more accustomed to leveraging digital technologies in all of their daily routines, older consumers may be particularly alienated by technology.

“People are frustrated, especially people over 40,” Michele Baker Benesch, president of Menu Men, a company that designs and manufactures print and digital menus, told PYMNTS in an interview earlier this year. “Sometimes their phones don’t work. They don’t know how to access the QR code. So before they can even order a drink…they’re already upset, and it’s hampering the whole customer experience.

See more : Many restaurant customers feel alienated by QR-code menus

——————————

NEW PYMNTS SURVEY FINDS 3 IN 4 CONSUMERS HAVING HIGH DEMAND FOR SUPER APPS

About: Results from PYMNTS’ new study, “The Super App Shift: How Consumers Want To Save, Shop And Spend In The Connected Economy,” a collaboration with PayPal, analyzed responses from 9,904 consumers in Australia, Germany, UK and USA. and showed strong demand for one super multi-functional app rather than using dozens of individual apps.

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Bars

Mom’s Cookie Bar A sweet new addition to Doylestown

DOYLESTOWN, PA – A sweet new addition has arrived in downtown Doylestown bringing
with it a delicious taste of homemade and chocolate milk on tap.

Mom’s Cookie Bar, which officially opened on July 19 after a soft opening last week, is located inside the historic Hart Bank building on North Main Street, where Mom makes her delicious cookie bars at the interior.

In the days leading up to the opening, Patch spoke with “Mom,” the face behind Mom’s Cookie Bar, which will celebrate its grand opening on July 30.

“Mom” is none other than Lindsay Baker, a Central Bucks West graduate and mother of three who attends the Central Bucks School District.

“All I ever wanted to do was bake cookies because that’s what makes me happy,” Baker said.

Baker has literally been named after him since growing up in Doylestown, where his mother taught him how to bake his first batches of cookies.

Luckily for Doylestown, “Mom” continued to cook, mostly for friends and relatives who encouraged her to share her gift with the greater community.

“People have been telling me for years that I should sell my cookies,” she said. “So I thought, ‘Wouldn’t it be cool to sell cookie bars and make the store look like a bar,'” she said.

She also found the perfect location for her business – the historic Hart Bank building she remembers as a child in Doylestown.

“I’m really excited to bring this building back,” she said. “It means so much to me to open up in a city that has meant so much to me. I also wanted a place where everyone felt welcome and like you came home and had a cookie and an ice cream and hang out.”

Since purchasing the building earlier this year, “Maman” has been keeping followers up to date on its progress on its Facebook page by posting photos of the new coats of paint, new furniture, upgraded outdoor patio and its crowded opening days.

“It wasn’t that long, but it felt like a long journey was opening up,” she said.

Now, after a soft opening, which saw throngs of people lining up for her homemade batches of freshly baked cookie bars, mom is spreading her homemade goodness to the masses.

Mom’s Cookie Bar offers over 65 different flavors of home-made stuffed and regular cookie bars that she will alternate throughout the year.

“We also have a draft system that we developed so that we have chocolate milk on tap. We also have nitro cold brew coffee from ‘Backyard Beans’, a local brewer in Lansdale. And we make our own homemade sodas. We have root and orange beer on tap right now.”

Plus, Mom’s serves homemade soft serve ice cream featuring vanilla and a featured flavor of the week.

“With this, we make milkshakes and Avalanches, which are a bit like a Blizzard, which can be customized with various candies. I also cut cookie bars that can be added to Avalanches or mixed into milkshakes. shakes, which really taste awesome.”

For the most part, Mom said it was all all natural and chemical free. There are no artificial preservatives, flavors or colors.

“It’s just something I did for my family and our food at home,” mom said.

In addition to sweetening the town, she also hopes that everyone will leave with a delicious memory.

“I’ve always loved baking and I love seeing people smile after trying something I’ve made,” mom says. “I’ve often been asked what my secret ingredient is and the answer is always ‘it was baked with love’.

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Nightclubs

Made the feast ! Fresno is trying to keep bars and nightclubs open later – GV Wire

Fans of local bars and nightclubs will soon be able to party for two more hours on Friday and Saturday nights. This is a unique opportunity that is being seized by government and business.

A bill making its way through the Sacramento Legislature would extend last call to 4 a.m. on weekends and 3 a.m. on other days. But the change from the universal closing time of 2 a.m. would only apply to Fresno and six other California cities.

This is fabulous news for a club owner in Fresno.

“It will give us the opportunity to make more money, you know, extend hours…more time to sell,” said Cisco Mendez, owner and operator of FAB Fresno Nightclub in the Tower District.

Senate Bill 930, drafted by Sen. Scott Wiener, D-San Francisco, would give select cities the right to control where and how bars could stay open later. In addition to Fresno, the bill specifies Oakland, San Francisco, Palm Springs, Coachella, Cathedral Springs and West Hollywood.

Wiener says extending opening hours would help the hospitality industry, which has been particularly devastated by the pandemic.

“It’s about allowing cities to decide what nightlife suits them locally instead of having the current one-size-fits-all,” Wiener said at a meeting of the Assembly’s political committee last month.

The owner of Tower District nightclub Fab is welcoming the ability to stay open until 4am on Friday and Saturday nights. A proposal from the state legislature would allow Fresno and a few other California cities to extend the hours of business that serve alcohol beyond the current 2 a.m. cutoff. (GV Wire/Albert Baker)

Mendez says the overtime would be helpful, since FAB isn’t open during the day. He says many of his customers are still strong at the current closing time.

“People are having fun, drunk. And to kick everybody out at some point… that always seems kind of, you know, counterproductive,” Mendez said.

The bill has the support of the mayor of Fresno and industry groups. A well-known attorney with ties to Fresno, however, objected.

Third time a charm?

It’s not the first time that Wiener has tried to keep the doors of nightlife venues open longer. His previous try in 2019, also with Fresno as a pilot city, failed on the Assembly floor. His 2018 bill — without Fresno — passed the Legislature before being vetoed by the then-governor. Jerry Brown.

Like the 2019 version, the City of Fresno is a voluntary participant with the full support of Mayor Jerry Dyer.

“Because SB 930 includes significant protections, multiple lanes of local control, and full evaluation before requesting extended sales hours, I’m happy to offer my support,” Dyer wrote Wiener in a June 14 letter.

During June 22 Steering Committee Hearinglobbyist Angie Manetti spoke in favor of the bill on Dyer’s behalf.

If the bill becomes law, it is not automatic that bars can extend their opening hours. Fresno would still need to develop rules and the bars/restaurants would still need a license extension from state regulators. The pilot program would run from 2025 to 2030.

Local nightclubs can benefit more than traditional bars.

“It’s not something we would do…but I’m not opposed to others having the ability. As long as companies manage it responsibly, I would be fine with that,” said David Rasavong, who operates Banzai Japanese Bar & Kitchen, and The Lincoln.

Alcohol watchdogs, law enforcement oppose

Cruz Avila, Executive Director of the Legislative Oversight Group alcohol justicespoke out against the bill at the June 22 hearing of the Assembly’s Government Organizing Committee.

He is concerned about drunk drivers on the road at the same time as early morning commuters.

“Just imagine people drinking after 2 or 4 a.m. when people get up just to get to work and what that might cause. And obviously there’s no point,” Avila, a Fresno resident and former CEO of Poverello House, told GV Wire.

Avila refutes the argument that the extension of the last call is necessary to help bars and restaurants.

“We can’t put a dollar in front of or replace that for the life of a human being,” Avila said.

He plans a meeting with Dyer to discuss the matter.

“I’m surprised how Fresno would… want to actually support this bill,” Avila said.

FAB owner Mendez says places like Las Vegas are examples of how a late last call can be handled safely.

“Responsible adults can manage their alcohol and make wise choices. I mean, people drink during the day, all day. There’s alcohol being sold all day. And that’s okay. But, you know, it’s effort and it’s a problem. But all of a sudden after 2 a.m., it’s a problem. I think it’s just a really weird way to watch adults “said Mendez.

The California Highway Patrol Association and several anti-alcohol abuse groups strongly oppose SB 930.

Fresno Police Chief Paco Balderrama declined to comment.

Next steps for the bill

Wiener’s bill is currently being considered by the Assembly.

The bill will then be heard by the Assembly Appropriations Committee, scheduled for August 3. If he is adopted there, he will then go to the floor of the Assembly.

Although it originated in the state senate, the bill is expected to return there. The first version of SB 930 was a housing-focused bill, completely amended after votes in a process known as “gut and amend”.

Where will state lawmakers who represent the city land on the new bill?

Congressman Joaquin Arambula, D-Fresno, voted against the 2018 and 2019 versions of Wiener’s bill. He is also a doctor.

Jim Patterson, R-Fresno, did not vote on either bill.

On the Senate side, neither Melissa Hurtado, D-Bakersfield, nor Andreas Borgeas, R-Fresno, were in the Legislative Assembly at the time of previous bills.

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Cafes

NEST Café becomes a member of the Food Rescue Partnership

To become a member of the food security group, a business or organization must regularly donate food to local hunger relief agencies.

ROCK ISLAND, Ill. — Editor’s Note: The above video is from April 14th.

A Rock Island business is recognized by the Food Rescue Partnership for its work in food donation, waste prevention and hunger relief.

NEST (Nourish Everyone Sustainably Together) cafe on Rock Island has become a member of the Food Rescue Partnership for its unique pay-as-you-go business model, locally sourced food, pet food and composting.

NEST Café, which opened its permanent location earlier this year, works by offering meals for a range of donations, from the suggested amount of a normal meal price, change or even volunteer time to work at the café if your pockets are empty. The arrangement is especially important for people who are food insecure and for people with more money and time to help help people eat.

The Food Rescue Partnership is a Quad Cities community coalition dedicated to fighting hunger and reducing food waste by working with establishments to get food to the landfill and get it to the tables of those in need or to composting. The coalition recognizes partners by making them a member of the organization.

RELATED: 2022 Jefferson Awards Special: Meet the People Who ‘Multiply Good’ in the Quad Cities

To become a FRP member, a business or organization must regularly donate food to local non-profit hunger relief organizations, sharing the partnership’s goal of reducing food waste.

“We are proud to showcase the efforts of Quad City residents committed to providing much-needed food to the food insecure in our community – a startling 8.9% in Scott County and 10. 9% in Rock Island County,” Christina McDonough, chair of the board of the Food Rescue Partnership, said in a press release. “Donating excess food is a double win, it feeds the hungry and helps reduce the amount of food waste going to landfill.”

To apply for the membership program or learn how to get started in food rescue, you can visit the Food Rescue Partnership website.

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Restaurants

Some La Jolla restaurants struggle to transition to ‘Spaces as Places’ while awaiting Coastal Commission

Nearly a week after temporary outdoor business permits in San Diego expired on July 13, some La Jolla establishments are scrambling to adjust to the new outdoor dining initiative in San Diego. the city while others appear to be awaiting further guidance.

The city established the temporary outdoor operations permits, called TOBOs, as an emergency measure during the COVID-19 pandemic to allow restaurants and other businesses to use on-street parking spaces in the city and other outdoor public spaces to help them continue to operate and limit the spread of the coronavirus.

The popularity and success of these facilities led the city council in October to approve “Spaces as Places”, an initiative to transform temporary eating and drinking spaces into permanent ones. Businesses must comply with the new regulations to obtain a permit under spaces as places. The city began accepting permit applications in January in preparation for TOBOs expiring on July 13.

Businesses that do not apply for or are denied permits under the new regulations are expected to dismantle their outdoor facilities.

However, in coastal areas such as La Jolla, Spaces as Places cannot take effect until it has been reviewed and certified by the California Coastal Commission, as the ordinance requires modification of local coastal programs, which serve planning documents for coastal communities. This exam has not yet been scheduled. The next committee meeting is scheduled for August 10-12.

Only a “very small percentage” of businesses in the city had applied for permits under Spaces as Places as of July 13, Councilman Joe LaCava, whose District 1 includes La Jolla, said during the La Jolla Village Merchants Association meeting last week.

In La Jolla, the percentage is even lower, given the pending Coastal Commission approval.

“The wrinkle that has caused a lot of confusion” is that the ordinance is not legally effective in La Jolla until the Coast Commission approves it, LaCava said. “So we are in this waiting game. Although we ask restaurants to apply for the [Spaces as Places] permit, we can’t approve it because we don’t have Coastal Commission approval. »

Chris Larson, program coordinator for the city’s Department of Developmental Services, told the La Jolla Light last month that establishments with a temporary permit and an application for a permanent permit on file would not be penalized after July 13, pending review of their application.

The city is producing an interactive map with all the businesses that have applied for the permit and gone far enough in the process to register. However, city spokesman Anthony Santacroce said this week that “there is a delay between the submission of the application, confirmation that it is a Spaces and Places permit application and confirmation that the application has been submitted correctly”.

As of earlier this week, only one business in La Jolla’s Village had applied for the permit, according to the listing: Bernini’s Bistro on Fay Avenue. To do this, the management called on outside help.

“It was way over our heads,” Bernini co-owner Reyhan Gumustekin said. “It was too complicated. We ask for permits with certain conditions that I didn’t understand, so we hired an architectural firm to help us. We feel blessed to be in a financial position to do this; I don’t don’t know how small restaurants are going to do.

Gumustekin added that she thinks the Spaces as Places program is “awesome” and is grateful to the city for providing restaurants with a way to turn their temporary spaces into permanent ones.

Ronald Famorcan of RF Famorcan and Associates, the company that helped Gumustekin, said the permit application was still being processed and they were awaiting “clear instructions” from the Coast Commission.

It was unclear whether other restaurants using parking spaces in The Village, such as Puesto on Wall Street, had applied for Spaces as Places permits. Representatives of Puesto did not respond to the Lights request.

Regarding the application in the coming months, Santacroce said “it is important to understand that the city has been in constant communication with [TOBO] companies in anticipation and during this transition. They know the rules and their responsibilities well.

According to the city, the code enforcement division will investigate complaints from the public about an outdoor operation. If an inspector finds a violation of the guidelines or other codes, the owner will be responsible for correcting the problem and paying any enforcement penalties.

La Jolla Coasts

In La Jolla Shores, which has closed a block of Avenida de la Playa for outdoor street dining since July 2020, restaurant owners have rushed to adjust their outdoor spaces based on three permits they have been asking for over the past few weeks. .

Since The Shores restoration program involves a street closure, organizers have been involved in frantic communication with city officials, often running into confusion over what permits are needed.

“It’s been a challenge,” La Jolla Shores Association board member Phil Wise said at the July 13 group meeting.

Wise, who has led the restoration program on Avenida de la Playa since its inception, said the city first asked him for a TOBO permit, despite its July 13 expiry date, and a Spaces as permit. Squares.

A TOBO permit requires restaurant owners to make room for two-way vehicular traffic 24 hours a day, Wise said, which would significantly reduce space for restaurants on the street and harm the program objective.

To circumvent TOBO, officials from the city’s special events and filming department encouraged Wise to apply for a third municipal permit to establish an “activation,” which allows a street to be closed for a large-scale art exhibit. scale outside of a commercial enterprise.

Wise worked with local artists to install large sculptures at the eastern end of Avenida de la Playa to meet activation requirements.

The approved special events and filming activation permit is valid through December and will allow the street to be closed to vehicular traffic from 8:15 a.m. to 11 p.m. daily, Wise said.

However, the permit requires a passage to two-way traffic after 11 p.m., so restaurants have been busy reducing their outdoor dining spaces to accommodate overnight vehicles.

Sites on the south side of Avenida de la Playa, which include Osteria Romantica, Sushi Mori, Barbarella and more, “must move their spaces to the sidewalk and they cannot extend more than six feet from the sidewalk in the street,” Wise said.

These restaurants have lost 58% or more of their dining space, he said.

Restaurants in La Jolla Shores are working July 18 to reduce their street-side dining space to comply with the new requirements.

(Phil Sage)

Shore Rider and others on the north side won’t have to make any changes, but Piatti, also on the north side, will have to change a lot of its layout.

Wise said he was baffled by the amount of work it took to apply, saying there was ‘nothing but tremendous support’ for the outdoor dining program at the from community members.

The process has proven to be a “huge expense” for restaurants given that the Coastal Commission has yet to even approve the spaces as places for the Coastal Zone, Wise said, and with the mandatory reduction of l ‘catering space,’ the city is asking these businesses to spend money to earn less money.

“Now all we need is for the Coast Commission to understand that closing the street doesn’t stop people from getting to the boat launch, it doesn’t stop swimmers. to go to Kellogg. [Park]”Wise said.

The Shores Association voted unanimously to support Wise’s efforts in the art of activation and his ongoing work to maintain the restoration program. ◆

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Bars

‘Prison without bars’: Care abuse hearing says children with disabilities have no freedom of choice

Disabled people, their whānau and advocates share stories of historic abuse in residential care settings from the Royal Commission into Disabled, Deaf and Mental Health. The hearing runs from July 11 to July 20.

Content Disclaimer: This story contains tales of abuse that some readers may find distressing.

Matthew Whiting spent eight of his formative years at Burwood Hospital in Christchurch where he was sexually abused, put in solitary confinement and had food stuffed down his throat.

Whiting, who has cerebral palsy, spastic quadriplegia and speech impairment, told the abuse of care hearing on Tuesday that Burwood Hospital was a prison without bars.

He lived there from age 13 to 21 because his parents thought it was the best place for him, but he became institutionalized, had no choice in his daily life, and was forced to hide in a elevator to have a personal space.

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One day, when Whiting refused to eat, a nurse pinched his nose and shoved the food down his throat.

“I lived day in and day out in a system of power and control… When you can’t move, you have no choice. The way the staff wanted it done, that’s how it was done. There is a huge power imbalance,” he said.

Matthew Whiting, who made a statement to the Royal Commission into Abuse in Care Settings.

Provided

Matthew Whiting, who made a statement to the Royal Commission into Abuse in Care Settings.

When Whiting was 15, he was touched and kissed by a nurse with no choice what was going on, he said. It was only later that he realized as an adult how she had abused and taken advantage of him.

When he was a child, a specialist mistakenly believed he had a learning disability, but a child psychologist later confirmed he had above-average intelligence.

Her adoptive home was “significantly dysfunctional” with a lot of verbal abuse. He moved into family homes when he was 7 years old, which upset him and led him to believe that his impairments were the root of the family’s difficulties.

He was later transferred to Pukeora Hospital where some staff members abused their power and control over the residents. “No one asked me what I wanted…I was terrified. I felt like I was being controlled all the time… It was like sending someone to prison at 11,” he said.

He lived in a dormitory and was threatened by two men he saw engaging in a sexual act, leaving him feeling vulnerable and helpless.

Whiting has been placed in isolation by staff at both Pukeora and Burwood.

He told the audience about the discrimination he still faces every day as a disabled person, from discriminatory questions during job interviews to ignoring waiters.

“I’m treated like I can’t do it, like I can’t talk. I’m down. Every day my sense of myself is affected.

Whiting wanted societal and systemic changes to address the power imbalance in the disability sector which is significantly underfunded.

For the past 21 years, he has worked as the Regional Disability Leadership Coordinator and Service Manager for CCS Disability Action.

Lusi Faiva, a Samoan dancer with cerebral palsy who won the Te Putanga Toi Arts Access Award: Artistic Achievement Award.

Abigail Dougherty

Lusi Faiva, a Samoan dancer with cerebral palsy who won the Te Putanga Toi Arts Access Award: Artistic Achievement Award.

Another witness, Lusi Faiva, told the Royal Commission that when he was two years old, after being diagnosed with cerebral palsy, a doctor told his mother to send him to an institution, where the it was assumed that she had an intellectual disability.

She was sent to the Kimberly Center in Levin until the age of seven, where she suffered emotional, medical and cultural neglect.

“I am a proud Samoan woman. I am an artist, a dancer and a passionate seeker of freedom,” she said.

She explained to the audience how institutions dehumanize people with disabilities and that the care provided by disability support services still operates today fundamentally within a similar system with a lack of respect for freedom. of choice.

Faiva said there were no activities for children in Kimberley who felt “dark and cold”.

“The nurses didn’t take good care of me. The only times the nurses came into the ward was to give us our children’s medication and then they left. One time I fell and broke my ankle because no one was watching me… The care involved medication, diapering, showering and other very clinical procedures,” she said.

The Chairman of the Royal Commission into Care Abuse, Justice Coral Shaw.

LAWRENCE SMITH / Stuff

The Chairman of the Royal Commission into Care Abuse, Justice Coral Shaw.

“Being taken care of was like a slap in the face. There was no freedom of choice in access to care. I was lost in healing. There was no acceptance, belief or trust from others that I needed freedom.

While she now lived independently, support services still did not have enough resources to provide care and support when she needed it urgently and to secure funding for the technology that enabled her to communicate n was not easy.

“I’ve been left without care and without support for a long time. This reality is a reflection of the system’s lack of respect for freedom and even for basic human needs,” she said.

Shannon, an autistic man from Dunedin, has testified he was hurt when a foster family “got rough” with him. He moved to another family where his adoptive sister Leeann Barnett cared for him and helped him communicate.

He then moved into a nursing home aged 15, where he was barred from seeing Barnett and not allowed to use the facilitated communication technology he had used since he was 9. . Instead, he was given charts with only “yes” and “no.” ‘ on them.

He told the commissioners he felt like taping their mouths, so they could see what it was like to have no voice.

Leeann Barnett has testified to the mistreatment of her two brothers while in care.

Hamish McNeilly / Stuff

Leeann Barnett has testified to the mistreatment of her two brothers while in care.

“I had employees yelling at me and I was put on hard drugs which made me feel dumb and stupid. They didn’t ask me if I wanted to take these drugs. Some staff hurt me. They would swear at me and call me a moron.

He then moved in with Barnett, then into his own house. He said there was no funding for specialized computer equipment to allow him to start writing again after studying creative writing at Massey University.

He called on the government to stop making rules suitable for ableist thinking and let people with disabilities design their own lives.

“Everyone has the right to be different. Living with autism is great and I wouldn’t change a thing. We’re just people who see the world through a different lens. This objective is not false, and we are not less so.

Barnett told the commissioners

about the death of his other brother Amos while being treated at Wakari Hospital in 2001.

Amos suffered from severe autism, obsessive-compulsive disorder, Tourette syndrome and paranoid schizophrenia and Barnett’s parents had expressed concerns about his placement in an unlocked room.

He disappeared from the hospital and a coroner’s inquest later learned that the hospital failed to observe Amos every ten minutes as required. The coroner’s report says he was presumed drowned and only his jawbone was found 15 months after his death.

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Nightclubs

Police discover man’s drug store after he was arrested at a nightclub

Inspector Clayton Camilleri has indicted Nishit Rakeshkumar, 26, an Indian student who also works for a food delivery company, on a series of charges related to trafficking and possession of a wide range of illegal substances , including MDMA, cocaine, ketamine and psilocybin.

Duty Magistrate Gabriella Vella heard how bouncers at Gianpula nightclub noticed Rakeshkumar was apparently selling drugs on the night of July 17 and immediately called the police.

Inspector Camilleri told the court that officers carried out checks at the nightclub last weekend and recovered several suspicious pills, powders and other substances in the defendant’s possession, along with €450 in cash.

Other drug paraphernalia was discovered during a search of Rakeshkumar’s residence. €1,400 was found in an envelope under his sheets, along with cocaine, scales, various pills and empty sachets commonly used for drug trafficking.

The court heard the man admitted to possession of the drugs and told police his roommates had nothing to do with the illegal substances found there.

Rakeshkumar pleaded not guilty to the 15 charges against him and was released on bail with a €1,000 bond and a personal guarantee of €9,000. He was also ordered to sign a bail book every day.

Attorney Noel Bianco represented the accused at the arraignment.

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Cafes

New Joliet restaurant ‘A cozy cafe for everyone’

JOLIET, IL – If you’re looking for a new Jolie restaurant that does “homemade food” and promotes “that our price isn’t expensive,” then you’ll need to check it out. Pit Stop Corner Cafe.

Pit Stop opened in January along Route 53 at 2050 South Chicago Street. The clientele is divided between people from La Joliet and truckers from overseas.

“The owner was a truck driver and he wanted truck drivers to be reasonably priced. It’s a cozy cafe for everyone,” said one of the Pit Stop managers in Joliet Patch during a recent interview. “It’s really unique for Joliet. Our price is not expensive.

“Every week gets busier.”

Pit Stop Corner Café is open 7 a.m. to 8 p.m. Monday through Friday. It’s dine-in and take-out.

Pit Stop Corner Café has received 41 Google reviews since opening. All give it 5 stars.

Here are some of the most recent reviews:

  • This place has possibly the best breakfast sandwiches. My only complaint is that they are closed on weekends, so I have to eat somewhere else.”
  • “Best truck stop food ever.”
  • “Great place. They offer the best quality among other truck stops in the area. Great food choices.”
  • “Great sandwiches and chili! The area’s best kept secret.”
  • “Very good quality…like everything Cadence Premier does…highly recommend.”
Pit Stop Corner Cafe opened this year at 2050 South Chicago Street in Joliet. It has 41 Google reviews, all 5 stars. John Ferak/Patch

The Pit Stop Corner Cafe offers coffees with Italian flavors and an assortment of pastries as well as breakfast sandwiches including bacon, eggs and cheese. One of the most popular menu items is the “Pit Stop sandwich. Some people say it’s the best steak sandwich they’ve ever had in the country,” the manager remarked. “The panini sandwich is really good too.”

As for the dinner dishes, the manager of Pit Stop Corner Coffee said that the teriyaki salmon was a hit with customers.

In addition to truckers, Pit Stop also receives many customers from warehouses in the area, including Amazon and IKEA. “People come here just for coffee too,” he noted. “Coffee is a big deal here too.”

Pit Stop Corner Cafe is not part of any chain. It is locally owned by Murad “Moe” Ayrah.

“We’re looking for motivated, hard-working people,” he said, referring to the fact that the Pit Stop Corner Cafe is currently hiring baristas and cooks.

To learn more about the restaurant and its menu, visit the Pit Stop Corner Cafe website.

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Restaurants

Customer passes fake movie tickets at Allen Park restaurant – The News Herald

A man used a counterfeit $100 bill to order food at an Allen Park restaurant, caring little about the food and only the large amount of change he received in real money.

The incident was reported July 11 to Olga’s Kitchen, 3432 Fairlane Drive. The manager told an officer that while counting the cash register at the end of the night, she came across a fake $100 bill printed with the words “For Motion Picture Purposes”. The fake invoice also stated “This is not legal tender”.

The manager pointed to the waitress who took the order and cashed in on the thief. The waitress told police a man entered the restaurant at 8:17 p.m. and placed an order for $16.41. Unknowingly, she took the counterfeit $100 bill as payment and gave the man $83.59 for his change.

The waitress told the man it would take 10 minutes for his order to be completed and said he could wait outside in his vehicle.

The man returned to his vehicle and left the parking lot, without waiting for the food he had ordered.

No one at the restaurant was able to obtain the make and model of the vehicle, or its registration number.

The thief is described as a tan-skinned man, with a slim build and about 5ft 10in tall. He was wearing a construction vest as he walked past the counterfeit money.

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Eatery Business

Zahawi urged to explain source of mystery £26million loans | Nadhim Zahawi

Chancellor Nadhim Zahawi is under pressure to explain the source of £26million in unsecured loans reported by his family property firm in 2018 as he faces questions about his tax affairs.

The millions in loans helped Zahawi and his wife buy property across the UK, including commercial and retail properties in London, Birmingham, Brighton and Walton-on-Thames in Surrey.

That observer has found that new loans to property firm Zahawi and Zahawi were reported in the same year as an offshore family business linked to the Chancellor sold shares in YouGov, the polling firm he founded, transferring £26m to one or more unknown recipients.

A source close to Zahawi insisted there was no link between the money, which was transferred from offshore firm Balshore Investments, and the unsecured loans to his family’s real estate firm, Zahawi and Zahawi.

A spokesman said: “Nadhim and his wife have never been beneficiaries of offshore trust structures.”

The chancellor is then embroiled in a growing controversy observer announced last week that officials had raised a “flag” over his financial affairs. He faces calls to identify the lender or lenders who helped fund his real estate business.

Zahawi, who dropped out of the race for the Conservative Party leadership on Wednesday, said last week he has always paid his taxes and is ready to answer any questions after he was reportedly investigated by HMRC. The Chancellor said he had not been informed of any investigation and knew nothing about it.

Zahawi, 55, began his business career by co-founding the opinion and research firm YouGov in 2000. But tax experts are baffled as to why he wasn’t initially allotted shares in the company, even though he was one of its driving forces.

While YouGov co-founder Stephan Shakespeare was awarded 351,590 shares in its founding year, Zahawi received none. Instead, shares in the Gibraltar-based offshore firm Balshore Investments, controlled by his parents, were allotted. It has been reported that Zahawi relied heavily on the support and guidance of his father, who was a seasoned businessman.

Shares in YouGov have been allocated to Balshore Investments based in Gibraltar. Photo: Tim Rooke/Rex/Shutterstock

The small Gibraltar firm turned out to be a corporate gold mine as YouGov shares rose dramatically in value. In 2002, the company had assets of just £36,280, but this grew to £7 million by 2010 and £26.5 million by 2017, according to the company’s balance sheet. The company also received more than £700,000 in dividends between 2012 and 2017.

The main assets were shares in YouGov, but these were sold in 2017-18 and around £26m was transferred from the company to one or more unknown recipients. YouGov has described Balshore Investment as “the family trust of Nadhim Zahawi”. The Chancellor has insisted “that he has and never had any interest in Balshore Investments and is not a beneficiary”.

YouGov built its reputation on internet-based research, listing on the London Stock Exchange’s AIM market in 2005. Zahawi was chief executive and director of YouGov until 2010, when he was elected Conservative MP.

Founded in 2010, Zahawi and Zahawi used unsecured loans in addition to bank debt to purchase real estate. Borrowing increased from £185,831 in 2015 to almost £40m in June 2018, including £11.4m in bank loans and £26.6m in unsecured loans. The Chancellor resigned as a director of the firm in 2018 and his wife now controls the company. His investment property is valued at £58m and current liabilities are £55.5m.

Dan Neidle, founder of the nonprofit Tax Policy Associates, said Zahawi should provide more information about the source and repayment terms of the loans that funded his family business. “The Chancellor is ultimately responsible for UK tax law,” Neidle commented last week in an analysis of the Zahawi family’s commercial interests. “The public has a right to know if there are specific and obscure provisions of this code that benefit the Chancellor personally.”

Pat McFadden MP, the Labor Party’s shadow chief secretary at the Treasury, said: “It is important for the Chancellor to make it clear exactly what financial arrangements he has made and where this money has been borrowed from.

“The public has a right to know. Labor would abolish non-dom status to bring more fairness and transparency to the tax system.”

Zahawi was eliminated from the Conservative Party’s campaign last week after winning 25 votes in the general election. He promised during his campaign that he would publish his tax return every year when he became prime minister.

A spokesman for Nadhim Zahawi said: “Nadhim and his wife have never been beneficiaries of offshore trust structures and have not held any property through offshore tax structures. Any suggestion that Nadhim avoided taxes through offshore structures is wrong.”

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Bars

After multiple shootings in Colorado Springs neighborhood, locals and bar owner are fed up | Crime and Justice

Residents living near a bar on East Platte Avenue are fed up with the violence in their neighborhood. Since the beginning of the year, several shootings have taken place mainly in their backyard. In one case, a gunshot victim bled profusely outside a neighbor’s house, leaving behind a large pool of blood.

Residents say the opening of Babilonia, a nightclub-style bar, sparked a spike in violence near Platte Avenue and Boulder Street. Bar owner Juliet Romero-Garcia says the business has also been caught in the crossfire.

According to locals, there have been eight known shots since the bar opened, injuring nine people. The Gazette asked for police records to clarify exactly what was reported during those eight nights. Romero-Garcia says the shootings took place near their bar, but none occurred in the building and the staff are not responsible for the violence. The bar’s leadership also says the shootings are hurting their business and they want to see dangerous offenders arrested.







Bullet hole 1.jpg

A bullet hole from a recent shooting can be seen on a gas pump at Conoco next to Babilonia. (Parker Seibold / The Gazette)




The residents’ objective is to shut down the bar. They tried to work with law enforcement to make it happen, but to no avail. They went to the city council to plead their case. Twice.

“We can’t count the number of bullets flying in our neighborhood,” Monika May said at a council meeting this week.

The management of the bar is also working on solutions. The company has installed 38 security cameras and hired security guards, said Romero-Garcia, who runs the bar with the help of her husband Dennis Ugarte.

“I too fear for my life,” she said. “So what can I do if I have 10-15 security [guards] and someone shoots in the street?


2 dead in shooting near Fillmore Street in Colorado Springs

In one incident, security camera footage showed a pair of cars driven by the company and opened fire, damaging a nearby gas station and injuring three people.

But according to Romero-Garcia, the shooters weren’t aiming for bass.

“May 27, for example, doesn’t even happen on my property,” she said. “After the news comes and says ‘it’s in Babilonia’, how can you say that?”

Romero-Garcia and Ugarte speak English and Spanish. Ugarte is originally from Puerto Rico. Two Puerto Rican flags were prominently displayed on one of the bars‘ walls.

News footage collected by a local television station showed shattered windows in the building. However, Romero-Garcia and Ugarte say those windows are located in a wing that does not belong to Babilonia and have been broken since before the couple opened their business.

Regardless of the position of the bar, nearby residents say they see a clear link between bar patrons and violence.

At a town council meeting, residents made a detailed presentation of their complaints, including a plea to enforce codes dealing with public nuisances.


2 arrested in fentanyl case at Colorado Springs liquor store

Councilor Dave Donelson visited the bar parking lot with residents and during their conversation found four casings in the parking lot. He then presented these casings to the city council.

Romero-Garcia disputed that casings were found in their parking lot.

Jacques Sears has lived in the Babilonia area for over 30 years. He is the captain of the neighborhood watch block and says the land was originally occupied by a Goodwill thrift store.







Jacques 1.jpg

Jacques Sears gazes at Babilonia, directly opposite his home, as he poses for a portrait in his front yard. Sears, who is the neighborhood watch’s block captain and has lived in his home for more than 30 years, said he believes the rise in gun violence in the neighborhood directly correlates to the opening of new bars. . (Parker Seibold / The Gazette)




After Goodwill closed and new management took over, Sears said the building had had intermittent problems. He said he had filed complaints for one reason or another since 2007.

“Now that people are getting hurt, it’s getting attention,” he said. “We would like it closed.”

In one dramatic case, during the May 27 shooting, a man was hit by gunfire in the Babilonia parking lot, fled and bled profusely in the street outside a neighbour’s house, a neighbor said. Sears.

Calling for closure bothers Romero-Garcia and Ugarte — they’re just trying to run a business — but Ugarte is friendly.

“I don’t blame them,” Ugarte said. “I know what they think about having a place where there’s a lot of shooting, I’d be scared too, but you have to know the whole story before they talk.”

Romero-Garcia said she didn’t think it would make a difference if Babilonia closed. She said the only way to really stop the shooting is “to stop the dangerous people”.

Before becoming Babilonia, the building was occupied by a bar called Twisted Apes. Twisted Apes shut down nearly a year ago on July 24, 2021. Sears said that while Twisted Apes was in business, there was never anything like the violence Babilonia drew.

“I’ve never heard of Twisted Apes,” Sears said. “There was no violence, no late night noise, there was the occasional loud motorbike but that was it.”







Bullet hole 2.jpg

A bullet hole from a recent shoot can be seen in the bathroom door of the Alta Convenience store next to Babilonia. (Parker Seibold / The Gazette)




Although Sears cannot recall any incidents at Twisted Apes, an employee of the former biker bar was held at gunpoint and assaulted on the final night of operation.

Sears said even if neighbors call the police to report gunshots, there isn’t always a response. This is largely due to staffing shortages, which the Gazette reported on in April.

It’s something Sears says it “understands” because there are other more pressing matters they need to take care of. However, he still says that the neighbors around the bar want to see it closed.

The Colorado Springs City Council and police say things are “going on behind the scenes.”

“This is a top priority for me and the staff,” the Sand Creek division commander said. Brian Makofske told the board.

Makofske also said police can provide information to the city attorney’s office, which can then take a case to the city’s liquor licensing board. This group can suspend, revoke or refuse the renewal of a liquor license.

Colorado Springs Utilities recently installed four new streetlights along three blocks of Boulder Street behind the bar, which Sears said “lit the place up pretty well” at 1 a.m. Colorado Springs Utilities CEO Aram Benyamin said the place “looks like a car dealership.”

Residents and bar owners hope the new lights will help deter crime.

“I think it’s going to help now, because now the camera can see better,” Romero-Garcia said. “And if you know the camera is watching you, you don’t do anything.”

Studies have shown that better lighting in a city block can reduce crime. A study by the University of Chicago Urban Labs found that improved lighting can reduce violent crime in an area by up to 36%.

Residents noted new efforts by the city and the police.

“It’s not like nobody’s helping us out,” Sears said. “I noticed a couple of police patrol cars at the end of the street near Platte… Hope we made a good impression.”

Gazette photographer Parker Seibold contributed to this report.

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Nightclubs

LimeWire Announces Partnership with Powerhouse Ibiza Nightclubs – EDM.com

Lime wire NFT holders will soon have the opportunity to taste the high Ibiza life.

As part of a new partnership between LimeWire and Ushuaïa and Hï Ibiza, LimeWire Originals NFT holders will enjoy free VIP access to both clubs for free throughout the 2022 season. Both establishments are regularly recognized as the one of the world’s leading clubbing destinations.

Lime wirethe former NFT platform turned music hack, is betting on a big summer season comeback for the Ibiza club circuit, which was dormant due to the impact of the pandemic.

Hï Ibiza nightclub.

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“Giving our LimeWire Original holders exclusive access during this first full season since the pandemic sets the benchmark for the kinds of real-world experiences we intend to unlock for our customers,” said Paul and Julian Zehetmayr. , co-CEO of LimeWire. statement. “This is the first of many LimeWire partnerships that will bring NFT music experiences to life beyond visual art.”

Ibiza Club Circuit fans just need to add their email to the waiting list for the opportunity to acquire one of the most coveted digital collectibles. A small batch of just 500 will be made available for pre-sale as part of the partnership for fans looking for early access.

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Cafes

The 8 best cafes to visit with the family in Aberdeen

Schools have been closed for several weeks now and, let’s face it, it can be difficult to find hobbies that will keep the whole family entertained.

Although there are a number of scenic parks, attractions and activity centers in the city, there is one thing that everyone would definitely enjoy: enjoying good food.

The following cafes are perfect for parents who need a little time away from home, but also need plenty of food and drink for the kids.

Whether they love savory foods like bagels, soups, or burgers, or prefer sweet treats, you’re sure to find several restaurants to visit in this list.


Joe’s cafe

If I had to recommend one thing for people young and old to order at Jojo’s Coffee Shop, it’s the cafe’s chocolate fondue.

Featuring luxurious Belgian chocolate served with a chocolate brownie, banana bread, marshmallows, hot Belgian waffles and fresh fruit, the menu is not only tasty, but also fun to eat.

Just make sure you have towels handy…

24-28 Belmont Street, Aberdeen, AB10 1JH


Tree Corner Cafe

Does anyone in your family have any allergens they need to be wary of? Well, you’re in luck, because Corner Tree Cafe caters to vegans as well as those with gluten intolerance.

Serving brunch, lunch and afternoon tea, it’s a great stop for all ages.

There’s even a kids’ menu with several sandwiches and stacks of pancakes, with toppings like Nutella, maple syrup, fresh fruit, and bacon.

3 Whitehall Road, Aberdeen, AB25 2PP


Coffee 100

If you or your loved ones already crave breakfast at particular times of the day, then Cafe 100 will become your new go-to restaurant.

Known locally for its delicious all-day breakfasts, the dishes won’t disappoint even the pickiest of eaters.

The company’s full breakfast includes two pieces of grilled bacon, two fried beef and pork sausages, fried egg grilled tomato, potato scone, hash browns, mushrooms and blood sausage black with Heinz beans and buttered toast.

100 Holburn Street, Mannofield, Aberdeen, AB10 6BY


Cup

The Cup’s menu is one of the most impressive in the city when it comes to its varied offer for adults and children. You will be spoiled for choice.

A snack for children, a chocolate fondue and a “kiddie board” consisting of orange juice, mini cereals, Nutella pancake and a mini roll of bacon are some of the dishes available for the little ones .

Not only that, but the menu also offers a number of brekkie boards.

9 Little Belmont Street, Aberdeen AB10 1JG


Tartan Pig Cafe

The Tartan Pig Coffee House is perfect for the sweet tooth. If you fall into this category and my listicle encourages you to visit, then you can thank me later.

Brownies, blondies, scones, croissants, cakes, cupcakes and muffins are just some of the products the team prepares daily for the enjoyment of customers.

There are also smoothies, milkshakes and plenty of coffees to choose from.

34 Hollybank Square, Aberdeen, AB11 6XS


View of Kirk

One of my favorite family-friendly cafes in Aberdeen is Kirk View, which recently moved to a new downtown location.

If you and your family love tapas style food then this restaurant will be right up your street.

Oh, and they serve plenty of cocktails, beers, gins and wines for adults…

47 Belmont Street, Aberdeen, AB10 1JS


The Highlander Cafe Bus

A unique experience awaits you and your loved ones at the Highlander Cafe Bus. Why, you might ask? The clue is in the name.

Yes, you guessed it, you can enjoy a variety of tasty food inside a bus on Aberdeen’s waterfront.

Not only is the view something to enjoy, but the food and drink has also received great reviews from guests since the company was founded.

Beach Boulevard, Aberdeen, AB11 5DN


Blether

Cafes for families are obviously spread throughout the city. If you are in the Cults area, then Blether should be on your list of places to stop.

Although there are plenty of sweet and savory items to sample, I highly recommend opting for a scone.

Flavors have included pomegranate and orange, apple and strawberry, pineapple and coconut, rhubarb and strawberry, cheese, raspberry and peach and blueberry.

371 North Deeside Road, Cults, Aberdeen, AB15 9SX


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Restaurants

Yelp Reveals Its 100 Best Bay Area Restaurants

The big winner is Vinoma, an empanada restaurant that serves “the best empanadas in the Bay Area,” writes one enthusiastic reviewer, raving about their plum and bacon empanadas and al pastor. “It’s located near a gas station, but don’t be fooled! It’s definitely a gem that’s not so hidden anymore.”

To create the list, Yelp looked at things ranging from review volume to restaurant ratings. All restaurants included also had to be open from June 27 and have a satisfactory health score by May 13, according to ABC7.

Following Vinoma in the top five on Yelp’s list were the Fairfield Big H Deli sandwich, San Francisco’s Ocean Indian Cuisine, Mexican and Middle Eastern fusion spot Àzalo in Rohnert Park, and Italian grocery store Limoncello. from San Francisco.


“This is probably one of the best Indian cuisines I’ve ever had…everything was perfect and delicious,” wrote a Yelp reviewer of Ocean Indian Cuisine. “All the salmon dishes were so tender. The chicken was so well seasoned and it was tender and flavorful. Their naan is huge! The food was amazing, the service was high for me, and I’m definitely coming back here.”

Rounding out the top 10 are Bagel Cafe in Pleasanton, MQ Healthy Fast Food in Millbrae, Sonoma Wine Shop & La Bodega Kitchen in Sebastopol, Falafelle in Belmont and Shewhat in Oakland.

Only 18 of the best restaurants in the Bay Area were located in San Francisco. A few restaurants that SFGATE has covered recently have also been recognized, including Modigliani Cafe in Oakland, whose tuna melt is one of the best sandwiches in the Bay Area according to an Instagram influencer. Check out the full list on the Yelp website.



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Bars

Walmart’s deal prohibits Canoo’s business with Amazon

Walmart Inc.’s deal to buy electric vehicles from maker Canoo prohibits the startup from doing business with Amazon. It also gives Walmart an option to buy more than 20% of Canoo’s stock.

The terms appear in a document Canoo Inc. filed with the Securities and Exchange Commission on Wednesday, a day after the companies announced the deal and Canoo held its annual meeting of shareholders.

The five-year purchase agreement between the Bentonville-based retailer and the California-based electric vehicle startup calls for an initial order of 4,500 pod-like Lifestyle delivery vehicles from Canoo, with an option for Walmart to purchase up to to an additional 5,500.

Walmart said Tuesday the deal helps the company meet its goal of eliminating all greenhouse gas emissions from its supply chain by 2040.

Neither company said how much Walmart had agreed to pay for the vehicles, but Canoo said on an earnings call in May that its Lifestyle delivery vehicles had a target starting price of $34,750.

Wednesday’s filing shed a little more light on certain terms of the agreement between the two companies.

As part of the purchase agreement, Canoo issued Walmart a “warrant” to purchase 61.2 million shares of the company over 10 years at $2.15 per common share. This could give the retailer a stake of more than 20% in Canoo.

Walmart is immediately invested with 15.3 million shares.

A stock warrant gives an investor the right to buy shares of a public company at a specific price and date, according to Investopedia.com. Warrants represent the future capital of the company issuing them.

Brian Yarbrough, a retail analyst at financial services firm Edward Jones, said a company with a warrant has the right to convert it into stock.

Walmart may choose to phase in the conversion, he said, buying perhaps 5% one year and another 5% a few years later.

“That doesn’t always mean you’ll convert them, but it just gives you the right to convert them into shares,” Yarbrough said.

If Canoo shares rise above $2.15, then it’s a good deal for Walmart, Yarbrough said. But if the stock tumbles, Walmart probably won’t exercise that option.

“The likelihood of them being depends on the success of the [issuing] company and how much the shares are worth at that time,” Yarbrough said.

The document also contains a proviso that while the agreement is in effect, Canoo may not do business with Amazon.com, its subsidiaries or affiliates.

No other company is named in the agreement.

Yarbrough said such arrangements don’t happen often, but can when one company takes a stake in another.

“Walmart says they’ve already taken a stake, we’re invested, and they say you have to own us and not supply rivals” with the same assets, Yarbrough said.

The company posted a net loss for the first quarter of this year, which ended March 31, of $125.4 million, compared to a net loss of $15.2 million in the same period a year earlier. early.

Canoo also operates in California and Texas and has over 940 employees.

Canoo shares trade on the Nasdaq and closed Thursday at $4.61, up $1.04 or 29.13%. Shares of the company have traded between $1.75 and $13.35 over the past year.

Shares of Walmart closed Thursday at $127.82, up $2.45, or 1.95%, on the New York Stock Exchange. The stock has traded between $117.27 and $160.77 over the past year.

Canoo has said since November it was moving its headquarters and some production to Walmart’s hometown of Bentonville. However, Canoo has not yet revealed the address or size of the Bentonville facility.

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Nightclubs

Schlager thugs? Argument erupts over ‘sexist’ pop hit in Germany | Germany

They are loud, unsophisticated and often offensive in content. With titles ranging from Sex With a Bavarian to Big Tits Potato Salad, the ballermann subgenre of schlager pop is a big hit in German-dominated nightclubs on the Balearic island of Mallorca, but is more likely cause grimaces of embarrassment or Fremdschamen at home.

Yet this week, German newspapers were filled with detailed analyzes of schlager’s song lyrics, and even the country’s justice minister felt inclined to share his musical tastes after a Bavarian town decided to banish this holiday season’s ballermann hit from its breweries for its sexist tendencies.

Layla, by DJ Robin & Schürze, which has risen to the top of the German singles charts in the last three weeks, is a song about a brothel woman who is “prettier, younger, more cunning” than the other sex workers in his establishment.

Whether Layla is the owner of the brothel or an employee herself is unclear: the song also refers to her as luder, meaning “naughty” or “minx”. With a refrain of “La-la-la-la-la-la-la-Layla, la-la-la-la”, the song’s narrative ambitions are limited.

On Monday, the city of Würzburg announced that it would not perform the song at the annual Kiliani fair, organized by the municipal authorities. “We understand that the song can be catchy, catchy and melodic,” said city spokesman Christian Weiß. “But that doesn’t change the fact that sexist lyrics are unacceptable and not appropriate for our festival.”

Würzburg officials say they won’t play DJ Robin & Schürze’s song Layla at the Kiliani festival. Photograph: Christian Ruger/Alamy

In the western city of Düsseldorf, a shooting club responsible for organizing the fair also said it would not play the song. “I’m of the opinion that this song belongs everywhere but our festival site,” club chairman Lothar Inden told broadcaster WDR.

Bild, the mighty German tabloid, jumped on the story as what it saw as evidence of a modern form of censorship. “People are prescribed how to speak, how to write and now how to party. This prudish nanny from the politically correct brigade needs to stop. We are moving towards an anti-fun society.

German Justice Minister Marco Buschmann of the Liberal Democratic Party (FDP) himself a creator of electronic music in his spare timejoined the debate on Twitter“You don’t have to like schlager’s lyrics. You may find them silly and unpleasant. But in my opinion, an official ban is a step too far.

However, neither the authorities in Würzburg nor Düsseldorf have taken the decision to issue a decree that would amount to an official ban. “We are not the guardians of public morals, but the organisers,” an official at the Killiani fair told Bayerischer Rundfunk radio. A spokesman for the mayor of Düsseldorf said there were no plans to ban the song.

In 2021, authorities in Würzburg took a similar step to stop playing the so-called Donaulied or Danube Song after a student started a petition against “beer tent sexism”. The traditional folk song describes a man raping a sleeping woman he meets on the banks of the Danube, although in some modern schlager versions the lyrics are changed to describe their sexual intercourse as consensual.

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Eatery Business

In 6 to 22 minutes, DHFL’s Kapil Wadhawan approved unsecured loans to builder Chhabria’s firms, CBI says

Unsecured loans of Rs. 416 crores were sanctioned by Dewan Housing Finance Corporation Ltd (DHFL) promoter Kapil Wadhawan to concerns of developer Sanjay Chhabria’s Radius Group during a four-month period in 2018 after Yes Bank had invested in DHFL. Some of these approvals came via emails from Kapil Wadhawan to his team in as little as 22 minutes and 6 minutes after they forwarded the loan proposals to him.

The Central Bureau of Investigation says so in its supplemental indictment filed in a special court last month, in which it alleges Chhabria conspired with co-defendants to embezzle funds DHFL received in loans from Yes Bank. Chhabria was arrested on April 28. He and his five companies were added to Yes Bank’s now 20-strong list of defendants, including Rana Kapoor, founder and former CEO and MD of Yes Bank, his family members, and DHFL’s Wadhawan brothers Kapil and Dheeraj.

The indictment said the investigation found Yes Bank’s investments in DHFL bonds were closely linked to loans approved by the DHFL to Chhabria’s Radius Group company. Loans of approximately Rs. 3,094 crores were sanctioned by the DHFL to the Chhabria companies shortly after receiving the bank’s investment.

Investments were approved by Kapil via email to his team and the agency’s investigation revealed that Kapil Wadhawan had developed a practice in the DHFL where he would disburse loans or funds to multiple companies by emailing them without proper approval any rating allowed.

Of the 416 crores, the indictment states that Rs. 80 crores was approved by Kapil within 22 minutes of receiving an email to that effect from his team. The amount was paid out on the same day without further approval, it said. In another case, Rs. 70 crores was approved by Kapil within six minutes of receiving the mail. In this way, it was said, 416 crores to companies in the Radius group were sanctioned without any assessment. 49 units in a BKC project were offered as mortgages to the DHFL by Radius Group companies for these loans. The indictment states that a Radius Group employee stated that those units were already mortgaged to other lenders and therefore “simply didn’t exist”.

Subsequently, it was said, when DHFL officials pursued the Radius group for repaying the loans, Chhabaria refused to post a mortgage or repay the loans, claiming the Wadhawan brothers owed him over Rs. 250 crores. The indictment states that the head of DHFL’s project finance department discussed this with Kapil Wadhawan, who did not dispute Chhabria’s allegation. In 2019, Dheeraj Wadhawan offered a plot of land owned by his company M/s RKW Developers Pvt. ltd for the loans drawn by Radius Group. Two other properties were offered by companies belonging to him as security.

Accused contractor offers to deposit Rs. 4 Cr on Yes Bank account

On Thursday, contractor Satyan Tandon, who was arrested in the case last month, filed a request for Yes Bank bank details to deposit Rs. 4 cr in it before a CBI special court. The court allowed the same indication that Yes Bank was ultimately the victim of the crime and ordered the investigating officer to obtain the bank’s account details for the deposit of the amount. It found that this amount was allegedly used by Tandon for his personal gain. Tandon’s lawyer had informed the court that he did not admit any guilt but wanted to deposit the amount and assured him that he would not claim it again in the future.

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Cafes

Bean’s Café funding for Centennial Park has run out

ANCHORAGE, Alaska (KTUU) — Beginning July 1, Bean’s Café has been offering free meals in Centennial Park to homeless Anchorage residents. On July 5, the organization went from one meal a day to three meals.

“We hope this helps people stabilize. If they don’t have to worry about where they’re having their next meal, what it’s going to be or how they’re going to eat,” said Lisa Sauder, CEO of Bean’s Café. “People have to have two basic things to be able to do anything else. You must have food and shelter before you can worry about a job or anything else.

The decision to serve food at Centennial Park, Sauder said, was in response to bear-human encounters, fire dangers and their patrons’ continued need for a reliable food source. To help eliminate bear encounters, the Anchorage Parks and Recreation Department has also provided picnic tables for people to use with the Bean’s Café food truck. Sauder said this will help clear food at campsites and they will remove and dispose of all trash.

“People need more than one meal a day if they can’t cook at a campsite and if they don’t have access to a grocery store where they can buy food or use SNAP benefits,” said Sauder said.

Bean’s Café spends $2,200 a day to fund the program. This money covers staff costs, a generator for the food truck and food. Bean’s Café raised a total of approximately $21,000 to fund the program. However, Sauder said on Wednesday the program used all the money it raised to provide food.

“We don’t have designated funding for this. There’s no contract for that, we’re using community funds here to feed people every day,” Sauder said.

The closest place to buy food, according to Sauder, is half a mile away, at a Holiday gas station. However, for the vulnerable homeless population, this is not always feasible, especially when the nearest public transport is also 800m away.

“We realized people needed to be fed where they were,” Sauder said. “Instead of the old soup kitchen model and people coming to you, we need to be more mobile and go where they are.”

The Bean’s Café now faces the challenge of raising additional funds to maintain its catering service to Anchorage residents at the Centennial Campground, which is especially difficult as the cost of food has increased.

“It’s really important for the community to step up and help us make sure no one goes hungry in our community,” Sauder said.

Bean’s Café encourages anyone wishing to donate towards the cost of food to visit its website, where it accepts donations.

Copyright 2022 KTUU. All rights reserved.

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Restaurants

Some Durango restaurants are getting creative with reducing waste – The Durango Herald

Businesses reduce waste by asking customers to bring their own straws, spoons and cups

Katie Buford, left, and Claire Attkisson demonstrate Cream Bean Berry’s incentive discounts for using reusable cups and spoons. (Courtesy of Live Creative Studio)

Some Durango businesses are trying to reduce the amount of waste in the restaurant industry with the Bring It! Bring your own campaign.

Live Creation Studio along with Cream Bean Berry, Sew Alpine, WeFill and Live Creative Studio aim to reduce waste by encouraging people to bring their own cups, utensils and food containers when receiving takeout orders from restaurants.

According to a 2015 study, approximately 60% of the waste produced in Durango is food or other organic matter, much of which could be diverted from landfills.

“We’re kind of looking to manage and find solutions with businesses and restaurants around the growing problem of waste in our community,” said Claire Attkisson, Founder of Live Creative Studio.

From Monday, bring it! Reusable take-out kits will be offered at multiple Durango locations, including Cream Bean Berry, WeFill, Durango Welcome Center, Durango Outdoor Exchange, Sage Farm Fresh Eats and Zia Taqueria.

Two different types of kits will be offered: a reusable utensil and straw kit, and a carry and utensil set with a straw kit. Additionally, customers can purchase a collapsible cup and/or utensil holder separately.

Cream Bean Berry and Durango Welcome Center have already started selling kits on their premises.

This is part of the effort to reduce waste, especially for the restaurant industry which offers take-out where plastic is used.

The utensils are made from recycled razors by WeFill, a company dedicated to creating zero-waste products.

“Sixteen billion. This is the number of disposable cups used each year. But such large numbers can become overwhelming, so think one cup at a time and over time we will all have a huge impact,” said Cristin Salaz, owner of WeFill.

Attkisson hopes restaurants will board and allow customers to bring their own containers.

Bring it! BYO kits displayed for sale at the Durango Visitor Center. (Courtesy of Live Creative Studios)

Cream Bean Berry owner Katie Burford says she can’t ignore the amount of disposable waste created by her ice cream shop. She hired Live Creative Studio to help market an incentive program where customers could save money if they brought a reusable cup or utensils.

“I offer incentives to clients who bring their own because I want everyone to know how good it is to make positive change,” she said. “And the fewer disposables people use, the less I have to buy.”

Allowing customers to bring their own utensils or containers can be profitable for businesses, as they end up buying less packaging material. But Buford said she cares more about the cause than cutting costs. She offers a much larger discount for using reusable items than she needs to cover her expenses.

She offered 25 cents off the purchase price to customers who bring their own straw, 50 cents to customers who bring their own spoon, and $1 to customers who bring their own cup. She has asked 45 customers to bring their own spoons in the past month.

“It’s something we’re trying and piloting, and Cream Bean Berry, so far, is seeing a return on investment in saving money and encouraging people to go zero waste,” Attkisson said.

The campaign wants to work with each restaurant to determine their packaging costs and packaging composition. Live Creative Studio plans to take this data and compare it to compostable materials to see if restaurants can save money on packaging.

The campaign needed to consider the health hazards associated with the reuse of cookware in the restaurant industry. But after discussing logistics with health officials, Cream Bean Berry received approval because the milkshakes would be poured into cups, not produced in the reusable cups. The same concept is true for restaurants that place take-out food in reusable containers.

“So there are precautions a restaurant needs to take and we will educate them about that,” Attkisson said. “We have obtained confirmation that this is acceptable.”

The campaign has also worked with Table to Farm Compost to test compostable products.

“Waste in general is a huge problem,” the table told farm manager member Monique DiGiorgio. “Between 30 and 40% of what is thrown away, residential or commercial, is organic.”

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Bars

Put NJ Municipal ‘Boat Check’ Facilitators Behind Bars | Letters

Much more than a one-day front-page headline (“Cities still awash with ‘boat checks’, study finds”, July 8) must come from the revelation that local governments are flouting the laws of the State prohibiting massive payments to departing employees on sick leave and unused leave. These laws have been in place for over a decade.

Citizens are expected to obey the law in full, but local officials in cahoots with public service unions feel free to flout the clearly stated cap of $15,000. Reiteration of the law is not enough in the face of such arrogance and irresponsibility. What is needed is a forceful and multi-pronged response.





Overburdened residents can start by removing officials who break the law from their jobs. Legislators can reduce state aid to offending municipalities by an amount equal to the illegal payments. The Attorney General may prosecute local officials who approved overpayments for misuse of taxpayers’ money and consider recovering recipients’ money under the concept of unjust enrichment,

Finally, concerned citizens can sue the corrupt bums who presided over this outrage for breaching the fiduciary duty owed to them as taxpayers. Between these measures, even the dumbest and most arrogant corrupt pigs will get the message and clean up their act – and maybe the overburdened taxpayers can get a break for once.

John Woodmaska, Kearny

Pair of hit jobs biased against the NJEA

I am writing to express my disappointment in the Star-Ledger for publishing Mike Lilley’s recent op-ed on teacher retention and recruitment, “New Jersey’s public school system discriminates against new and younger teachers.”

I’m also disappointed that the editorial board echoed Lilley’s union-busting views in the recent op-ed, “Money Still Piling Up for NJEA Brass” (regarding the $7.7 million in compensation received in 2019 by the New Jersey Education Association’s 10 Highest Paid Executives).

Lilley founded the Sunlight Policy Center, and an online search shows that one of his main goals is to discredit the NJEA. Its website is littered with anti-NJEA rhetoric. It’s hard to believe this organization is classified as nonpartisan, but the Star-Ledger and its editorial board seem to take their work as gospel.

As a teacher in New Jersey and a member of the NJEA, I’m more than willing to admit there are issues with the organization; however, I strongly disagree with Lilley that the NJEA is the root of all of New Jersey’s political problems. I hope the editorial board will at least acknowledge the obvious bias of Lilley and his organization.

Chris Broadfoot, Franklin Park

The letter writer was wrong about Ukraine

I disagree with Joe Melillo’s recent letter, “Biden should negotiate with Russia, not prolong the war.”

The Ukrainian people are not “sacrificed in a proxy war”. They fight and die defending their homeland against a ruthless invasion. They receive support from NATO.

I refer Melillo to the Spanish Civil War as a specific example of proxy warfare. He equated Ukraine with Vietnam, Afghanistan and Iraq. These are false equivalences. Our involvement, a fight with loss of blood and treasures, was largely due to the lies uttered by the competent administrations.

Once again Ukraine has been invaded. We’ve all seen it on the news. NATO provides tactical and logistical support, not combat troops.

The ‘fear of NATO encirclement’ is a false narrative contradicted by Russia’s own history of aggressive imperialism and subsequent ‘Russification’. Vladimir Putin has repeatedly denied Ukraine’s right to exist.

Melillo’s suggestion that President Joe Biden negotiate Ukraine’s future with Russia is dismissive and insulting. Ukraine is a sovereign state that will negotiate its own future.

The author is right to say that diplomacy is preferable. By its very nature, war is a tragedy, but so is acquiescing to predators.

Walter Miziuk, Hamilton

Justice finds it worrying

Based on the recent U.S. Supreme Court decision weakening the federal government’s ability to address climate change through power plant regulation, I believe there is cause for concern.

If a technically advanced society is not influenced by scientific thinking, it could easily succumb to any life-threatening challenge that requires critical and strategic thinking to survive.

And unfortunately, there seem to be a number of these troubling challenges right now.

Richard Weed, Ewing

Warrant limits could help gun limits

Will the cowards in Washington posing as US Representatives and Senators ever fulfill the wishes of 80% of their constituents and ban assault weapons?

I have yet to hear any of these cowardly elected officials give a justifiable reason why anyone outside of the military should be allowed access to such killing machines.

There is only one way to rectify this continuing abomination, and that is to introduce term limits in both houses of Congress. Maybe that way some of those bureaucrats could actually focus on the needs of the country rather than their re-election.

Bob WelgosWharton

Editor’s Note: Recent polls show a a small majority of respondents support a total ban on assault weapons salesbut support for the increase in gun control measures globally reaches the level of 80% quoted by the author.

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Nightclubs

Supreme Court letting states mandate morality will end badly

Comment

The Supreme Court’s decision in Dobbs vs. Jackson Womens Organization of health reversed Roe vs. Wade, opening the door for states to impose a conservative Christian moral agenda on people who do not share such beliefs. We have been here before.

A case dating back more than a century, in which the court favored the imposition of a particular moral agenda, points to a disastrous path ahead – with new discriminatory laws that trample on rights and freedoms.

At the turn of the 20th century, the United States experienced a revolution in morals and customs. Concentrated areas of nightclubs, saloons, gambling halls, brothels, dance halls, bars, cheap hotels, and opium dens arose in the country’s booming cities. Their visibility — amplified by an increasingly sensationalist press — is causing moral panic, especially among those who fear a rejection of religion and good morals.

Prostitution was a particular concern. Most white Americans subscribed to the idea that white women were inherently sexually chaste. In contrast, they viewed recent immigrants, African Americans, and other people of color as inferior, making women more likely to enter prostitution. Given these beliefs, the increased visibility of American-born white women in urban prostitution in the early 20th century created an urgent moral panic among white Americans.

Since they believed in the inherent purity and sexual passivity of white women, they saw only one explanation for this behavior: innocent young women had been lured by the lies of malefactors (often portrayed in the press and political rhetoric as immigrants), then victimized by brute force to become sex slaves for hire. This panic of white slaves reached its climax between 1908 and 1913.

Rep. James Robert Mann (R-Ill.) championed paternalistic government protection of white American womanhood as a solution. In 1910, Congress passed the White-Slave Traffic Act, better known as the Mann Act, in recognition of its sponsor. The Mann Act made it a crime for “any person” to “knowingly convey…in interstate or foreign commerce…any woman or girl for the purpose of prostitution or debauchery, or for any other immoral purpose.”

Even congressional opponents of the Mann Act have not opposed police morality efforts, nor have they questioned the scope of the problem. Instead, they denied that the federal government has the constitutional authority to pass such a law and preferred to let the states act. Southern officials — aware of the risks of Jim Crow segregation if the federal government grew too powerful — accused the law of violating states’ rights by giving the federal government unlimited power to “regulate the morals and health of a sovereign state”.

Despite the fear campaigns, the police never uncovered the International White Slave Syndicate which Mann and others say was flourishing. Instead, the Mann Act became a tool to persecute men who flouted societal norms, like African-American heavyweight boxing champion Jack Johnson, who eventually served time for dating a white prostitute.

One of the Mann Act’s most famous early prosecutions exposed the law’s staggering ramifications. Maury I. Diggs and Farley Drew Caminetti were married dads who dated single women Marsha Warrington and Lola Norris. All four were from prominent Sacramento families, and for months the public antics of the two illicit couples shocked the Californian capital. They headed to Reno hoping to let the gossip die down. But instead, police jailed Diggs and Caminetti on various charges, including violating the Mann Act. Their real crime, however, was having affairs.

Mann himself saw the case as a test not only for his legislation, but also for the very soul of the nation. Prosecutors and the press too. The case made national headlines.

Diggs was first tried before an all-male jury – although California granted women the right to vote in 1911, their right to jury service was not officially enacted until 1917. When the defense began to argue that the two young women were voluntarily going to Reno, Judge William Van Fleet intervened to say that the motives and character of Warrington and Norris had no bearing on the case. The consent and wishes of the women were irrelevant.

The jury found Diggs guilty of transporting Warrington and Norris to Reno for immoral purposes.

During jury selection for Caminetti’s trial, Van Fleet again clarified that the White-Slave Traffic Act was designed to criminalize immoral behavior: “There is no personal freedom to commit a crime, and more the sooner people see this fact, the better. will be for society. Caminetti was also found guilty.

Then, as now, many were convinced that the justice system could remedy what they saw as a society gone morally insane. Others, including Warrington, saw a gross violation of individual liberty, bodily autonomy, and women’s right to sexual agency. After Diggs’ wife divorced, Warrington and Diggs married in 1915 (a union that lasted until Diggs’ death in 1953). The ‘Mann Act-protected’ woman proclaimed the lawsuit shattered them ‘in fortune and reputation, in family, in spirit’. She clearly stated that her husband had been “punished for a crime he did not commit. He is not now, and he never was, a white slaver. We were adults and we went there for non-immoral reasons. There was no constraint. His protests went unheeded because the convictions served a much larger agenda.

According to the Sacramento Bee, the punishment of men “will be a magnificent thing for the moral atmosphere of California. She will put the fear of the law, if not of God, in the hearts of the poor who make the seduction of young girls their main pastime. The Bee concluded that each state should enact intrastate versions of the Mann Act, which could be used to declare all-out war against lax morality.

In 1916, the Supreme Court heard the appeals of Diggs and Caminetti. Their attorney, former Sen. Joseph W. Bailey (D-Tex.) railed, “Our humanity revolts at the idea of ​​punishing moral failure as a crime, and no law that does so can be properly enforced.

The court ruled, however, that since the wording of the law included “any other immoral purpose,” the Diggs and Caminetti verdicts should stand. While the majority asserted that Congress could not legislate morality within individual states, they also clarified that Congress could making any extramarital sex that involves crossing state borders illegal. In dissent, Justice Joseph McKenna shared the concern that the words “any other immoral purpose” formed such a broad expression that it covered “any form of vice, any form of conduct contrary to good order”.

The decision brought relief to Americans who had been disturbed by a changing society that challenged traditional conceptions of gender and family. They saw the case (and the Mann Act) as bulwarks against new ideas about acceptable behavior between men and women, and in particular white women’s right to sexual agency.

As legal scholar Lawrence Friedman notes, the Mann Act allowed “busy people, resentful people, outraged husbands, wives, parents, and others” to allege violations of the law in a discriminatory way that ruined lives. The FBI opened nearly 50,000 investigations between 1921 and 1936 alone. Some convictions, such as those in the Caminetti-Diggs case, involved consensual extramarital sex. African-American men who pursued women outside of their race were targeted, including actor Rex Ingram (1949) and musician Chuck Berry (1962). The law has also proven to be an extremely effective means of punishing famous white men for their center-left politics or disregard for social norms. Authorities filed Mann Act charges against sociologist William I. Thomas (1918), architect Frank Lloyd Wright (1926), British poet George Baker (1940), and film legend Charlie Chaplin (1944).

This abuse of the law only changed when amendments to the Mann Act in 1978 and 1986 transformed it into an important tool in the fight against sex trafficking.

As the history of the Mann Act shows, the Dobbs This decision opens the door for lawmakers to pass laws that, far from protecting morality, will instead trample on women’s sexual agency and create and perpetuate new injustices.

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Eatery Business

Personal loans for bad credit with

GLENDALE, Calif., July 13, 2022 (GLOBE NEWSWIRE) — There may be times when you need money and aren’t sure where to get it. It used to be extremely difficult if not impossible to get credit for bad credit.

platforms such as RadCredon the other hand, are now making it relatively easy for you to get bad credit personal loans regardless of your bad credit history.

RadCred is an online platform that has transformed today’s banking and lending processes; The benefits it offers people are immense. You can use the platform to collect funds owed to you on a monthly basis. This makes them one of the leading financial institutions in the market.

The platform serves as a channel or bridge between potential borrowers and the top lenders in the market. That Payday loans for bad credit are intended for individuals who have a credit score of less than 575 or a short credit history.

Borrowers can use their bad credit to pay off various obligations, including medical bills, car purchases, home repairs, and debt consolidation. They have a higher interest rate than regular installment loans, but they can be used to meet immediate financial needs while improving your credit score. This no credit check loans can be secured (secured by assets such as a car or house) or unsecured.

About RadCred –

That’s why platforms like RadCred come in handy because of their huge network of lenders, and they work together to find you the best bad credit loans with the lowest mortgage rates. The lender network with the platform charges very competitive mortgage rates with conditional or unconditional repayment schemes from its borrowers. However, read the fine print, disclaimers, and disclosures before signing any documentation with your lender. Personal loans are subject to special conditions with some lenders.

The amount of money you can borrow when you take out a bad credit loan is determined by many criteria, including the lending company, your credit history, and your current credit rating. Bad credit borrowers can get up to $5000 from RadCred

Plus, you get the best available deal with little effort. This company has been in business for almost a decade and has quickly grown in popularity.

They have grown into an amazing company because they are a member of the Online Lenders Alliance. This collaboration is not for everyone. Both borrowers and lenders must adhere to certain payday loan standards and terms. Therefore, it is important to ensure that the company is doing the right thing for both lenders and borrowers.

RadCred recognizes the urgency of your money needs and will do everything possible to offer you more money within 24 hours. RadCred is a platform that connects you with lenders so your request is reviewed as quickly as possible.

There are numerous scammers or scammers out there looking to steal your personal information in order to sell it to third parties. A lender will only contact you if you have recently applied bad credit. Bad credit loan scammers, on the other hand, often contact people by phone, email, or in person to collect data to gain access to their bank accounts.

From their pitch, you should be able to tell the difference between a scammer and a trustworthy lender. If the lender guarantees acceptance, is vague about pricing and loan terms, or suggests that your credit rating is unimportant, it is certainly a bad credit loan scam.

Bad credit scammers are also regularly and intentionally unclear about fees, refusing to disclose them up front or release them upon request. A fraudulent lender often intentionally provided vague information about the charges just to surprise the consumer with the charges after the bad credit loan agreement was signed.

Almost every consumer has said only wonderful things about it RadCred and its services when it comes to reviews.

RadCred’s purpose is to help people who are unable to meet their financial obligations or who need cash in an emergency but have bad credit. They want to give them a way out of this situation to help them with their financial problems, even if it’s only temporary.

As already said, RadCred is a member of the Online Lenders Alliance and demonstrates its adherence to the industry’s best bad credit lending standards. As a result, over 2 million people have turned to RadCred when they need money.

It’s a free service that connects potential borrowers with lenders; it is not directly involved in the contract process. They connect you with the most trusted and reputable lenders, ensuring a smooth lending process for both the lender and the borrower.

RadCred has various flexible no credit check loans options available whether you have low credit or not. Plus, they guarantee approvals within 24 hours, so you can get your needs met as quickly as possible.

Disclaimer: RadCred is not a lender and is not involved in the credit process in any way.

For more information, see: RadCred.com
Email: [email protected]
Phone: 844-276-2063

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Cafes

Mark LaFlamme: Obscura Cafe and other alternate dimensional entities

So, I was down the street in Lisbon the other day, doing some stuff down the street in Lisbon, when I encountered a strange sight.

I was at a place where I should have faced the old and familiar sign announcing the place as Lamey-Wellehan. I had never known a real Lamey-Wellehan store to live in this place, but the sign had always been there and I had gotten used to it.

But now that faded, familiar sign was no longer there at all. In its place, the dark, nifty little joint is proclaimed to be Obscura Cafe and Drinkery.

“What is tarnation?” I said out loud, because that’s how I talk when I’m faced with the unknown. “When did they put such a nice drinking establishment here and why wasn’t I told?”

Disoriented and confused, I raced to find answers. I didn’t have to look any further than recent Sun Journal headlines.

“Obscura Cafe and Drinkery is almost ready to roll in Lewiston,” said a post from our business pages dated April 28, 2022.

Which is just like rain, I think. I prowl this end of town half a dozen times a day and never noticed the Lamey-Wellehan changeling, but hey. A guy misses things once in a while when he’s downtown doing things in Lisbon’s lower street.

Later that afternoon it occurred to me that I could definitely use a new HDMI cable since my HDMI cable at home had collapsed the same way HDMI cables do. Right away, I drove to Staples over there at the Promenade Mall.*

“What in the flames!” I declared when I arrived, because not only was Staples missing, but also the dollar store that occupied the same mall. There wasn’t much to find there, actually, other than a rather nondescript place called Paychex – which wouldn’t make me a salary, by the way, even though that’s the name of their company .

This, I was sure, was a great mystery, one that would shock the locals to their feet for days to come. To prepare for this, I went back to the Sun Journal archives to begin my exhaustive investigation and… Well, are you going to watch this? Staples had actually disappeared from the mall several months ago in the fall, and the dollar store opened around the same time. Paychex, as it happens, has been in this location since at least 2018.

The day was turning into a dizzying day, and things didn’t get much better when I went across the parking lot and found, not the Pepper & Spice Thai food joint that my wife loved. so much, but a dark (and rather inviting, frankly) little social club called The Midtown.

“What jumped on Josephine going on here?” I asked at the parking lot.

I called my wife in a mad panic.

“It’s like one of those episodes of Twilight Zone!” I stammered the second she picked up the phone. “Everything familiar has been changed and I’m the only one who can see it! Throw the bug out bags in the truck! Get as much water as you can from the tap and toilet and head for the hills! Get moving! You, woman, we’re talking about parallel universes here!

Wouldn’t you know? Once I mentioned Pepper & Spice as one of the sources of my recent discomfort, the woman laughed at me and told me that the Thai restaurant had left that place, not weeks or months, but years. Up to five years, even.

I thought she was pretty dismissive of my survival plans, frankly, but I moved on. What I needed was an ice cold drink and maybe some lottery scratchers to soothe my raw nerves. I drove to the corner of Lisbon and Sainte-Croix streets for a stop at this little dirty market that I have always loved so much. You know the one I mean. I never remember its name, but might as well call it Vice Mart because the only things worth going there are cigarettes, booze, rolling papers and lottery tickets.

Of course, when I arrived at the place in question, the store was not there. Domino’s was there instead, haughtily displaying its red, white, and blue decor as if it had been around since Hector was a puppy.

“What’s a pizzeria doing here in the Haystack Calhoun!” I demanded, and I knew for certain that I would finally be right on the parallel universe theory because I was sure – absolutely, positively, 100% to mark my words – that my little store of vices was there for a few days since.

But no. According to these Sun Journal hate business pages, Domino’s took over the corner of Lisbon and Sainte-Croix waaaaay in 2019 which meant that even though I felt like yesterday I had been to this store, it been at least three years old. .

That’s when the sobs started.

I tell you, good people, there was a time when I knew every square inch of downtown Lewiston. I made it a point to know what was where and who was doing what with whom at any given time. When old businesses were closed or new ones were started, it interested me because you never knew how the changing dynamics of the city might impact the crime and mayhem I was pursuing so ardently.

I don’t know exactly when my eye for these details started to drift away from me. Maybe I stopped paying attention because of heartache alone after losing beloved landmarks like Victor News, Chopsticks, and Speaker’s Variety. Maybe it goes back even further than that – I remember having quite intense grief when the dark, seedy bar called The Ritz collapsed there on Maple Street, and that was a while ago about five years.

Maybe I’m stuck in a constant state of denial, still wishing Lewiston was exactly as I found it when I came here in 1994. That would explain why on occasion I still park in this lot empty next to Burger King on Lisbon Street, expecting to find a Mobil gas station there.

Or why I’m constantly heading to the Goodwill location a little higher up only to find some vague kind of place there called Fedcap Opportunity Center, instead, and they won’t take my bags of old clothes and broken electronics , no matter how eloquent my speech .

Old businesses are being mowed down like weeds every other day, it seems. New ones sprout like bright, hopeful flowers, and somehow you weirdos manage to keep up with the whiplash changes happening day by day around you.

For me, at least there is Auburn. I’m pretty comfortable and familiar there, per gum. As long as I know Laverdiere’s Super Drug Store is tucked away right there in Great Falls Plaza, I’ll be fine.

*What in Sam Hill? I was just told that The Promenade Mall is no longer called The Promenade Mall either! It’s crackers, I tell you! Crackrs!

When Mark LaFlamme isn’t getting lost in Lewiston, he’s the crime reporter for the Sun Journal.


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Restaurants

Restaurant industry continues to be latest to recover – LaGrange Daily News

Olivia Johnson contributed to this article.

As inflation, labor shortages and the cost of running a business rise, many local restaurants have barely been able to keep afloat. However, many have foundered under the pressure.

Locally, restaurants like Global Sports Bar and Seafood on West Point Road closed permanently earlier this month, one victim of the pandemic which has affected restaurants across the county.

Restaurant owner King Wang has been in the restaurant business for years and owns Global Beverage Superstore a few buildings away from the restaurant. Like other affected restaurants, Wang noted staffing shortages and liability risks.

“I didn’t necessarily want to close, but with staff and business stockpiling being slow, I had to close for the time being,” he said.

Wang has been in the restaurant business for years and owns Global Beverage Superstore next to the restaurant. Global Sports Bar opened in 2019.

In Hogansville, The Great Southern Pub closed in early June. The Pub owner Barry Morgan was contacted for comment after the closure but did not respond.

Posts on The Pub’s Facebook page said the business had to close for extended periods due to sick staff members in May.

Karen Bremer, CEO of the Georgia Restaurant Association and former restaurant owner, said these issues have become day-to-day issues for restaurants of varying capacities across the state.

“There are people who just don’t survive,” Bremer said. “Between staffing and inflationary pressures for commodities and food, this is affecting restaurants greatly.”

Bremer said rising prices are prompting Americans to cut back on discretionary spending. For fast food restaurants in particular, the average price for a main course is around $10.50, an increase of over 30% from 2019.

Rising prices have also led to wage increases for restaurant workers, Bremer said.

“The cost of food over the past year is up more than 18% and labor costs are up 13% now,” Bremer said.

During the initial pandemic, many restaurant workers left the industry to pursue different careers when restaurants reduced staff or temporarily closed, Bremer said. Many women have specifically worked in caretaking roles and still haven’t ventured into the workforce as they did before 2020. Many female workers have also taken early retirement.

Another recently discovered challenge is the number of entry-level workers available, Bremer noted.

“The entry level for any industry is the 18-24 age group. This age group is made up of people who are graduating from high school or college, and right now there are fewer than people [entering the workforce] of that age group,” Bremer said.

This struggle has not stopped new restaurants from opening or even expanding.

Bull Hibachi, a Japanese restaurant in Troup County, opened its third West Point location earlier this year. The restaurant’s owner is expanding into a nearby building – the former CheesyMac Deli – to open a related ice cream and boba tea business. Hogansville also experienced a modest boom with the introduction of a new upscale restaurant, 54 and Main, the Twin Mills Winery and even a new cafe, Fuel Coffee.

Even Wang said he planned to open another restaurant.

“I’m working on it right now. Hopefully in a few weeks I will know what is going on,” Wang said.

Bremer said those with the resources to negotiate leases may be able to open restaurants at a lower cost when they open in older restaurants that are already equipped.

Currently, Bremer predicts that the next year and a half will be a real test for restaurants at all levels. Some will survive, others will collapse. Bremer noted from personal experience that high-end restaurants will see greater success, although fast food restaurants, due to lack of workers, will take a harder hit than before.

“Those who were in precarious situations before the rise in gas prices and inflation will have a hard time getting out of it,” Bremer said. “Those who are more financially stable when entering the business will have a better chance of survival. [Restaurants] will never get back the money they lost to the financial devastation of 2020.”

Of approximately 19,000 restaurants in Georgia that existed in 2020, 60% have temporarily closed due to COVID restrictions. About 4,000 closed in total. Bremer estimates from past data that it was a loss of nearly $5 billion in restaurant revenue statewide.

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Bars

Unlicensed, Burr Ridge Bar offers live entertainment

BURR RIDGE, IL — A Burr Ridge bar with close ties to the mayor doesn’t have a license to provide live entertainment, but it has been advertising DJs for more than a month on social media.

Last year, when the village considered a permit for the Are We Live lounge, the restaurant’s representative promised that it would not provide live music, only ambient variety. This was after neighbors raised concerns about the noise.

In January, the bar looked set to breach that pledge with adverts for a singer, but backed down after Patch posted about it.

The Village’s definition of “live entertainment” includes DJs.

At the request of the village council, the planning commission has been considering since April relaxing the rules for live entertainment, so that venues such as Are We Live can offer music without obtaining a special permit.

The commission has already discussed the issue twice, but its members seem divided on the issue, with some saying they want to continue to require special permits.

Like Burr Ridge, nearby towns such as Hinsdale and Clarendon Hills require special use permits for shows, while La Grange allows it as a prop, as Burr Ridge plans to do, according to Burr records. Ridge.

Are We Live and the nearby Capri Ristorante, both on the County Line plaza, are owned by Filippo “Gigi” Rovito. Until Grasso became mayor again in 2019, he served as Rovito’s attorney in a number of cases. A plate bears the name of the mayor of the Capri Ristorante. And Rovito donated $5,000 to Grasso’s unsuccessful 2018 attorney general’s campaign. But the mayor returned the money after an upstate television station questioned the donation.

Rovito, Grasso, Village Administrator Evan Walter and Community Development Manager Janine Farrell did not return messages for comment on Monday.

In an email to village officials on Monday, resident Patricia Davis questioned why the village would allow Are We Live to violate the code.

“Does this business enjoy special favors from the Village?” Davis asked. “If citations are issued, they have no effect as the company announces a DJ for later this week.”

She said the village has the power to revoke Are We Live’s business and liquor licenses.

Perhaps Grasso’s most prominent critic, former Burr Ridge administrator Zach Mottl, has long questioned Grasso’s connection to Rovito, saying the company owner enjoys benefits that others don’t. Mottl frequently notes Rovito’s criminal record.

Mott was defeated in his re-election bid last year to Grasso-aligned candidates.

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Nightclubs

Shoreham Street Sheffield: Bellairz nightclub closed after ‘targeted’ hit and run killing six

Six people were injured in the crash, some seriously, and the motorist also drove past Bellairz nightclub on the corner of Shoreham Street and Mary Street before driving off in the early hours of Sunday July 10.

This morning a man working nearby said he realized the car had been driven the wrong way down Shoreham Street before heading towards a group of people outside the nightclub.

“I’ve worked here quite a long time and there have been quite a few accidents but never anything like this,” he added.

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Bellairz nightclub on Shoreham Street, Sheffield, is boarded up following an accident in which police believe a car was deliberately driven over a group of people before hitting the building in the early hours of Sunday July 10

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Shoreham Street: Everything we know about car collisions with a group of people in S…

Another person said when he arrived at the site yesterday morning there was broken glass all over the floor and the whole area had been cordoned off.

Emergency services were called to the scene around 3:30 a.m. Sunday.

Police said they were treating the crash as a “targeted incident” and believed the vehicle had been “deliberately used to cause harm and damage”.

Bellairz nightclub on Shoreham Street, Sheffield, is boarded up following an accident in which police believe a car was deliberately driven over a group of people before hitting the building in the early hours of Sunday July 10

Officers described how six people were treated for injuries, ranging from “walking casualties to more serious injuries”, but fortunately no one appeared to have suffered life-threatening injuries. They said other people may have been injured but did not seek medical attention.

This morning only a small piece of police tape remained in place at the scene after the cordon was lifted.

Detective Inspector Andy Knowles said: ‘At this stage of the investigation we believe this was a targeted incident and the vehicle was used deliberately to cause harm and damage.

Bellairz nightclub on Shoreham Street, Sheffield, is boarded up following an accident in which police believe a car was deliberately driven over a group of people before hitting the building in the early hours of Sunday July 10

“This is clearly an incredibly serious and dangerous offence, and we have a full force team of officers working to move the investigations forward and identify those involved as quickly as possible.

“We want to hear from you if you were on Shoreham Street in the early morning and may have seen what happened before, during or after the collision.

“I would also ask anyone who may have CCTV that we haven’t seen yet, or if you were driving in the Shoreham Street area and have dashcam footage, to get in touch as well.”

Anyone with information is asked to call the police on 101 and quote incident 171 of July 10.

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Cafes

Empowering women through A Pot of Courage, a culturally diverse cafe

Stefi Tello beams as she carries an unusual breakfast plate to our communal wooden table. I’m at A Pot of Courage in Ballarat, a non-profit social enterprise cafe that empowers women from diverse cultural backgrounds through hospitality training and employment opportunities.

Ballarat is a former gold rush town in the Central Highlands of Victoria, an hour and a half northwest of Melbourne. There is already a small pot of Australian native flowers on the table, along with a yellow card designating the section as a “Have a Chat” table. Later, A Pot of Courage founder Shiree Pilkinton tells me that sharing stories is what she thinks breaks down cultural barriers.

“It changes perspectives and expands minds,” she says.

Tello proudly places an arepa in front of me. The cornmeal cake is miles away from the ones she grew up in Colombia. The top half has been deliberately angled from the bottom to reveal an avocado rose, carefully positioned alongside a fried egg and chorizo. Frijoles (beans) and cheese taste like home to her.

“In Colombia, everyone loves arepas. We’ve been eating them since we were little,” says Stefi. “We eat arepas all day, but the special moment is breakfast.”

For many Ballarat locals, a visit to A Pot of Courage is the first time they’ve tasted Colombia’s favorite breakfast. Other South Americans living in Australia go out of their way to eat arepas. There is also Vietnamese lemongrass chicken, homemade spanakopita and Bangladeshi dhal on the menu.

“It doesn’t matter whether you’re Anglo-Australian, Aboriginal or Persian – there’s a place for you here.”

In her former job at Women’s Health Grampians, Pilkinton met with 14 women each week to discuss gender equity, support services and preventing violence against women. Everyone brought food.

“I used to say I went to the best cafe every Thursday because there was often food from 14 different cultures. Now everyone can experience it,” says Pilkinton.

She got tired of hearing horror stories of discrimination and job rejection from women and decided to think about how to turn their cooking skills into income, with the help of the group. The result was a cookbook published in 2018 titled It needs courage. A pop-up followed, with people lining up for the best banh mi in the area.

When Pilkinton started a new job in the Barkly Square neighborhood, a former high school campus with an uninspiring cafe downstairs, she struck a deal for her Thursday women’s group to take over the space.

A Pot of Courage opened in early February 2020; six weeks before the COVID-19 pandemic interrupted meals. To survive, they launched door-to-door banquets in Latin America and street food deliveries in Malaysia. The silver lining was a huge growth in the A Pot of Courage database, which meant that by the time hospitality venues could reopen for dinner, people were flocking to the cafe.

“We trained and employed 30 mostly marginalized, isolated, financially independent people who were really eager to share their culture through their food – and get paid for it,” says Pilkinton.

Some of the women have since set up their own side businesses, bottling traditional condiments and serving their national food at the Ballarat Farmer’s Market. The cafe throbs with community support, from selling local art on the walls to a pay-for-pay initiative.

“We call it an intercultural cafe because it’s more active than a multicultural cafe,” says Pilkinton. “It doesn’t matter whether you’re Anglo-Australian, Aboriginal or Persian – there’s a place for you here.”

Do you like history? Follow the author here: Instagram @sofiaklevin and Twitter @sofiaklevin.


A pot of courage
Barkly Square, 25-39 Barkly Street
East Ballarat, Victoria


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Restaurants

A new group of Portland restaurants wants to reshape the food industry

Before the pandemic, chefs Jasper Shen and Linh Tran followed a familiar path for restaurateurs: opening a new restaurant, finding an enthusiastic following of local foodies, gaining popularity, opening a second location, etc.

Shen is no stranger to the Portland food scene. Ten years ago he was one of the three founding chefs of Aviary, which blended French technique with East Asian elements, and in 2017 he opened Chinese restaurant XLB on his own. Eventually, Linh Tran, who was one of the first employees there, became a business partner and the couple opened their second location in February 2020. But within weeks everything changed.

“We were open for about a month and a half before we had to close,” Tran said. “It was really devastating.”

Win Win co-founder Linh Tran chats with OPB’s Crystal Ligori outside the XLB restaurant in North Portland. XLB’s second location was closed shortly after opening when COVID-19 restrictions forced staff layoffs and a transition to a take-out model.

Arya Surowidjojo / OPB

When the governor banned all indoor dining to guard against COVID-19, XLB laid off about 80% of its staff and quickly transitioned the restaurant to a take-out and delivery model. It was a devastating blow, not only because of the layoffs of staff and the halting of their expansion, but also because it took away a crucial way for them to be involved in the community.

“We realized that to build our community, we have to engage with our community,” Tran said. “And having a restaurant is our way of doing that.”

It also changed the whole trajectory of what they wanted to do.

Before the pandemic, Jasper Shen said they intended to open several different XLB locations, but the pandemic forced them to slow down and reevaluate.

“We kind of went in the opposite direction,” he said. “We wanted to focus on things that would make us happy and happiness for us didn’t mean a bunch of different restaurants, it doesn’t mean you make a lot of money, it doesn’t mean you get super famous, that’s all what matters to us is to pay it up front.

Even before the pandemic, the world of food was changing. After years of racial inequality, sexual harassment, poor working conditions and more, the restaurant industry had its own account. And the closures and layoffs have only shed light on the dark underside of the industry.

“We got to a point where we got very frustrated with what we saw happening,” Shen said. “The #MeToo movement, the racial inequality, the protests, the Asian bashing, all these very famous bosses being called out for heinous activities… We thought there had to be a better way for businesses to operate.”

Simply put, they wanted to improve the restaurant industry and the food industry – detoxify it from within. To do this, Shen and Tran, along with their partner Catie Hannigan, started a new restaurant group called Win Win.

Win Win co-founders Jasper Shen (L), Catie Hannigan (center) and Linh Tran (R) speak with

Co-founders Jasper Shen (left), Catie Hannigan (center) and Linh Tran (right) spoke with OPB’s Crystal Ligori about their new Win Win Restaurant Group which aims to center makers of BIPOC and LGBTQIA+ foods.

Arya Surowidjojo / OPB

Their goal is to create fair and sustainable foodservice opportunities while prioritizing BIPOC and LGBTQIA+ food makers. Chefs who partner with Win Win bring a combined 35 years of restaurant experience to help support and guide their concept – whether it’s a product for the market, a new restaurant or a a food truck.

They will get help with the management and financing of their restaurant or food concept, in exchange for shared ownership between the catering group and the chefs. Each grower will be paired with a mentor from the local food community, something Tran said is the foundation of Win Win.

“The idea is that if people see people who look like them doing the things they want to do, that’s an affirmation. It is to validate. »

Win Win has some pretty heavy hitters on his list of mentors. Like James Beard, named chef Carlo Lamagna, food truck icon Han Ly Hwang, pizza maker Shardell Dues and beverage authority Ro Tam.

Their goal was to find other BIPOC and LGBTQIA+ food makers who had different experiences than theirs to better match their mentees. For example, XLB is a counter service restaurant, so they wanted to make sure they had someone like Ro Tam who, as the owner of two cafes and the small tea company Tanglewood, has extensive experience in the world of drinks.

Win Win quietly launched its new restaurant group earlier this year, but already has its first group of partner mentees, including Sofia Khan and Sarena Maharaj. The pair are new to the Portland culinary scene, bringing their rich, spicy chai and delicate Pakistani sweets called mithai to pop-up events under the name Chaiwallah PDX.

Chaiwallah PDX sells traditional mithai, or

Chaiwallah PDX sells traditional mithai, or “sweets” in Urdu and Hindi, as well as their eponymous chai.

Arya Surowidjojo / OPB

Their first event was in February and they assumed it would be unique. But the response has been overwhelming. Khan and Maharaj said people took to social media saying the flavors reminded them of home.

“And that was exactly what it was for us,” Maharaj said. “It was so sweet that so many people connected to it in such a similar way to us.”

The couple had created Chaiwallah as a way to reconnect to their roots and deal with the isolation of being part of a first-generation diaspora.

“I grew up eating Pakistani food, [but] I lived in a fairly white neighborhood and was also trying to fit in with my peers,” Khan said. “So this food that I really enjoyed and that tasted like home, was also one of those things where I was like, ‘I don’t want to be associated with this. “”

For Khan, it took stepping away from her family in Texas and her parents’ cooking to realize what she was missing.

“I go to all these restaurants [in Portland] and it’s great and it appeals to me, but it’s not my home,” she said. “And so it became very important to me to understand how I find the flavors of the house.”

For Maharaj, who is Indo-Caribbean and whose father is half-Indian, it was a way to connect with a culture from which she felt disconnected. A feeling that was amplified once she moved from New York to Boulder, Colorado.

“I’m like the only brown person I know in the whole city, and I just didn’t have anything that reminded me of home,” she said. “Nothing felt familiar, nothing felt safe either.”

Chai was accessible – it had milk, cinnamon and vanilla – and even though she had never really cooked before, Maharaj started teaching herself how to make chai.

“I didn’t know a lot of things and I was ashamed, like so much shame, that I didn’t know that,” she said. “So I was like, ‘I’m going to learn everything about Indian cooking, even though I’m not even from India, I’m going to learn everything about chai.’ And that’s just something that stayed with me.

Maharaj continued to make chai after moving to Portland, sharing it with friends and bringing it to parties and events. It got to the point where if she went anywhere, people expected to have her chai.

Chaiwallah PDX Founders Sarena Maharaj and Sofia Khan speak with

Chaiwallah PDX founders Sarena Maharaj and Sofia Khan have partnered with Win Win to help bring their spicy chai and delicate mithai to a wider Portland audience.

Arya Surowidjojo / OPB

But when the duo decided to pursue Chaiwallah as a business, they hit their first hurdle: where to make it for commercial production. Maharaj said her roommate is far from having more production at home. After texting friends, they got in touch with Jasper Shen who pointed them to commercial kitchen options. He also introduced them to the rest of Team Win Win, asking if the pair would like to partner up.

“We were so excited,” Maharaj said. “To be asked that is like ‘Wow’, there are so many opportunities, they offer so much of their time and experience and it feels like such a special thing to give to the community.”

It also aligned with their own values ​​and vision of a food world in which BIPOC food makers would be more celebrated. There has been a long history of white leaders drawing inspiration from and capitalizing on different cultures, and Khan and Maharaj saw Win Win as actively charting a new course in the community.

“It was very appealing to be invited to be a part of this,” Khan said. “It was really cool to have two people of color, who also worked in the food business that’s in their midst. [with] flavors close to home… because that’s our raison d’être [too].”

The restaurant group has already partnered with five Portland food producers and is still looking to attract more. Win Win’s Catie Hannigan said they’re also curating a new food cart mod called Lil’ America in conjunction with ChefStable.

“Linh and Jasper are going to run it with only BIPOC and LGBTQIA+ food carts,” Hannigan said.

The group of six to eight carts is scheduled to open in September in southeast Portland.

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Bars

New North Carolina law removes membership requirement for private bar associations

A new North Carolina law that loosens some restrictions on alcohol should be a boon for businesses, according to some in the restaurant and bar industry.

What is happening: Governor Cooper signed House Bill 768 into law on Thursday afternoon. Among other changes, the law removes the requirement for patrons to become “members” of private bars in North Carolina.

  • Membership, which requires a fee as well as disclosure of contact information, has long been required for establishments where alcohol accounts for less than 70% of total sales.
  • If they exceed that number, they must either serve food or operate as a members-only club, says Mohammad Jenatian, manager of the Greater Charlotte Hospitality & Tourism Alliance.

Why is this important: Requiring membership was an unnecessary burden on local businesses, Jenatian told Axios. Removing this requirement was long overdue, he added.

  • “It was still a system that allowed companies to legally discriminate against their customers. It made absolutely no sense,” Jenatian said of the membership requirement. “Over the years, many bars have been forced into providing catering service when they didn’t want or need it.”
  • Removing the membership requirement will help make the region friendlier to visitors, he added.
  • The measure also allows community colleges to sell alcohol when they host professional sporting events.

The big picture: The North Carolina Bar Owners Association has been pushing for the state to relax some of its liquor laws, which the association considers outdated, as reported by WRAL.

“There is a very outdated requirement in North Carolina’s liquor laws,” co-sponsored Rep. Pricey Harrison of the bill told Asheville station WLOS. “It was a strange requirement intended, I suppose, to limit people’s consumption of alcohol. A lot of our laws date back to Prohibition.

Zoom out: Businesses welcome the removal of the membership requirement.

“It’s good to see our General Assembly creating new laws supporting local businesses by removing private clubs with membership requirements,” Gary Crunkleton, owner of The Crunkleton, told Axios.

Crystal Capettini, owner of Burger Bar in Asheville, told WLOS that customers don’t like having to share their personal information to become members. “I think most bar owners are happy with it as well,” Capettini said of the HB 768.

And after: The law took effect immediately.

Read next story

The “Forever bracelet” trend comes to Charlotte via local jewelry store Quad Espresso

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Nightclubs

Gay club Hell’s Kitchen targeted by allegations of discrimination: lawsuit

A celebrity-backed gay nightclub in Hell’s Kitchen has engaged in racist and sexist entry policies, catering to underage drinkers and turned a blind eye to illegal drugs, including GHB, a “date rape” drug, according to a new lawsuit.

The Q, which opened in 2021 on Eighth Avenue and 48th Street, was supposed to trumpet ‘inclusivity’, but partner Alan Pikus ‘expressed his discriminatory beliefs and was hostile to the club addressing to any group other than young white males. former partner Frank “Frankie” Sharp alleged in the lawsuit that was filed last month in Manhattan State Supreme Court.

Sharp, nightlife producer and public face of the club, says in the suit that he worked to design and launch the four-story venue which features a mix of live music, cocktails and a dance floor . Actors Charlie Carver and Zachary Quinto are among its investors, and Billy Porter has helped promote it.

Frank Sharp claimed in the lawsuit that his former business partner Alan Pikus was “vocal in his discriminatory beliefs”.
Photo by Gonzalo Marroquin/Getty Images for NYLON
Sharp claimed that Pikus wanted the club to be
Sharp claimed that Pikus wanted the club to be “comfortable for white twinks” and barred women from entering.
BoiParty/Facebook
Sharp and Pikus opened The Q together in 2021.
Sharp and Pikus opened The Q together in 2021.
Frankiesharp/Facebook

In addition to Pikus, also known as Alan Picus and nightclub promoter, his partner Bob Fluet, founder of the Boxers NYC bar chain, is named in the lawsuit.

The Q was quickly popular with customers, but immediately rattled neighbors who filed noise complaints, according to the lawsuit, which alleged that Pikus would turn up the speaker volume if someone turned it down.

Pikus was also hostile to the club’s popular Latin parties, telling Sharp, “Make sure your Latin parties are the right kind of Latins, not Blatinos,” using slang for someone of mixed race, according to reports. court documents.

Actors Zachary Pinto and Charlier Carver are investors in The Q.
Actors Zachary Pinto and Charlier Carver are investors in The Q.
@frankiesharp/Instagram

Pikus wanted the venue to be “comfortable for white twinks,” or young gay white men, according to the lawsuit. He wanted women off limits and made a disparaging remark to a would-be bar manager, saying, “I don’t need [you] breaking my back to hire people just because they are black or trans,” court documents allege.

The club has earned a reputation as ‘the place to go for minors’, according to court documents.

And Pikus “ordered” security to stop interdicting illegal drugs and when they didn’t comply he said he would read the “riot act” to the director of security for “removing our boys’ GHB,” the lawsuit alleges. The so-called club drug is known to lower inhibitions and to be slipped into drinks to render a victim unable to resist sexual assault.

Pikus also allegedly had sex in public with club patrons, often near workers and “sometimes next to them,” according to the lawsuit.

When he told Fluet about the workers’ complaints in April 2022 with a video to back them up, he was given an ultimatum to resign with a small payout or possibly face dismissal, Sharp argued in his lawsuit.

Sharp said he was fired on May 23.

The Q announced released its non-discrimination policy midway through the trial.
The Q announced released its non-discrimination policy midway through the trial.
The Q/Instagram

The suit seeks at least $726,000 plus Sharp’s share of the club’s profits.

“I was shown the door BECAUSE of my REPEATED attempts to address the problematic behavior and dangerous mishandling of the Q…. All I seek in this claim is justice and I REFUSE to be intimidated “, Sharp said on his Facebook page.

Thomas Shanahan, an attorney for Pikus, said “allegations of inappropriate, racially insensitive and discriminatory comments were taken out of context.”

Pikus denied making the remarks about Latinos, white ‘twinks’, trans people and that he hadn’t had sex in the club or allowed us to be illegally drugged or underage drunk, added Shanahan.

The Q announced on his Instagram page this week that Pikus was no longer affiliated with it and donated $10,000 to Destination Tomorrow, a Bronx nonprofit serving the LGBTQ+ community.

Fluet on Instagram said “While we vehemently deny the hurtful allegations that have recently surfaced, we are committed to ending the very division within our community that Q’s programming and mission were designed to combat.”

Representatives for Carver, Quinto and Porter did not return requests for comment.

Additional reporting by Maddie Panzer

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Eatery Business

Low Income Loans Personal loans for a tight budget

When life happens, it may be necessary to take out a personal loan to stay financially afloat. If your credit is in good shape and you’re earning enough income to pay off the loan, you could be back on track sooner rather than later. But when money is tight, managing a personal loan can be challenging and have serious consequences for your finances.

Still, it’s possible to get a good deal on a personal loan by evaluating your options. Payments can still break your budget, but borrowing costs could be cheaper if you secure a competitive personal loan.

These lenders offer personal loans with low interest rates to make taking out a personal loan cheaper:

lender APR range loan amounts loan amounts minimum credit rating
upstart 5.40% – 35.99% $1,000 – $50,000 3 or 5 years indefinite
PenFed As low as 6.74% Up to $50,000 Up to 5 years indefinite
Luminous flux 3.99% – 19.99% (with automatic payment) $5,000 – $100,000 2 to 12 years 660
Pay off 5.99-24.99% $5,000 – $40,000 2 to 5 years 600
PNC bank 5.99 – 28.74% (with Autopay) $1,000 – $35,000 Up to 60 months (in select states) indefinite

upstart

Upstart offers fast approvals and funding in as little as one business day. What makes the lender even more attractive to potential borrowers is that there are no minimum credit requirements. Instead, Upstart looks beyond your credit score by evaluating your employment and educational history to determine if you are eligible for a loan.

PenFed

You must join PenFed Credit Union to apply for a personal loan. However, it might be worth it as there are no incorporation fees and you can apply with a joint applicant. Plus, if you have a strong credit history, the starting interest rate is among the lowest in the industry.

Luminous flux

LightStream is another exceptional online lender with competitive interest rates for personal loan products. The amounts are some of the most generous you will find, and depending on when you apply, you can be approved and funded the same day. There is also an option to choose a later financing date to coincide with when you need the loan.

Pay off

The Payoff website has a wealth of money management tools and financial education resources to help you take better control of your finances. You can check your interest rate in minutes and customize a loan product that’s right for your financial situation if there’s a match. A member of the Payoff team will be in touch with you quarterly to report back and answer your questions.

PNC bank

PNC Bank is a brick and mortar financial institution that also offers unsecured personal loans with minimal fees and competitive interest rates. Co-borrowers are also allowed if you want to boost your chances of approval. If you already have an account with PNC, you may qualify for a reduced interest rate. Also, there are over 2,600 branches nationwide if you want personal support.

Income requirements for personal loans

Lenders want reassurance that you are earning enough income to make timely loan payments. So you will likely have a minimum income requirement. Most also require proof of stable and verifiable income, such as a a recent payslip, W-2 or tax return, along with your employer’s contact information.

Consider using a personal loan calculator to view your potential monthly payment and determine how much credit you should apply for.

Other general eligibility criteria for personal loans are:

  • An active bank account that is on your behalf to send the credit process
  • An acceptable credit rating and debt-to-income ratio
  • Proof of residencesuch as a mortgage statement, lease agreement, or utility bill that includes your name and address as listed on the loan application

Keep in mind that each lender sets their own rules, so borrower requirements will vary.

How to get a low income personal loan

You may have to do some legwork to get a lower income personal loan, but it is possible. In fact, you might have better luck with an online lender with flexible eligibility criteria.

To increase your chances of approval, apply for a lower loan amount or ask a friend or relative to sign for you.

If you don’t need the money right away, consider paying down your debt, getting a better-paying job, or negotiating a raise to lower your debt-to-income ratio. Also, work on improving your credit score to potentially unlock larger amounts of credit.

Low-income personal loan alternatives

Whether you are unable to qualify for a personal loan or would rather explore other sources of funding, these options could be viable:

  • Credit cards: If you have good or very good credit, consider a credit card with an interest-free introductory period. If you withdraw the entire balance before the end of the promotional period, you will not pay any interest on any applicable fees. Otherwise, this form of financing could become costly, especially if you spend more than you can afford to pay back before the offer expires, accrue interest, and end up making only the minimum monthly payment for some time.
  • payday loan: These loans should only be used as a last resort for a few reasons, although they are easily accessible if you have a lower income than perfect loans. For starters, interest rates are often well into the three-digit range, some even as high as 650 percent. And as the name suggests, the balance is usually due on your next payday.
  • Secured Loans: You must provide collateral to get a secured loan. However, they are attractive to many borrowers because they can be approved with a lower credit rating and minimal income. The downside is that if you default on the loan payments, you could lose your assets.

Also, consider contacting your local credit union to inquire about personal loan options. They often make smaller loans and may agree to give you more credit if you are already a member and have established a positive relationship with the branch.

Talk about alternatives and whether they are generally better or worse. Include payday loans, secured loans, credit cards, and local credit unions

bottom line

Getting a personal loan is sometimes necessary, but lower income can make it difficult to manage. The upside is that some lenders offer flexible, affordable lending products with competitive interest rates. Before you apply, explore other funding options as they may be a better fit for your budget.

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Cafes

GoFundMe raises thousands of dollars to save the Silly Ax Cafe

After nearly closing, a restaurant in the Highlands remains open thanks to generous donations from the community. The Silly Ax Cafe on Dundee Road is Louisville’s only dedicated gluten-free restaurant. It is also peanut and nut free. Owner Angela Pike shared this GoFundMe online about a week ago asking the community for help if she wanted the restaurant to stay open. “Margins are really tight, they’re already tight with restaurants in general, especially in a small, family-run, popular restaurant like ours,” Pike said. “I don’t have any company or anything supporting me. It’s just me and my family.” More than $25,000 has been donated via GoFundMe and in person. Staff shortages, pipes bursting and flooding the restaurant and now driving up food prices. Pike explains how the Silly Ax Café has much higher food costs in general and the difficulty of finding alternatives.” When one of our items skyrockets or triples or quadruples the price like so many things, we usually can’t find any alternative object to use,” Pike said. “Because an alternative item is processed in a place with peanuts or tree nuts or is processed in a facility where wheat exists.” Pike plans to launch a new menu using cheaper ingredients and less labor-intensive recipes. Pike said she plans to pay off accumulated debt, get back on track, and set aside whatever remains in case something bad happens again. of love,” Pike said. “When I wanted to give up, there was a big part of me, I felt mentally finished. I didn’t want to do it anymore. I gave it my all and honestly the community brought back my will to fight, my will to keep going.” To read Pike’s full post, click here.

After nearly closing, a restaurant in the Highlands remains open thanks to generous donations from the community.

The Silly Ax Cafe on Dundee Road is Louisville’s only gluten-free restaurant. It is also free of peanuts and tree nuts.

Owner Angela Pike shared this GoFundMe online about a week ago asking the community for help if she wanted the restaurant to stay open.

“Margins are really tight, they’re already tight with restaurants in general, especially in a small family restaurant like ours,” Pike said. “I don’t have any company or anything supporting me. It’s just me and my family.”

Over $25,000 was donated via GoFundMe and in person.

Pike said they have struggled to catch up after being hit by COVID-19, staff shortages, bursting pipes flooding the restaurant and now rising food prices.

Pike explains how The Silly Ax Café has much higher food costs in general and the difficulty of finding alternatives.

“When one of our items skyrockets or triples or quadruples in price like so many other things, we usually can’t find an alternate item to use,” Pike said. “Because an alternative item is processed in a place with peanuts or tree nuts or is processed in a facility where wheat exists.”

Pike plans to launch a new menu using cheaper ingredients and less labor-intensive recipes.

Pike said she plans to pay off accumulated debt, get back on track, and set aside whatever remains in case something bad happens again.

“I haven’t had a paycheck in about six months and honestly at this point it’s a labor of love,” Pike said. “When I wanted to give up there was a big part of me, I felt mentally finished. I didn’t want to do it anymore. I gave it my all and honestly the community brought back my will to fight, my willingness to continue.”

To read Pike’s full article, click here.

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Restaurants

Waiters receive surprise tips of $400 and $800 at popular ME restaurant

Servers at the Taste of Maine restaurant, Tiana Burton and Ashley McElman, both received generous tips over the July 4 holiday weekend.

WOOLWICH, Maine – Tiana Burton and Ashley McElman, servers at the Taste of Maine restaurant in Woolwich, say they were shocked while working shifts over the July 4 weekend – when a customer arrived one day, leaving Burton a $400 tip.

“Walking into the restaurant, I was glad to be there, and that was just the icing on the cake, or the whole cake!” said Burton.

Then that same family arrived two days later, tipping McElman $800.

At a time when the price of everything is more expensive and the busy tourist season is hard work, the Burtons and McElmans say they are truly grateful for the generosity of a random guest.

“We sometimes make it look easy, but yeah, it takes a lot of work,” Burton said. “So when people recognize that and pay for it, it’s a blessing – especially on weekends, especially on holidays, everyone goes out with family and so on, but it feels like an extended family here. [at the restaurant]so I’m happy to come and spend the day with them.”

McElman reiterates Burton’s gratitude for the family’s heartwarming generosity.

“I just feel like it reflects, you know, they’re nice people, their kids are nice,” McElman said. “It’s just a reflection of nice people, and of course that tip was out of this world. It made me cry of course, it’s really very generous at a time like this.”

We are lucky to have amazing clients who appreciate my servers as much as I do.

Posted by Taste of Maine Restaurant on Monday, July 4, 2022

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Bars

Luckily sober bars are more popular than I thought

Pexels.com

There are many reasons why a person may refuse to drink. Besides the always assumed choice of personal preference, other reasons may include pregnancy, bad drug interactions, bad allergic reactions, weight management, chemotherapy, or existing chronic illnesses.

I chose to quit drinking to test its effects on my mental health. I write these two months sober and have since discovered many alternative options to drinking that don’t sacrifice the social rituals I’ve become so accustomed to. A whole world of #sobercurious people and #substancefree communities exist to end the stigma and support non-drinkers in fun ways.

Although I am new to this lifestyle, I learned early on how fragile sobriety is. Over time, I had to slowly relearn how to do things sober. This often meant only being out for two hours until I could master staying out a full night while my friends passed bottles of tequila to each other.

This has not been easy. Yes, I don’t wake up wildly anxious anymore, but I’m still human. I always crave alcohol on days when I’m stressed or sad. I was every day at 6 p.m. “shoot o’clock” girl. Even if I don’t drink, I still want to let off steam after a long week of exhausting my creativity. And, I shouldn’t have to compromise my sobriety to do so. If you’re sober, neither are you.

I recently learned that there are also safe drinks. There are also bars that sell some of these spirits, but not always. Alcohol has always been a big part of my travel experience. The first time I got drunk was in high school on an exchange program in Paris, France. This was the best – my friend and I bought bottles of wine, drank them under the Eiffel Tower, then stumbled on the metro back to our hotels. I haven’t traveled abroad sober yet because I don’t feel quite ready for it yet. But I did a lot of research.

Below are sober bars across the United States that have responded to the need for more inclusive, non-alcoholic social settings. Good zero alcohol consumption!

Soft drinks by Suckerpunch.

Threes Brewery (brooklyn, NY)

One of the things I miss the most about drinking alcohol is beer. I still consider myself a beer snob. realizing that I don’t need to compromise my love for beer has been great. Threes Brewery in Gowanus, NYC is a beer garden featuring non-alcoholic beers, a huge backyard, and food by The Meat Hook, which serves things like a dry-aged double cheeseburger with raclette until midnight on weekend.

Awake Bar (Devnver, CO)

Awake Bar is a café by day and a sober bar by night. The menu still mentions gin and tequila, but the liqueurs used are alcohol-free. Their Desert Rose, a cocktail made from Kin High Rhode with burnt honey, black cardamom and orange blossom, comes highly recommended.

Without Bar (Austin, Kansas City, Los Angeles)

Sans Bar is a black-owned, low-key bar franchise with three permanent locations in Austin, Kansa City and Los Angeles. The bar offers an extensive drinks menu, from alcohol-free wine to “hop water” (zero-proof sparkling water infused with beer hop oil) to inventive alcohol-free cocktails made from fresh fruit juices and non-alcoholic spirits from brands like Seedlip.

27 Restaurant and Bar (Miami, Florida)

The 27 Restaurant and Bar at the Freehand Hotel in Miami offers “tailor-made” cocktails – personalized drinks for guests prepared on-site. In this case, “Bartenders’ Choice” asks customers to specify their alcohol of choice (and “non-alcoholic” is a viable option), whether they want their drink shaken or stirred, and their flavor profile. preferred (“light,” “tropical,” “bitter,” “sour,” “herbal,” etc.)

Bar Tonic (New Orleans, Louisiana)

Bar Tonique in the French Quarter has an encyclopedic cocktail menu that includes a page of non-alcoholic libations, many of which center on fresh seasonal fruit. Bar Tonique also offers free mocktails to designated drivers, promoting the bar’s support for safe nighttime practices.

Fourteenth Oak (Boulder, CO)

Chez Oak at Fourteenth, located in Boulder, Colorado, lists its cocktails according to the amount of alcohol present in each drink. The High alcohol section contains drinks made from several spirits. Their No alcohol section is devoted to high-concept mocktails like the Secret Handshake (“Citrus Grove” Seedlip, vanilla, coconut water, orange, mango, elderflower tonic).

ABV Bar (San Francisco, California)

ABV Bar is an inclusive bar that offers a “0%” section on its drinks menu. On this menu, sober customers can find non-alcoholic beers, mocktails and tonics.

Sucker Punch Bar (Portland, OR)

Suckerpunch Bar is a foolproof bar that started out as a mocktail kit vendor in 2020. With incredible support from the Portland community, Suckerpunch has expanded into a physical space in Portland, Oregon, offering a menu unique and organized alcohol-free drinks. The bar is 18+.

ArKay House (Loredo, TX)

ArKay House opened in May 2018 with approximately 40 soft drink offerings produced by owner Reynald Vito Grattagliano who created his own non-alcoholic spirit recipes. The bar serves coffee in the morning and switches to NA drinks around 4 p.m. (noon on weekends). Menus of alcohol-free cocktails and seasonal “elixirs” are accompanied by sandwiches and finger food. An on-site bottle shop sells NA beer, ArKay NA wine and spirits to take home. At the moment, ArKay is looking to expand to other cities.

Sobriety is different for everyone. There are many who avoid spirits with less than 0.05% alcohol while others agree. If in doubt, it is always possible to order an à la carte non-alcoholic cocktail.

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Nightclubs

Toronto residents are exhausted after a nightclub allegedly opened under a condo

West Toronto residents say they are completely exhausted after a so-called nightclub opens at the foot of their condominium.

Loud music, a pounding base and rattling noise are just three of the top complaints some residents of 801 King Street West, located near Niagara Street, have made to settlement officials in recent weeks. They say that in June a new establishment opened its doors in a commercial space on the ground floor of their building, and that a few times a week, they are thus subjected to sleepless nights.

Bei Sun has lived on the third floor of 801 King Street for about 10 years. She said she never had any noise issues until a few months ago when all of a sudden loud music started blasting at 1am.

“I heard this kind of heavy dancing and the electric vibes,” Sun told CTV News Toronto. “My window, I heard noise, so I call security, they said there’s a bar downstairs they’re opening.”

Sun said the loud music continued week after week, making it almost impossible to fall asleep. Employed in a CHSLD, she often works weekends, the same evenings when the establishment is open.

“I can’t rest,” she said, adding that she had to call in sick from lack of sleep.

“It’s these heavy bass music, it goes in your mind, in your heart. It makes you hyper. You can’t sleep in the middle of the night.

Sun is one of many residents who called 311 and had by-law officers come to her unit to measure the noise. But so far, no action has been taken.

The establishment downstairs from the condo is called Hyde Social. Their website has conflicting hours of operation, with one area promoting a Monday-Friday 3-6pm happy hour, while also stating on the same website that they are open Wednesday-Saturday between 10pm and 3 a.m.

Their Instagram account also says they are open Wednesdays, Fridays and Saturdays, while promoting bottle service and guest lists. The video shows large groups of people dancing and taking pictures while DJs play music in the background.

In response to CTV News Toronto’s investigation, a spokesperson for Hyde Social said the business operates as a licensed restaurant and bar, with a full kitchen serving food and drink.

“We strive to be good neighbors and as such, when we were made aware of noise concerns, we hired an accredited sound company who performed a full analysis of our operations. It has been confirmed that our operations meet the permitted noise levels prescribed by municipal regulations,” they said.

“We are also in contact with by-law officers to discuss the matter and will work with them to ensure that we comply with all by-laws.”

Angeline Putnickovich had purchased a unit at 801 King Street with her sister in May. At the time, the space now occupied by Hyde Social was closed and its estate agent said they were not sure what was going on in the space, but it could be a restaurant.

She told CTV News Toronto that she was “gutted” when she spent her first night in the condo on Canada Day and was kept awake by loud music.

“It really felt like I was in the nightclub,” Putnickovich said, adding that it wasn’t just the music, but the sound of an air horn and the heavy base that rocked his unit. from the second floor.

“There’s no way anyone can sleep through this,” she said. “If it’s like that every weekend or even…especially Wednesday, Thursday for the whole working week. I don’t know what I’m going to do.

The City of Toronto confirmed that it had received three complaints about Hyde Social in June 2022 and was “investigating to determine if it had the appropriate business license”.

“This is an active investigation and we are unable to provide further information at this time,” a spokesperson said in an email.

The company has a “catering establishment” license, according to a commercial license search.

A catering establishment is widely considered a restaurant, cafe, bar or pub with seating for customers. A nightclub or entertainment establishment is defined as a place in which there is a dance hall for customers and where there is no seating for most customers. The food or drink is offered “as an accessory”.

Spadina-Fort York alderman Joe Mihevc told CTV News Toronto he’s not sure if zoning rules allow a nightclub to be on the ground floor of a boardroom in condominiums, but that there were requirements in terms of noise and general behavior when within a residential area.

He urged residents to continue to contact 311 with any concerns or complaints, as it is the only real avenue available to them from the city’s perspective. However, he also acknowledged that enforcing municipal complaints by-laws is a much slower process than one involving the violation of a criminal statute.

“Before they sue, if they decide to go to court, they have to build a case,” he said. “They are also trying to work with the property or owner, whatever the case, to rectify the situation.”

“What we really want is for the people running businesses to be successful and to do it the right way.”

“We’re not looking to close the business, we want to make sure they follow all the regulations, so we would give them time to rectify that.”

Toronto real estate attorney Bob Aaron suggests the condo tenants band together and pursue further legal action through their board of directors.

“They can issue a request for the music to stop at 1 a.m. because there is a requirement for peace and quiet in the building,” he said.

“I think the condo board has a lot of power and the city has a lot of power, which they may or may not use, and I think the law is on the side of the residents.”

NO NIGHTCLUB NOISE

Sabrina, another resident of 801 King Street West, is part of a group called No Nightclub Noise, which was formed in response to another business in the area which they say is also causing sleepless nights and anxiety. . The group started a petition after months of trying to deal with the facility through city channels, such as calling 311 or contacting their local councillor.

“Obviously there is noise from life on King Street, trams, traffic etc. But I never had any issues with noise from nightclubs until February 25 this year,” said Sabrina.

It was around this time that Pizza Wine Disco opened at 788 King Street West. Residents allege it is a nightclub “passing” as a restaurant. They complained of loud music until 3 a.m., large groups of people flooding the streets and customers regularly trespassing on neighboring properties to urinate.

Sabrina has lived at 801 King Street for around 15 years and said she has never had a problem with the area before, even when a pub was open in the location currently used by Hyde Social.

“It doesn’t just affect our building. It affects several buildings in the neighborhood,” she said.

Videos tagged Pizza Wine Disco, posted on instagram and ICT Tac, shows a crowded bar with people dancing on tables, as well as customers sitting enjoying pizzas and drinks. They also have a specific “nightlife” site in which customers can request bottle service.

In a statement, a spokesperson for Pizza Wine Disco (PWD) said they never used a DJ and never played music outside of its opening hours, which operate from 5 p.m. 2 a.m. Thursday through Saturday.

“The City of Toronto has confirmed that PWD is in compliance with all municipal bylaws, including those relating to noise levels. Our staff perform regular and frequent decibel readings and we have installed noise limiters on the sound system to ensure continued compliance,” they said.

“The fact that PWD is a self-contained building means that we are able to effectively monitor and control the volume emanating from the premises. We also have a significant security presence and increased signage outside to ensure customers do not cause excessive noise when entering or leaving the facility.

The spokesperson insisted that PWD is “not a nightclub” and that it “has no dance floor or guest list and does not charge a ‘cover fee/ entry”.

“PWD has gone above and beyond to solidify itself as a productive and respectful member of the community. The vast majority of our neighbors happily support our operations and have become regular customers.

Farat Farrokhi lives in a townhouse right next to the disabled and says he is now considering moving due to the stress the situation is causing him. He has lived in the area for nine years and told CTV News Toronto that the restaurant’s alley is right next to his room. He said he heard loud music and after closing, customers tended to hang around, talk loudly and urinate or vomit on his property.

He complained to 311 and contacted various politicians at all levels of government, but when Hyde Social moved into the area he had had enough.

“I have an appointment with my estate agent tomorrow. I’m just thinking about leaving. And it’s not the right time for me to do that,” he said.

He is not the only one. Sabrina also considers leaving the neighborhood she loved.

“The bylaws, the tools we have for that are supposed to protect us, they’re really very biased towards the company,” she said. “There’s nothing about them that actually gives us any way to grapple with the fact that there was a nightclub in an apartment building, in an apartment block.”

“It’s a sad awakening.”

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Cafes

Whitsons Culinary Group will use Culinary Digital’s Café Connections

In this special edition of its 5 Things series, Food Management highlights five recent technology-related developments affecting the restaurant world.

Here is your list for today:

  1. Whitsons upgrades communications network at K-12 unit

FM Top 50 Whitsons Culinary Group, which provides personalized catering services to public schools and other customers in the Northeast, has announced a new project with food technology platform Culinary Digital to launch the digital network Café Connections in 110 school districts, linking communication for onsite staff and enabling Whitsons to deliver real-time information and updates directly to onsite teams. In addition to easily managing content on each school’s screens and helping to build skills and keep team members engaged, Café Connections will update staff with real-time information on new products, plans, training, features or reminders; ensure responsive communication between headquarters/district and on-site teams; and provide system flexibility to customize messages in each district.

Read more: Culinary Digital and Whitsons partner to launch “Café Connections” in 110 school districts

  1. Survey shows general desire to reduce reliance on post-COVID virtual services

Many Americans don’t expect to rely on the digital services that have become commonplace during the pandemic after COVID-19 died out, according to a new survey from The Associated Press-NORC Center for Public Affairs Research, with nearly half or more of American adults saying they are not likely to attend virtual activities, receive virtual healthcare, get groceries delivered or use curbside pickup after the end of the coronavirus pandemic, although many also want the option to remain. “Rather either-or, I think we’re more likely to face a hybrid future,” said Donna Hoffman, director of the Center for the Connected Consumer at the George Washington School of Business. “People have found convenience in some of these virtual options that makes sense, and they don’t necessarily have anything to do with it, like your safety or the pandemic, even though they’ve come of age during the pandemic. “

Read more: AP-NORC Poll: Half of them say they will stop using virtual options after COVID

  1. Campus robots are seen as assisting, not replacing, human staff

After announcing their partnership last month to bring self-driving deliveries to college campuses, online ordering platform Grubhub and self-driving robotics company Cartken stressed that the move was intended to complement, not supplant, human staff. “[We’re] increasing the current runners they have and the volumes Grubhub sees on campus,” said Cartken co-founder/COO Anjali Naik. “That’s really where robots fit in well, to transport food over these short distances at this volume…We’ve always seen this as something that will expand traditional delivery options, having this addition to the delivery network that we see today.”

Read more: Grubhub Robotics Partner Predicts the P2P Future of Automated Delivery

  1. Robot invasion alarms hospitality unions

A nascent line of robots has begun to fill positions in understaffed hotels, and groups of workers are sounding the alarm that the nascent army of automatons, currently numbering at least 200 nationwide, threatens to grow and replace paying members. However, the American Hotel & Lodging Association notes that the hospitality industry has lost 1.3 million jobs in the past two years and that around 49% of hoteliers say their properties are “severely understaffed”. .

Read more: Understaffed hotels are hiring robots – and unions are backtracking

  1. A Fully Automated Spaghetti Restaurant Opens in Tokyo

The operator of the Japanese cafe chain Pronto Corp. opened a spaghetti restaurant with a fully automatic kitchen in Tokyo, allowing minimal labor to serve the dishes. The P-Robo food processor, jointly developed with Tokyo-based technology company TechMagic KK, prepares a dish of spaghetti in 45 seconds, automating the cooking process, from boiling the pasta to mixing with the sauce and more ingredients, and all the human employees then have to do is put the cooked spaghetti on plates, add some toppings, and serve.

Read more: Opening of a self-cooked spaghetti restaurant in Tokyo

Prime: The food hall is a world-class dining hall for the Northern Virginia office complex

Contact Mike Buzalka at [email protected]

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Restaurants

$42 million earmarked for restaurants alleging soaring pork prices

Photography: Shutterstock

Restaurants that purchased pork products from Smithfield Foods between Jan. 1, 2009, and April 19, 2022, may be eligible for a share of the $42 million the seller has agreed to pay to settle price-fixing allegations, according to a court-approved announcement.

The notice was issued by representatives of the class of plaintiffs in a class action lawsuit brought against Smithfield and other pork suppliers in the United States District Court serving the Minnesota area. The other defendants, which include most of the restaurant industry’s largest pork suppliers, are not parties to the settlement.

The court clarified that Smithfield’s settlement offer did not state that the seller was guilty of the price-fixing allegations against him.

The group of plaintiffs pointed out that the announcement of a pending payment was made with the court’s approval and encouragement. Disclosure of the settlement is really aimed at parties who would prefer to opt out of the settlement and try their luck in a lawsuit. Operators who do not consider the $42 million to be fair have until September 3 to send in their rejection of the offer. They are also invited to submit their objections.

Only claimants located in these states are eligible for part of the settlement: Arkansas, Arizona, California, Florida, Iowa, Kansas, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Nebraska, Nevada, New Hampshire, New Mexico, New York , North Carolina, North Dakota, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, West Virginia and Wisconsin. Operators in the District of Columbia may also be eligible.

The $42 million payment has not yet been approved by the court. He intends to hold assessment hearings first, starting October 22.

If the settlement is approved, the money would then be divided among the plaintiffs who defaulted to settle.

The call for opt-outs and objections to the settlement is the latest development in a controversy that has embroiled several of the industry’s biggest meat suppliers, including Tyson Foods, JBS, Swift and Hormel.

The group was accused of collaborating to set and maintain the wholesale price of pork charged to restaurant customers. Such actions are violations of federal anti-trust laws.

Operators who have been charged the allegedly rigged prices include LongHorn SteakHouse, Erbert & Gerbert’s, Joe’s Steak and Leaf, The Grady Corp. and others.

Similar actions aimed at poultry suppliers are underway.

The price-fixing allegations came as the pandemic upended the restaurant supply chain. These disruptions helped accelerate wholesale food price inflation to its highest level in decades.

Members help make our journalism possible. Become a Restaurant Business member today and unlock exclusive benefits, including unlimited access to all our content. Register here.

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Eatery Business

Best pool loans

The average cost of installing an inground pool ranges from $38,719 to $69,599. The national average for an inground pool is $51,833. A pool costs $50 to $125 per square foot. Adding a pool house can increase the cost of a pool to $300 or more per square foot. The cost of a pool depends on the type of material, size, shape, design, landscaping, lighting, materials, labor and any custom work.

Large pools are approximately 18 feet by 36 feet, with the deep end ranging from 9 to 12 feet. The deeper the pool, the more expensive it becomes. The starting price for a large pool is around $35,000. Small pools are approximately 10 feet by 20 feet, with the deep end ranging from 5.5 to 7 feet. Small pool prices range from $10,000 to $25,000 and up.

Annual costs are incurred for the maintenance of a pool. This can include electrical systems, plumbing and pumps. The cost increases when you have a patio and security fence. Additional pool costs can be permits, property taxes and additional utilities. Building permits for a pool typically cost between $450 and $1,800 per permit. When installing a pool, it’s important to consider annual maintenance fees and taxes. Another important aspect concerns the materials: after 7 to 10 years, parts of the pool may need to be replaced or repaired. A pool can be an expensive upgrade.

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Bars

Bar Tools Market Forecast to 2028

New York, July 5 2022 (GLOBE NEWSWIRE) — Reportlinker.com announces the publication of the report “Bar Tools Market Forecast to 2028 – COVID-19 Impact and Global Analysis By Type and Distribution Channel” – https://www. reportlinker.com/p06289888/?utm_source=GNW
Bar tools are increasingly used to prepare cocktails and mocktails at home.

Based on type, the global bar tools market is segmented into cocktail glasses, cocktail shakers, bottle openers, bar tool sets, and others. In 2020, the bar tool set segment dominated the bar tool market.

The Bar Tool Set is a set of various bar tools together at a discounted price, and the tools included in a bar tool set vary from manufacturer to manufacturer.

The bar tools market, based on geography, is segmented into North America, Europe, Asia-Pacific (APAC), South & Central America (SCAM) and Middle East & Africa (MEA) . In 2020, North America dominated the global market.

Changing consumer lifestyles and increasing health awareness have led to an increasing preference for low alcohol beverages such as cocktails, driving the demand for bar tools in North America. Elegant cocktail glasses are used to give an aesthetic and elegant look to the interior. -house bars.

Additionally, consumers are increasingly focusing on mixing and creating new beverages at home, leading to an increase in demand for bar tools such as cocktail or cocktail shakers, bar spoons and a dosing dispenser. Europe is the second largest market for bar tools, and Asia-Pacific is expected to be the fastest growing region in the bar tools market.

Many industries, such as the consumer goods industry, have faced unprecedented challenges due to the COVID-19 pandemic. Raw material and labor shortages, plant closures, and other operational difficulties due to COVID-19 safety protocols have hurt the tools at the helm. market.

The lockdown has severely affected the supply and production of bar tools, thereby restraining the growth of the market. However, vaccination campaigns have led to an increase in commercial activities around the world.

Economies are reviving and the demand for bar tools is expected to rise globally in the coming years. Major manufacturers have resumed operations, restoring production capacity for bar tools.

Carlisle FoodService Products, Cocktail Kingdom LLC, Cresimo, Viski, Norpro Inc., OXO, SAHM, Vacu Vin, Rabbit and Julisk are some of the major players in the bar tools market. These companies adopt strategies such as mergers and acquisitions and product launches to expand their geographic presence and consumer bases.

The overall size of the Global Bar Tools Market has been derived using primary and secondary sources. To begin the research process, extensive secondary research was conducted using internal and external sources to obtain qualitative and quantitative information related to the market.

Additionally, several primary interviews were conducted with industry participants to validate the data and gain more analytical insights on the topic. Participants in this process include industry experts such as vice presidents, business development managers, market intelligence managers and national sales managers, as well as external consultants such as evaluation, research analysts and key opinion leaders, specializing in the global bar tools market.
Read the full report: https://www.reportlinker.com/p06289888/?utm_source=GNW

About Reportlinker
ReportLinker is an award-winning market research solution. Reportlinker finds and organizes the latest industry data so you get all the market research you need – instantly, in one place.

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Nightclubs

Police search for photos, video of shooting outside Sacramento nightclub – CBS Sacramento

Electra fire: dozens evacuated after spending hours at PG&E power plantAbout 100 people were trapped inside the power station as crews worked to respond to the fast-moving wildfire.

Electra Fire explodes over nearly 1,000 acresAbout 100 people remain stuck in a PG&E power plant along the North Fork Mokelumne River.

Dozens of people stuck in a power station as a wildfire burns nearbyMore than 70 people are stuck at a PG&E power plant Monday night as a fast-moving wildfire burns in the Sierra foothills near the Amador and Calaveras county line southeast of Jackson.

More than 100 people stranded in power station near Electra FireOfficials say deputies moved people from a nearby neighborhood and the fire has since trapped them in the power station.

Evening weather report: July 4, 2022Meteorologist Darla Givens indicates how long the cool summer weather will last.

2 wildfires burning fast in the Sierra foothillsOne of the fires burns near Jackson; the other burns near Bangor. Both resulted in evacuation orders.

Crews battle a fast-spreading fire near JacksonCounty officials issued an evacuation warning for the area.

Independence Day Parades Held in Northern CaliforniaFor some, it was the first time they had come back in force since the start of the COVID-19 pandemic.

3 men presumed dead in Delta identifiedAuthorities say they were Edwin Perez, 22, Danilo Solorzano, 40, and Edwin Rivas, 57.

Fire departments prepare for busy 4th of JulySac Metro Fire and surrounding agencies say they are staffed and ready to respond to fires ignited by fireworks.

Protesters closed I-5 in downtown SacramentoProtesters say they wanted to highlight the impact of limiting access to abortion on women’s rights.

Man killed in Sacramento nightclub shooting identified as Greg GrimesHe was an assistant football coach at Inderkum High School in Natomas.

Traffic shifts again after protesters march on I-5 in SacramentoAbortion rights protesters blocked traffic for a time on the freeway.

Child rescued, 3 missing in Sacramento River near Rio VistaThree men are missing and presumed dead in California after a child was caught in a river current and they swam in an attempt to rescue him, authorities said.

Weather forecast for July 4Find out what kind of weather we expect this holiday and this week.

Lunch break: new productsOur producer Michael Marks has the best seasonal fruit and vegetable deals.

Fire crews save a cat from a fire in SacramentoThe fire occurred early Monday morning in Midtown Sacramento.

Protesters march on I-5 in Sacramento, block trafficThe protesters appear to be from an anti-4th of July protest that was taking place at the California State Capitol earlier in the day.

All Rices fire evacuation orders and warnings liftedContainment increased to 65% on Monday.

Police search for photos, video of shooting outside Sacramento nightclubFamily members identify the slain man as Greg Grimes, 31, a former standout player from Inderkum High who returned and was an assistant coach.

Protesters march on I-5 in SacramentoProtesters blocked northbound Interstate 5 in downtown Sacramento on Monday.

Garbage truck crashes in West SacramentoThe scene takes place near Sutter Health Park.

Inderkum High Coach killed and 4 injured in shooting outside Sacramento nightclubA shooting near a downtown Sacramento nightclub left one dead and several others injured early Monday morning.

Family of injured Folsom Marine stresses need for more military mental health supportA single moment at the Folsom Rodeo was actually months to prepare for Marine Corps Sgt. Tyler Vargas-Andrews.

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Cafes

6 Costa Rican cafes perfect for a weekend brunch in Heredia:

In Costa Rica, some weekends are for nature adventures, while others are for spending some relaxing time in town. What better way to start a weekend in the city than going out for an idyllic brunch with loved ones? Delicious food and the perfect coffee brew complemented by warm conversations can be the perfect recipe for your morning delight. To help you plan, here are 6 cafes perfect for enjoying a weekend brunch in Heredia.

1. Cafeteria Sula

The green painted wall and bright yellow cushions in the Sula Cafeteria elicit instant joy. With plenty of power outlets and free Wi-Fi, this café in Plaza Najori is as good for working alone as it is for hanging out with a group of friends.

The brunch menu is available all day during their daily opening hours. You can choose from a variety of options like tortillas, pancakes, toast, eggs, bowls and of course Gallo Pinto! Their dishes are often created with a touch of originality and the portions are always prepared with beautiful cutlery.

2. Kawah Cafe

Conveniently located in Heredia’s new hotspot near the Oxigeno Mall in San Francisco, Kawah Cafe has recently had a facelift. Now this family cafe, with garden seating and semi-open seating, looks brighter and more spacious than ever.

On the breakfast menu they offer toast, pancakes, chilaquiles, eggs of all kinds, fruit bowl, Gallo Pinto as well as a Pinto Bowl, where all the typical delicious goodness come together. One interesting thing to note, Kawah uses pastured eggs for all of its dishes.

3. Estadero Bistro & Cafe

Located in Heredia Centro, at Estadero Bistro & Cafe, an unassuming entrance will lead you to a charming oasis inside. They remodeled an old house to create casual sitting areas, where you can read a book or play a board game while you wait for your food to arrive.

Their breakfast menu offers pancakes, French toast, various egg dishes and tipico desayuno with Gallo Pinto, including a vegan variant of the same. They start offering the breakfast menu at 7:30 am everyday and on weekends it is available until 2:00 pm.

4. Cafeteria Bajo Sombra

Tucked away in an alley in a residential area of ​​Belen is the Bajo Sombra cafeteria. Their spacious garden with carefully designed outdoor seating areas is a dream come true. Right in Heredia, green plants and colorful flowers will make you feel connected with nature.

On weekends, Bajo Sombra opens at 8:00 a.m. They have a pretty extensive breakfast menu, ranging from Gallo Pinto, toast, egg dishes to burritos and chalupas options. Definitely get yourself a cup of their specialty coffee which can be extracted using your method of choice.

5. Cafe El Retiro

Offering indoor seating, outdoor seating as well as a more private seat in a small booth, Cafe El Retiro is a lovely cafe located in the lovely neighborhood of Heredia, San Joaquin de Flores. Whether with ornamental pieces or witty quotes, their interior space reflects vintage decor.

El Retiro is open from 9:00 am. Besides the regular breakfast menu, they include special dishes for special occasions. Plus, their pancakes and Frappes are delicious!

6. El Cacaotal

As soon as you enter El Cacaotal, the sight of cocoa products infused with the aroma of cocoa will enthrall you. Just off the busy Ruta 111 in Belen, this new chocolate factory is placed as if by magic in a quiet setting, surrounded by greenery.

On the breakfast menu, you’ll find the regulars like Gallo Pinto, fruit bowl, French toast and various egg dishes. But, as the cafe’s name suggests, cocoa-based foods and beverages are their signature offerings. So buy one too!

Authors biography :Pubali Kanjilal is an Indian who has been living, working and traveling in Costa Rica for over 4 years. She enjoys exploring new destinations and embracing new cultures. In partnership with her husband, Pubali shares her best travel tips and recommendations on her travel blog Paradise Catcher. You can also find her on Instagram as @paradisecatchers

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Restaurants

A man sells 400 Adana kebabs a day in an American restaurant

Burak Cosan – MIAMI

A Turk said he sells some 400 Adana kebabs a day at his Miami restaurant, which entered the Michelin Guide in its first year.

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“Our restaurant, Doya, was opened a year ago and we managed to enter the Michelin list with Turkish food,” said Erhan Köspeten.

Köspeten, who is the son of former transport minister Mehmet Köspeten, has lived in Miami, United States, since 2004.

Doya is his second restaurant after Mandolin Aegean Bistro, which was sold to Soho House.

“We promote Turkish cuisine in the United States,” he said. “We have baklava, kebabs, lahmacun, pitta, mantı and mezes on the menu.”

When asked what his customers prefer the most, Köspeten directly pointed to Adana kebab. “We sell about 400 Adana kebabs a day,” he said, adding customers’ interest in the “cağ kebab.”

Adana kebab is a Turkish dish that consists of a long skewer of hand-minced meat mounted on a wide iron skewer and grilled on an open barbecue filled with hot charcoal. The dish originated in the southern province of Adana.

Cağ kebab is a variety of horizontally stacked marinated lamb kebab, originating from the eastern province of Erzurum.

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“Olives, beans, tomato paste, rice, dried meat… Most of the ingredients come from Turkey,” Köspeten noted.

The owner of Doya aims to form Doya chains of 10 restaurants over the next five years. “Our second Doya will be open in Doral, near Miami,” he said.

Monaco, Shanghai and New Mexico are other destinations where Köspeten plans to open new Doya chains.

When asked if the Turkish brand will open in Türkiye, he said: “We haven’t decided yet. But if we make such a decision one day, it will surely be in Istanbul.

adana kebap, United States,

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Bars

Caged gun killer Jamie Bain slashed behind bars after being branded a weed

CAGE gun killer Jamie Bain has been reduced to behind bars after being branded a weed.

We can reveal the pub shooter, 38, was targeted by a fellow Perth nick.

1

Jamie Bain (pictured) serving a 22-year sentence for the 2006 murder of Alexander McKinnon at the Marmion bar in Edinburgh.

Bain is serving a 22-year sentence for the 2006 murder of ex-boxer Alexander McKinnon, 32, at the Marmion bar in Gracemount, Edinburgh.

Underworld sources say the hit was ordered by a crime boss who accuses Bain of exposing an associate.

A source said: “The guy took a chance and pounced on Bain.

“He ended up with two fairly serious cuts to his face but refused any treatment.

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“A lot of scammers are annoyed that he can sit in the main lobby despite being a known snitch.

“Bain is constantly looking over his shoulder now.”

During his murder trial, Bain nodded to who attacked him after the shooting.

A copy of a statement Bain gave to the cops is also in circulation. He said who was behind the gang execution of Euan “EJ” Johnstone.

Most read in The Scottish Sun

Bain once said that where he comes from being a weed is just as bad as being a pedo.

But the insider said: “There’s a street code you don’t give names to but he was happy to break it.

“He also alerted the cops to a guy who kept a gun for his crew outside.

‘He is then raided and down and behold a close relative’s sentence is cut.

“You don’t have to be Columbo to understand what’s going on.

“He sings like a canary.”

We talked about how Bain was petrified at being attacked by EJ’s killer and gang thug, David Togher, after they were transferred to HMP Grampian.

He saw Bain moved to Perth prison where the attack happened two weeks ago.

Gunman Bain opened fire with a sawed-off shotgun in the Edinburgh pub in 2006.

I wear 90p Primark sandals and spend my benefits on Gucci shoes for my son
I'm a mum of 12 and made a huge order from Shein for the kids, their £10 leggings are the best

He killed the boxer Alexander and left his brother-in-law James Hendry to fight for life after the horror drinking attack.

The Scottish Prison Service said: ‘We do not comment on individual prisoners.

We pay for your stories and videos! Do you have a story or video for The Scottish Sun? Email us at [email protected] or call 0141 420 5300

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Nightclubs

Nightclub Venue Manager – Pedestrian Jobs

THE COMPANY:

With a legacy of over 25 years as one of Sydney’s most iconic and oldest venues, Club 77 continues to be a vital center for local nightclub culture. A stronghold for all things electronic music, Club 77 is a progressive platform for the best parties and club nights in town, working with like-minded promoters, artists and DJs.

At Club 77, we hold one core value above all else: we pride ourselves on inclusiveness. This means that we are a safe space for people of all backgrounds, sexual orientations and genders.

dance – connect – explore – manifest

ROLES AND RESPONSIBILITIES:

We are looking for a passionate, customer experience-focused Site Manager with a strong track record managing and overseeing high-volume sites and maintaining compliance. This is a client-facing role, so it will also include managing the venue from opening to closing (and everything in between). An interest in electronic music and a solid understanding of how nightclubs and dive bars work is a plus. You must possess the drive and desire to help build a multifaceted business, coupled with a carefree attitude.

This role requires a high level of attention to detail, working directly with Club 77 directors, in-house promoters and third-party promoters.

You will be taken to:

  • Lead the execution of an exceptional customer experience
  • Manage, train and develop bartenders and barbacks by providing exceptional customer experience, bar service and operations, responsible alcohol service and WHS practices
  • Coordinate and collaborate with the team in a way that promotes “one team”
  • Be able to liaise with clients, staff, governing bodies and members of the public in a professional, respectful and friendly manner
  • Always promote venue licensing goals
  • Team working
  • Identify improvements and efficiencies to enhance the customer experience
  • Promoting equality, inclusion and diversity
  • Manage day-to-day site operations
  • Assume responsibility for the operation of the venue
  • Manage AusComply and compliance, liaising directly with licensee and governing bodies
  • Manage security, including listing and controlling salaries, on or under budget
  • Oversee the efficiency and accuracy of the POS system
  • Oversee inventory and orders, meeting or under planned budgets
  • Oversee roster composition and salary control, meeting or under planned budgets
  • Supervise inventory control, in direct liaison with our independent auditor
  • Manage cash handling, reconciliation and late night reporting
  • Support opening and closing procedures
  • Ensure that the place is clean and that good hygiene practices are followed

PERSONAL AND PROFESSIONAL QUALIFICATIONS:

  • Responsible Alcohol Service Certificate valid in New South Wales
  • Minimum 5 years of experience in site management
  • Minimum of 2 years of experience managing a team in a high volume nightclub or bar
  • Experience working in a fast-paced, customer-facing environment
  • The ability and motivation to work late at night (closing at 4am)
  • Excellent communication and organizational skills
  • A good knowledge of beer, wine and spirits
  • Numeracy and cash management skills
  • Be fully vaccinated
  • Have completed the New South Wales License Holders Training Course or be willing and willing to do so (desirable)

ADVANTAGES:

  • Possibility of a 4-day work week
  • Evening staff meal
  • Discount for staff on all food and beverages
  • Work with some of Australia’s hottest artists, DJs and promoters
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Eatery Business

History of Home Equity

Home equity loans have been around for nearly a century, offering borrowers a way to cover larger expenses like home repairs, medical bills, and debt consolidation. Despite their long history, however, the popularity of these loans has waxed and waned over the past few decades. They have also evolved over the years to meet the needs of consumers looking for more flexible ways to borrow against their home.

Here’s a look at the history of home equity lending, including its rise to mainstream use in the 1980s, its role in creating the Great Recession, and its sudden demise at the onset of the COVID-19 pandemic.

The central theses

  • Home equity loans have been around since the Great Depression, although originally they were used primarily as a last resort for low-income borrowers with few other alternatives.
  • The 1986 Tax Reform Act helped boost home equity lending by removing the tax deduction for interest paid on non-mortgage debt.
  • Home equity loans continued to prosper in the 1990s and early 2000s when major banks ran large marketing campaigns touting them as an easy way to turn your equity into cash.
  • The Great Recession of 2008 put a damper on their use and the COVID-19 pandemic has limited access to them, but they remain popular.

Originally for the less creditworthy

Home equity loans, which allow homeowners to convert their home equity into cash, have been around since the Great Depression, although initially they were relatively uncommon. Lenders were primarily consumer finance companies and specialty secondary mortgage companies, with custodians accounting for only about two-fifths of loans made. Economic conditions left many property owners, particularly farmers, at risk of foreclosure, and as sources of credit were hard to find, credit began to avert disaster.

For example, if a customer owns a $100,000 home and only owes $50,000 on their first mortgage, a lender could allow the person to borrow an additional $25,000 in the form of a home equity loan. Unfortunately, this second mortgage didn’t help much in the long run as the depression deepened and many people lost their property. As a result, home equity loans became equated with poverty and carried a social stigma.

Mainstream in the 1970s and 1980s

This began to change in the 1970s and 1980s. A number of factors contributed to their explosion over these decades, including the fact that more custodians – including big-name banks – decided to enter the market.

Banks had certain advantages over financial firms, including the ability to offer home equity lines of credit (HELOCs) that consumers could access by writing a check. Suddenly, homeowners had the option to borrow only the amount they needed, when they needed it, instead of taking out a lump sum loan. Deposit-taking institutions also tended to have an older customer base than finance firms, from which more equity could be drawn.

The popularity of these loans only grew with the passage of the Tax Reform Act of 1986, which eliminated the tax deduction for interest paid on non-mortgage debt. This, combined with comparatively low interest rates, made home equity loans significantly more attractive than unsecured loans, which you could no longer write off on your tax return. As a result, the sector grew at a breathtaking pace. The total outstanding value of equity loans increased from $1 billion in 1982 to $188 billion in 1988.

Marketed to the masses by big banks

The 1986 tax law wasn’t the only driving force behind the explosion in home equity lending, however. Around the same time, larger banks made a concerted effort to change the image of second mortgages, which were once seen as a last resort for the financially troubled.

One of the first things banks did was change their advertising terminology. Pei-Yuan Chia, a former vice chairman at Citicorp who oversaw the bank’s consumer business in the 1980s and 1990s, recounted The New York Times in a 2008 interview: “Calling it a ‘second mortgage’ is like crouching your house, but call it ‘equity access’ and it sounds more innocent.” Citigroup introduced a campaign in the early 2000s urging homeowners to “live rich.” Banco Popular had a “Make Dreams Happen” ad campaign with the slogan “Need Cash? Use your home.”

“Banks began to use consumer acquisition techniques more like a department store than a bank,” says Barbara Lippert of promotional week said The New York Times 2008. “That was a real change of direction.” What these marketing campaigns usually left out was the dangers that come with these loans, including the risk of foreclosure for borrowers unable to repay them.

Playing a role in the Great Recession

The home equity loan market continued to grow until 2005, when the value of new HELOCs reached nearly $364 billion. At this point, the growth of the market was fueled in large part by lowering credit standards, which meant that even clients with weaker FICO scores or high debt-to-income (DTI) ratios could often be admitted.

This all changed over the next few years, which saw a dramatic fall in home values ​​and a corresponding increase in defaults, triggering the Great Recession. As a result, lending fell dramatically while banks tightened their lending standards. As the housing market began to recover, equity-based lending began to rise, although not at the pace seen during the 2005 peak.

COVID-19 slows recovery

Home equity lending fell again early in the COVID-19 pandemic, with banks like JPMorgan Chase suspending HELOC lending on April 16, 2020 due to economic uncertainty and a turbulent job market. Citigroup followed almost a year later, on March 3, 2021.

Even with the job market recovering and Americans sitting on a record amount of home equity — $9.9 trillion by the end of 2021, according to data company Black Knight — both big banks have yet to raise new equity loans. However, Bank of America continues to offer HELOCs, including a fixed-rate hybrid model that can mimic a home equity loan. According to the report by The Wall Street Journalit initially introduced stricter lending standards to mitigate credit risk, but has since reverted to its previous underwriting policy.

However, the absence of several major banks from the market hasn’t prevented the comeback of home equity loans in 2021. The prospect of continued rate hikes has made lower-cost home loans more attractive, leading to significant growth in home equity issuance and new HELOCs.

How long have home equity loans been around?

Home equity advertising dates back at least to the Great Depression. Back then, they were relatively rare and typically used by homeowners who had no other way to pay off their debts. Their popularity rose sharply in the 1970s and 1980s when larger banks began offering them and Congress passed legislation phasing out the tax deduction for other types of interest payments.

What were the first companies to offer home equity loans?

For much of the 20th century, most home equity loans were originated primarily by consumer finance firms, second mortgage companies, and even individuals. However, in the 1970s, more traditional banks began to add these products. As custodians, they could offer equity-based lines of credit that consumers could access by writing a check.

How did the 1986 Tax Reform Act affect home equity loans?

Among other provisions, the Tax Reform Act 1986 eliminated the tax deduction for interest paid on non-mortgage debt. This made home equity loans a more attractive alternative to other loans.

The final result

Home equity loans have been around for almost a century, although the industry really came into its own in the 1980s, after banks began to reshape the image of these loans, followed by Congress passing legislation making them more attractive than other forms of mortgage lending Loans made loans. The Great Recession and the COVID-19 pandemic both dampened their use, but to this day, home equity loans remain an extremely popular means of borrowing money.

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Cafes

Good Karma Cafe temporarily closes another location months after workers unionize

Three months after its employees voted to unionize, Good Karma Cafe temporarily closed a second location.

Company president Shawn Nesbit confirmed the location at 22nd and Pine Streets was closed Friday until further notice. The Good Karma at 23rd and Walnut closed earlier this spring due to staff shortages. Two other locations, at Ninth and Pine and the Wilma Theater on South Broad Street, remain open.

“We have made the very difficult decision to temporarily close our Fitler Square site. We are taking this time to complete certain building and equipment repairs that require immediate attention,” Nesbit said in a statement. “We look forward to providing an enhanced Good Karma experience that benefits our employees, our customers and our community. We also look forward to meeting with the union to establish an agreement that works for both parties.

Good Karma workers’ union, United Karma, said in a statement that Nesbit had been repeatedly informed of structural problems at the Pine Street store. “[Given] the two pressing concerns that led to this closure – a leak in the ceiling that caused it to sink and a lack of adequate air conditioning – are issues that Shawn has been repeatedly told about for months, for the former, or years, for the latter, it’s hard not to see this as a union affair.

According to the statement and previous interviews with Good Karma workers, timely repairs are a key part of the union’s agenda for contract negotiations.

» READ MORE: Unions are preparing in cafes and restaurants. Will they change Philadelphia’s food scene?

The union also said workers “are extremely disappointed and frustrated” that employees at the 22nd and Pine site are being laid off instead of being transferred to one of two operating sites – or the 23rd and Walnut site, which remains closed. The union also expressed frustration that workers would have to reapply for jobs when closed sites reopen.

“Since the closure of the first store, 23 and Walnut, we have heard that Shawn wants to staff it and get it back up and running as soon as possible,” the statement read. “Instead of giving [workers] these options, they were told that if they wanted to continue working at Good Karma, they had to reapply.

“It is not only about improving working conditions, but also about securing our livelihoods,” the statement concluded.

Good Karma Workers voted for unionization at the end of March, 20-3. United Karma is affiliated with Philadelphia-based Workers United, which has also helped organize Starbucks workers across the country. Employees at five Starbucks in Philadelphia have voted to unionize since May.

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Restaurants

Why these Dallas-Fort Worth restaurants will close for a ‘brain break’ in July 2022

July is often one of the slowest months of the year for restaurants in Dallas. it’s hot. Customers travel. And some North Texas restaurateurs are embracing the scorching days of summer by closing for a week or more around July 4.

“It’s time to take a break and walk away,” said Jennifer Uygur, co-owner of Italian restaurant Oak Cliff. Lucy with her husband, chef David Uygur.

Take a break at Urbano Cafe July 2-7, 2022, because it’s taking one too.(Tom Fox / personal photographer)

His motivation has less to do with slow sales, which doesn’t really happen in a tiny, nine-table restaurant that’s still considered one of Dallas’ best. It’s more about resting, says Uygur. Their 18 employees are among thousands of North Texas restaurant workers who have been on the front lines of the pandemic for more than two years.

“It’s good for everyone to take a brain break,” Uygur says.

Lucia will be closed July 10-19 and its full-time employees will be paid for their time off.

Uyghurs are planning to take their first plane trip since January 2020 – and they are counting the days.

Urban Cafe in East Dallas is another restaurant that holds annual “summer vacations” for its employees. Owners Kristen and Mitch Kauffman are closing the restaurant July 2-7 and reopening for dinner July 8.

At French Room and the French Room Bar Inside the historic Adolphus Hotel, staff members are off June 27-July 5. They do it twice a year: for one week in the summer and one after the holidays.

The French Room at the Adolphus Hotel has not opened full dinner service since...
The French Room at the Adolphus Hotel hasn’t opened for full dinner service since the pandemic hit, but it does do afternoon tea. The restaurant is suspending tea service until July 5, 2022.(Steven Visneau)

“It’s a full-time profession for most of our team, and we stay so busy throughout the year that it can be difficult to find time for an extended vacation,” one executive wrote. company in a press release. “Taking a week off twice a year allows us to break up together and gives everyone the opportunity to travel, visit family and enjoy life.”

It also allows time to update the historic building in downtown Dallas, which is 110 years old.

Full-time employees of the French room accumulate paid vacation during the year and can use it during the two annual breaks if they wish, a spokesperson said.

Lone Star Donuts in Oak Cliff takes a different approach, closing for the entire month of July to “reorganize” its business. This isn’t so much a “headache” as more of a reset for a 72-year-old company.

The Swiss pastry takes its break this year from July 3 to 11. The bakery closed the week of July 4 “for as long as I can remember,” says chef and owner Hans Peter Muller. His father opened the shop in June 1973, and it’s one of the oldest restaurants in Dallas-Fort Worth.

“Everyone has the same week off and we’re not short-staffed all summer because people take individual vacations,” Muller said via email. Employees of the company for a year or more are paid for their free time.

Of course, many restaurant owners and employees feel they can’t afford to close, especially as the cost of food rises. Barbecues and bars, in particular, are likely hoping for strong sales in early July to offset the long hangover from weak sales during the pandemic.

The July 4 weekend “can be an incredibly busy and lucrative time for liquor retailers,” TABC Chief Enforcement Officer Brandy Norris said in a statement. They encourage bars and retailers to be careful not to overserve intoxicated customers.

Before going to a restaurant in North Texas in July 2022 —

Hours and dates for some restaurants will change in July. While some restaurants are taking a big break, others are taking a different approach: Between, they say. Many offer 4th of July promotions designed to entice customers.

Still others will close on July 4th only. Many consider it a day of celebration. But others, like TLC Vegan, call the 4th of July a day “to mourn the loss of personal freedoms, religious liberty, and the separation of church and state in America” ​​after Roe vs. Wade was overthrown.

So here’s a suggestion: if you’re heading to a restaurant in the next week or two in D-FW, call ahead or check social media first.

For more food news, follow Sarah Blaskovich on Twitter at @sblaskovich.

Discover over 30 D-FW restaurants and bars offering 4th of July specials

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Bars

US regulator bans restart of Freeport LNG plant over safety concerns

  • Regulator discovers conditions posing risk to public safety
  • US sets timeline for independent review of factory and repair plan
  • The June 8 explosion released 120,000 cubic feet of LNG and methane
  • Freeport sees partial recovery in early October

HOUSTON, June 30 (Reuters) – The second-largest U.S. liquefied natural gas export facility hit by a fire earlier this month will not be allowed to repair or restart operations until it resolves the risks to public safety, a pipeline regulator said Thursday.

The June 8 explosion and fire destroyed Freeport LNG’s 15 million tonnes per annum (mtpa) Quintana plant, exacerbating global LNG shortages amid reduced gas flows from Russia, while weighing heavily on domestic natural gas prices in the United States.

“Continued operation of the Freeport LNG export facility without corrective action may pose an integrity risk to public safety, property, or the environment,” said the U.S. Pipeline and Hazardous Materials Safety. Administration (PHMSA) in its preliminary report.

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A problem with a safety valve led an 18-inch (46cm) pipe with stainless steel inner and outer layers to overpressurize and burst, releasing LNG and methane gas that caused the explosion, PHMSA said in his report.

It set out a series of steps to investigate what caused a 300-foot (91 m) section of pipe to burst and release approximately 120,000 cubic feet of LNG.

Root-cause analysis will likely delay a partial factory restart by 90 to 120 days and could delay a full restart, analysts said.

Freeport, a tightly held company, said it will continue to work with PHMSA and other regulators to obtain necessary approvals to restart operations. He estimated that the resumption of partial liquefaction operations would take place in early October and a return to full production by the end of the year.

U.S. natural gas futures fell 15% on Thursday on the report and continued inventory builds, contributing to a 33% price drop in June, the biggest monthly drop since 2018. read more

LONG PROCESS

“The actual process (of reviews, repairs and approvals) will take more than three months, and potentially six to 12 months,” said Alex Munton, global director of gas and LNG at consultants Rapidan Energy Group.

But based on PHMSA’s track record, once it understands the cause of the explosion and is confident in a repair plan, it will likely let part of the facility resume treatment early, did he declare.

Freeport LNG said the likely cause of the explosion was an overpressurized pipeline and equipment to cool natural gas into liquid for export was not damaged. Read more

The regulator ordered the company to submit a plan within 60 days for an outside investigator to provide a report on the extent of the damage to the facility. He did not specify how long it would take to approve a plan. Freeport must also engage a third party to examine the condition of its LNG storage tanks.

Only after the reviews are complete will the company be able to submit a plan to repair the damage, he said, further complicating Freeport LNG’s goal of a partial restart in September and full operation by the end of the year.

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Reporting by Gary McWilliams Editing by Marguerita Choy

Our standards: The Thomson Reuters Trust Principles.

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Nightclubs

#trend: Club goers beg S’pore nightclubs to open earlier so they can ‘sleep before midnight’

In his rant, Milotruckdreams observed that nightclubs usually open at 10 p.m., with the revelry starting around 11 p.m.

“It’s almost bedtime already,” she lamented. “Why can’t things start at, like, 7:30?” »

She then described a preferable schedule allowing someone who finishes work at 6 p.m. to go into town, have dinner with friends, go to clubs by 7:30 p.m. and sleep before midnight.

One of the selling points of this new idea was being able to take public transport home and not have to pay for the ever-increasing fare increases of private rental cars.

One Instagram user noted, “All night buses home have also just been discontinued. No better time for this change.”

More importantly, the anonymous comedian pointed out that being able to sleep earlier will also allow clubgoers to make plans for the next morning instead of wasting half the day like they usually do.

One comment agreed, saying how impossible it is to start early the next day: “My friend wants to kill me because Saturday morning I can’t wake up for yoga.”

Another said, “Start early and finish early!! The next day you can still function and work.”

That could well include nightclub DJs and other staff, who Milotruckdreams says “still have to go sell insurance” the next morning.

Readers were very amused by his light on the seemingly vast number of people working in the insurance industry, and many comments about it.

“I died when I read that,” said one.

On Wednesday, Instagram user “jermheng” uploaded a video of his own heartfelt re-enactment of the rant, writing, “Finally we feel understood.”

His Instagram Reel has been viewed over 8,600 times, prompting further passionate comments: “Finally someone expresses exactly how I feel about clubbing to perfection!!!!!!!! We want to dance AND have a restorative sleep.”

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